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EFISIENSI PERSAINGAN BANK UMUM SYARIAH: PENDEKATAN DATA ENVELOPMENT ANALYSIS (DEA) DAN BOSTON CONSULTING GROUP (BCG) Rizqon Halal Syah Aji
Signifikan: Jurnal Ilmu Ekonomi Vol 3, No. 1, April 2014
Publisher : Faculty of Economic and Business Syarif Hidayatullah State Islamic University of Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (245.197 KB) | DOI: 10.15408/sigf.v3i1.2059

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Islamic Banking industry in Indonesia has begun dynamic. Product availability and standardization of Islamic banking products, the level of understanding by the public of products of Islamic banks and human resources. Market share of Islamic Banking in Indonesia to lock everything. Recent data Directorate of Islamic Banking in 2011 reached Rp 127,19 T, assets of BPRS amounting to Rp 3.35 T, can be calculated total Islamic banking assets as of October 2011 reached Rp 130,5 T. Financing very important factor, Data Envelopment Analisys (DEA) is a measuring instrument of financing. Map of the Bank's performance in the competition between banks can be analyzed by matrix BCG (Boston Consulting Group). This matrix is used to describe the difference between the position of the relative market share of the Bank.DOI: 10.15408/sjie.v3i1.2059
Masih Relevankah Gagasan Emansipasi Perempuan Kartini? Tinjauan atas RUU Ketahanan Keluarga Rizqon Halal Syah Aji
ADALAH Vol 4, No 4 (2020): Keadilan Masyarakat
Publisher : UIN Syarif Hidayatullah Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1516.956 KB) | DOI: 10.15408/adalah.v4i4.15400

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AbstractThe struggle for women's emancipation has been started by R.A Kartini. During the colonial period Indonesian women had risen to the awareness of equal rights and obligations towards men in building the nation's identity. Social involvement by women is one of the keys to mainstreaming emancipation according to the role of religion, customs, culture and philosophy as pillars of Indonesian values. The Family Resilience Bill (RUU-KK), aims to institutionalize and strengthen the resilience of Indonesian families, because measures of the goodness and quality of Indonesian people are sourced from reliable family resilience because of the results of parental education (husband and wife) in the household. However, the RUU-KK as a prospective legal product cannot be separated from political interests. Therefore, to produce a good legal product and accommodate all the interests of the nation and state, the legal product must be dissected and academically examined by testing a comprehensive academic paper. In particular, the articles which are considered to ignore the values of inclusion of female emancipation that Indonesian women have had for a long time.Keywords: RA Kartini, Emancipation, Family Resilience Bill, Indonesian Women. AbstrakPerjuangan emansipasi perempuan telah dimulai oleh R.A Kartini. Pada masa kolonial perempuan Indonesia telah bangkit terhadap kesadaran persamaan hak dan kewajiban terhadap laki-laki dalam membangun identitas Bangsa. Pelibatan secara sosial oleh para perempuan menjadi salah satu kunci mengarusutamakan emansipasi sesuai role agama, adat istiadat, kultur dan filosofi sebagai pilar nilai ke-Indonesia-an. Rancangan Undang-Undang Ketahanan Keluarga (RUU-KK), mempunyai maksud untuk melembagakan dan memperkokoh ketahanan keluarga Indonesia, sebab ukuran kebaikan dan kualitas manusia Indonesia bersumber dari ketahanan keluarga yang handal karena hasil dari pendidikan orang tua (suami dan istri) dalam rumah tangga. Namun RUU-KK sebagai bakal produk hukum tidak terlepas dari kepentingan politik. Oleh karena itu, untuk menghasilkan produk hukum yang baik dan menampung seluruh kepentingan bangsa dan negara, produk hukum harus bisa dibedah dan dikaji secara akademik dengan pengujian naskah akademik yang komprehensif. Khususnya pasal-pasal yang dianggap mengabaikan nilai-nilai pelibatan emansiapsi perempuan yang telah lama perempuan Indonesia punyai.  Kata Kunci: RA Kartini, Emansipasi, RUU Ketahanan Keluarga, Perempuan Indonesia.
Kebangkitan Nasional: Merawat Nasionalisme Kaum Muda Indonesia Rizqon Halal Syah Aji
ADALAH Vol 4, No 1 (2020): Spesial Issue Covid-19
Publisher : UIN Syarif Hidayatullah Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1187.76 KB) | DOI: 10.15408/adalah.v4i1.15806

