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Apakah literasi Finansial mengurangi rentanya kondisi Finansial selama COVID-19? Armania Putri Wardhani; Rizqon Halal Syah Aji
SALAM: Jurnal Sosial dan Budaya Syar-i Vol 10, No 4 (2023)
Publisher : Faculty of Sharia and Law UIN Syarif Hidayatullah Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/sjsbs.v10i4.34605

This study examines the relationship between financial literacy and financial vulnerability during COVID-19. It further examines whether financial literacy has a different impact on financial vulnerability based on psychological (financial toughness), economic (wealth) and social (race) factors. The authors used data from the Central Bureau of Statistics for working age groups, compiling six different data sets collected at different time periods to conduct this study. Based on literature studies and observations of 100 households in the working age group (15-64 years), the authors conducted a logistic regression analysis to test the proposed relationship. This study is one of the first studies to examine the antecedents of financial fragility. Based on time lag data, our study examines the relationship between financial literacy and financial vulnerability. Although scholars have investigated financial literacy and its implications, scientific work in this domain during COVID-19 has been very limited. This study contributes to the literature by examining the effect of boundary conditions that can change the impact of financial literacy on financial vulnerability.Keywords: Financial literacy; Financial fragility; Financial confidence; Wealth; Race; COVID-19Abstrak:Penelitian ini menguji hubungan antara literasi Finansial dan rentanya Finansial selama COVID-19. Lebih lanjut meneliti apakah literasi Finansial memiliki dampak yang berbeda pada rentanya Finansial berdasarkan psikologis (ketangguhan finansial), faktor ekonomi (kekayaan) dan sosial (ras). Penulis menggunakan data dari Badan Pusat Statistik kelompok usia kerja, mengumpulkan enam kumpulan data berbeda yang dikumpulkan pada periode waktu yang berbeda untuk melakukan studi ini. Berdasarkan studi Pustaka serta pengamatan terhadap 100 rumah tangga dalam kelompok usia pekerja (15 – 64 tahun), penulis melakukan analisis regresi logistik untuk menguji usulan hubungan. Studi ini merupakan salah satu studi awal untuk mengkaji anteseden dari kerapuhan finansial. Berdasarkan data jeda waktu, studi penulis meneliti hubungan antara literasi Finansial dan rentannya Finansial. Meskipun para sarjana telah menyelidiki literasi Finansial dan implikasinya, karya ilmiah dalam hal ini domain selama COVID-19 sangat terbatas. Studi ini berkontribusi pada literatur dengan menguji efek dari kondisi batas yang dapat mengubah dampak literasi Finansial terhadap rentannya kondisi Finansial.Kata Kunci: Financial literacy; Financial fragility; Financial confidence; Wealth; Race; COVID-19

Determine Sample Size for Precision Results on Quick Count Yusep Ridwan; Rizqon Halal Syah Aji
Proceedings of The International Conference on Data Science and Official Statistics Vol. 2021 No. 1 (2021): Proceedings of 2021 International Conference on Data Science and Official St
Publisher : Politeknik Statistika STIS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34123/icdsos.v2021i1.121

This research aims to answer the problem of the appropriate sample size in the case of the quick count of the election so that the results obtained are close to the actual results. Although there are practical procedures that are widely used to calculate the sample size in the quick count methodology, in reality, the results obtained often deviate from the actual results, so the issue of precision is always an interesting discussion. The formulation of the problem regarding the size of the sample and how the level of precision of the forecast results are important issue to be discussed. This research method is included in experimental research where the analysis used is the Kruskal-Wallis test. The data used is primary data from the real count results of the regency election Sumedang by consultants and teams. The results showed that there was a significant difference between the seven sample size groups in vote acquisition and the percentage of votes at the polling station (TPS), where the sample sizes n=408, n=500, n=875 and n=1674 were the most appropriate sample sizes in the implementation of the quick count.

