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All Journal Signifikan : Jurnal Ilmu Ekonomi ETIKONOMI Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics) INFERENSI IQTISHADIA Jurnal Progres Ekonomi Pembangunan Jurnal Ilmiah Ekonomi Islam Jurnal Dinamika Ekonomi dan Bisnis Dinamisia: Jurnal Pengabdian Kepada Masyarakat Muqtasid: Jurnal Ekonomi dan Perbankan Syariah Jurnal Hukum Ekonomi Syariah Jesya (Jurnal Ekonomi dan Ekonomi Syariah) Surya Abdimas Buletin Ilmiah Marina : Sosial Ekonomi Kelautan dan Perikanan Iqtishoduna: Jurnal Ekonomi Islam Amwaluna Jurnal Ekonomi dan Keuangan Syariah IMANENSI: Jurnal Ekonomi, Manajemen dan Akuntansi Islam Mega Aktiva: Jurnal Ekonomi dan Manajemen JOURNAL OF BUSINESS AND ECONOMICS RESEARCH (JBE) AL-FALAH : Journal of Islamic Economics Lumbung Inovasi: Jurnal Pengabdian Kepada Masyarakat Jurnal Perspektif Pembiayaan dan Pembangunan Daerah IIJSE Optimum: Jurnal Ekonomi dan Pembangunan

Ernawati Ernawati

Fakultas Ekonomi Dan Bisnis, Universitas Halu Oleo

Author-ID : 2440791

Religion Agriculture, Biological Sciences & Forestry Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences Other

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INDUSTRI PENGOLAHAN PERIKANAN DI KABUPATEN KONAWE SELATAN, SULAWESI TENGGARA Ernawati Ernawati; Muhammad Rafiy; Surianti Surianti
Buletin Ilmiah Marina Sosial Ekonomi Kelautan dan Perikanan Vol 6, No 1 (2020): JUNI 2020
Publisher : Balai Besar Riset Sosial Ekonomi Kelautan dan Perikanan

Penelitian ini bertujuan untuk mengkaji ketersediaan bahan baku dan skala pemasaran industri pengolahan hasil perikanan di Kabupaten Konawe Selatan. Penelitian dilaksanakan pada tahun 2017 dan 2018 dengan menggunakan data primer dan sekunder. Data primer diperoleh melalui kuesioner yang didistribusikan kepada 21 responden pelaku usaha. Data sekunder diperoleh melalui publikasi Badan Pusat Statistik (BPS), Dinas Kelautan dan Perikanan, serta Dinas Perindustrian dan Perdagangan Kabupaten Konawe Selatan. Data diolah melalui analisis deskriptif dan SWOT. Hasil penelitian menunjukkan bahwa kekuatan industri pengolahan hasil perikanan di Kabupaten Konawe Selatan karena bahan baku bersumber dari potensi lokal, namun kelemahannya adalah bahan baku tersebut masih fluktuatif. Kendala bahan baku dialami khususnya oleh industri fermentasi, pengasapan, dan pengeringan ikan. Selain faktor musiman, ketersediaan bahan baku juga terkendala karena bahan baku sebagian besar berasal dari nelayan tradisional dengan struktur armada perikanan yang didominasi oleh nelayan skala kecil. Dengan demikian, pengembangan industri hasil perikanan mensyaratkan perbaikan di sektor hulu melalui sinergitas kebijakan penanganan keterbatasan bahan baku dari berbagai lembaga terkait. Sementara itu, temuan penelitian menunjukkan bahwa 24% unit usaha telah menembus pasar nasional. Ketersediaan bahan baku juga terkendala karena 28% telah menembus pasar regional, sisanya 48% hanya mampu memasarkan produknya di wilayah lokal. Kelompok industri yang hanya menjangkau skala lokal, yaitu industri pelumatan, pengasapan, dan pemindangan, serta beberapa usaha makanan olahan hasil perikanan. Bagi industri yang mengalami jangkauan pasar yang rendah akibat minimnya ketersediaan bahan baku, maka dapat menggunakan bahan baku pengganti namun tetap mempertahankan kualitas produk sesuai dengan selera pasar.Title: Fish Processing Industry in South Konawe Regency, South East SulawesiThis study aimed to examine the availability of raw materials and the marketing scale of fish processing industry in South Konawe Regency. This research was conducted in 2017 and 2018 using primary and secondary data. Primary data were collected through questionnaires from 21 respondents. Secondary data were collected from Statistics Indonesia, Fisheries and Marine Affairs Office, and Industry and Trade Affairs of South Konawe Regency. Data were analyzed with descriptive analysis and SWOT analysis. The results found that raw material from local sources is the major force of fish processing industry. However, the fluctuating condition of its availability becomes the weakness. Fermentation, smoked fish, and dried fish processing industries suffer from this raw material problems. In addition, the availability of raw materials also largely depends on fishing results from small-scale traditional fishers. Therefore, the development of the fish industries need some specific improvement in the upstream section through the synergy on policies regarding raw material management from related institutions. Meanwhile, the research finding showed that 24% of business units have penetrated national market 28% have penetrated regional market, while the remaining 48% have only penetrated local market. The local industries were pulverized, smoked fish, fish brine, and some other fish processing industries. Those who could only reach small market area due to limited availability of raw materials are able to use substitute materials in a similar quality of market preferences.