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AbstractThe spirit of regrowing the nationalism of Indonesian youth aims to answer the challenges and obstacles caused by the Pandemic Covid-19 outbreak. Indonesian young people who are classified as productive labor age are the key to the sustainability of Indonesia's economic growth which should not collapse due to the impact of the Pandemic Covid-19 outbreak. This group of workers is called the millineal generation. The young group lives in an atmosphere of technology utilization and digitalization. Maximizing technology and digitalization will sustain millennial groups in giving birth to demographic bonuses. Millennial groups should not ignore the windows of opportunity in welcoming demographic bonuses. There are many challenges for millennial youth groups, in addition to being able to utilize technology to maximize productive work efforts, but the habit of using digital technology must not change the character of the Indonesian people who are always in a relationship between individuals and mutual cooperation, tolerance and upholding cultural values that promote humanity. The character of the nation is a form of Indonesian nationalism.Keywords; Nationalism, Young Indonesians, Milineal, Pandemic Covid-19, Demographic Bonus.AbstraksSemangat menumbuhkan kembali nasionalisme kaum muda Indonesia bertujuan untuk menjawab tantangan dan hambatan karena wabah Pandemi Covid-19. Kaum muda Indonesia yang tergolong usia tenaga kerja produktif merupakan kunci keberlangsungan pertumbuhan ekonomi Indonesia yang tidak boleh runtuh karena dampak wabah Pandemi Covid-19. Kelompok tenaga kerja tersebut dinamakan sebagai generasi milineal. Kelompok muda hidup dalam suasana pemanfaatan teknologi dan digitalisasi. Memaksimalkan teknologi dan digitalisasi akan menopang kelompok milenial dalam melahirkan bonus demografi. Kelompok milenial tidak boleh mengabaikan windows of oportunity dalam menyambut bonus demografi. Banyak tantangan kelompok muda milenial, selain harus mampu memanfaatkan teknologi untuk memaksimalkan upaya kerja yang produktif, akan tetapi habit penggunaan teknologi digital tidak boleh mengubah karakter bangsa Indonesia yang senantiasa melakukan relasi antara individu dengan gotong royong, tenggang rasa serta menjunjung nilai budaya yang mengedepankan kemanusiaan. Karakter bangsa tersebutlah yang merupakan corak nasionalisme Indonesia.Kata Kunci; nasionalisme, kaum muda Indonesia, milineal, Pandemi Covid-19, bonus demografi.
Nilai Ramadhan dan Pendidikan Kaum Tertindas (Mustadh’afin): Tinjauan Atas Ekonomi Islam Rizqon Halal Syah Aji; Azis Muslim
ADALAH Vol 4, No 2 (2020): Keadilan Sosial & Politik
Publisher : UIN Syarif Hidayatullah Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1489.985 KB) | DOI: 10.15408/adalah.v4i2.15527