Legal Policy on the National Education System In Influencing Worker Productivity in Indonesia Rizqon Halal Syah Aji; Mohd Nasir Mohd Syaukani; Mangasi Panjaitan; Annissa Rezki
Jurnal Cita Hukum Vol 10, No 2 (2022)
Publisher : Fakultas Syariah dan Hukum, UIN Syarif Hidayatullah Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/jch.v10i2.27802

Human resource investment significantly impacts the economic growth and development of a nation, including Indonesia. It is believed that education expenditures affect worker productivity in Indonesia. Theoretically, education expenditures will contribute to an improvement in worker productivity. Several factors, including a comparison of the competitiveness of domestic workers to the competitiveness of international workers, can be used to determine the effect of education investment on the rise in worker productivity. Empirically, productivity is a function of worker skills. The quantity of a worker's salary might be used to gauge their competitiveness and productivity. At the national level, it is simple to identify the productivity of various economic sectors, such as agriculture, services, and manufacturing. Due to the lack of trained people required by the labour market, conditions in Indonesia have prevented the three sectors mentioned above from achieving their full potential for productivity growth. This condition directly manifests some concerns, notably Indonesia's investment in education and worker productivity, which impacts economic growth. This study employs qualitative research methodologies of the normative research type. This study's research objectives will be satisfied by the study model. This study will answer how education investment affects worker productivity in Indonesia. The study's findings indicate that it is not accurate to assert that the education policy in Indonesia has a good effect on enhancing workers' abilities. Therefore, the issue of worker productivity must still be handled seriously to compete with workers from other nations.

Labor Productivity in Southeast Asian Emerging Market Countries: The Role of Education and Digitalization (2000-2023) Utama , M. Munip; Aji, Rizqon Halal Syah; Chalid, Pheni Chalid
Journal of Business and Political Economy : Biannual Review of The Indonesian Economy Vol. 5 No. 2 (2023): Journal of Business and Political Economy
Publisher : INDEF - Institute for Development of Economics and Finance

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46851/160

This study investigates the impact of investment in education and digitalization on labor productivity in four emerging market countries in Southeast Asia (Indonesia, Malaysia, the Philippines, and Thailand). The study uses dynamic panel data (2000-2023) and fixed effects models to examine the effects of education investment (proxied by average schooling attainment) and digitalization (proxied by internet penetration) on labor productivity (measured by GDP per employed person). The findings show that current labor productivity is strongly influenced by labor productivity in previous years. Education investment does not show a significant effect on overall labor productivity. However, Malaysia and the Philippines show that the percentage of internet users, which reflects digital literacy, significantly affects their workforce productivity. In contrast, the percentage of internet users in Indonesia and Thailand does not yet fully reflect digital literacy, which can significantly affect productivity. Further analysis shows that education investment and digitalization jointly significantly affect labor productivity in all countries studied.

Free Nutritional Meals Program (Mbg) in Indonesia: Human Development according to an Islamic Perspective (Sharia Economic Review on Aspects of Insaniyah Development) Aji, Rizqon Halal Syah
SALAM: Jurnal Sosial dan Budaya Syar-i Vol 12, No 1 (2025): Spring Edition
Publisher : Faculty of Sharia and Law UIN Syarif Hidayatullah Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/sjsbs.v12i1.45560

This study aims to analyze the Free Nutritious Meals (MBG) program from the scope of human capital development from an Islamic economic perspective. MBG, which was born from President Prabowo Subianto's government program, does not contradict Islamic teachings in the slightest. This is not only from an Islamic economic perspective but also from the spirit of implementing Pancasila values and the mandate of the 1945 Constitution. Moreover, world religions other than Islam also provide support for the MBG program according to their teachings, as do humanitarian institutions in the world. The research method used in this study is qualitative research with library research. With the accuracy of this methodology, its main focus is exploring the literature to provide strong reasons for theoretical and empirical facts. The results of this study confirm that the MBG program is under the principles of Islamic economics in Indonesia as outlined by the maqashid al-syariah taught by the Qur'an and strengthens the human capital development system (insaniah), especially Muslims who are in number the recipients of the tremendous benefits from the implementation of the program.Keywords: MBG; Indonesia; Human Capital; Islamic Economics; Maqashid al-Shariah

