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Pengaruh Sikap Keuangan, Inklusi Keuangan dan Tingkat Literasi Keuangan Pemilik Usaha terhadap Pengelolaan Keuangan Ardiansah, Elham; Defrizal, Defrizal
Jurnal Akuntansi, Keuangan dan Perpajakan Vol. 8 No. 2 (2025): Edisi Agustus
Publisher : Politeknik Negeri Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51510/jakp.v8i2.2220

Abstract

This study aims to analyze the influence of financial attitudes, access, and understanding on the financial management of MSMEs in Bandar Lampung. The method used was a quantitative approach with a causal research design. Data were collected through questionnaires distributed using Google Forms and analyzed using multiple regression. The results showed that financial attitudes had no significant effect, while financial inclusion and financial literacy had a significant positive impact on MSME financial management. These findings highlight the importance of access to financial services and a good understanding of finance in improving MSME financial management practices.   Abstrak Penelitian ini bertujuan untuk menganalisis pengaruh sikap, akses, dan pemahaman tentang keuangan terhadap pengelolaan keuangan UMKM di Bandar Lampung. Metode yang digunakan adalah pendekatan kuantitatif dengan desain penelitian kausal. Data dikumpulkan melalui kuesioner yang disebarkan menggunakan Google Formulir dan dianalisis dengan regresi berganda. Hasil penelitian menunjukkan bahwa sikap keuangan tidak berpengaruh signifikan, sementara inklusi keuangan dan literasi keuangan memiliki dampak positif yang signifikan terhadap pengelolaan keuangan UMKM. Temuan ini menyoroti pentingnya akses ke layanan keuangan dan pemahaman yang baik tentang keuangan dalam meningkatkan praktik manajemen keuangan UMKM.
Public Transportation Sector Improvement Policy Strategy in Jambi City Towards Net Zero Emissions Defrizal, Defrizal
Jurnal Impresi Indonesia Vol. 4 No. 9 (2025): Indonesian Impression Journal (JII)
Publisher : Riviera Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58344/jii.v4i9.7020

Abstract

This research emphasizes the urgency of balancing judicial independence with accountability, given the persistent gaps within Indonesia’s judicial system. Weak integrity, legal voids regarding judicial responsibility, and inadequate accountability mechanisms have fostered feudalism, inconsistency in rulings, and deteriorating decision quality, thereby creating accountability loopholes. The study reconceptualizes negligence (culpa lata) into two forms: negligence leading to corruption, collusion, and nepotism (KKN), and non-KKN negligence. The first category, analyzed through Rational Choice Theory, Opportunity Theory, and White-Collar Crime Theory, identifies common patterns of misconduct such as neglecting evidence, manipulating facts, and falsifying verdicts. The second category, non-KKN negligence, is divided into two phases: individual-level negligence assessed through Social Control Theory (F. Ivan Nye, supported by Jackson Toby), and institutional-level failures examined through Sociological Institutionalism and Neo-Institutional Rational Choice. Empirical validation is provided through the Ronald Tannur verdict (KKN-related negligence) and the Fikri et al. case (non-KKN negligence), which expose the inadequacy of current ethical and administrative supervisory mechanisms. To address these gaps and restore public trust, the study proposes the criminalization of culpa lata as a last resort. This concept integrates a merit-based system and Artificial Intelligence (AI) with Natural Language Processing (NLP) to evaluate rulings and detect negligence. Cases identified are processed through a specialized court named Privilegiatum Termodifikasi. This framework seeks to enforce judicial accountability without undermining judicial independence, applying strict sanctions to reduce legal errors and strengthen public confidence in Indonesia’s judicial system.
THE INFLUENCE OF WORK ABILITY, CARING BEHAVIOR, AND WORK TENURE ON THE PERFORMANCE OF INPATIENT NURSES AT NATAR MEDIKA HOSPITAL, SOUTH LAMPUNG Putri, Riske Kharisma; Defrizal, Defrizal; Alam, Iskandar Ali
Journal of Management, Business and Social Sciences Vol. 2 No. 2 (2024): May
Publisher : Program Studi Magister Manajemen