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Abstract:Ramadan teaches social care. Momentum that is present this month (fasting) includes the teaching of humans about education. The message of transformative Islam in education is the meaning of Ramadan on the education of the oppressed (mustadh'afin). Education on the grounds of equality of knowledge rights and also in obtaining economic distribution rights. Ramadan teaches economic equality and balance so that the practice of liberation from the economic downturn of the people can be overcome. Islam offers muamalah (economic activism) through Islamic economics. The aim is to open up confinement over economic oppression and also be aware of the obligations of fellow human beings to be economically just. The practice of Islamic economics tries to dismantle the deterioration of the lower class economy with the concept of financial inclusion.Keywords: Ramadan, Education of The Oppressed, Mustadh'afin, Islamic EconomicsAbstrak:Ramadhan mengajarkan kepedulian sosial. Momentum yang hadir pada bulan ini (puasa) diantaranya adalah pengajaran atas manusia tentang pendidikan. Pesan Islam transformatif dalam pendidikan yang dimaksud adalah pemaknaan Ramadhan atas pendidikan kaum tertindas (mustadh’afin). Pendidikan atas nalar kesamaan hak pengetahuan dan juga dalam memperoleh hak distribusi ekonomi. Ramadhan mengajarkan kesamaan dan keseimbangan ekonomi sehingga praktik pembebasan atas keterpurukan ekonomi umat dapat di atasi. Islam menawarkan muamalah (aktivisme ekonomi) melalui ekonomi syariah. Tujuannya adalah membuka keterkungkungan atas ketertindasan ekonomi dan juga menyadarkan akan kewajiban sesama manusia untuk dapat bersikap adil secara ekonomi. Praktik ekonomi Islam mencoba membongkar keterpurukan ekonomi kelas bawah dengan konsep keuangan insklusif. Kata Kunci: Ramadhan, Pendidikan Kaum Terindas, Mustadh’afin, Ekonomi Islam 
KHAZANAH SAINS DAN MATEMATIKA DALAM ISLAM Rizqon Halal Syah Aji
SALAM: Jurnal Sosial dan Budaya Syar-i Vol 1, No 1 (2014)
Publisher : Faculty of Sharia and Law UIN Syarif Hidayatullah Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/sjsbs.v1i1.1534

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Abstract: Treasures of Science and Mathematics in Islam. Islam is the religion of the civilized. Islam is not just a religion, but a civilization that can be discerned by empirical (teachings) of the progress of human civilization, as well as the subject of the passage of a civilization. Islam has a treasures science and mathematics that have been claimed by the West as a civilization biggest contribution to science. Muslim scholars contribute ideas to the development of science and mathematics cannot be considered minor and denied. Postulates a positive relation of the essence of mathematics is not separated from the phenomenology of the Qur'an will be a proof on the monotheism. The role of Muslim scientists contributed ideas and findings on various things in the science and math adds proof that no dichotomy between religion and science. Phenomenology teachings of monotheism also provide evidence that the positive relationship between revelations against rationality is not mutually contradictory. Keywords: Science, Mathematics, Muslim Scientist, Phenomenology Abstrak: Khazanah Sains dan Matematika Dalam Islam. Islam merupakan ajaran agama yang beradab. Islam bukan sekedar agama, namun peradaban yang dapat dicerna secara empirik (ajaran) terhadap kemajuan peradaban manusia, sekaligus subjek dari berjalannya sebuah peradaban. Islam mempunyai khasanah sains dan matematika yang selama ini diklaim oleh Barat sebagai sumbangsih terbesar peradabannya dalam ilmu pengetahuan. Sumbangsih pemikiran sarjana Muslim terhadap perkembangan sains dan matematika tidak bisa dianggap kecil dan dinafikan. Relasi positif dari esensi postulat dalam matematika tidak lepas dari fenomenologi Alquran yang memberikan pembuktian akan sebuah nilai ketauhidan. Peran ilmuwan Muslim memberikan kontribusi pemikiran dan temuan atas berbagai hal dalam sains dan matematika menambah pembuktian bahwa tidak adanya dikotomi antara agama dan ilmu pengetahuan. Fenomenologi ajaran tauhid juga memberikan relasi positif terhadap pembuktian bahwa antara wahyu dengan rasionalitas tidak saling bertentangan. Kata kunci: sains, matematika, ilmuwan Muslim, fenomenologiDOI:10.15408/sjsbs.v1i1.1534
TINJAUAN ATAS IMPLEMENTASI PERPANJANGAN MASA ANGSURAN UNTUK PEMBIAYAAN DI BANK SYARIAH PADA SITUASI PANDEMI COVID-19 Muhammad Ubaidillah; Rizqon Halal Syah Aji
Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah Vol 6 No 1 (2020): Islamic Banking:Jurnal Pemikiran dan Pengembangan Perbankan Syariah - Agustus 202
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (278.711 KB) | DOI: 10.36908/isbank.v6i1.159