Political Economy of Tertiary Education Investment and Labor Welfare in Indonesia: Impacts on Productivity Growth from the New Order to the Reform Era Aji, Rizqon Halal Syah
International Journal of Social Science and Business Vol. 9 No. 1 (2025): February
Publisher : Universitas Pendidikan Ganesha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23887/ijssb.v9i1.94635

This study aims to examine the role of tertiary education and labour welfare in influencing labour productivity in Indonesia. It checks whether tertiary education, labour welfare and capital production have influence on productivity for the period of 35 years from 1981-2015. These developments of labour productivity need to be seen as part of an evaluation of the role of tertiary education and labour welfare. This research involves the publication of the World Bank to obtain tertiary education registration data as a proxy for education, and GDP as a proxy for labour welfare. Other control variables, capital production, which is set as a proxy for production power, are taken from the publication of APO (Asian Productivity Organization) data. In addition, productivity proxies used are Total Factor Productivity (TFP) which is also sourced from APO. Empirical results with ARDL (Autoregressive Distributed Lag) reveal that the effect of long-term elasticity of tertiary education variables and Capital Production (CP) is significantly positive on labour productivity while labour welfare has a significant negative effect. These findings show that in the long-run tertiary education levels are as important for labour productivity as capital production. Furthermore, this empirical study explains that labour welfare has a significant negative effect on productivity. The government needs to ensure the continuity of tertiary education investment and production capital in order to contribute positively and significantly in the long run, also special attention needs to grant an improvement the welfare of the workforce.

Empirical Analysis of the Impact of Exports and Imports on Inflation in Indonesia Aji, Rizqon Halal Syah; Subekti, Rizki Dito; Akbar, Chaerul
International Journal of Management, Entrepreneurship, Social Science and Humanities Vol. 8 No. 2 (2025): January - June Volume
Publisher : Research Synergy Foundation

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31098/ijmesh.v8i2.3171

This study aims to analyze the impact of exports and imports on inflation in Indonesia. The analysis considers macroeconomic variables such as money supply, interest rates, exchange rates, and foreign exchange reserves during 2014-2023. Studying inflation in Indonesia is crucial because it affects economic stability, purchasing power, and policy effectiveness. The Error Correction Model (ECM) is used, which allows for the analysis of long-term and short-term dynamics. The unit root test for stationery and Johansen’s co-integration tests were carried out to examine long-term relationships. The multicollinearity, autocorrelation, and heteroscedasticity tests are applied to the Best Linear Unbiased Estimators (BLUE) assumption. The estimation results indicate that exports significantly affect inflation, whereas imports do not. Foreign exchange reserves have a negative and significant impact, whereas the amount of money in circulation is insignificant. This emphasizes the importance of adaptive monetary policy, a more competitive export strategy, and more flexible management of foreign exchange reserves to maintain inflation stability in Indonesia. Bank Indonesia must consider the persistence of inflation when determining its interest rate policy and controlling liquidity so that its impact on the economy can be more controlled.

Free Nutritional Meals Program (Mbg) in Indonesia: Human Development according to an Islamic Perspective (Sharia Economic Review on Aspects of Insaniyah Development) Aji, Rizqon Halal Syah
SALAM: Jurnal Sosial dan Budaya Syar-i Vol. 12 No. 1 (2025): Spring Edition
Publisher : SALAM: Jurnal Sosial dan Budaya Syar-i

