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ANALISIS VARIABEL YANG MEMPENGARUHI BETA SAHAM (Studi Pada Perusahaan Yang Terdaftar Di Jakarta Islamic Index Bursa Efek Indonesia) Chandra, Yulian Ade; Herawati, Juni
Jurnal Ilmiah Mahasiswa FEB Vol. 1 No. 2
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

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Abstract

Penelitian ini bertujuan  untuk mengetahui bagaimanakah pengaruh variabel fundamental terhadap risiko pasar atau risiko sistematis pada saham konstituen Jakarta Islamic Index (JII) dalam Bursa Efek Indonesia. Variabel independen yang digunakan pada penelitian ini adalah leverage, dividend payout, earning variability dan asset growth. Sedangkan pengukur resiko pasar adalah beta. Penelitian ini menggunakan analisis regresi linear berganda. Untuk menghindari permasalahan asumsi klasik maka penelitian ini menggunakan model regresi Double Log. Populasi yang digunakan dalam penelitian ini adalah seluruh saham konstituen JII yaitu 30 saham, sedangkan hasil dari purposive sampling adalah 14 saham. Hasil penelitian ini menunjukkan bahwa seluruh variabel independen berpengaruh secara simultan terhadap beta saham. Sedangkan secara parsial variabel leverage berpengaruh secara positif dan signifikan terhadap beta saham dan variabel dividend payout berpengaruh secara negatif dan signifikan terhadap beta saham. Kata Kunci: Beta, leverage, dividend payout, earning variability, asset growth.
Kreatif dengan AI: Tingkatkan Literasi dan Kepatuhan Pajak Kinanti, Kartika Ayu; Chandra, Yulian Ade; Suyono, Aji Prasetyo
Capacitarea : Jurnal Pengabdian Kepada Masyarakat Vol. 4 No. 3 (2024): September - Desember
Publisher : Universitas Pancasila

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35814/capacitarea.2024.004.03.15

Abstract

Pengabdian ini bertujuan untuk merancang kampanye pajak yang efektif dengan memanfaatkan kreativitas dan pengunaan teknologi AI dengan bijak sebagai alat untuk meningkatkan literasi dan kepatuhan pajak dengan melibatkan mahasiswa sebagai generasi pajak. Jenis pengabdian yang digunakan adalah pembuatan komik pajak pusat maupun daerah sehingga secara kreatif dapat membantu mempermudah anak muda dalam menambah dan memahami literasi pajak. Metode yang dilakukan adalah tahap pemberian materi secara tatap muka dalam kelas, perencanaan pembuatan komik, pelaksanaan pembuatan komik dan evaluasi berupa penilaian akhir. Hasil pembuatan komik menunjukkan bahwa mahasiswa mampu mengesplorasi kreativitasnya dengan bantuan teknologi AI dan lebih bijak dalam menggunakan AI, terbukti literasi pajak dalam bentuk komik tersampaikan dengan baik dan menarik. Keterbatasan dari kegiatan ini adalah komik yang dihasilkan masih belum terpublikasi di media sosial sehingga belum tersampaikan secara luas, saran kedepannya komik dapat terpublikasi di media sosial sehingga mampu dibaca oleh masyarakat.
Studi Literatur: Pengaruh Inklusi Keuangan dan Kinerja Keuangan terhadap Keberlanjutan Keuangan Arifin, David; Chandra, Yulian Ade
TEKNOBIS : Jurnal Teknologi, Bisnis dan Pendidikan Vol. 3 No. 4 (2026): TEKNOBIS : Jurnal Teknologi, Bisnis dan Pendidikan
Publisher : Shofanah Media Berkah