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Covid-19 pandemic has occurred in almost all countries in the world. The pandemic has caused millions of people to find it difficult to pay off credit or financing installments due to declining daily income. If these conditions are not properly addressed, it will cause a country's economic growth to decline. This article aims to examine the application of the Surah Al Baqarah verse 280 to the granting of credit or financing restructuring to debtors affected by the Covid-19 pandemic. The literature review method is used in this article. In addition, this article also uses descriptive analysis methods to describe the phenomena that occur in the field. The study conducted in this article shows that the application of Surah Al Baqarah verse 280 at the time of the Covid-19 pandemic can be a solution to maintain Indonesia's economic growth rate.
Education Investment In Economic Growth Following Provinces In Indonesia In 2014-2020 Dai’ah Dini; Rizqon Halal Syah Aji
Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah Vol 8 No 1 (2022): Islamic Banking:Jurnal Pemikiran dan Pengembangan Perbankan Syariah - Agustus 202
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (763.62 KB) | DOI: 10.36908/isbank.v8i1.480

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Education is the main capital in carrying out the development of a country. The purpose of this study is to determine the effect of education investment proxied by the school participation rate (APS) of elementary, middle and high schools on Economic Growth in 34 provinces in Indonesia in 2014-2020. This study used a dynamic panel regression analysis method with a fixed effect model. The results of this study show that the SD variable has a significant influence on economic growth in 4 provinces in Indonesia, namely the provinces of DKI Jakarta, West Java, Central Java, East Java and in 30 other provinces have no significant effect. The SMP variable has a significant influence on Economic Growth in 2 provinces in Indonesia, namely DKI Jakarta, East Java Province and in 32 other provinces has no significant effect. Meanwhile, the SMA variable has a significant influence on Economic Growth in 4 provinces in Indonesia, namely DKI Jakarta, East Java, Banten, East Kalimantan provinces and in 30 other provinces has no significant effect. The education investment variables proxied by the primary, middle and high school budgets together have a significant influence on economic growth in 30 provinces in Indonesia in 2014-2020 and in 4 other provinces such as Riau, Bali, West Nusa Tenggara and Papua have no significant effect.
STUDI ATAS KEMISKINAN, TINGKAT PARTISIPASI ANGKATAN KERJA, RATA-RATA LAMA SEKOLAH SEBAGAI PENENTU PERTUMBUHAN EKONOMI DI PROVINSI D.I YOGYAKARTA Rahayu Putriana; Rizqon Halal Syah Aji
Ekonomica Sharia: Jurnal Pemikiran dan Pengembangan Ekonomi Syariah Vol 8 No 1 (2022): Jurnal Ekonomica Sharia : Jurnal Pemikiran dan Pengembangan Ekonomi Syariah - Agu
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36908/esha.v8i1.481