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/sjsbs.v12i1.45560

This study aims to analyze the Free Nutritious Meals (MBG) program from the scope of human capital development from an Islamic economic perspective. MBG, which was born from President Prabowo Subianto's government program, does not contradict Islamic teachings in the slightest. This is not only from an Islamic economic perspective but also from the spirit of implementing Pancasila values and the mandate of the 1945 Constitution. Moreover, world religions other than Islam also provide support for the MBG program according to their teachings, as do humanitarian institutions in the world. The research method used in this study is qualitative research with library research. With the accuracy of this methodology, its main focus is exploring the literature to provide strong reasons for theoretical and empirical facts. The results of this study confirm that the MBG program is under the principles of Islamic economics in Indonesia as outlined by the maqashid al-syariah taught by the Qur'an and strengthens the human capital development system (insaniah), especially Muslims who are in number the recipients of the tremendous benefits from the implementation of the program.Keywords: MBG; Indonesia; Human Capital; Islamic Economics; Maqashid al-Shariah

The Influence of Human Capital and Welfare on the Quality of Democracy in Indonesia Saukani, Mohd Nasir Mohd; Nurdin, Iing; Aji, Rizqon Halal Syah
Jurnal Cita Hukum Vol. 8 No. 3 (2020)
Publisher : Fakultas Syariah dan Hukum, UIN Syarif Hidayatullah Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/jch.v8i3.18297

Abstract:Indonesia is the third-largest democratic nation in the world. Democracy is viewed as a constitutional structure capable of achieving human progress, since political rights, civil liberties and the State's responsibility for achieving human development reside in a democratic system. The objectives of this analysis are, firstly, to describe and analyze the state of democracy in Indonesia using indicators of the democracy index (political rights, civil rights, and democratic institutions); secondly, to explain and analyze the basis, policy, execution of democracy and human development; and, thirdly, to evaluate and analyze basic decisions and policies through indicators of human rights and human development. This research uses qualitative approaches based on primary data and secondary data (literature review) but also accompanied by quantitative data and triangulation analysis techniques. The findings of the study indicate that, firstly, Indonesia has largely developed a stable political structure, although there is still a great deal of frustration with the weak capability of democratic institutions. Democracy in Indonesia is still marked by unethical behavior; secondly, Indonesia's democracy continues to step forward, yet still places Indonesia in the category of procedural democracy, not yet in the category of substantive democracy; thirdly, there is a clear and constructive relationship, but not explicitly and steadily, between democracy and human progress, especially human development. The implication is that numerous ideas and arguments can be confirmed that democracy can foster human development; while Indonesia cannot yet be classified as a truly democratic country as a condition for being a welfare state.Keywords: Democracy, Renewal, Welfare, Human Development.AbstrakIndonesia adalah negara demokrasi ketiga terbesar di dunia. Demokrasi dilihat sebagai sistem politik yang mampu merealisasikan pembangunan manusia, karena dalam sistem demokrasi terdapat hak politik, kebebasan civil dan tanggungjawab negara untuk merealisasikan pembangunan manusia. Tujuan kajian ini yaitu, pertama, untuk menjelaskan dan menganalisis keadaan demokrasi di Indonesia dengan menggunakan penunjuk indeks demokrasi (hak politik, hak-hak civil dan institusi demokrasi); kedua, menjelaskan dan menganalisis dasar, strategi, pelaksanaan yang berkaitan dengan demokrasi dan pembangunan manusia; ketiga, menilai dan menganalisis keputusan dasar dan strategi melalui penunjuk indeks pembangunan manusia (pendidikan, kesehatan, kehidupan yang layak) serta menganalisis hubungan antara demokrasi dan pembangunan manusia di Indonesia. Kajian ini menggunakan kaedah kualitatif berdasarkan data primer, dan data sekunder (kajian literatur) turut didukung oleh data kuantitatif serta teknik analisis triangulasi. Hasil kajian menunjukkan bahwa; pertama, Indonesia pada umumnya telah mengukuhkan sistem politik demokratis, walaupun masih banyak ketidakpuasan terhadap kemampuan institusi demokratik yang lemah. Demokrasi di Indonesia juga bercirikan oleh perilaku korupsi; Kedua, demokrasi Indonesia cenderung bergerak ke depan, tetapi masih terus memposisikan Indonesia dalam kategori demokrasi prosedur, belum mencapai kategori demokrasi substantif; Ketiga, ada hubungan yang signifikan dan positif walaupun tidak secara langsung dan lambat antara demokrasi dan pembangunan manusia, yaitu melalui kenaikan indeks pendidikan, indeks kesehatan, indeks kuasa beli. Implikasinya adalah dapat disahkan pelbagai teori dan alasan bahwa demokrasi dapat menggalakkan pembangunan manusia; walaupun Indonesia belum dapat dikategorikan sebagai negara demokrasi seutuhnya sebagai syarat untuk menjadi negara kesejahteraan.Kata Kunci: Demokrasi, Pembaharuan, Kesejahteraan, Pembangunan manusiaАннотация:Индонезия - третья по величине демократическая страна в мире. Демократия рассматривается как конституционная структура, способная обеспечить прогресс человечества, поскольку политические права, гражданские свободы и ответственность государства за достижение человеческого развития присущи демократической системе. Цели этого анализа: во-первых, описать и проанализировать состояние демократии в Индонезии с использованием показателей индекса демократии (политические права, гражданские права и демократические институты); во-вторых, объяснять и анализировать основы, политику, реализацию демократии и человеческого развития; и, в-третьих, для оценки и анализа основных решений и политики с помощью показателей прав человека и человеческого развития. В этом исследовании используются качественные подходы, основанные на первичных и вторичных данных (обзор литературы), но также сопровождаемые количественными данными и методами триангуляционного анализа. Результаты исследования показывают, что, во-первых, в Индонезии в значительной степени сложилась стабильная политическая структура, хотя по-прежнему существует большое разочарование по поводу слабости демократических институтов. Демократия в Индонезии по-прежнему отличается неэтичным поведением; во-вторых, демократия Индонезии продолжает шагать вперед, но все же относит Индонезию к категории процедурной демократии, но не к категории реальной демократии; в-третьих, существует четкая и конструктивная связь между демократией и человеческим прогрессом, особенно человеческим развитием, но не однозначно и устойчиво. Подразумевается, что можно подтвердить многочисленные идеи и аргументы о том, что демократия может способствовать человеческому развитию; в то время как Индонезия еще не может быть классифицирована как истинно демократическая страна как условие существования государства всеобщего благосостояния.Ключевые слова: демократия, обновление, благосостояние, человеческое развитие.

