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All Journal Ulul Albab: Jurnal Studi dan Penelitian Hukum Islam Nadwa : Jurnal Pendidikan Islam IJTIHAD Islamic Ecomonics Journal Al-Ahwal: Jurnal Hukum Keluarga Islam Falah : Jurnal Ekonomi Syariah Dinika : Academic Journal of Islamic Studies Al Tijarah Al-Iktisab: Journal of Islamic Economic Law Veteran Law Review FINANSIA : Jurnal Akuntansi dan Perbankan Syariah Proceedings of Annual Conference for Muslim Scholars Invest Journal of Sharia & Economic Law Journal of Islamic Economics, Management, and Business (JIEMB) MIMBAR INTEGRITAS Maliki Islamic Economics Journal Dinika: Academic Journal of Islamic Studies. Tathawwur: Jurnal Ekonomi Pembangunan dan Keuangan Islam

Ahmad Muqorobin

Universitas Darussalam Gontor

Author-ID : 2539922

Religion Agriculture, Biological Sciences & Forestry Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Implementation of Corporate Social Responsibility (CSR) On Islamic Banking: Maqasid Sy ariah’ s Approach Nurizal Ismail; Ahmad Muqorobin
Islamic Economics Journal Vol. 3 No. 1 (2017)
Publisher : University of Darussalam Gontor

Islamic banking as corporate is also subjected to the responsible of Corporate social responsibility (CSR). Moreover, Islamic Banking is different from Conventional bank in its worldview, operation and principle. It will impact to CSR operation in Islamic banking. CSR of Islamic Banking must constitute to its objective that should realize the just and welfare in ummah’s life. It came into existence as a collective religious obligation (fard kifayah) on the larger community (Ummah) as a financial intermediary for individuals in the community wishing to comply with Islamic law (Syari’ah). This study aims to discuss the role of maqasid Syari’ah, and to propose it into the applied of CSR on Islamic banking. Implementation of corporate social responsibility (CSR) is very important in Islamic banks because it is used as importantmeasurements to assess a successful company in its operation. CSR in Islamic bank should be different with the Conventional one from its worldview, system and standard of operational. The concept of CSR in Islam is not new, it is deeply mentioned and explained in sources of Islam. Maqasid Syari’ah is used to see the maslahat (benefit) and to make decision in all aspect of human life. In maslahat’s perspective, CSR of Islamic bank is to promote the justice and welfare and to avoid the disruption and chaos.

Parameter Pengembangan Produk-Produk Perbankan Syariah Dengan Pendekatan Maqasid Syariah (Studi Kasus di Perbankan Syariah Kabupaten Ponorogo) Ahmad Muqorobin; Eko Nur Cahyo
Islamic Economics Journal Vol. 5 No. 2 (2019)
Publisher : University of Darussalam Gontor

Currently, the development and growth of Islamic banking show a positive trend that increases every year. This encourages Islamic banks to produce innovative products which customer needs. However, the methods used to develop products differ from one country and another. For Indonesia, one parameter is needed to harmonize all product developments produced by Indonesian Islamic banking. The purpose of this study is to explore the challenges of current Islamic banking in producing products and make a parameter as a reference for developing Islamic banking products with the Maqāsid Sharia approach for the realization of maslahah. To achieve this study using several methods such as interviews, content and descriptive analysis. The results of this study are the parameters that have been applied with the development product in Islamic banking Ponorogo citywith the Maqāsid Sharia approach. A product can produce maslahah if the five elements in Maqāsid shari’a are achieved, namely; (1) Preservation of religion by the basis of the product offered is based on the Al-Qur'an, Sunnah, and DSN-MUI, (2) Preservation of life, it is manifested by the service and supply to customers in accordance with Islamic ethics, (3) Preservation of intellect, with a form of banking business to explain in detail related to products offered to customers in a clear, (4) Preservation of wealth, it is realized with the management of property management client in Islam, (5) Preservation of progeny, by applying the four things previously, to guarantee halal and affect the sustainability of living for the family and the children of clients.

