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<![CDATA[PENGARUH INVESTASI DAN TENAGA KERJA TERHADAP PERTUMBUHAN EKONOMI DI PROVINSI SULAWESI TENGGARA ]]>
<![CDATA[Purnamasari, Sri Ayuni]]>;
<![CDATA[Rostin, Rostin]]>;
<![CDATA[Ernawati, Ernawati]]>
<![CDATA[ JPEP (Jurnal Progres Ekonomi Pembangunan) Vol 2, No 2 (2017): JURNAL PROGRES EKONOMI PEMBANGUNAN ]]>
Publisher : <![CDATA[Pascasarjana Universitas Halu Oleo ]]>
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DOI: 10.33772/jpep.v2i2.8084
<![CDATA[Pembangunan merupakan suatu proses menuju perubahan yang diupayakan secara terus menerus untuk meningkatkan kesejahteraan masyarakat. Hasil pembangunan dapat diukur dengan menggunakan indikator jumlah output yang dihasilkan selama periode tertentu. Penggalian sumber daya sendiri perlu dioptimalkan agar dapat digunakan sebagai input pembangunan perekonomian daerah yang mandiri. Desentralisasi kekuasaan dalam rangka peningkatan kemampuan daerah untuk mengoptimalkan sumber daya lokal diharapkan akan mendorong memajukan pembangunan daerah masing-masing sehingga diharapkan akan memiliki tujuan akhir untuk meningkatkan kesejahteraan masyarakat pada tingkat daerah maupun nasional. Data yang digunakan dalam penelitian ini adalah panel data tahunan dari tahun 2011 sampai dengan tahun 2015 di 12 Kabupaten/Kota di Provinsi Sulawesi Tenggara. Variabel terikat dalam penelitian ini adalah Pertumbuhan Ekonomi, sedangkan variabel bebasnya adalah investasi dan tenaga kerja. Sejalan dengan masalah dan hipotesis dalam penelitian ini, maka penelitian ini menggunakan metode statistika dengan menggunakan persamaan regresi data panel dengan 3 pendekatan metode Common Effect Model (CEM), Fixed Effect Model (FEM) dan Random Effect Model (REM). Secara simultan investasi dan tenaga kerja berpengaruh positif dan signifikan terhadap pertumbuhan ekonomi dengan nilai probabilitas 0,000 > 0,05. Sedangkan secara parsial investasi berpengaruh positif dan signifikan terhadap pertumbuhan ekonomi dengan nilai probabilitas 0,000 > 0,05. Meningkatnya nilai investasi sudah tentu pasti akan meningkatkan pertumbuhan ekonomi. Sedangkan tenaga kerja berpengaruh tidak signifikan terhadap pertumbuhan ekonomi dengan nilai probabilitas 0,568 > 0,05. Peningkatan jumlah tenaga kerja belum tentu akan meningkatkan pertumbuhan ekonomi, karna tenaga kerja masih dipengaruhi oleh usia, pendidikan dan produktifitas seseorang. Kata Kunci : Investasi, Tenaga Kerja, Pertumbuhan Ekonomi]]>
<![CDATA[KORELASI KEBIJAKAN HARGA BERAS DENGAN KESEJAHTERAAN PETANI DI PROVINSI SULAWESI TENGGARA ]]>
<![CDATA[Vibriane, Erra Septy]]>;
<![CDATA[Saenong, Zainuddin]]>;
<![CDATA[Ernawati, Ernawati]]>
<![CDATA[ JPEP (Jurnal Progres Ekonomi Pembangunan) Vol 2, No 1 (2017): JURNAL PROGRES EKONOMI PEMBANGUNAN ]]>
Publisher : <![CDATA[Pascasarjana Universitas Halu Oleo ]]>
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DOI: 10.33772/jpep.v2i1.8099
<![CDATA[The objectives of this research are: (1) to know the relationship between Government Purchase Price (HPP) policy with the Rice Price at farmer level in Sulawesi Tenggara Province and (2) to know the correlation between Government Purchase Price (HPP) policy with farmers welfare in Sulawesi Tenggara Province. This research usemonthly data in the form of data of HPP of Rice, Grain Price, and Farmer’s Term of Trade of Food Crops Sub-sector (NTP-TP). The Correlation between HPP of Rice andGrain Price and also HPP of Riceand NTP-TP done separately by using Pearson Correlation Analysis. Results of this study showed that there is a direct and significant correlation between rice price policy and price of grain but this price policy even decreased the welfare of foodcrop farmers in Sulawesi Tenggara Province. This is because the price policy is only able to stimulate agricultural production but not followed by neither the control of the rate of increase in household consumption nor production cost. Keywords: Price Policy, Rice Policy, Farmers Welfare]]>
<![CDATA[PENGARUH PROFITABILITAS, LIKUIDITAS DAN UKURAN PERUSAHAAN, TERHADAPSTRUKTUR MODAL PERUSAHAANMANUFAKTUR SEKTOR ANEKA INDUSTRI YANGTERDAFTAR DI BURSAEFEK INDONESIATAHUN 2013 - 2018 ]]>