Legal Policy on the National Education System In Influencing Worker Productivity in Indonesia Aji, Rizqon Halal Syah; Syaukani, Mohd Nasir Mohd; Panjaitan, Mangasi; Rezki, Annissa
Jurnal Cita Hukum Vol. 10 No. 2 (2022)
Publisher : Fakultas Syariah dan Hukum, UIN Syarif Hidayatullah Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/jch.v10i2.27802

Human resource investment significantly impacts the economic growth and development of a nation, including Indonesia. It is believed that education expenditures affect worker productivity in Indonesia. Theoretically, education expenditures will contribute to an improvement in worker productivity. Several factors, including a comparison of the competitiveness of domestic workers to the competitiveness of international workers, can be used to determine the effect of education investment on the rise in worker productivity. Empirically, productivity is a function of worker skills. The quantity of a worker's salary might be used to gauge their competitiveness and productivity. At the national level, it is simple to identify the productivity of various economic sectors, such as agriculture, services, and manufacturing. Due to the lack of trained people required by the labour market, conditions in Indonesia have prevented the three sectors mentioned above from achieving their full potential for productivity growth. This condition directly manifests some concerns, notably Indonesia's investment in education and worker productivity, which impacts economic growth. This study employs qualitative research methodologies of the normative research type. This study's research objectives will be satisfied by the study model. This study will answer how education investment affects worker productivity in Indonesia. The study's findings indicate that it is not accurate to assert that the education policy in Indonesia has a good effect on enhancing workers' abilities. Therefore, the issue of worker productivity must still be handled seriously to compete with workers from other nations.

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