Model jual beli kredit (angsuran) pada Lembaga Keuangan Islam Non-Bank (Studi Kasus di Lembaga Keuangan Islam Non-Bank Kota Ponorogo) Ahmad Muqorobin; Annas Syams Rizal Fahmi
Al Tijarah Vol. 6 No. 2 (2020): Al Tijarah | December
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/tijarah.v6i2.4808

Jual-beli kredit (angsuran) sangat ramai beredar di masyarakat, dikarenakan keperluan masyarakat akan barang secara langsung, sedangkan pembelian tidak dapat dilaksanakan langsung atau kontan. Mekanisme ini memungkinkan untuk mendapatkan barang yang dibutuhkan dengan keterbatasan pendapatan yang mereka miliki, sehingga dengan transaksi demikian pembeli dapat memiliki barang-barang konsumsi tanpa harus membayar tunai. Islam mensyariatkan transaksi jual-beli dengan baik tanpa adanya unsur kesamaran, penipuan, riba dan dilakukan dengan dasar keridhoan. Tujuan khusus dari penelitian ini adalah untuk memperoleh model jenis jual-beli kredit (angsuran) yang dijalankan oleh lembaga keuangan Islam non-Bank, dengan tujuan tersebut dapat membantu nasabah untuk mendapatkan kebutuhan konsumtif maupun produktif demi memenuhi keperluan hidupnya. Penelitian ini menggunakan metode yuridis normatif yaitu penelitian hukum yang mempergunakan sumber data sekunder. Normatif, karena penelitian ini akan mengkaji dan menguji data-data sekunder mendapatkan pendapat para ulama fiqih, hukum-hukum, dalil-dalil dalam Al-Quran dan Hadist, yang berkaitan dengan model jual-beli kredit (angsuran) yang sesuai dengan syariat Islam. Hasil penelitian mengungkapkan jenis jual- beli kredit (angsuran) yang diterapkan oleh lembaga keuangan syariah non-Bank dan dapat menyesuaikan dengan model jual-beli kredit (angsuran) yang sesuai dengan ketentuan hukum Islam, sehingga kita semua bisa terhindar dari keraguan dan bertambah yakin serta bisa bermuamalah melakukan jual beli sesuai dengan prinsip-prinsip syariah dan terhindar dari riba.

Collection and management of Ziswaf for the prosperity of the ummah Ahmad Muqorobin
Journal of Islamic Economics Management and Business (JIEMB) Vol 4, No 2 (2022)
Publisher : Prodi Magister Ekonomi Syariah FEBI UIN Walisongo Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/jiemb.2022.4.2.12548

One of Ziswafâ€™s goals in Islam is to contribute to creating peopleâ€™s welfare and alleviating poverty. This study examines the strategy for collecting and managing Ziswaf funds at the BaitulQurâ€™an Social Fund Institution (LDSBQ), which has a vision and mission based on Islamic sharia and aims to prosper the ummah.The research uses a qualitative approach with descriptive analysis methods, while instruments in data collection use interviews, observation, and documentation. Sources are taken from various references related to the problem topic, namely journals, books, and other articles. The result of this study shows the three main programs of LDSBQ. First, Scholar Smileengaged in education. Second, Healthy Smileoperates in the health sector. Third, Independent Smile is a movement for community independence in the economic field, supported by socio-religious activities such as waqf and daâ€™wah programs. This research has implications for the fundraising strategy of Gontor.Meanwhile, the fundraising strategy uses a potential network of guardians of students and teachers, a network of Gontor alumni colleagues with a movement based on the real sector, and community social activities that can have a significant impact on the welfare of the ummah to get happiness in the world and the hereafter.Keywords: Ziswaf; social institution; collection; management; welfare of the ummah.