THE GLOBAL COMPETITIVENESS STUDY OF HALAL PHARMACEUTICALS AND COSMETICS INDUSTRY Ernawati Ernawati
Mega Aktiva Vol 8, No 1 (2019): April
Publisher : Universitas Muhammadiyah Kendari

This research aimed to determine the position of global competitiveness of the halal pharmaceutical and cosmetics industries. The secondary data used data about the state of the global Islamic economy 2014-2017 period from Thomson Reuters Publication. Data analyzed using charts and descriptive statistics. The data were categorized into very low ratings to very high. The results showed that (1) the highest competitiveness in global pharmaceutical and cosmetics industry was the United Arab Emirates (UEA) followed by Malaysia and then Singapore. The high global competitiveness of the UAE is driven by the government role in halal pharmaceuticals and cosmetic regulations, public awareness, and social factors. The indicator of export UEA was also in the high category of competitiveness in the global pharmaceutical and cosmetics industry, even though the value is lower than Singapore; (2) Indonesia has a major advantage in the low of costs of halal pharmaceuticals and cosmetics industry; and (3) the Muslim countries generally still have a very low-level of awareness of halal pharmaceuticals and cosmetics industry

AN ANALYSIS OF VILLAGE FINANCIAL MANAGEMENT: THE IMPROTANCE OF REGULATIONS, VILLAGE FINANCIAL MANAGER COMPETENCIES AND COMMITMENT TO TASK IN KABUPATEN KONAWE SELATAN Nita Hasnita; Mulyati Akib; Ernawati Ernawati; Rosnawintang Rosnawintang
Mega Aktiva Vol 8, No 2 (2019): Agustus
Publisher : Universitas Muhammadiyah Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32833/majem.v8i2.87

This study aims to examine and analyze the variables that affect village financial management in Konawe Selatan village government especially in the aspects of village financial manager competence, commitment to tasks, and regulation. Data was collected by using questionnaires and documentation. The populations in this study were the Village Head, Village Secretary, Village Treasurer and Kasi/Kaur which numbered 1,344 people. The sampling technique by proportional stratified random sampling so that the overall number of respondents totaled 308 people. The analysis used multiple linear regression analysis with interaction test (Moderated Regression Analysis-MRA). The results showed that the competence of village financial managers had a positive and significant effect on village financial management while commitment to the task had a positive and not significant effect on village financial management. The MRA test results indicate that regulation cannot moderate the village financial manager competency variables and commitment to the task of village financial management. The adjusted R-Square value shows that the contribution of village financial manager competency variables, commitment to duties and regulations on village financial management variables is 47.5% and 52.5% of village financial management variables are influenced by other factors outside the model. Therefore, to improve village financial management in the Village Government in Kabupaten Konawe Selatan, it is necessary to consider village financial manager competencies in aspects of skills and experience, commitment to tasks on responsive aspects of change and sense of responsibility, and regulation on aspects of ease of implementation and understanding.

Pelatihan Manajemen Produksi dan Pemasaran Usaha Pangan Beku Bagi Calon Entrepreneur Muda Nur Asizah; Ernawati Ernawati; Tajuddin Tajuddin; Muhammad Syarif; Muhammad Natsir; Abd Azis Muthalib; Zainuddin Saenong; Saemu Alwi; Asrianti Dja’wa; Baheri Baheri; Syamsir Nur; Wa Ode Rachmasari Ariani
Lumbung Inovasi: Jurnal Pengabdian kepada Masyarakat Vol. 7 No. 2 (2022): June
Publisher : Lembaga Penelitian dan Pemberdayaan Masyarakat (LITPAM)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36312/linov.v7i2.691