<![CDATA[Ruslan, Salmiyanti]]>;
<![CDATA[Wawo, Andi Basru]]>;
<![CDATA[Ernawati, Ernawati]]>
<![CDATA[ JPEP (Jurnal Progres Ekonomi Pembangunan) Vol 4, No 2 (2019): JURNAL PROGRES EKONOMI PEMBANGUNAN ]]>
Publisher : <![CDATA[Pascasarjana Universitas Halu Oleo ]]>
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DOI: 10.33772/jpep.v4i2.11011
<![CDATA[Penelitian ini untuk menguji dan menganalisis pengaruh profitabilitas, likuiditas dan ukuran perusahaan terhadap struktur modal. Penelitian ini adalah pendekatan kuantitatif. Populasi adalah penelitian dari berbagai perusahaan manufaktur industri yang terdaftar di Bursa Efek Indonesia selama 6 tahun, dari 2013 hingga 2018. Teknik pengambilan sampel menggunakan purposive sampling, sehingga sampelnya adalah 7 perusahaan. Analisis ini menggunakan analisis regresi data panel dengan bantuan software Eviews 10. Hasil penelitian menunjukkan bahwa (1) Profitabilitas berpengaruh secara signifikan terhadap Struktur Modal (2) Likuiditas berpengaruh secara signifikan terhadap Struktur Modal, (3) Ukuran Perusahaan berpengaruh secara signifikan terhadap Struktur Modal Kata kunci: Profitabilitas, Likuiditas, Ukuran Perusahaan dan Struktur Modal.]]>
<![CDATA[Knowledge and Awareness of Islamic Financial in Europe And America Countries ]]>
<![CDATA[Ernawati, Ernawati]]>;
<![CDATA[Asri, Mansyur]]>
<![CDATA[ IQTISHADIA Vol 13, No 1 (2020): IQTISHADIA ]]>
Publisher : <![CDATA[Ekonomi Syariah IAIN Kudus ]]>
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DOI: 10.21043/iqtishadia.v13i1.7207
<![CDATA[This study aims to determine the correlation between knowledge and awareness with industrial development, state religious status and state location. The data is sourced from secondary references of IFG-IFDI publication for the 2019 period on 42 countries in the European and American Continent. Data is processed through correlation analysis. The results show that Islamic financial knowledge correlates with the level of scientific awareness.  Islamic financial knowledge and awareness of Islamic finance are positively correlated with the development of 4 (four) segments of Islamic finance, namely: Islamic banking, takaful, other Islamic finance, and sukuk; and does not correlate with the Islamic funds. The countries with a Muslim majority population will be more active in developing activities related to the Islamic financial industry.  There other side, there is no significant correlation between knowledge and awareness of Islamic finance with the continet location of the country. The research findings recommend an inclusive awareness movement so that it unites the academic and the public aspects in Islamic financial campaigns.]]>
<![CDATA[PENGARUH BELANJA DAERAH TERHADAP KUALITAS PEMBANGUNAN MANUSIA MELALUI PERTUMBUHAN EKONOMI ]]>
<![CDATA[Sutarno, Bambang Bintoro]]>;
<![CDATA[Syarif, Muhammad]]>;
<![CDATA[Ernawati, Ernawati]]>
<![CDATA[ JPEP (Jurnal Progres Ekonomi Pembangunan) Vol 6, No 1 (2021): JURNAL PROGRES EKONOMI PEMBANGUNAN ]]>
Publisher : <![CDATA[Pascasarjana Universitas Halu Oleo ]]>
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DOI: 10.33772/jpep.v6i1.17138
<![CDATA[ABSTRAK Tujuan penelitian ini adalah menguji pengaruh langsung belanja daerah dan pengaruh tidak langsung belanja daerah terhadap kualitas pembangunan manusia melalui pertumbuhan ekonomi. Jenis data menggunakan data sekunder yang bersumber dari Badan Pusat Stasitik (BPS) dan Kementerian Keuangan RI. Analisis data menggunakan analisis jalur dengan regresi data panel dengan data cross section 11 Kota di Pulau Sulawesi dan data time series periode 2011-2017.Hasil analisis menunjukkan bahwa belanja daerah berpengaruh signifikan terhadap pertumbuhan ekonomi, namun pertumbuhan ekonomi berpengaruh tidak signifikan terhadap kualitas pembangunan manusia. Hasil penelitian juga menunjukkan belanja daerah berpengaruh langsung terhadap kualitas pembangunan manusia namun  tidak dimediasi oleh pertumbuhan ekonomi. Artinya pertumbuhan ekonomi belum dapat memediasi pengaruh belanja daerah terhadap kualitas pembangunan manusia di kota-kota di Pulau Sulawesi periode 2011-2017. Kata Kunci: Belanja Daerah, Pertumbuhan Ekonomi, Kualitas Pembangunan Manusia