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Upaya Peningkatan Literasi Keuangan Bagi Generasi Z: Studi Pada Siswa SMA Santa Maria 1 Bandung Tanti Irawati Mukhlis; Vincentia Wahju Widajatun; Pebri Yanida; Neneng Susanti; Muhammad Bayu Aji Sumantri; Oliver Hasan Padmanegara; Kharisya Ayu Effendi
Madaniya Vol. 4 No. 4 (2023)
Publisher : Pusat Studi Bahasa dan Publikasi Ilmiah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53696/27214834.577

Abstract

Selama sepuluh tahun terakhir, literasi keuangan menjadi fokus utama, mendorong upaya berkelanjutan pemerintah. Financial Fitness Index OCBC NISP, kerjasama antara OCBC NISP dan NielsenIQ, menganalisa sikap dan perilaku keuangan generasi muda Indonesia serta strategi peningkatannya. Berdasarkan sensus BPS 2020, sebagian besar penduduk Indonesia terdiri dari Gen Z dan Milenial. Gen Z, yang lahir antara 1997 dan 2012, mencakup 27,94% dari 270,2 juta penduduk. Dikenal fasih teknologi dan aktif di media sosial, Gen Z, dengan perkembangan teknologi saat ini, cenderung konsumeris dan memerlukan literasi keuangan yang lebih. Meskipun mengerti tentang konsep pengelolaan keuangan seperti menabung, tidak menjamin mereka praktik menabung. Penelitian menunjukkan literasi keuangan generasi muda relatif rendah, meskipun mereka aktif secara finansial, seperti terlihat dari kepemilikan kartu kredit. Literasi ini meningkat sejalan dengan pendidikan. Namun, pengetahuan mereka tentang tabungan, pinjaman, asuransi, dan investasi masih kurang.
The Effects of Profitability, Leverage, and Liquidity on Financial Distress on Retail Companies Listed on Indonesian Stock Exchange Neneng Susanti; Ifa Latifa; Denok Sunarsi
Jurnal Ilmiah Ilmu Administrasi Publik Vol 10, No 1 (2020)
Publisher : Program Pascasarjana Universitas Negeri Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26858/jiap.v10i1.13568

Abstract

The study aims to find out the influence of profitability variables (Return On Assets), Leverage (Debt To Asset Ratio) and liquidity (Current Ratio) on Financial Distress on retail companies listed on the 2014-2018 period Indonesian Stock Exchange. The population of this study is the entire company contained on the Indonesian Stock Exchange listed retail company of the period 2014-2018. The research sample consists of 21 companies used by purposive sampling methods and taken that meet with criteria from predetermined research samples. The data analysis method used is panel data regression analysis (Random Effect) with a significance level of 5 percent. Based on the results of the research that has been conducted led to that, simultaneously Profitability, Leverage and Liquidity variables have an effect on Financial Distress. Partially variable Profitability has a significant positive effect on Financial Distress, Leverage variables have a significant positive effect on Financial Distress, and negatively significant negatively influential Liquidity variables on Financial Distress. The magnitude of the influence of Profitability, Leverage, and Liquidity on Financial Distress amounted to 98.87 percent, while the rest amounted to 1.13 percent was affected by other variables outside of research.