Tujuan kegiatan pengabdian masyarakat yaitu meningkatnya pemahaman dan minat calon entrepreneur muda atas produksi dan pemasaran usaha pangan beku. Peserta pelatihan terdiri dari 15 lulusan perguruan tinggi/mahasiswa tahap akhir di Kota Kendari. Metode pelaksanaan melalui pelatihan dan sosialisasi. Kegiatan pengabdian dilaksanakan dari aspek produksi dan pemasaran. Kegiatan produksi berupa pelatihan pembuatan frozen food yang terdiri dari bakso daging, bakso tahu, gorengan, dan roti. Instrumen evaluasi kegiatan menggunakan observasi dan kuisioner pre-post kegiatan. Observasi dilakukan untuk menilai kemampuan peserta dalam pembuatan pangan beku, sementara kuisioner digunakan untuk menilai tingkat pemahaman dan minat peserta akan usaha pangan beku. Kegiatan pengabdian masyarakat telah efektif yang ditunjukkan dengan hasil evaluasi dimana peningkatan pemahaman pengelolaan usaha pangan beku peserta berada pada kategori sangat tinggi. Minat peserta untuk membuka usaha pangan beku juga sangat tinggi. Peserta mempersepsikan bahwa kendala utama yang dihadapi membuka usaha pangan beku yaitu permodalan. Rekomendasi yang diajukan berupa ketersediaan lembaga keuangan yang dapat melayani pembiayaan modal kerja bagi wirausaha baru yang merintis usaha. Frozen Food Production Management and Marketing Management Training for Prospective Young Entrepreneurs The aim of community service activities is to increase the understanding and interest of prospective young entrepreneurs in the production and marketing of frozen food businesses. Participants in the activity consisted of 15 college graduates/final stage students in Kendari City. The method of implementation is through training and socialization. Service activities are carried out from the production and marketing aspects. Production activities are in the form of training on making frozen food consisting of meatballs, tofu meatballs, fried foods, and bread. The activity evaluation instrument used observation and pre-post activity questionnaires. Observations were made to assess the ability of participants in making frozen food, while questionnaires were used to assess the level of understanding and interest of participants in the frozen food business. Community service activities have been effective as shown by the evaluation results where the increased understanding of frozen food business management by participants is in the very high category. The participants' interest in opening a frozen food business is also very high. Participants perceived that the main obstacle faced by opening a frozen food business is capital. The recommendation put forward is the availability of financial institutions that can serve working capital financing for new entrepreneurs starting businesses.

Sumber Dana dan Persepsi Tentang Bunga Bank oleh Pedagang Muslim (Studi Pedagang di Pasar Basah di Kota Kendari Tahun 2015) Nur Afandi; Ernawati Ernawati
Muqtasid: Jurnal Ekonomi dan Perbankan Syariah Vol 9, No 1 (2018): MUQTASID: Jurnal Ekonomi dan Perbankan Syariah
Publisher : IAIN Salatiga

Abstract Fatwa of The Council of Indonesian Ulama (Majelis Ulama Indonesia, MUI) Number 1/ 2004 imply that bank interest equal to usury. The purpose of this study was to determine Muslim traders' perceptions of interest, and their consistency in the behavior of loan applications. Methods of data collection used in this study was questionnaires to Muslim traders of Wet Mandonga Market Kendari City. Samples taken in this research were 30 respondents with census sampling technique. The data were analyzed using percentage. The level of consistency of respondents is calculated by the share of the number of respondents who consider the bank interest equal to usury and do not make loans with conventional scheme, to the total respondents. The results showed that all Muslim traders in the Wet Market Mandonga Kendari City have understood that the interest is equal to usury However there are 16.67 percent of respondents whose equity is usury, where 6.67 percent of which comes from loan shark. The consistency of perception and application of the understanding of interest money on Muslim traders reached 83.33 percent.AbstrakFatwa Majelis Ulama Indonesia (MUI) Nomor 1 Tahun 2004 membawa pesan bahwa bunga bank sama dengan riba. Penelitian ini mengkaji persepsi pedagang muslim tentang bunga, dan konsistensinya terhadap perilaku pengajuan pinjaman modal. Metode pengumpulan data diperoleh melalui kuisioner bagi pedagang muslim di Pasar Basah Mandonga Kota Kendari. Sampel pada penelitian ini berjumlah 30 orang pedagang, yang ditentukan berdasarkan metode sensus. Metode analisis yang digunakan yaitu matriks empat kuadran dan persentase. Tingkat konsistensi responden dihitung dengan persentase jumlah responden yang menganggap bunga bank sama dengan riba yang sekaligus tidak melakukan pinjaman dengan tambahan bunga, terhadap total responden. Hasil penelitian menunjukkan bahwa seluruh pedagang muslim di Pasar Basah Mandonga Kota Kendari telah memahami bahwa bunga pinjaman uang sama dengan riba. Meskipun demikian terdapat 16,67 persen responden yang permodalannya bersifat ribawi yang 6,67 persen diantaranya bersumber dari rentenir. Adapun konsistensi persepsi dan aplikasi dari pemahaman akan bunga uang pada pedagang muslim mencapai 83,33 persen

