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Pengaruh Persepsi Manfaat dan Kemudahan Penggunaan Financial Technology Terhadap Minat Penggunaannya di Kota Padang Cut Muthia Kesuma Hayati; Nurul Fauzi; Ferdawati Ferdawati
Jurnal Akuntansi, Bisnis dan Ekonomi Indonesia (JABEI) Vol. 1 No. 2 (2022): JABEI
Publisher : Politeknik Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (219.02 KB) | DOI: 10.30630/jabei.v1i2.35

Abstract

Masyarakat sudah banyak yang menggunakan teknologi dalam kehidupan sehari-harinya, seperti melakukan transfer dari jarak jauh dan membeli sesuatu melalui online shop. Hal ini disebut dengan teknologi keuangan atau financial technology. Tujuan dari penelitian ini adalah untuk mengetahui pengaruh persepsi manfaat dan kemudahan penggunaan terhadap minat penggunaan financial technology di Kota Padang. Dalam penelitian ini teori yang digunakan adalah teori Technology Acceptance Model (TAM) yang berfokus pada dua faktor yang mempengaruhi minat penggunaan financial technology yaitu faktor persepsi manfaat dan kemudahan penggunaan. Metode dalam penelitian ini adalah kuantitatif dengan teknik analisis deskriptif dan analisis regresi linear berganda. Teknik penentuan sampel pada penelitian ini adalah teknik purposive sampling. Teknik pengumpulan data dalam penelitian ini adalah menggunakan teknik survei melalui penyebaran kuesioner. Data yang terkumpul dari 16 pertanyaan kuesioner kemudian diolah menggunakan SPSS 21. Penelitian ini menggunakan 175 orang responden. Hasil penelitian menunjukan bahwa persepsi manfaat memiliki pengaruh positif dan signifikan terhadap minat penggunaan fintech di Kota Padang. Terdapat pengaruh positif dan signifikan antara kemudahan penggunaan terhadap minat penggunaan fintech di Kota Padang.
Pengaruh Mata Kuliah Kewirausahaan, Self Efficacy, E-Commerce, Dan Sistem Informasi Akuntansi Terhadap Minat Berwirausaha Mahasiswa Akuntansi Politeknik Negeri Padang Yuni Putri; Nurul Fauzi; Desi Handayani
Jurnal Akuntansi, Bisnis dan Ekonomi Indonesia (JABEI) Vol. 3 No. 1 (2024): JABEI
Publisher : Politeknik Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30630/jabei.v3i1.209

Abstract

Unemployment is one of the serious problems that is still difficult to overcome in Indonesia. Many young people are unemployed, so cultivating an entrepreneurial spirit can be an alternative to overcome limited employment and reduce the number of unemployed. This study aims to determine the influence of entrepreneurship, self-efficacy, e-commerce, and accounting information systems courses on the entrepreneurial interest of Accounting students of Padang State Polytechnic. This research is quantitative research. The sample collection technique uses purposive sampling, namely accounting students who have taken entrepreneurship and accounting information systems courses. The number of samples used was 176 samples. Data collection is carried out by distributing questionnaires through Google Forms.The data analysis technique used in this study is using hypotheses and coefficients of determination using the SPSS program version 25. The results of the study showed that e-commerce did not effect students' entrepreneurial interest, while entrepreneurship, self-efficacy, and accounting information system courses had an influence on the entrepreneurial interest of Accounting students of Padang State Polytechnic.
Pengaruh Penggunaan E-Commerce, Modal Usaha, dan Penggunaan Sistem Infromasi Akuntansi Terhadap Kinerja Keuangan UMKM di Kota Padang Fausiatunnisa Fausiatunnisa; Nurul Fauzi; Endrawati Endrawati
JURNAL EKONOMI BISNIS DAN MANAJEMEN Vol. 2 No. 4 (2024): Oktober : JURNAL EKONOMI BISNIS DAN MANAJEMEN
Publisher : CV. ALIM'SPUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59024/jise.v2i4.954

Abstract

The purpose of this study was to determine the effect of the use of E-commerce, business capital, and the use of accounting information systems on the financial performance of UMKM in Padang City. This study uses a quantitative method with a survey approach. To obtain data in this study by distributing questionnaires. The population in this study were all micro and small business actors in Padang City. The sampling technique used in this study was purposive random sampling. The data obtained for the online questionnaire were 8 respondents and direct distribution was 105 respondents. The results of this study are the use of e-commerce and business capital have a significant positive effect on financial performance, the use of accounting information systems does not have a significant positive effect on financial performance. Together the use of e-commerce, business capital, and the use of accounting information systems have an effect on financial performance
Pengaruh Penggunaan E-Commerce, Modal Usaha, dan Penggunaan Sistem Infromasi Akuntansi Terhadap Kinerja Keuangan UMKM di Kota Padang Fausiatunnisa Fausiatunnisa; Nurul Fauzi; Endrawati Endrawati
JURNAL EKONOMI BISNIS DAN MANAJEMEN Vol. 2 No. 4 (2024): Oktober : JURNAL EKONOMI BISNIS DAN MANAJEMEN
Publisher : CV. ALIM'SPUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59024/jise.v2i4.954