Bai' At-Taqsit fi Al-Fiqh Al-Islamy Ahmad Muqorobin
DINIKA : Academic Journal of Islamic Studies Vol. 1 No. 1 (2016)
Publisher : UIN Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/dinika.v1i1.5

Installment purchase occured and oftern widely circulated around society in this era, because society's necessity directly in good whereas the paymen transaction cannot be settled at the same time, just like buying house, motorcycle, refrigerator, etc. The buyers sometimes cannot buy those goods for cash in the concept of this transaction has a consequence that installment price is higher than the cash price, because of addition price on deferred payment. This trading product has unknown yet by the society, especially in Muslim community. Muslim community hesitates about how is the law of this trading: some people said it is prohibited because consist of riba (usury) while others said allowed (halal). Based on the phenomenon above, this paper will discuss on the installment purchase according to fiqh which based on Islamic Sharia clearly and truly, by explaining the propositions (dalil), condition, ethics for both buyers and sellers and also explaining the excess and the deficiencies of it. By the purpose to avoid the hesitancy and piece of the self-confidence, so we can do buying and selling transaction in accordance to the Sharia principles. This paper is literature study with normative approach to achieve the have way purposed. The writer collects the primary and secondary data source by the observation and documentation rules. Afterward, the writer analyses those data with inductive method which based on the special principles and arranged in general formulation and deductive method in order to take the conclusion which explaining by descriptive and critical analysis.

Clearing in the View of Islamic Economic law Muqorobin, Ahmad; Wulandari, Yunita
AL- IKTISAB Journal of Islamic Economic Law Vol 1 No 2 (2017)
Publisher : University of Darusssalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/al-iktisab.v1i2.2389

The financial flow can be regarded good or bad based on the function of centralbank in managing the circulation of money in Indonesia. Currently, the transanctiongiral money is more dominant than cartel money in the society. Because it tends to bemore effective, effecient and easy used in all economic activities. Most of the paymentsmaking up the transactions flow between several banks, which need one of the instrumentsthat settles the flow money circulated among the banks known as clearing. The objectiveof research is to know the mechanism of clearing and the structure of ‘aqd in the bankfrom Islamic law perspective. The finding shows that the application of clearing inIslamic banking has used Aplikasi kliring the contract of waka>lah, specifically waka>lahbilujroh that the bank will get the fees to represent the customers settling the payment.

SWOT Analysis of Marketing Strategies on Services in Islamic Financial Institutions (Case Study at KJKS (Sharia Financial Services Cooperative) BMT La Tansa Gontor Ponorogo) Fahmi, Annas Syams Rizal; Muqorobin, Ahmad
AL- IKTISAB Journal of Islamic Economic Law Vol 4 No 2 (2020)
Publisher : University of Darusssalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/al-iktisab.v4i2.5396

Service is a form of marketing strategy in a company. In this case, many conventional financial institutions and Islamic financial institutions are competing in improving the quality of service to be provided to customers and potential customers. BMT La Tansa Gontor is one of the sharia financial institutions under the Sharia Financial Services Cooperative (KJKS) that try to give a solution on community's economic difficulties with the values of Islam by publishing murabahah financing products. In this study, the author will discuss how the marketing strategies that have been carried out by BMT La Tansa Gontor in terms of service. This research will use the SWOT (Strengths, Weaknesses, Opportunities, Threats) analysis to find the extent of the services provided by BMT La Tansa and will provide conclusions about what BMT La Tansa should do after this research is complete. Marketing strategy that have been carried out by BMT La Tansa Gontor for customers is by giving services that have Gontor characteristics and characteristics namely, friendly service, comfortable communication based on kinship, the mechanism process in product purchasing procedures that is very comfortable to make customers loyal to BMT La Tansa Gontor, the staff's persuasive method apart from being young but also with a good appearance is its own attraction. The results of analysis and observation using SWOT, the researcher concluded that BMT La Tansa Gontor has some weaknesses, one of the factors were the lack of structured regeneration so that the pattern of value transformation and learning from seniors to juniors experienced difficulties and researchers could provide input that the strategy marketing that must be done by the BMT La Tansa Gontor in service to customers is to use SO (Strength-Oppoturnity) combined with ST (Strength-Threath) which is to take advantage of opportunities with existing strengths to be able to face threats from outside parties.