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study examines the influence of work ability, caring behavior, and length of service on nurses’ performance at Natar Medika Hospital, South Lampung. The research employed a quantitative method with a cross-sectional approach and a descriptive correlational design. Data were collected using questionnaires that had been tested for validity and reliability. The findings indicate that work ability, caring behavior, and length of service have a positive and significant effect on nurses’ performance. Regression analysis revealed that these three variables account for 44.1% of the performance outcomes, while the remaining percentage is influenced by other factors. In conclusion, enhancing work ability, fostering caring behavior, and providing greater support for nurses with longer tenure can improve overall performance. Hospital management is advised to strengthen training programs, reinforce a culture of caring, and offer additional support to senior nurses.
EFFECTIVENESS OF THE ACCELERATED STUNTING REDUCTION PROGRAM THROUGH CONVERGENCE ACTION IN NORTH LAMPUNG REGENCY Kofa, Fadhila; Virgawenda, Tina Miniawati Barusman; Defrizal, Defrizal
Journal of Management, Business and Social Sciences Vol. 2 No. 2 (2024): May
Publisher : Program Studi Magister Manajemen

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The purpose of this study is to evaluate the effectiveness of the stunting reduction acceleration program through convergence actions and to identify the supporting and inhibiting factors that influence its success in North Lampung Regency. The findings of this research are expected to provide recommendations for improving the program’s implementation. Supporting factors can be maintained and strengthened, while inhibiting factors need to be addressed with appropriate solutions so that the program can be carried out with better quality and sustainability. This research employed a descriptive qualitative approach, with data collected through interviews with 15 informants as well as document reviews from relevant institutions. The measurement of effectiveness was conducted using three approaches: input effectiveness, process effectiveness (covering planning, implementation, and evaluation), and output effectiveness. Based on these approaches, the study concludes that the acceleration program for stunting reduction through convergence actions in North Lampung Regency in 2023 has not yet achieved effective outcomes. This is due to limited understanding among program implementers regarding convergence-based stunting reduction strategies, as well as insufficient optimization of funding sources, particularly from the private sector.
Efforts to reduce illegal parking in Lampung Province Sumbogo, Bambang; Oktaria, Eka Travilta; Barusman, M. Yusuf S.; Defrizal, Defrizal; Barusman, Andala Rama Putra
Journal of Multidisciplinary Academic Business Studies Vol. 1 No. 4 (2024): August
Publisher : Goodwood Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35912/jomabs.v1i4.2324

Abstract

Purpose: This study examines how land is designated as no-parking zones and the efforts to suppress illegal parking in Lampung Province. Research Methodology: The method used in this research is descriptive qualitative. Results: Findings show ten areas where parking is prohibited: on bends, shoulders, or bridges; pedestrian or bicycle tracks; near traffic lights; main roads; in front of or close to stopped vehicles; within 6 m of intersections; within 9 m of bus stops (unless damaged); within 3 m of fire hydrants or areas hindering fire-fighting access; along slippery roads; on overpasses, tunnels, or their approaches; and on grass verges or shoulders. To address illegal parking, the Lampung Province Transportation Agency has taken several measures: mapping parking zones, improving management to support traffic flow and local revenue (PAD), fostering community and government awareness, providing guidance to ensure proper management, and enforcing sanctions. However, emphasis is placed more on education and guidance than punishment. Conclusions: Effective parking management, supported by public awareness, government intervention, and structured regulations, is essential for traffic safety and efficiency. Limitations: The study is limited to Lampung Province and uses descriptive data, restricting broader generalization. Contribution: This research offers practical insights for regional governments to improve traffic order through structured parking management and emphasizes the role of education and community awareness in reducing illegal parking.
Analysis of Production Area Planning at the CV. Victo Bandar Lampung Furniture Company Triana, Rika; Defrizal, Defrizal
International Journal of Social Science, Education, Communication and Economics Vol. 2 No. 6 (2024): February
Publisher : Lafadz Jaya Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/sj.v2i6.262

