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Dinamika Adopsi Pembayaran Digital: Studi Kasus Perkotaan tentang E-Money Menggunakan Model Penerimaan Teknologi Utomo, Rio Guntur; Yasirandi, Rahmat; Suwastika, Novian Anggis
JURNAL INFOTEL Vol 16 No 3 (2024): August 2024
Publisher : LPPM INSTITUT TEKNOLOGI TELKOM PURWOKERTO

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20895/infotel.v16i3.1174

Abstract

The utilization of e-money in Indonesia has surged, propelled by the expansion of digital payment platforms. Despite their growing prevalence, the dynamics of e-money acceptance within urban environments remain underexplored. This study innovatively extends the Technology Acceptance Model (TAM) by incorporating Perceived Security as a new variable, alongside traditional factors such as Perceived Usefulness, Perceived Ease of Use, Attitude Toward Using, Behavioral Intention to Use, and Facilitating Condition. The research focuses on Padang City, a representative urban landscape, where data was collected from 201 valid respondents through online platforms. Data analysis was conducted using Partial Least Squares Structural Equation Modeling (PLS-SEM). The integration of Perceived Security is a novel aspect of this study, reflecting its crucial role in the contemporary urban context of e-money utilization. Results reveal significant relationships among the studied variables, although the impacts of Facilitating Condition on Perceived Ease of Use and Perceived Usefulness on Behavioral Intention to Use were not supported. The findings underscore that positive attitude toward e-money significantly boost behavioral intentions to use it, primarily influenced by security perceptions and ease of use. These insights have substantial implications for policymakers and businesses focused on enhancing e-money adoption in urban settings. The study highlights the necessity of addressing user perceptions, particularly security, to foster broader acceptance. The limited influence of Facilitating Conditions suggests that improvements in infrastructure must be coupled with efforts to enhance user trust and ease of interaction with e-money platforms. This research contributes to the field by providing a deeper understanding of the factors driving e-money acceptance in urban areas, guiding targeted strategies for digital financial inclusion.
Penerapan dan Pelatihan Sistem Smart Aquaculture untuk Budidaya Ikan dalam Biofloc di SEIN Farm Kota Bandung Sukarno, Parman; Nuha, Hilal Hudan; Suwastika, Novian Anggis; Makky, Muhammad Al; Oktaria, Dita; Utomo, Rio Guntur; Yasirandi, Rahmat
Aksiologiya: Jurnal Pengabdian Kepada Masyarakat Vol 7 No 2 (2023): Mei
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/aks.v7i2.11532

Abstract

Sekemala Integrated Farm (Sein Farm) merupakan bagian dari Unit Pelaksana Teknis (UPT) Pembibitan Tanaman Pangan, Hortikultura, dan Peternakan,  Dinas Ketahanan Pangan dan Pertanian (DKPP) Kota Bandung yang memiliki fungsi sebagai laboratorium umum (masyarakat) untuk kegiatan urban farming. Salah satu kegiatan urban farming adalah budidaya ikan dalam biofloc. Sein Farm memiliki biofloc sebanyak 55 unit untuk budidaya ikan tawar. Menjaga kualitas air dalam biofloc memiliki peran yang sangat krusial dalam keberhasilan budidaya ikan. Permasalahan yang dihadapi Sein Farm dalam budidaya ikan di biofloc adalah dengan keterbasan jumlah karyawan dalam kegiatan operasional sehari-hari untuk menjaga kualitas air. Integrasi teknologi Internet of Things (IoT) dan Artificial Intelligence (AI) memberikan solusi untuk otomatisasi kegiatan akuakultur termasuk untuk menjaga kualitas air, yang juga dikenal sebagai smart aquaculture. Dalam kegiatan pengabdian kepada masyarakat tim dari Fakultas Informatika Universitas Telkom membangun, menerapkan, melakukan alih teknologi, dan mengukur penerimaan solusi berbasis smart aquaculture kepada 16 pegawai operasional di Sein Farm. Dari hasil kegiatan tersebut, tujuan dari kegiatan masyarakat berhasil capai, yaitu berhasil membangun dan menerapkan smart aquaculture di Sein Farm, melakukan pelatihan untuk pengoperasian sistem, dan melakukan survey untuk penerimaan teknologi. Hasil dari survei menunjukkan 95% menjawab “setuju” dan “sangat setuju” terhadap penerapan smart aquaculture dalam membantu kegiatan operasional untuk menjaga kualitas air dalam budidaya ikan di biofloc.
TRANSFER AND PAYMENT APPLICATIONS SERVICE QUALITY: THE MODIFIED E-SERVQUAL AND IMPORTANCE-PERFORMANCE ANALYSIS Erlandya, Moch Rizky Gumelar; Utomo, Rio Guntur; Yasirandi, Rahmat
JIPI (Jurnal Ilmiah Penelitian dan Pembelajaran Informatika) Vol 10, No 3 (2025)
Publisher : STKIP PGRI Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29100/jipi.v10i3.6423