Tourism in the Perspective of Islamic Fiqh Arnoldy, Arnoldy; Hubur, Aa; Muqorobin, Ahmad
AL- IKTISAB Journal of Islamic Economic Law Vol 6 No 2 (2022)
Publisher : University of Darusssalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/al-iktisab.v6i2.8631

••• English ••• Nowadays, halal tourism and tourism trends are increasingly in demand in the world. Seeing this potential, countries, both non-Muslim and Muslim countries, have relatively developed halal tourism. In the development of halal tourism, there is relatively no uniformity and consensus regarding halal tourism both in the world and in Indonesia, so that sometimes it confuses the actors in the tourism industry. This research aims to describe halal tourism activities in Islamic fiqh which is a conceptual review that uses qualitative research methods through literature study. This research results is, halal tourism is a segment of the world tourism market whose growth is good in line with the continued growth of the world's Muslim population, the number of a middle class in countries where the population is predominantly Muslim, and the number of world Muslim tourists. This potential causes many countries in the world to focus on serving this tourism segment, both Muslim and non-Muslim countries. Unfortunately, until now there is no uniformity and consensus regarding terms, terminology, content, and requirements for halal tourism both in the world and in Indonesia. Halal tourism standards adopted and used by Indonesia and several other countries in the world today relatively refer to the standards made by the Global Muslim Travel Index (GMTI), while the basic principles of fiqh in halal tourism in Indonesia are adopted from the Fatwa DSN-MUI No: 108/DSN-MUI/X/2016 concerning Guidelines for the Implementation of Tourism Based on Sharia Principles. ••• Indonesian ••• Saat ini wisata dan trend wisata halal semakin diminati di dunia. Melihat potensi itu membuat negara-negara baik negara non-Muslim maupun negara Muslim relatif sudah mengembangkan wisata halal. Dalam perkembangan wisata halal relatif belum terdapat keseragaman dan konsensus mengenai wisata halal baik di dunia maupun di Indonesia sehingga kadang membingungkan para pelaku dalam industri pariwisata. Penelitian ini bertujuan untuk mendeskripsikan kegiatan wisata halal dalam fiqh Islam yang merupakan tinjauan konseptual yang menggunakan metode penelitian kualitatif melalui studi pustaka. Hasil penelitian ini adalah, wisata halal merupakan segmen pasar pariwisata dunia yang pertumbuhannya baik sejalan dengan terus tumbuhnya populasi Muslim dunia, jumlah kelas menengah di negara-negara yang penduduknya mayoritas Muslim, dan jumlah wisatawan Muslim dunia. Potensi tersebut menyebabkan banyak negara di dunia fokus melayani segmen wisata ini, baik negara Muslim maupun non-Muslim. Sayangnya, sampai saat ini belum ada keseragaman dan kesepakatan mengenai istilah, terminologi, isi, dan persyaratan wisata halal baik di dunia maupun di Indonesia. Standar pariwisata halal yang dianut dan digunakan oleh Indonesia dan beberapa negara lain di dunia saat ini relatif mengacu pada standar yang dibuat oleh Global Muslim Travel Index (GMTI), sedangkan prinsip dasar fiqh dalam pariwisata halal di Indonesia diadopsi dari Fatwa DSN-MUI No: 108/DSN-MUI/X/2016 tentang Pedoman Penyelenggaraan Pariwisata Berdasarkan Prinsip Syariah.

The Concept of Nursing Care in Maqashid Sharia Perspective Akmal, Haerul; Muqorobin, Ahmad; Marjany, Nawa; Romadonika, Fitri
Ijtihad Vol. 18 No. 2 (2024): Ijtihad: Jurnal Hukum dan Ekonomi Islam
Publisher : Universitas Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/ijtihad.v18i2.13055