Abstract

The research carried out aims to determine efficient planning in terms of production area at the CV furniture company. Victo in Bandar Lampung. The approach used in this research involves quantitative descriptive analysis, with forecasting techniques using the Linear Trend method and Break Event Point analysis for data accuracy. The information obtained in this study comes from primary and secondary sources. Primary sources include direct interviews with company managers, while secondary sources are collected from company history. This data collection method includes interviews, direct observation, and review of related documents. The results of the research show that the production area for the coming year will be 533 units of cupboard products in 2023, 566 cupboard product units in 2024 and 600 cupboard product units in 2025, so that the CV. Victo furniture company in 2023-2025 will experience an increase of 6% of production area every year due to increasing trend demand. It is recommended that companies design their production area planning by applying the Linear Trend forecasting method and carrying out Break Event Point analysis to optimize their production processes and this research is expected to provide information for consideration for the company's progress. By knowing the correct production area planning calculations, it is hoped that the company's efficiency will increase so that it can reduce excessive production amounts and obtain even greater sales profits because needs have been well estimated.
Latihan Drill sebagai Metode Efektif untuk meningkatkan Umpan Bawah pada Bola Voli di Sekolah Dasar: Drill Training as Effective Methods on Increasing Under-passing Ability of Elementary School Volleyball Defrizal, Defrizal; Suharjana, Suharjana
Pedagogia : Jurnal Pendidikan Vol. 8 No. 2 (2019): August
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/pedagogia.v8i2.1927

Abstract

This study aims to determine the effect of drill training methods and approaches to play with eye-hand coordination towards increasing under-passing volleyball. This study used . There was no comparison group in the design group. The population of this study was 40 female students who participated in volleyball extracurricular activities. Data analysis techniques used the Kolmogorov-Smirnov test for normality, homogeneity test and t-test to test hypotheses, samples correlated at a significance level of 5%. Test results show that there is a drill training effect on the ability to graduate. Hypothesis testing shows the value of t arithmetic (3.33)> t table (2,080), and p value (0,003) <0,05, indicating that Ho is rejected and Ha has been accepted means that there are significant differences in improving the ability to graduate after being treated. Based on the mean (mean) shows the average > pretest. These results can be concluded that there is a significant effect of drill training on increasing the under-passing ability of women's volleyball in SD 1 .
Pengaruh formulasi yang berbeda pada pakan pelet terhadap pertumbuhan ikan lele dumbo (Clarias gariepinus) Defrizal, Defrizal; Khalil, Munawwar
Acta Aquatica: Aquatic Sciences Journal Acta Aquatica: Aquatic Sciences Journal, Vol. 2: No. 2 (October, 2015)
Publisher : Universitas Malikussaleh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29103/aa.v2i2.342

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh formulasi yang berbeda pada pakan terhadap pertumbuhan ikan lele dumbo (Clarias gariepinus) yang dilaksanakan pada tanggal 22 Mei - 22 Juni 2014 di Laboratorium Hatchery dan Teknologi Budidaya Program Studi Budidaya Perairan, Reulet Aceh Utara. Metode yang digunakan dalam penelitian ini adalah metode ekperimental dengan menggunakan rancangan acak lengkap (RAL) Non Faktorial dengan empat perlakukan dan tiga kali ulangan Hasil penelitian menunjukkan bahwa formulasi yang berbeda pada pakan pelet memberi pengaruh yang sangat berbeda nyata terhadap konsumsi pakan harian, pertumbuhan berat maupun panjang, rasio konversi pakan, respon ikan terhadap pakan pada ikan lele dumbo (Clarias gariepinus) dimana Fhitung > Ftabel. Dari hasil uji BNT diperoleh bahwa konsumsi pakan harian, pertumbuhan, dan respon ikan terhadap pakan terbesar diperoleh pada perlakuan D, A, C dan B. Sedangkan nilai rasio konversi pakan tertinggi diperoleh pada perlakuan A, D, C dan B. Dari hasil penelitian juga diperoleh hasil bahwa pengaruh formulasi yang berbeda pada pakan pelet memberi angka kelulushidupan ikan lele dumbo (Clarias gariepinus) semua perlakuan yaitu 100%. Parameter kualitas air pada saat penelitian yaitu rata-rata suhu 26-28 0C dan pH 7,4-7,5. Nilai ini cocok dan layak untuk kehidupan ikan lele dumbo (Clarias gariepinus). Diharapkan ada penelitian lanjutan mengenai pemberian pakan pelet yang diformulasikan dari bahan yang berbeda terhadap jenis ikan lainnya.This study aimed to determine the effect of different feed formulations on the growth of African catfish (Clarias gariepinus) which was held on May 22th - Juni 2014 at Laboratory of Aquaculture Hatchery and Technology Studies Program Aquaculture, Reulet North Aceh. The method used in this study was an experimental method using a completely randomized design (CRD) Non-factorial with four treatments and three replications The results showed that different formulations on feed a significantly different influence on daily feed consumption, weight and length growth, feed conversion ratio, the response of fish to feed on African catfish (Clarias gariepinus) where as Fvalue > F table. The biggest respons on daily feed intake growth added obtained from feed without addition of others alternatife. Then it was followed by feed A, C and B. While the highest feed conversion ratio values obtained in treatments A, D, C and B. From the results of the study also the result that the effect of different formulations on feed pellets give the fish survival rate of African catfish (Clarias gariepinus) all treatment that is 100%. Water quality parameters at the time of the study with an average temperature of 26-28 0C and pH 7.4 to 7.5. This value is suitable and feasible for the life of African catfish (Clarias gariepinus). It is expected that no further research on feeding pellets formulated from different materials to other fish species.
Pengaruh Rasio Profitabilitas, Rasio Solvabilitas, Dan Rasio Pasar Terhadap Return Saham Prayoga, Enggal; Defrizal, Defrizal
Innovative: Journal Of Social Science Research Vol. 4 No. 2 (2024): Innovative: Journal Of Social Science Research
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/innovative.v4i2.9904

