Article Per Year (5 Year)
p-Index From 2021 - 2026
1.564
P-Index
This Author published in this journals
All Journal USU LAW JOURNAL JURNAL MAHKAMAH Indian Journal of Forensic Medicine & Toxicology International Journal of Social Science, Educational, Economics, Agriculture Research, and Technology (IJSET) Journal of Law and Nation International Conference on Health Science, Green Economics, Educational Review and Technology (IHERT) Jurnal Media Akademik (JMA) Jurnal Intelek Dan Cendikiawan Nusantara Jurnal Intelek Insan Cendikia Journal of International Islamic Law, Human Right and Public Policy
Tan Kamello
Unknown Affiliation
Religion Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

Published : 14 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search

 1 
ANALYSIS OF LEGAL CERTAINTY AND CHALLENGES IN THE ESTABLISHMENT OF POLICY GUARANTEE INSTITUTIONS IN INDONESIA Isdiana Syafitri; Sunarmi; Tan Kamello; Hasim Purba
International Conference on Health Science, Green Economics, Educational Review and Technology Vol. 6 No. 1 (2024): 7th IHERT (2024): IHERT (2024) FIRST ISSUE: International Conference on Health
Publisher : Universitas Efarina

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ihert.v6i1.382

Abstract

Insurance is a financial services business that collects public funds and provides protection against losses due to an uncertain event. For supervision, the government has formed an Insurance Supervisory Agency, namely the OJK (Financial Services Authority) which functions to encourage the progress of the financial services industry and protect insurance customers. Indonesia has Law Number 40 of 2014 concerning Insurance. This study aims to provide legal protection for insurance customers in overcoming the risk of default and awaiting the formation of the Policy Guarantor Institution. Cases of unit link insurance defaults and governance violations have also occurred in several insurance companies. Such as Bakrie Insurance, Asuransji Jiwasraya, Bumiputera Insurance and Kresna Insurance. The Financial Services Authority imposes sanctions on defaulted insurance companies, including: written warnings, revoking business licenses and bankruptcy. This research is of a normative juridical nature that is qualitative descriptive. This study shows how the insurance industry in Indonesia provides protection for customer funds in resolving defaults to realize legal certainty by forming a policy guarantor program. In conclusion, although OJK imposes sanctions in cases of default, it does not appear that policyholders are protected, especially in the disbursement of claims. Therefore, a Policy Guarantor Institution needs to be formed as soon as possible to realize legal certainty.
Co-Authors Abdan Taqyanto Aflah Agustining Agustining Alvi Syahrin Annisa Rizkika Chairiza Nasution Annisa Rizkika Chairiza Nst Azalia Salsabila Pilo Daulay Bismar Nasution Gunawan Sibarani HASIM PURBA Hasyim Purba Husni Husni Iman Jauhari Isdiana Syafitri Keizerina Devi Mahmud Mulyadi Mahmul Siregar Miranda Chairunnisa Muhammad Daud Siregar Nelly Afrida Banjarnahor Nixson Nixson Raden Mohamad Herdian Bhakti REGINA SONDANG CLARA PARDEDE Rommy Yudistira Lubis Rosdinar Sembiring Rosnidar Sembiring Ruth Dewi F. Sinambela Sunarmi SUPRAYITNO Suprayitno Suprayitno Syafruddin Kalo Tony Tony Utary Maharany Barus