Abstract

Innovation and technological progress have significantly impacted various sectors, notably Indonesia's financial and banking industry. This sector has seen remarkable growth, particularly with the rise of digitalization. A prominent development in this context is financial technology, or fintech, which has emerged to address needs and issues not sufficiently met by traditional banking services in Indonesia. Among fintech innovations, Transfer and Payment technologies have become increasingly popular. Despite these technologies' benefits, they are frequently criticized for various usage-related issues. This study uses the Modified E-Servqual and Importance Performance Analysis (IPA) methods to evaluate the service quality of Transfer and Payment applications in Indonesia. It aims to assess user perceptions and expectations, identify areas for improvement, and determine which service dimensions require enhancement. The research involved 400 respondents who used Transfer and Payment applications. To ensure reliability, the Kuder-Richardson (KR-21) formula is applied to the measurement tool, while descriptive analysis and IPA are utilized to evaluate and map service quality. Findings reveal that user perceptions of the Transfer and Payment applications are rated as ‘good,’ with an average score of 4.01 out of 5.00 (80%). User expectations are slightly lower, at 3.93 out of 5.00 (79%), but still categorized as ‘good.’ However, several attributes fall short of user expectations, particularly in Reliability, Personal Needs, User Friendliness, and Responsiveness.
COMPARATIVE ANALYSIS OF SERVICE QUALITY IN TRAVELAGENT APPLICATIONS USING E-SERVQUAL AND IPA Febrianti, Amalia Rizki; Utomo, Rio Guntur; Yasirandi, Rahmat
JIPI (Jurnal Ilmiah Penelitian dan Pembelajaran Informatika) Vol 10, No 3 (2025)
Publisher : STKIP PGRI Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29100/jipi.v10i3.6415

Abstract

This research compares the service quality of travel agent applications, which are KAI Access and Traveloka, in booking train tickets using the E-Service Quality and Importance Performance Analysis (IPA) methods. This service quality is measured based on seven dimensions of E-Service Quality, including efficiency, fulfillment, reliability, privacy, responsiveness, compensation, and contact. Data were collected through questionnaires from 340 respondents who use the KAI Access and Traveloka applications to book train tickets. The collected data were then analyzed descriptively using the Importance Performance Analysis (IPA) technique to identify priority attributes for improvement based on user satisfaction and importance levels. Based on the Gap Analysis and evaluation of 340 respondents, both the KAI Access and Traveloka apps require improvements as they still need to meet user expectations. The service quality of KAI Access and Traveloka shows significant differences across various dimensions measured by the E-Servqual and Importance Performance Analysis (IPA) methods. The research results are expected to provide recommendations for both applications to improve service quality and user satisfaction. The comparison of service quality is also expected to provide insights into the strengths and weaknesses of each application in providing train ticket booking services.
Analysis of IoT Use in the Smart Home Context Using the TAM Model: Education and Income as Moderating Variables Stelamaris, Bonefasia Salvatore; Utomo, Rio Guntur; Yasirandi, Rahmat
JIPI (Jurnal Ilmiah Penelitian dan Pembelajaran Informatika) Vol 10, No 3 (2025)
Publisher : STKIP PGRI Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29100/jipi.v10i3.6178