PENDAPATAN NON HALAL SEBAGAI SUMBER DANA KEBAJIKAN PADA BANK UMUM SYARIAH Ernawati Ernawati
Jurnal Dinamika Ekonomi & Bisnis Vol 17, No 1 (2020)
Publisher : Universitas Islam Nahdlatul Ulama Jepara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34001/jdeb.v17i1.1091

This study aims to determine the use of non-halal income in Islamic commercial banks as qardhul hasan funds. The research data are sourced from the results of the publication of Islamic banking statistics from the Financial Services Authority (OJK), and annual reports of Islamic commercial banks in 2018, with a sample of 10 banks. The data obtained are tabulated and further processed with percentages and diagrams. The research findings show that the non-halal income of Islamic commercial banks consists of interest income and penalty income. The income is not recognized as belonging to Islamic commercial banks but is treated as qardhul hasan funds and allocated for the benefit of social activities. The Contribution of non-halal income to the total qardhul hasan funds is quite high, or by 55.62 percent. Although these qardhul hasan funds are used for social purposes, they need to minimize and avoided, as BNIS's decision to eliminate the policy of payment penalties. On the other hand, needs to availability of wadiah product for depositing Islamic bank funds in conventional banks to eliminate interest revenue. This wadiah product is not based on interest rateson.

THE EFFECT OF KNOWLEDGE AND REGULATION TOWARD THE ISLAMIC FINANCIAL INDUSTRY DEVELOPMENT Mansyur Asri; Ernawati Ernawati; Ambo Wonua Nusantara
AMWALUNA (Jurnal Ekonomi dan Keuangan Syariah) Vol 5, No 2 (2021)
Publisher : Univeristas Islam Bandung

The development of Islamic finance industry in many countries, it has not been in line with the Moslem population, because beside the potential demand reason, theIslamic financial industry services is also influenced by knowledge and regulation support.This study aims to determine the effect of knowledge and regulation toward the development of the Islamic financial industry. The study uses secondary data from ICD publications in 2013-2019 period for 41 countries. The data were analyzed using the panel data regression and moderating variables, where knowledge has been estimated as a moderating variable for the regulations effect on the Islamic financial industry development. The results showed that: (1) the regulation and the level of knowledge had a positive significant effect to the Islamic finance industry development; and (2) the knowledge variable becomes the moderator between regulation and the development of the Islamic financial industry. This shows that the knowledge would encourage the strengthening of the regulatory effect on the development of Islamic finance.

Studi Penerapan Prinsip Ketauhidan dalam Pengelolaan Usaha Jasa Layanan Internet Ernawati Ernawati; Sagibran Agid Birambi; Gamsir Gamsir
Jurnal Hukum Ekonomi Syariah Vol 4, No 01 (2020): JURNAL HUKUM EKONOMI SYARIAH (JUNI 2020)
Publisher : Universitas Muhammadiyah Makassar

Penelitian ini bertujuan untuk mengetahui penerapan prinsip ketauhidan pada pemilik usaha jasa layanan internet di Kota Kendari. Populasi dalam penelitian ini seluruh pengelola usaha jasa layanan internet yang tersebar pada 7 Kecamatan Kota Kendari atau sebanyak 22 jiwa. Sampel ditentukan dengan clutser random sampling, sehingga diperoleh 10 orang responden. Analisis yang digunakan berupa analisis deskriptif kuantitatif dengan bantuan distribusi frekuensi. Pengukuran variabel dilakukan dengan menggunakan skala guttman. Indikator ketauhidan terdiri dari: (1) pengetahuan bisnis terkait dengan nilai-nilai ibadah, (2) pemberitahuan terkait waktu sholat, (3) penutupan akses pelayanan pada waktu sholat, (4) tidak terdapat gambar/patung yang bernyawa, (5) tidak menggunakan penglaris usaha. Hasil penelitian menunjukkan bahwa seluruh responden telah mengetahui bahwa ketauhidan harus diinternalisasi dalam berbisnis, dan tidak satupun usaha jasa layanan internet menggunakan penglaris dalam upaya meningkatkan jumlah pelanggan. Namun masih terdapat 1 orang responden yang memasang gambar dan atau patung yang bernyawa. Adapun indikator ketauhidan yang sangat lemah dalam penerapannya yaitu tentang mekanisme pemberitahuan waktu shalatdan tetap menerima pelanggan saat waktu shalat tiba.

