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All Journal Jurnal Ekonomi & Bisnis PNJ (JEKBIS PNJ) Intiqad: Jurnal Agama dan Pendidikan Islam Jurnal Ilmiah Ekonomi Islam JURNAL LENTERA BISNIS Jurnal Hukum Ekonomi Syariah MALIA: Journal of Islamic Banking and Finance JURNAL PENDIDIKAN SAINS SOSIAL DAN AGAMA International Journal of Economy, Education and Entrepreneurship (IJE3) JURNAL KEISLAMAN Electronic Journal of Education, Social Economics and Technology West Science Journal Economic and Entrepreneurship
Dewi Maharani
Universitas Muhammadiyah Banjarmasin
Religion Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Nursing Public Health Social Sciences Veterinary Other

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PENGARUH PENDAPATAN, DIGITAL PAYMENT, PENGGUNAAN MEDIA SOSIAL TERHADAP PERILAKU KONSUMTIF MASYARAKAT DI KOTA BANJARMASIN Misrah Misrah; Dewi Maharani; Elman Nafidzi
Ekonomi & Bisnis Vol 24 No 2 (2025): Jurnal Ekonomi & Bisnis Desember 2025
Publisher : Politeknik Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32722/eb.v24i2.7817

Abstract

Penelitian ini bertujuan menganalisis pengaruh pendapatan, digital payment, dan penggunaan media sosial terhadap perilaku konsumtif masyarakat di Kota Banjarmasin. Metode yang digunakan adalah pendekatan kuantitatif dengan teknik purposive sampling. Responden adalah masyarakat yang sudah bekerja dan sering menggunakan sistem pembayaran digital. Data dikumpulkan melalui kuesioner dengan jumlah sampel 96 responden. Analisis data meliputi uji validitas dan reliabilitas, uji asumsi klasik, regresi linear berganda, serta uji hipotesis. Hasil penelitian menunjukkan bahwa secara parsial, pendapatan (X1) berpengaruh signifikan terhadap perilaku konsumtif dengan nilai signifikansi 0,000 dan t-hitung 6,075. Digital payment (X2) tidak berpengaruh signifikan dengan nilai signifikansi 0,389 dan t-hitung 0,865. Penggunaan media sosial (X3) berpengaruh signifikan dengan nilai signifikansi 0,000 dan t-hitung 5,505. Secara simultan, ketiga variabel berpengaruh signifikan terhadap perilaku konsumtif dengan kontribusi penjelasan sebesar 62,8%, sedangkan 37,2% dipengaruhi faktor lain di luar penelitian. Temuan ini menegaskan bahwa pendapatan dan penggunaan media sosial merupakan faktor dominan yang memengaruhi perilaku konsumtif, sementara digital payment belum memiliki pengaruh langsung yang signifikan.
Implementasi Prinsip-Prinsip Muamalah dalam Transaksi Ekonomi: Alternatif Mewujudkan Aktivitas Ekonomi Halal Dewi Maharani; Muhammad Yusuf
Jurnal Hukum Ekonomi Syariah Vol. 3 No. 2 (2020): Oktober
Publisher : Prodi Hukum Ekonomi Syariah Fakultas Agama Islam, Universitas Muhammadiyah Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30595/jhes.v0i1.8726

Abstract

Penelitian ini bertujuan guna menjelaskan tentang prinsip-prinsip muamalah dalam transaksi ekonomi sebagaimana didalam Al-Quran dan Hadist. Aktivitas ekonomi halal menjadi peran penting dalam transaksi ekonomi pada kehidupan umat Muslim, dimana menjadi syarat utama sebagai salah satu esensi ajaran Islam. Aktivitas ekonomi yang dilakukan oleh seorang muslim bagian dari ibadah kepada Allah swt yang berada pada tatanan bingkai aqidah dan syariah. Ekonomi Islam bertujuan mencapai kebahagian di dunia dan akhirat melalui tatanan kehidupan, untuk membentuk kesetaraan antar umat manusia. 
Analysis of Changes in Environmental Awareness, Consumer Preferences and Zero-Waste Shopping on Green Consumer Behavior in the Millennial Generation in South Kalimantan DEWI MAHARANI; Riyan Pradesyah; Khabib Musthofa
Electronic Journal of Education, Social Economics and Technology Vol 7, No 1 (2026)
Publisher : SAINTIS Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33122/ejeset.v7i1.1036

Abstract

This study aims to analyze the influence of changes in environmental awareness, consumer reference , and Zero-Waste Shopping on Green Consumer Behavior (GCB) in the millennial generation in South Kalimantan. The research method used is a quantitative approach with the Structural Equation Modeling (SEM) method. Data were collected through a questionnaire with a Likert scale and disseminated to 97 respondents who were selected using purposive sampling techniques.  The results showed that KL had a significant positive effect on GCB, while PK had no significant effect, indicating an attitude behavior gap. ZWS was the variable with the most dominant influence (β = 0.539; p 0.001) in forming GCB. Simultaneously, KL, PK, and ZWS accounted for 56.9% variation in GCB (R² = 0.569), indicating moderate predictive ability. The moderation analysis revealed that higher education strengthened the influence of KL, high income reduced behavioral barriers to PK, and more mature millennials strengthened the consistency of ZWS implementation. The implications of this research are expected to contribute to the community by educating the public in increasing awareness of a more sustainable lifestyle by encouraging green marketing strategies, government policies that support an environmentally friendly lifestyle for the environment. This research emphasizes that increasing sustainable consumption can be achieved through green marketing strategies, government policies that support environmentally friendly lifestyles, and consumer education about the impact of consumption on the environment.
Co-Authors Basnendar Herry Prilosadoso Elman Nafidzi Harjoni Harjoni Heppi Syofya, Heppi Ika Agustina Irawan Yuswono Khabib Musthofa Masrina Masrina Misrah Misrah Muhammad Faisal Albanjari MUHAMMAD YUSUF Muhammad Yusuf Nasrudin Nasrudin Pilifus Junianto Pradesyah, Riyan Sutono Sutono Syamsul Arifin Taufiq Hidayat Tri Widayati