Abstract

This study aims to develop effective policies and strategies to promote the adoption of IoT technologies, particularly smart home usage in Indonesia, in light of the rapid increase in internet usage and to address the digital divide due to varying education and income levels. Utilizing the Technology Acceptance Model (TAM) and a quantitative methodology, the survey was conducted with 427 smart home users via a digital form distributed on social media. Data was analyzed using TAM variables and additional variables like privacy, compatibility, perceived ease of use, perceived usefulness, attitude towards using, behavioral intention to use, and actual system use, with demographics (income and education) as moderating variables. The results show that privacy, perceived ease of use, and perceived usefulness significantly influence attitudes towards using smart homes, which in turn positively affects users' intention to use them, while compatibility does not. Education and income levels weaken the relationship between external factors and intention to use smart homes. This research highlights the impact of demographic factors on IoT adoption and provides insights for technology providers and policymakers to enhance smart home device adoption in Indonesia.
Implementasi dan Analisis Teknologi Digital Menu Boards pada Agropedia Space Menggunakan Metode System Usability Scale Arrauf, Moh Fawwaz; Yasirandi, Rahmat; Qusyairi, Mohammad Mirza; Anom, Rahmat Indira Pratama; Ramadhan, Arga
JIPI (Jurnal Ilmiah Penelitian dan Pembelajaran Informatika) Vol 10, No 3 (2025)
Publisher : STKIP PGRI Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29100/jipi.v10i3.6514

Abstract

Dalam industri makanan dan minuman, menu berperan sebagai alat komunikasi yang mencerminkan layanan, kualitas, dan harga. Dalam era transformasi digital, kafe seperti Agropedia Space mengadopsi teknologi dengan menggunakan menu digital berbasis website. Meskipun Agropedia Space telah memadukan inovasi hidroponik dalam pengelolaan menu, pemilihan produk masih menggunakan format tradisional menu kertas. Penelitian ini bertujuan mengembangkan digital interaktif menu yang terkoneksi dengan tablet, memungkinkan konsumen menjelajahi dan memesan produk melalui layar sentuh. Visual dan deskripsi menyeluruh diharapkan mengurangi ketidakpastian konsumen dan meningkatkan pengalaman pengguna. Evaluasi usability menggunakan System Usability Scale (SUS) diharapkan memberikan pemahaman mendalam tentang sejauh mana menu interaktif memenuhi harapan pengguna dalam pengoperasian, kepuasan dan kemudahan untuk memilih menu yang disediakan. Diperoleh hasil skor System Usability Scale sebesar 64,07 berada pada Acceptable Level “OK” dan Marginally Level di level Marginally High. Sehingga dapat disimpulkan bahwa menu digital ini dapat digunakan untuk menggantikan menu tradisional, namun harus dievaluasi lebih lanjut untuk mengidentifikasi masalah spesifik, dengan mengumpulkan umpan balik dari pengguna untuk memberikan user experience yang lebih baik.
SERVICE QUALITY ANALYSIS OF MOBILE-BASED FANDOM COMMUNITY APPLICATION USING E-SERVQUAL AND IPA Nasruddin, Itsna Siha Arzaqi Adma; Utomo, Rio Guntur; Yasirandi, Rahmat
JIPI (Jurnal Ilmiah Penelitian dan Pembelajaran Informatika) Vol 10, No 3 (2025)
Publisher : STKIP PGRI Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29100/jipi.v10i3.6341

Abstract

Using a modified e-service quality framework and the Importance Performance Analysis (IPA) approach, this study assesses the quality of service quality of Weverse and LYSN mobile apps. Information was gathered from 132 individuals who use these platforms regularly and are 22 years old. The findings indicate that Weverse and LYSN must improve to meet customer expectations, especially in response time, app stability, and refund policies. However, data security and ease of use effectively satisfy users' expectations. To increase overall user happiness, developers should prioritize improving underperforming areas while maintaining high standards in high-performing areas.
Pemodelan UML Sistem Keamanan Berbasis Amplop Digital untuk Memenuhi Layanan Keamanan Insan, Isa Mulia; Husen, Jati Hiliamsyah; Yasirandi, Rahmat
The Indonesian Journal of Computer Science Vol. 14 No. 5 (2025): The Indonesian Journal of Computer Science
Publisher : AI Society & STMIK Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33022/ijcs.v14i5.4986