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh variabel rasio keuangan terhadap return saham pada PT Unilever Indonesia Tbk. Variabel rasio keuangan yang digunakan dalam penelitian ini adalah rasio profitabilitas, rasio solvabilitas, dan rasio pasar. Penelitian ini menggunakan pendekatan kuantitatif dengan data sekunder yang berasal dari laporan keuangan dan data harga saham PT Unilever Indonesia Tbk periode 2018- 2022. Metode purposive sampling digunakan untuk mendapatkan sampel data laporan keuangan perkuartal perusahaan. Penelitian ini menggunakan alat analisis Eviews 12 dengan analisis regresi linier berganda. Hasil penelitian menunjukkan bahwa rasio solvabilitas berpengaruh negatif signifikan terhadap return saham. Serta rasio profitabilitas dan rasio pasar berpengaruh tidak signifikan terhadap return saham.
PENGARUH PELATIHAN KARYAWAN DAN GAYA KEPEMIMPINAN TERHADAP KINERJA PEGAWAI DI UMKM OPAK SINYO Anastasya, Mutiara Cindya; Defrizal, Defrizal
Arthavidya Jurnal Ilmiah Ekonomi Vol 27 No 2 (2025): Oktober
Publisher : Fakultas Ekonomi Universitas Wisnuwardhana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37303/a.v27i2.644

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh pelatihan karyawan dan gaya kepemimpinan terhadap kinerja pegawai pada UMKM Produsen Opak Sinyo di Bandar Lampung. Kinerja pegawai merupakan aspek penting dalam menjaga kelangsungan operasional dan mutu produksi, terutama di tengah persaingan industri makanan tradisional yang semakin ketat. Pendekatan penelitian yang digunakan bersifat kuantitatif asosiatif, dengan responden yang diambil secara menyeluruh dari populasi yang ada. Instrumen penelitian berupa kuesioner yang disusun berdasarkan indikator-indikator yang valid dan reliabel untuk mengukur tiga variabel utama, yaitu pelatihan karyawan, gaya kepemimpinan, dan kinerja pegawai. Analisis data dilakukan dengan regresi linier berganda disertai uji asumsi klasik guna memastikan validitas model analisis. Hasil penelitian menunjukkan bahwa pelatihan karyawan memberikan pengaruh yang positif dan signifikan terhadap kinerja pegawai. Sebaliknya, gaya kepemimpinan tidak memberikan pengaruh yang signifikan terhadap kinerja pegawai secara individu. Namun, secara simultan kedua variabel tersebut terbukti memiliki pengaruh yang signifikan terhadap kinerja pegawai. Selain itu, sebagian besar variasi kinerja pegawai dapat dijelaskan oleh variabel pelatihan dan gaya kepemimpinan. Temuan ini menegaskan bahwa keberhasilan operasional UMKM sangat dipengaruhi oleh intensitas dan kualitas pelatihan yang diberikan kepada pegawai, sementara gaya kepemimpinan sebaiknya disesuaikan dengan karakteristik usaha mikro agar lebih efektif dalam mendukung kinerja. Oleh karena itu, peningkatan efektivitas pelatihan perlu menjadi prioritas dalam strategi pengembangan sumber daya manusia di sektor UMKM.