ABSTRACT English translation. The purpose of this study was to examine the direct effect of regional spending and the indirect effect of regional spending on the quality of human development through economic growth. This type of data uses secondary data sourced from the Central Statistics Agency (BPS) and the Ministry of Finance of the Republic of Indonesia. Data analysis used path analysis with panel data regression with cross-section data from 11 cities in Sulawesi Island and time series data for the 2011-2017 period.The results of the analysis show that regional spending has a significant effect on economic growth, but economic growth has no significant effect on the quality of human development. The results also show that regional spending has a direct effect on the quality of human development but is not mediated by economic growth. This means that economic growth has not been able to mediate the effect of regional spending on the quality of human development in cities on Sulawesi Island for the 2011-2017 period. Keywords: Regional Spending, Economic Growth, Quality of Human Development]]>
<![CDATA[Jaringan Pengelolaan Zakat untuk Pertumbuhan Industri Keuangan Non Bank Syariah ]]>
<![CDATA[Ernawati Ernawati]]>
<![CDATA[ Jurnal Ilmiah Ekonomi Islam Vol 4, No 03 (2018): JIEI, Vol. 04, No. 03, 2018 ]]>
Publisher : <![CDATA[ITB AAS INDONESIA Surakarta ]]>
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DOI: 10.29040/jiei.v4i03.310
<![CDATA[Sharia non bank financial industry (IKNB) still low share of the conventional IKNB. The one of strategy to accelerating growth in sharia IKNB is through the management of zakah, infaq, sadaqah and awqaf (ZISWAF). This paper aims to explore the zakah management model for the growth of sharia IKNB. The secondary data were obtained through reports, information and zakat regulation. The analytical method used is descriptive and transaction cost approach. The results show that the growth of IKNBS can be accelerated with an active role of IKNBS in the ZISWAF management as a Unit Pengumpul Zakah (UPZ), besides partnership with Lembaga Amil Zakah (LAZ ). Partnership Model will minimize control and information cost of ZISWAF management. Lack of human resource and technological are the problems management zakah by sharia IKNB.]]>
<![CDATA[Pusat pertumbuhan perbankan syariah di indonesia ]]>
<![CDATA[Ernawati Ernawati]]>
<![CDATA[ Imanensi: Jurnal Ekonomi, Manajemen, dan Akuntansi Islam Vol 2 No 2 (2017): Imanensi : Jurnal Ekonomi, Manajemen, dan Akuntansi Islam ]]>
Publisher : <![CDATA[Forum Dosen Ekonomi dan Bisnis Islam (FORDEBI) ]]>
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DOI: 10.34202/imanensi.2.2.2017.33-44
<![CDATA[Abstrak Penelitian ini bertujuan untuk memetakan pusat pertumbuhan perbankan syariah di Indonesia dan menguji perbedaan daerah pertumbuhan Bank Umum dan Bank Pembiayaan Rakyat Syariah. Data penelitian merupakan data sekunder hasil publikasi Otoritas Jasa Keuangan dan Badan Pusat Statistik Indonesia tahun 2014. Hasil penelitian menunjukkan bahwa pusat pertumbuhan perbankan syariah berada pada Wilayah Jawa. Hal ini di justifikasi oleh hasil uji beda yang menunjukkan bahwa tidak terdapat perbedaan daerah pertumbuhan pada Bank Umum dan Bank Pembiayaan Rakyat Syariah. Pada sisi lain pusat pertumbuhan perbankan tampaknya terkait dengan besarnya potensi permintaan yang diindikasikan dengan: jumlah penduduk, jumlah pekerja, dan pendapatan perkapita suatu wilayah. Abstract This study aims to mapping the growth center of Islamic banking in Indonesia and analizing the inequality in growth of Commercial Bank and Islamic Rural Bank. The data use secondary from publications Financial Services Authority and the Central Bureau of Statistics Indonesia in 2014. The results showed that the growth of Islamic banking center is located on Java region. This is justified by results of the different test that there were no differences in the growth area of Commercial Bank and Islamic Rural Bank. On the other hand, the central growth seem related to the magnitude of the potential demand is indicated by the number of population, number of workers, and the per capita income of a region.]]>