Abstract

This research focuses on the development and systematic redesign of a Unified Modeling Language (UML) model to represent a digital envelope-based security system. The digital envelope method, integrating both symmetric and asymmetric encryption, is employed to leverage the strengths of each encryption type, ensuring performance and security in data protection. The study enhances a previously proposed UML model by incorporating security symbols and notations tailored for security modeling, effectively capturing encryption principles while ensuring clarity and accuracy. However, several limitations were identified, particularly the lack of detailed separation between the encryption and decryption processes, which are crucial for ensuring data integrity, confidentiality, and non-repudiation. The research concludes that further development is required to refine these notations, including a clear distinction between encryption and decryption stages, and the inclusion of more detailed symbols for key management. Future work should focus on extending the notations to better address the security challenges faced by digital envelope-based systems, enhancing their representation of key generation, storage, and distribution
Securing Digital Wallet Loyalty: Unveiling the Impact of Privacy and Security Utomo, Rio Guntur; Yasirandi, Rahmat
Scientific Journal of Informatics Vol. 11 No. 2: May 2024
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/sji.v11i2.2423

Abstract

Purpose: The study investigates the fast-evolving fintech landscape, specifically the impact of digital wallets on the financial industry. It focuses on the competitive digital wallet market in Indonesia, examining how service quality influences user satisfaction and loyalty in a saturated market. By integrating a Security variable into the E-Servqual method, this research aims to offer a new perspective on assessing the effects of digital wallet services on user satisfaction and loyalty. Methods: This study employs the Modified E-Servqual model with an added Security variable to explore how service quality variables like Site Organization, Efficiency, Personal Needs, Privacy, Reliability, Responsiveness, Security, and User’s Friendliness impact customer satisfaction and loyalty in digital transactions. Surveying 287 digital wallet users, mostly GoPay, OVO, ShopeePay and DANA, the research provides a detailed analysis of these variables' effects on E-Customer Satisfaction and E-Customer Loyalty. Result: The findings show that digital wallet users value certain service quality aspects differently in terms of their impact on satisfaction and loyalty. While variables like Reliability, User’s Friendliness, Personal Needs, Privacy, Security, and Efficiency significantly influence user satisfaction, Site Organization and Responsiveness do not. This highlights the importance of security and efficiency in enhancing user satisfaction and loyalty in digital wallets. Novelty: The study's novel contribution is integrating a Security variable into the E-Servqual method, enhancing the assessment of digital wallets' inherent security risks. This integration provides a detailed analysis of how security impacts user satisfaction and loyalty, alongside other service quality factors. This systematic evaluation offers new insights for improving service quality, benefiting companies in the competitive digital wallet market, and informing future research on customer loyalty and provider success.
Evaluation of Travel App’s Usability Using the System Usability Scale Method Putra, Revi Raka; Yasirandi, Rahmat; Qusyairi, Muhammad Mirza
Scientific Journal of Informatics Vol. 11 No. 2: May 2024
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/sji.v11i2.4509