**English**Nursing care is the most important thing in the world of health, the existence of a nurse in health institutions has great urgency, the good or bad of a person's assessment of a health institution can be assessed by many people in terms of the nursing care provided by a nurse. In terms of the good and bad of the care provided, Islam has standards in providing nursing care for a patient. This research aims to describe the concept of nursing care in Islam by referring to the Maqashid al Sariah perspective. This research is qualitative research, research data is presented descriptively. The results of this research show that there are five things that must be fulfilled by nursing care in Islam, namely nursing care must meet the standards of safeguarding religion, safeguarding the soul, safeguarding the mind, safeguarding offspring and safeguarding property. It is hoped that this research can become a standard in the implementation of Islmaic nursing care in Indonesia. **Indonesia**Asuhan keperawatan merupakan hal terpenting dalam dunia kesehatan, keberadaan seorang perawat di dalam institusi-institusi kesehatan memiliki urgensitas yang sangat besar, baik buruknya penilaian seseorang terhadap institusi kesehatan dapat dinilai oleh banyak orang dari sisi asuhan keperawatan yang diberikan oleh seorang perawat. Dalam hal baik buruknya asuhan yang diberikan, Islam memiliki standarisasi dalam memberikan asuhan keperawatan bagi seorang pasien. Penelitian ini bertujuan untuk mengambarkan konsep asuhan keperawatan dalam Islam dengan mengacu pada perspektif Maqashid Syariah. Penelitian ini merupakan penelitian kualitatif, data-data penelitian disajikan secara deskriptif. Hasil penelitian ini menunjukkan bahwa terdapat lima hal yang harus dipenuhi oleh asuhan keperawatan dalam Islam yaitu Asuhan keperawatan harus memenuhi standar penjagaan pada agama, penjagaan pada jiwa, penjagaan pada akal, penjagaan pada keturunan dan penjagaan pada harta. Penelitian ini diharapkan dapat menjadi rujukan dalam pelaksanaan asuhan keperawatan Keislaman di Indonesia.

Analisis terhadap Model Layanan Mobile Banking pada Bank Syariah Indonesia dari Tinjauan Konsep Syariah Annas Syamsu Fahmi Rizal; Ahmad Muqorobin; M Qoshid Al Hadi; Mohammad Syifa Urrosyidin
Tathawwur: Jurnal Ekonomi Pembangunan dan Keuangan Islam Vol. 2 No. 2 (2025): Tathawwur: Jurnal Ekonomi Pembangunan dan Keuangan Islam
Publisher : Mumtaz Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63106/jepki.v2i2.22

During the post-COVID-19 pandemic recovery period, rapidly developing information technology in recent years has directed the focus of several banks towards digital services, including through mobile banking applications. The rapid growth of the internet has changed the way companies connect with customers, as well as the banking business in Indonesia. The concept of "blessing" (barakah) must remain a priority for every Muslim, especially in financial institutions like banks. This paper aims to examine and analyze the mobile banking service model available on the BSI Mobile Banking application. In 2021, Bank Syariah Indonesia, also known as BSI, began merging three Islamic commercial banks in Indonesia. In order to support the development of information technology, particularly in the banking sector, BSI also created the BSI Mobile Banking application to facilitate transactions. The method used in this research is a qualitative study with a grounded research approach, also employing descriptive qualitative analysis methods. Although the service model in the BSI Mobile application has met customer needs and is in accordance with basic Sharia principles, many customers or members of the Muslim community have not used it to its full potential or are even unaware of the system or model and utilization of the mobile banking application. This could lead to the application not being used optimally. Based on the results of the research that the researcher has written, the existing BSI Mobile Banking service model should prioritize education and product socialization of BSI Mobile Banking, using methods that can provide understanding related to Islamic law concerning the principles of halal and haram. Regulations will be enforced due to legal threats and causes. It can be concluded that the wakalah contract in BSI Mobile Banking services is permissible in accordance with the conditions and pillars outlined in the DSN MUI Fatwa No. 10/DSN-MUI/VI/2000, and it aligns with the service model that operates in the use of the mobile banking application.

Co-Authors Aa Hubur Adinda Muftiviany Nur Jamilah Ahmad Rayhan Alawiye Habeebulah Olawale Annas Syams Rizal Fahmi Annas Syams Rizal Fahmi Annas Syamsu Fahmi Rizal Arnoldy Arnoldy Arnoldy, Arnoldy Bello Sani Yahuza Eko Nur Cahyo Fahmi, Annas Syams Rizal Haerul Akmal Hubur, Aa Imam Kamaluddin Inna Putri Istiqomah M Qoshid Al Hadi Mahmudah Agustiyani Marjany, Nawa Mohammad Syifa Urrosyidin Muharrik Fitragara Fachreza Nur Helmy Iffah Wafiyah Nurizal Ismail Retnowati, May Shinta Rizal, Annas Syams Rizaldi, Andika Romadonika, Fitri Usamah Abdurrahman Ussholihah, Maritza Yahuza, Bello Sani Yunita Wulandari Yunita Wulandari Zaki, Rifqi Baihaqi

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