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Pertumbuhan ekonomi digunakan sebagai tolok ukur atas perkembangan atau kemajuan perekonomian dari suatu negara atau wilayah karena berkaitan dengan aktivitas kegiatan ekonomi masyarakat khususnya dalam hal peningkatan produksi barang dan jasa. Penelitian ini bertujuan untuk menganalisis Pengaruh Kemiskinan, Tingkat Partisipasi Angkatan Kerja (TPAK), dan Rata-Rata Lama Sekolah Terhadap Pertumbuhan Ekonomi Kabupaten/Kota di Provinsi D.I Yogyakarta Tahun 2010-2020. Penelitian ini menggunakan analisis regresi panel dinamis (fixed effect model). Hasil penelitian ini menunjukkan bahwa variabel Kemiskinan berpengaruh signifikan terhadap Pertumbuhan Ekonomi di Kabupaten/Kota Provinsi D.I Yogyakarta Tahun 2010-2020 hanya berada di Kabupaten Kulon Progo. Tingkat Partisipasi Angkatan Kerja (TPAK) berpengaruh signifikan terhadap Pertumbuhan Ekonomi di Kabupaten/Kota Provinsi D.I Yogyakarta tahun 2010-2020 hanya berada di Kabupaten Kulon Progo dan Gunung Kidul. Rata-Rata Lama Sekolah berpengaruh signifikan terhadap Pertumbuhan Ekonomi di Kabupaten/Kota Provinsi D.I Yogyakarta tahun 2010-2020 hanya berada di Kabupaten Sleman. Variabel kemiskinan, TPAK, dan Rata-Rata Lama Sekolah secara bersama-sama berpengaruh signifikan Terhadap Pertumbuhan Ekonomi Kabupaten/Kota Provinsi D.I Yogyakarta hanya di Kota Yogyakarta, Kulon Progo, dan Sleman dan 2 Kabupaten lainnya tidak berpengaruh signifikan.
Legal Policy on the National Education System In Influencing Worker Productivity in Indonesia Rizqon Halal Syah Aji; Mohd Nasir Mohd Syaukani; Mangasi Panjaitan; Annissa Rezki
Jurnal Cita Hukum Vol 10, No 2 (2022)
Publisher : Fakultas Syariah dan Hukum, UIN Syarif Hidayatullah Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/jch.v10i2.27802

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Human resource investment significantly impacts the economic growth and development of a nation, including Indonesia. It is believed that education expenditures affect worker productivity in Indonesia. Theoretically, education expenditures will contribute to an improvement in worker productivity. Several factors, including a comparison of the competitiveness of domestic workers to the competitiveness of international workers, can be used to determine the effect of education investment on the rise in worker productivity. Empirically, productivity is a function of worker skills. The quantity of a worker's salary might be used to gauge their competitiveness and productivity. At the national level, it is simple to identify the productivity of various economic sectors, such as agriculture, services, and manufacturing. Due to the lack of trained people required by the labour market, conditions in Indonesia have prevented the three sectors mentioned above from achieving their full potential for productivity growth. This condition directly manifests some concerns, notably Indonesia's investment in education and worker productivity, which impacts economic growth. This study employs qualitative research methodologies of the normative research type. This study's research objectives will be satisfied by the study model. This study will answer how education investment affects worker productivity in Indonesia. The study's findings indicate that it is not accurate to assert that the education policy in Indonesia has a good effect on enhancing workers' abilities. Therefore, the issue of worker productivity must still be handled seriously to compete with workers from other nations.
Do Education Investment and Welfare of Labor Affect Productivity Growth in Indonesia? Rizqon Halal Syah Aji; Roziana Baharin; Ishak Yussof; Mohd Nasir bin Mohd Saukani
Signifikan: Jurnal Ilmu Ekonomi Vol 11, No 2 (2022)
Publisher : Faculty of Economic and Business Syarif Hidayatullah State Islamic University of Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/sjie.v11i2.26401

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Increasing the education budget in Indonesia has become the focus of economic politics because it is a fundamental issue. Education, as a significant component of labor productivity, plays a vital role in driving the welfare of the workforce due to the increase in the Total Factor Productivity (TFP). This paper aims to test the quality of tertiary education by using World Bank and APO data. This paper provides an overview of tertiary education that influences TFP when juxtaposed with several other control variables and uses the ARDL (Autoregressive Distributed Lag) test. The results show that TFP growth is significantly positively affected by the improvement of tertiary education quality and production capital but is significantly affected by the welfare of the workforce. This study implies that the government must allocate an adequate budget to improve education quality in Indonesia.How to Cite:Aji, R. H. S., Baharin, R., Yussof, I., & Mohd Saukani, M. N. (2022). Do Education Investment and Welfare of Labor Affect Productivity Growth in Indonesia. Signifikan: Jurnal Ilmu Ekonomi, 11(2), 273-288. https://doi.org/10.15408/sjie.v11i2.26401.