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All Journal Wacana Paramarta: Jurnal Ilmu Hukum Sosiohumanitas: Jurnal Ilmu-Ilmu Sosial dan Humaniora Jurnal Scientia AKSELERASI: Jurnal Ilmiah Nasional Fox Justi : Jurnal Ilmu Hukum Jurnal Ekonomi Scientia Regendi Cessie : Jurnal Ilmiah Hukum Jurnal Multidisiplin Sahombu Jurnal Ilmiah Multidisiplin Indonesia Influence: International Journal of Science Review Academica : Jurnal Pengabdian Kepada Masyarakat Jurnal Sosial Sains dan Komunikasi (Ju-SoSAK) Jurnal Restorasi: Hukum dan Politik
Riza Zulfikar
Universitas Langlang Buana
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Chemistry Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Engineering Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Physics Public Health Social Sciences Other

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Legal Liability of Land Deed Officials in the Era of Electronic Land Title Certificates Riza Zulfikar
Jurnal Ilmiah Multidisiplin Indonesia (JIM-ID) Vol. 4 No. 10 (2025): Jurnal Ilmiah Multidisplin Indonesia (JIM-ID) November 2025
Publisher : Sean Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study examines the legal liability of Land Deed Officials in the era of electronic land title certificates, focusing on the challenges arising from digital transformation in land administration. The main problem lies in the inadequacy of existing legal frameworks to address system-based errors, cybersecurity risks, and the distribution of liability among multiple actors. Accordingly, this research aims to analyze the shift in liability concepts, evaluate the sufficiency of current regulations, and propose adaptive legal solutions. The study employs a normative juridical method with a descriptive-analytical approach, relying on statutory regulations, legal doctrines, and relevant scholarly literature. The findings reveal a significant transformation from individual, document-based liability toward a system-dependent and multi-actor model, where responsibility is shared among officials, government institutions, and system providers. However, the absence of clear legal boundaries creates uncertainty and potential unfairness, particularly when errors originate from digital systems. Furthermore, professional responsibility has expanded to include technological competence, making digital literacy an essential component of due diligence. The study emphasizes the need for regulatory reform to establish a comprehensive and adaptive legal framework. The adoption of a proportional multi-actor liability model, strengthening cybersecurity systems, and enhancing continuous professional training to ensure legal certainty, accountability, and fairness in digital land administration
Legal Protection for Consumers in Non-Bank Sharia Mortgage Schemes: A Maqāṣid al-Sharī‘ah and National Regulatory Approach Zulfikar, Riza
INFLUENCE: INTERNATIONAL JOURNAL OF SCIENCE REVIEW Vol. 7 No. 3 (2025): INFLUENCE: International Journal of Science Review
Publisher : Global Writing Academica Researching and Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54783/influencejournal.v7i3.313

Abstract

The development of the Sharia-based property industry in Indonesia has increased public interest in non-bank sharia mortgage schemes as an alternative for home financing that complies with Islamic principles. However, the implementation of these schemes lacks adequate specific regulations, resulting in suboptimal legal protection for consumers. Many face issues such as non-transparent contracts, unilateral actions by developers, and difficulties in dispute resolution due to the absence of sharia-based settlement mechanisms. This research aims to analyse consumer protection in non-bank Sharia mortgage schemes from the perspectives of positive law and maqāṣid al-sharī‘ah, and to formulate regulatory recommendations that are just, transparent, and aligned with Sharia values. This research adopts a normative juridical method through a formal literature study of applicable regulations, fatwas, and legal doctrines, combined with maqāṣid al-sharī‘ah analysis as a moral and ethical foundation. The findings reveal that the current level of protection falls short of ideal standards due to the lack of standardized contract models and sharia-based dispute resolution mechanisms. It is recommended that a collaborative regulatory framework be developed, prioritizing justice, transparency, and sustainability, to substantively safeguard consumer rights and enhance public trust in non-bank Sharia property financing systems.
Co-Authors Aep Sulaeman Aldina Setiani Andika Pratama Dani Durahman dian lestari Esty Oktavianty Fani, Ryan Ganjar Turesna Hadi Purnomo Hadi Purnomo Hasan Basri Ipa Rosita Katim, Ciavi Adinda Giantri Kurniawan, Nurul Fallah Ludi Hermawan Novi Prisela Putri Nurhayati, Ati Paulana Christian Suryamin Rafly, Muhamad Rinjani, Diliya Mariam Ryan Fani Saputra, Sonny Juliyansyah Wahyu Purnama Sari