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Abstract

Tujuan studi ini meninjau pengaruh inklusi keuangan dan kinerja keuangan terhadap keberlanjutan keuangan pada periode 2020-2025. Penelitian menggunakan metode critical review terhadap 22 artikel ilmiah. Hasil kajian menunjukkan inklusi keuangan mayoritas berpengaruh positif terhadap keberlanjutan keuangan, karena efektif memperluas akses layanan. Namun, temuan ini tidak selalu konsisten jika dipengaruhi oleh kebijakan dan jenis instrumen digital yang digunakan. Kinerja keuangan yang diukur melalui profitabilitas (ROA dan ROE), umumnya berkorelasi positif terhadap keberlanjutan meskipun inkonsistensi juga ditemukan. Seringkali disebabkan oleh fokus laba jangka pendek dan tata kelola yang belum terintegrasi. Stabilitas dan ketahanan sistem keuangan hanya dapat dicapai melalui keseimbangan strategis antara upaya perluasan akses inklusi dan penguatan kinerja keuangan (melalui efisiensi dan tata kelola).
Profil Perilaku Keuangan Mahasiswi: Menggunakan Pendekatan K-Means Clustering Kinanti, Kartika; Chandra, Yulian Ade; Suyono, Aji Prasetyo
Jurnal Gici Jurnal Keuangan dan Bisnis Vol 17 No 2 (2025): Jurnal Gici Jurnal Keuangan dan Bisnis
Publisher : Sekolah Tinggi Ilmu Ekonomi GICI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58890/jkb.v17i2.541

Abstract

This study aims to profile financial behavior among female students of ITB Widya Gama Lumajang using the K-Means clustering method, with a focus on financial literacy, consumption patterns, financial management, and the phenomenon of Fear of Missing Out (FOMO). A quantitative approach was employed through cluster random sampling, involving 100 active female student respondents. Data were collected using a structured questionnaire with semantic scale measurements, which had been tested for validity and reliability. The results of the analysis indicate the formation of four clusters, labeled Good, Moderate, Poor, and Extreme, reflecting the heterogeneity of respondents’ financial behavior. The findings show that female students with higher levels of financial literacy tend to demonstrate more structured financial management, better control over consumption, and lower levels of FOMO. Conversely, uncontrolled consumption patterns and high levels of FOMO contribute to the emergence of an extreme behavioral group. These findings are expected to provide an empirical foundation for the development of more targeted financial education strategies, as well as to serve as a basis for institutional decision-making aimed at minimizing impulsive financial behavior among female students in the digital era.
FunTax Learning: Edukasi Pajak Interaktif Melalui Video Animasi Ayu Kinanti, Kartika; Chandra, Yulian Ade; Marsuhin, Marsuhin
Al-Khidmah Jurnal Pengabdian Masyarakat Vol. 6 No. 1 (2026): JANUARI-APRIL
Publisher : Institute for Research and Community Service (LPPM) of the Islamic University of Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56013/jak.v6i1.5271

Abstract

The FunTax Learning Program: Interactive Tax Education through Animated Videos is a community service initiative aimed at improving tax literacy among students and young people. Low levels of tax understanding are largely caused by the technical nature of tax materials and their limited adaptation to the learning characteristics of the digital generation. This condition highlights the need for more communicative and engaging educational media innovations. The program was implemented through the development of educational animated videos based on visual learning approaches. The activity stages included tax material planning, simple script writing, animated video production by students, and dissemination through social media platforms. This approach was designed to simplify basic tax concepts using clear academic language supported by easily understood visual elements. The results indicate the availability of animated video-based tax education media that can be widely utilized as alternative learning resources. The FunTax Learning Program confirms that integrating digital technology into community service activities is effective in enhancing early tax understanding and awareness, while also contributing to the sustainable strengthening of public tax literacy
Analysis of the Financial Literacy Level of Generation Z College Students and Its Implications for the Use of Paylater in the Context of Economic Education Suyono, Aji Prasetyo; Chandra, Yulian Ade; Mukhsin, Muhammad
Journal of Social Knowledge Education (JSKE) Vol. 6 No. 2 (2025): May
Publisher : Cahaya Ilmu Cendekia Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37251/jske.v6i2.1742

Abstract

Purpose of the study: Describes the extent to which Gen Z students understand financial literacy and how it is applied to the use of PayLater. Methodology: This study uses a qualitative descriptive approach by providing questionnaires to Gen Z students in the cities of Surabaya, Semarang, Malang, Lumajang, and Jember in April 2025. Main Findings: The results show that the literacy level of Gen Z students is in the medium category. Then, the implication of this literacy level is that many respondents think that the use of paylater tends to influence shopping habits and can also influence lifestyle. Apart from that, regarding perceptions of paylater services as a whole, most respondents tend to choose neutral perceptions rather than positive or negative perceptions. Thus, there needs to be education through formal education, public campaigns, and easy access to financial information for students so that there is a balance between thinking ability and action in terms of financial management. Novelty/Originality of this study: This study develops and expands the theory of financial literacy with Gen Z students as the object of research.