<![CDATA[Keuangan Inklusif Bank Umum Syariah Dalam Mendukung Usaha Mikro Kecil dan Menengah ]]>
<![CDATA[Erna Wati]]>
<![CDATA[ AL-FALAH : Journal of Islamic Economics Vol 1, No 1 (2016) ]]>
Publisher : <![CDATA[Institut Agama Islam Negeri (IAIN) Curup ]]>
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DOI: 10.29240/jie.v1i1.57
<![CDATA[This study examines the financial inclusive SMEs on Indonesian Islamic Commercial Bank (ICB). Data used is secondary data from the publication of the Financial Services Authority (FSA) and the publication of ICB. The indicators examined including of the dimensions of use, physical accessibility and price affordability. The results showed that the preferences of ICB on SMEs access were not related with the size of the bank. The three largest ICB is more lower preference allocation to SMEs. Although Islamic banking office network experienced an increasing trend, but physical accessibility for regency still limited. SMEs still have a low price affordability, contrary to the Shariah Rural Bank (SRB). The results also showed that the lower price affordability the higer NPF of SMEs, which implies trade off between price affordability and collectability of financing. Keywords : Inclusive Finance, Physical Accessibility, Affordability, Dimension Usage]]>
<![CDATA[Risk of Profit Loss Sharing Financing: The Case of Indonesia ]]>
<![CDATA[Ernawati Ernawati]]>
<![CDATA[ Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah Vol 8, No 1: January 2016 ]]>
Publisher : <![CDATA[Faculty of Shariah and Law, UIN Syarif Hidayatullah Jakarta ]]>
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DOI: 10.15408/aiq.v8i1.2511
<![CDATA[This study analyzes the risk of profit-and-loss sharing finance in IndonesianIslamic banking. Data used is secondary data obtained from the Financial ServicesAuthority’s 2009-2014 publication. Financing risk is measured by risk returnand opportunity cost. Results of the study show that risk return in mudharabafinancing is more volatile than that in musharaka as it is potentially driven byagency problems. In all groups of banks, higher incomes are more promising inmudharaba than musharaka; but individually musharaka is more attractiveto Islamic Rural Bank groups, and vice versa for the Sharia Bank groups. Theone side it is more secure for Islamic banking to allocate funds in musharakacontract, which is an alternative to murabaha. However, musharaka contractis less attractive due to lower potential returns. Although high returns are morepromising in mudaraba, this financing mode has higher risk of returnsDOI: 10.15408/aiq.v8i1.2511]]>
<![CDATA[KARAKTERISTIK PROGRAM PEMBERDAYAAN MUSTAHIK OLEH LEMBAGA AMIL ZAKAT NASIONAL DI INDONESIA ]]>
<![CDATA[Ernawati Ernawati]]>
<![CDATA[ INFERENSI: Jurnal Penelitian Sosial Keagamaan Vol 10, No 2 (2016) ]]>
Publisher : <![CDATA[State Institute of Islamic Studies (IAIN) Salatiga ]]>
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DOI: 10.18326/infsl3.v10i2.309-334
<![CDATA[This study aims to investigate the characteristics of empowerment mustahik by Lembaga Amil Zakat Nasional (LAZNAS). The sample consisted of 13 LAZNAS. Data obtained through the publication of directories on line LAZNAS. Characteristics of the empowerment program assessed in six dimensions: type of aid, the target group, target area, target age, gender and agriculture-based . The data were analyzed descriptively with tabulation, percentages and charts. The results showed that the type of the empowerment program conducted by LAZNAS in Indonesia consists of: financial aid, assistance tools, training and mentoring, as well as other type such as reinforcement, the legality of operations and strengthening the network of business. However, not all LAZNAS adopt this type of aid. The whole LAZNAS have targeted both mustahik empowering individuals and groups. LAZNAS also generally have a Village Project. On the other hand, LAZNAS in general has given space to the development of community enterprises in the agricultural sector. But lack of attention at a young age and female mustahik. Only three LAZNAS that provides direct attention to the younger group; and one for woman empowerment. ]]>
