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Analysis of Factors Influencing Public Preference for Waqf Products in Islamic Insurance: Evidence in Tasikmalaya City Rizal, Annas Syams; Yahuza, Bello Sani; Lahuri, Setiawan Bin; Muqorobin, Ahmad
Maliki Islamic Economics Journal Vol 4, No 2 (2024): Maliki Islamic Economics Journal
Publisher : Faculty of Economics UIN Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/miec.v4i2.30021

Abstract

This study assesses public interest in waqf insurance within Indonesia's Islamic life insurance sector, utilizing the Analytic Network Process (ANP) to evaluate awareness, trust, and perceptions. Qualitative data from interviews and document analysis supplement the ANP findings, offering a comprehensive understanding of public views. The study emphasizes the importance of innovative marketing strategies in promoting waqf insurance products, revealing that limited public awareness and understanding highlight the need for educational initiatives and targeted marketing. Trust and credibility also play a significant role in consumer decision-making in this niche market. The study suggests that improving public understanding, enhancing accessibility, and fostering trust through regulatory transparency are crucial for increasing participation in waqf insurance. Future study should focus on educational campaigns, transparent communication to build trust, and raise awareness of waqf insurance benefits.
SOSIALISASI KEUANGAN SYARIAH PADA SEKTOR PERTANIAN KEPADA MITRA GAPOKTAN (GABUNGAN KELOMPOK TANI) DESA NGLONING KEC. SLAHUNG Muqorobin, Ahmad; Zaki, Rifqi Baihaqi; Rizaldi, Andika
MIMBAR INTEGRITAS : Jurnal Pengabdian Vol 4 No 2 (2025): AGUSTUS 2025
Publisher : Biro Administrasi dan Akademik

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36841/mimbarintegritas.v4i2.6217

Abstract

Penerapan sistem keuangan berbasis syariah menjadi hal krusial karena menjamin adanya transparansi, keadilan, serta tidak adanya gharar antara pemodal dan petani. Dengan sistem ini, manajemen keuangan dapat berjalan sesuai dengan prinsip Islam, sehingga dapat menghindari praktik-praktik yang merugikan, seperti riba dan ketidakjelasan dalam akad. Oleh karena itu, petani diharapkan tidak hanya memahami konsep keuangan syariah tetapi juga mampu menerapkannya dalam organisasi GAPOKTAN secara optimal. Namun, hasil temuan di Desa Ngeloning, Selahung-Ponorogo, menunjukkan bahwa praktik simpan pinjam yang dilakukan oleh petani masih mengandalkan bank konvensional. Hal ini berisiko tinggi terhadap riba karena penggunaan sistem bunga yang bertentangan dengan prinsip syariah dan dapat menimbulkan beban finansial yang berat bagi petani. Menyikapi kondisi tersebut, melalui program pengabdian kepada masyarakat berinisiasi melakukan sosialisasi guna mengenalkan serta meningkatkan pemahaman petani mengenai konsep keuangan syariah dalam sektor pertanian. Metode yang digunakan dalam kegiatan ini adalah Focus Group Discussion (FGD) dan sosialisasi, yang terbagi dalam tiga tahap, yaitu persiapan, pelaksanaan, dan evaluasi. Kegiatan ini dilaksanakan pada 5 Maret 2024 di Desa Ngeloning. Hasilnya menunjukkan peningkatan pemahaman masyarakat terhadap konsep keuangan syariah dalam mengelola sistem keuangan di GAPOKTAN. Dengan pemahaman yang lebih baik, diharapkan petani mampu beralih ke sistem keuangan yang lebih bersih, transparan, dan sesuai dengan prinsip Islam. Sosialisasi ini menjadi langkah awal dalam mengarahkan sistem keuangan pertanian agar lebih sesuai dengan prinsip syariah, sehingga dapat menciptakan lingkungan ekonomi yang lebih adil, berkelanjutan, dan beretika sesuai ajaran agama islam.
FASHION AND LIFESTYLE TRENDS ON THE PURCHASE OF MUSLIM WOMEN'S CLOTHING WITH RELIGIOSITY AS AN INTERVENTION VARIABLE Ahmad Muqorobin; Adinda Muftiviany Nur Jamilah; Inna Putri Istiqomah; Alawiye Habeebulah Olawale; Bello Sani Yahuza
FINANSIA : Jurnal Akuntansi dan Perbankan Syariah Vol 8 No 1 (2025): FINANSIA : Jurnal Akuntansi dan Perbankan Syariah
Publisher : Fakultas Ekonomi Dan Bisnis Islam IAIN Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/finansia.v8i1.10148

Abstract

The Muslim population in Yogyakarta has a percentage of 92.2%, sharia products will be in great demand, including Muslim fashion products. However, teenagers prioritize their style of dress and lifestyle rather than sharia restrictions in buying Muslim clothing. The purpose of the study was to determine the role of religiosity in making decisions to buy Muslim clothing for Muslim adolescent women with an age range of 17-24 years. This research is quantitative descriptive with multiple linear regression method with path analysis processed with SPSS. The sample in this study used quota sampling with 97 respondents. This study shows that fashion trends have an effect on purchasing decisions of 87.7%. Lifestyle variables have an influence on purchasing decisions of 29.9%. The religiosity variable had a relatively small influence on purchase decisions of 23.3%. Meanwhile, the influence of fashion trends on purchasing decisions through religiosity was 0.877<0.925 and the influence of lifestyle was 0.299<0.409.