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All Journal ESENSI: JURNAL BISNIS DAN MANAJEMEN Jurnal Pendidikan Vokasi Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics) ADDIN EQUILIBRIUM Al-Ahkam Jurnal Ekonomi Syariah Teori dan Terapan Ikonomika : Jurnal Ekonomi dan Bisnis Islam Tazkia Islamic Finance and Business Review al-Uqud : Journal of Islamic Economics Al-Iktisab: Journal of Islamic Economic Law International Journal of Islamic Business and Economics (IJIBEC) At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam El-Qist : Journal of Islamic Economics and Business (JIEB) ADDIN JOELS: Journal of Election and Leadership Indonesian Journal of Islamic Economics and Business Islamiconomic: Jurnal Ekonomi Islam Al-Tijary : Jurnal Ekonomi dan Bisnis Islam Jurnal Psikologi : Media Ilmiah Psikologi Innovative: Journal Of Social Science Research SABAJAYA Jurnal Pengabdian Kepada Masyarakat The Economic Review of Pesantren Philosophiamundi : Journal of Global Humanistic Studies Da'watuna: Journal of Communication and Islamic Broadcasting International Journal of Islamic Business and Economics (IJIBEC)
Achmad Firdaus
Sistem Perkapalan ITS
Religion Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Physics Public Health Social Sciences Other

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Journal : ADDIN

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Developing Value Based Services for Indonesian Microtakaful Firdaus, Achmad
ADDIN Vol 13, No 1 (2019): ADDIN
Publisher : LPPM IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/addin.v13i1.4447

Abstract

Otoritas Jasa Keuangan (OJK) found that the poor and low income people were reluctant to join as insurance participants. OJK has conducted many socialization activities about microinsurance for low-income people which aimed to increase their literacy of insurance. SMES (Sederhana – Mudah – Ekonomis – Segera) services aim to increase insurance inclusion. The study aims to propose a model of value-based service on microtakaful. The service refers to SMES (Sederhana – Mudah – Ekonomis – Segera) and Maslahah Performa value. SMES value to explain the value expected by takaful participants. Maslahah performa to explain the fulfillment of needs to sharia demands by takaful operator. The SMES variable is developed into various sub variables according to SEOJK. Maslahah performa is elaborated to get worship orientation variables and internal process orientation which then be developed into various sub variables. The sub-variable weight is determined according to the importance level of each sub variable. The research finds that a value-based microtakaful service model can be derived from the SMES approach and maslahah performa. There is a linkage between the value-based microtakaful service according to participant expectation and spirituality and sustainability. The reasearch will contribute to increase literacy of microinsurance.
Co-Authors -, Indra Adamin, Muhammad Adi Kurnia Hidayat Al Aziz, Muhammad Fatih Alfiyanti, Ulfah Ali, Zulkarnain Muhammad Amalia, Hani Khairo Amanda, Farisah Anindita , Rina Ascarya Ascarya Bayu Taufiq Possumah, Bayu Taufiq Bhinekawati, Risa Dede Abdul Fatah Dewi, Erwita Triana Dyah Handayani Dewi EKA FADHILA Fournawati, Sri Murdilah Ghufron Khafidin, Muhammad Gumay, Boby Rachman Handayani Dewi, Dyah Handoko, Bambang Dwi Herdiansyah, Hera Hernawan Iman, Iman Fauzi Sudirman Irfan Syauqi Beik Jaenudin, Dindin M. Afendi, Farit Maulida, Syahdatul Mochammad Mirza Muhammad Ali, Zulkarnain Mukhamad Yasid, Mukhamad Mukhlish Yusuf, Ahmad Naufal, Fadhil Muhammad Nur Shabrina, Rina Possuma, Bayu Taufiq Pujakesuma, Dedi Rahmat Mulyana Ratna Komalasari, Ratna Riandi , Nova Riandi, Nova Rifki Ismal Sah, M. Rizky Kurnia Saputro, Eko Hadi Sari, Ratna Purwita Sova, Mohamad Sofan Sukur, Abdul Syafiqah, Farras Tarmizi, Erwandi Yasid, Mukhammad Yuswarni Zainal, Muhammad Hasbi