Abstract

The purpose of this study was to determine the effect of the use of E-commerce, business capital, and the use of accounting information systems on the financial performance of UMKM in Padang City. This study uses a quantitative method with a survey approach. To obtain data in this study by distributing questionnaires. The population in this study were all micro and small business actors in Padang City. The sampling technique used in this study was purposive random sampling. The data obtained for the online questionnaire were 8 respondents and direct distribution was 105 respondents. The results of this study are the use of e-commerce and business capital have a significant positive effect on financial performance, the use of accounting information systems does not have a significant positive effect on financial performance. Together the use of e-commerce, business capital, and the use of accounting information systems have an effect on financial performance
Inovasi Mesin Vertical Retort Bagi Umkm Pangan: Analisis Peluang, Tantangan, dan Keberlanjutan di Sumatera Barat Nurul Fauzi; Iis Ismawati; Firmansyah; Haris; Dwi Setyaningsih; Nova Sillia
JURNAL AGRIBISNIS Vol. 15 No. 1 (2026): Jurnal Agribisnis Volume 15 Nomor 1
Publisher : Program Studi Agribisnis, Fakultas Pertanian

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32520/wjjjrj05

Abstract

Pengembangan inovasi teknologi pengolahan pangan menjadi salah satu strategi penting dalam meningkatkan daya saing Usaha Mikro, Kecil, dan Menengah (UMKM) pangan, khususnya yang berbasis produk lokal. Salah satu teknologi yang mulai diterapkan adalah mesin vertical retort, yang berfungsi dalam proses sterilisasi termal pangan olahan tanpa penggunaan bahan pengawet kimia. Penelitian ini bertujuan untuk menganalisis penerapan mesin vertical retort pada UMKM pangan di Sumatera Barat serta mengidentifikasi peluang dan tantangan yang dihadapi dalam proses adopsinya. Metode penelitian menggunakan pendekatan deskriptif kualitatif dengan pengumpulan data melalui observasi lapangan, wawancara, dan studi dokumentasi pada pelaku UMKM. Hasil penelitian menunjukkan bahwa penggunaan mesin vertical retort berpotensi meningkatkan efisiensi proses produksi, mutu produk, serta umur simpan pangan olahan sehingga mendukung pemenuhan standar keamanan pangan. Namun demikian, adopsi teknologi ini masih menghadapi sejumlah kendala, antara lain keterbatasan modal investasi, rendahnya literasi teknologi, serta belum optimalnya pendampingan teknis dan kelembagaan. Dari perspektif keberlanjutan, penerapan mesin vertical retort memberikan kontribusi positif terhadap aspek ekonomi, sosial, dan lingkungan UMKM pangan. Oleh karena itu, diperlukan sinergi antara pemerintah, perguruan tinggi, lembaga penelitian, dan pelaku industri dalam mendorong adopsi teknologi secara berkelanjutan. The development of food processing technology innovation is an important strategy to enhance the competitiveness of micro, small, and medium enterprises (MSMEs), particularly those based on local food products. One of the emerging technologies is the vertical retort machine, which is used for thermal sterilization of processed foods without chemical preservatives. This study aims to analyze the implementation of vertical retort technology in food MSMEs in West Sumatra and to identify the opportunities and challenges in its adoption. A qualitative descriptive approach was employed, with data collected through field observations, interviews, and document analysis involving MSME actors. The findings indicate that the application of vertical retort technology has the potential to improve production efficiency, product quality, and shelf life, thereby supporting compliance with food safety standards. However, several constraints remain, including limited investment capital, low technological literacy, and insufficient technical and institutional support. From a sustainability perspective, the use of vertical retort technology contributes positively to the economic, social, and environmental dimensions of food MSMEs. Strengthening collaboration among local governments, vocational higher education institutions, research organizations, and industry stakeholders is therefore essential to promote sustainable technology adoption.
IMPLEMENTASI AKUNTABILITAS DAN TRANSPARANSI PADA BAZNAS KOTA PAYAKUMBUH Rahmi.S Rahmi.S; Nurul Fauzi; Alimin Alimin
Ensiklopedia of Journal Vol 8, No 2 (2026): Vol. 8 No. 2 Edisi 3 Januari 2026
Publisher : Lembaga Penelitian dan Penerbitan Hasil Penelitian Ensiklopedia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33559/eoj.v8i2.3717

Abstract

The core issue of this thesis is the implementation of accountability and transparency principles in the management of zakat, infaq, and alms (ZIS) by the National Board of Zakat (BAZNAS) of Payakumbuh City. This study aims to identify and understand the implementation of these principles in ZIS management within the organization.This research employs a field research design with a descriptive qualitative method. Data collection techniques include interviews and documentation. Data analysis follows the interactive model developed by Miles and Huberman (1994), involving data reduction and presentation in brief narrative forms. To ensure data validity, the researcher utilized the triangulation technique.The results of the field research indicate that BAZNAS Payakumbuh City has implemented vertical organizational accountability in managing ZIS funds, yet horizontal accountability remains unfulfilled. Furthermore, BAZNAS Payakumbuh City has not fully applied the principle of transparency. The existing information system is limited to internal use, while an adequate external information system is currently lacking. Furthermore, mechanisms to ensure openness and facilitate public access to zakat management information have not yet utilized integrated information technology.Keywords: Accountability, Transparency, ZIS Management, BAZNAS