Peningkatan Keahlian Identifikasi Peluang Usaha Bagi Calon Wirausaha di Kota Kendari Ernawati
Dinamisia : Jurnal Pengabdian Kepada Masyarakat Vol. 5 No. 1 (2021): Dinamisia: Jurnal Pengabdian Kepada Masyarakat
Publisher : Universitas Lancang Kuning

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31849/dinamisia.v5i1.4565

Covid-19 pandemic which has an impact on the economic slowdown encourages the importance of skill in identifying business opportunities for entrepreneurs. The community service program aims to increase the skills of potential entrepreneurs in Kendari City in identifying business opportunities during the Covid-19 pandemic. The activity was carried out through online learning for one month, starting from 12 June to 13 July 2020 with 30 participants (potential entrepreneurs). The stages of online learning were done in 3 sessions. The results of the program showed that participants experienced an increase in understanding and interest from before and after the implementation of the program for all indicators, namely: confidence in the ability to become an entrepreneur, views on the entrepreneurial profession, interest in becoming entrepreneurs, views on risks and opportunities during the pandemic. Participants assume that if they have a business during a pandemic, they will be able to survive. Participants also believe that business is not dependent on capital. Participants believe that they will be very capable of dealing with the business obstacles. Online learning activities that are carried out are very effective, which is shown by the perception of potential entrepreneurs who are able to identify opportunities during the pandemic, as well as the objectives of the community service program.

Apakah Kurva Phillips Eksis Pada Perekonomian Indonesia di Masa Pandemi Covid-19? Ernawati Ernawati; Mansyur Asri
Journal of Business and Economics Research (JBE) Vol 3 No 1 (2022): February 2022
Publisher : Forum Kerjasama Pendidikan Tinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/jbe.v3i1.1668

The Covid-19 pandemic has resulted in low demand for goods and services. The price level tends to be low. Meanwhile, the unemployment rate tends to be high due to weak demand. This condition appears to be in line with Phillips' view of the trade-off between the inflation rate and unemployment. This study aims to examine whether the Phillips curve phenomenon applies to the Indonesian economy during the Covid-19 pandemic. The research data was obtained from the publication of the Statistics Indonesia (BPS) with 34 provinces of analysis unit, period 2020. The data were analyzed using correlation and difference tests. The results show that the Phillips curve does not exist for the case of Indonesia nationally, but only exists in the Eastern Region of Indonesia. The results also show that there is no significant difference between inflation and unemployment rates in the group of provinces that implement Large-Scale Social Restrictions (pembatasan sosial berskala besar, PSBB) during the pandemic and those that do not implement PSBB. This paper recommends a more streamlined coordination of monetary and fiscal policies with the goal of achieving price stability for monetary policy and reducing unemployment for fiscal policy

Co-Authors Abd. Azis Muthalib Ahmad Ahmad Ambo Wonua Nusantara Ambo Wonua Nusantara Ariani, Wa Ode Rachmasari Asri, Mansyur Asrianti Dja'wa Asrianti Dja’wa Asrianti Dja’wa Baheri Baheri Gamsir Gamsir Hasan Aedy Heppi Millia Heriberta Heriberta Ilyas Ilyas M. Natsir Manat Rahim Muhammad Natsir Muhammad Natsir Muhammad Natsir Muhammad Rafiy Muhammad Syarif Muhammad Syarif, Muhammad Mulyati Akib Nita Hasnita Nur Afandi Nur Asizah Nur Asizah Purnamasari, Sri Ayuni Rahmat Rahmat Rosnawintang Rosnawintang Rosnawintang Rosnawintang Rosnawintang Rostin Rostin, Rostin Ruslan, Salmiyanti Saemu Alwi Sagibran Agid Birambi Sagibran Agid Birambi Surianti Surianti Sutarno, Bambang Bintoro Syamsir Nur Tajuddin Tajuddin Tajuddin Tajuddin Vibriane, Erra Septy Wali Aya Rumbia, Wali Aya Wawo, Andi Basru Zainuddin Saenong Zainuddin Saenong, Zainuddin

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