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Journal : IQTISHODUNA

ANALISIS NON PERFORMING LOAN DAN PENERAPAN RESTRUKTURISASI KREDIT PADA PERBANKAN SYARIAH DALAM KAITANNYA DENGAN PENGEMBANGAN EKONOMI SYARIAH DI KOTA MALANG (Study Kasus pada Perbankan Syariah dan Pedagang Kecil di Kota Malang) Firmansyah, Fani; Widiati, Putri Kurnia
IQTISHODUNA IQTISHODUNA (VOL 10, NO 2.
Publisher : Fakultas Ekonomi, UIN Maliki Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (417.641 KB) | DOI: 10.18860/iq.v10i2.3584

Abstract

This study analyzed the value of Non Performing Loan and credit restruction of Syariah Bankingand the relation ship with Syariah Economic growth on Malang., because credit have an important position onIndonesian Syariah Economics.Population of this research are Indonesian Syariah Banking and Small Enterpriseon Indonesia from 2007–2013 with Non Performing Loan and interview method to analyzed. To get the goodcondition of credit for small enterprise on Syariah Banking, all of the component must have a good relationship,comitment to having trust from investor or Syariah Banking. Syariah Banking must introduce acreditrestrukturization to take a part of smal enterprise growth.
Religiusitas, lingkungan dan pembelian green product pada konsumen generasi Z Firmansyah, Fani; Purnamasari, Puji Endah; Djakfar, Muhammad
IQTISHODUNA IQTISHODUNA (VOL.15, No.1, 2019)
Publisher : Fakultas Ekonomi, UIN Maliki Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (48.399 KB) | DOI: 10.18860/iq.v1i1.5779

Abstract

The formation of consumer attitudes will shape a person's intention to do or not, and that intention will influence the formation of consumer behavior. The purpose of this study is to fill the gap with previous research by investigating the role of religiosity, an essential part of a person's belief system, in the relationship between environmental variables and the intention to purchase green products / environmentally friendly products. Questionnaire or pre-test testing was carried out by distributing questionnaires to students of State Universities in Malang in more significant numbers to obtain primary data. The method of analysis in research is the method of Moderated Regression Analysis (MRA). The results of the study indicate that religiosity is related to spiritual values that influence one's actions in making decisions. Religiosity is very important in one's life. So that generation Z who has a high level of religiosity will think of the environment for the actions they do during the purchase activity. Thus generation Z will choose environmentally friendly products (green products) so that the surrounding environment is safe and avoid environmental damage.
PERSONAL SELLING DALAM PERSPEKTIF ISLAM Firmansyah, Fani
IQTISHODUNA IQTISHODUNA (VOL 8, NO 1
Publisher : Fakultas Ekonomi, UIN Maliki Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (151.931 KB) | DOI: 10.18860/iq.v0i0.1765

Abstract

Currently the business world faces a new era of competition is very tight.For example in the trade industry, the strictness of a competition requirescompanies to be more active in promoting its products. By applying the strategy or the right marketing methods, business must be better prepared to deal with that era. Moreover in this era of globalization, appears a new phenomenon of global consumer (global consumers), as a result the company must improve competitiveness to maintain the continuity of their business through various improvements, both in terms of pricing, promotion, product quality, distribution, sales and service strategies . Represent improvements that must be done by a company, in terms of personal selling islami is a method appropriate promotional strategies to achieve corporate objectives in the face of this globalization era. In making a purchase, one will go through several stages of the buying decision process consisting of problem recognition, information search, alternative evaluation, purchase decision and behavior after purchase. With personal selling have direct effects that arise in face-to-face meetings between sellers and buyers, where there is communication of the necessary factors to influence the decision to purchase or use of psychological factors in order to persuade and to give courage to the time of purchase decisions with the goal of keeping the sales transaction