Abstract

Purpose: The objective of this study is to assess the usability of the Baraya Travel application, highlighting areas for enhancement to improve the online ticket booking experience for users. By concentrating on the Baraya Travel app as the research subject, the study intends to offer valuable insights for its developers. It emphasizes user feedback and recommendations to improve interface navigation, application speed, and the addition of new features, ultimately increasing convenience and ease of use. This study aims to provide an extensive examination of the app's performance, identifying precise areas where improvements can be made. Methods: Using the Usability Testing methodology, particularly emphasizing the System Usability Scale (SUS), this study employs a quantitative research strategy. Surveys were administered to 409 Baraya Travel application users to gather primary data concerning usability aspects including user interface navigation, application responsiveness, and user convenience. The statistical analysis utilized both descriptive statistics, encompassing measures of central tendency and variability, to summarize the data, and potentially inferential tests like correlation analysis or t-tests, to investigate relationships and disparities between variables. The selection of statistical analysis aimed to offer a thorough interpretation of the data and extract meaningful insights into the usability of the Baraya Travel application. Furthermore, the utilization of the SUS evaluation metric provided a standardized measure to evaluate usability and facilitate comparisons across studies, ensuring consistency and reliability throughout the evaluation process. Result: The examination of the SUS questionnaire indicated that users of the Baraya Travel application provided an average score of 75.26. This score suggests that the application demonstrates a commendable level of usability, earning a "Good" rating and a Letter Grade of "B". Nonetheless, there remains potential for enhancement to reach the desired standard of perfection. Users offered invaluable feedback and suggestions, highlighting the necessity for enhanced user interface navigation, improved application speed, and the implementation of additional features to augment convenience and user-friendliness. Novelty: This research provides valuable insights for Baraya Travel application developers, emphasizing areas for improvement based on user feedback and suggestions. It contributes to the progression of online ticket booking systems, with the goal of enriching the overall travel experience for users. Highlighting the significance of user-friendly interfaces, efficient application performance, and convenient features is crucial for enhancing user satisfaction and fostering loyalty. Subsequent research endeavors could explore further factors influencing user satisfaction and loyalty in the context of digital travel applications.
Co-Authors Aji Gautama Putrada Alifudin, Ridhwan Andrian Rakhmatsyah Annisa Gustien Widowati Annisa Marwa Nursantoso Anom, Rahmat Indira Pratama Anwar, Muhlis Arif Indra Irawan Ariq Musyaffa Ramadhani Armadyana, Raihan Arrauf, Moh Fawwaz Arya Mandalika, Mohamad AS, Andi Annisa Shalsa Hardiyanti Azizah, Ainun Cintya Risquna Risquna Danu Fawwaz Gimnastian Devani Adi Permana Dhiaulhaq, Afif Dita Oktaria Doan Perdana Dwi Olyvia, Asyfa Emiya Fefayosa Br Tarigan Endro Ariyanto Erlandya, Moch Rizky Gumelar Erwin Susanto Febrianti, Amalia Rizki Guntur Utomo, Rio Hamzah Misbachul Adlan Hilal Hudan Nuha Irvan Naufali Rahmanto Isa Mulia Insan Jati Hiliamsyah Husen Jati, Riyan Kuncoro Joel Andrew M. K. Ginting Kailla, Kimberly Krisna Ardhi Tama Ladkoom, Kobthong M Alvie Helmuzar M. Deta Gian Faiz Maman Abdurohman Maslin Masrom Maulidatul Aulia Zahib Mirza Qusyairi, Mohammad Mohammad Mirza Qusyairi Muhammad Aditya Tisnadinata Muhammad Al Makky Muhammad Faris Ruriawan Muhammad Johan Alibasa Muhammad Karoma Yuda Muhammad Kukuh Alif Lyano Muhammad Rizki Adiwiganda Nafisa, Falea Amira Nasruddin, Itsna Siha Arzaqi Adma Novian Anggis Suwastika Nuha, Hilal H Parman Sukarno Prabowo, Hans Pratama Anom, Rahmat Indra Putra, Revi Raka Qonita, Qori Qusyairi, Mohammad Mirza Qusyairi, Muhammad Mirza Rahmat Irianto Ramadhan, Arga Ridha Muldina Negara Ridhwan Alifudin Rio Guntur Utomo Santiago Paul Erazo Andrade Saputra, Bernadus Ricardo Seiba Shonia Setiawan, Muhammad Faridz Sidik Prabowo Sri Rezeki Stelamaris, Bonefasia Salvatore Sukmaji, Muhammad Susanto, Fauzi Fadhlurrahman Thanasopon, Bundit Thasya Nurul Wulandari Siagian Wajdi, Halim Zahri, Alfitranta Armikha Zaky Jacoeb , Yusoff