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Between Business Capital and Daily Needs: Utilization of PNM Mekaar Funds in Jorong Pinang Makmur, Dharmasraya Regency Fitlayeni, Rinel; Rahayu, Sri; Shophiana, Lenny; Santosa, Abimayu Andika
Jurnal Mamangan Vol 14, No 2 (2025): Special Issue
Publisher : LPPM Universitas PGRI Sumatera Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22202/mamangan.v14i1.10324

Abstract

Permodalan Nasional Madani (PNM) is a state-owned financial institution that focuses on empowering underprivileged women through the Mekaar program. This program is expected to serve as initial capital for communities to improve their welfare through small-scale business activities. However, in practice, the utilization of loan funds does not always align with the initial objectives, as most beneficiaries tend to use the loans to meet daily household needs. This phenomenon is particularly interesting to study in Jorong Pinang Makmur, Timpeh Sub-district, Dharmasraya Regency. This study aims to examine the patterns of PNM Mekaar fund utilization by members, as well as to analyze the socio-economic dynamics that influence their decisions in managing these funds. Using a descriptive qualitative approach through interviews and observations, a total of 31 informants consisting of members and PNM account officers were analyzed using Max Weber's social action theory. Based on the results of the study, it can be concluded that the majority of members use the loan funds for daily consumption and children's education (92%), while only a small portion (8%) use it for its intended purpose as business capital. This pattern of fund utilization is influenced by the economic pressures of underprivileged households, low financial literacy, limited business opportunities, and local socio-economic conditions. This phenomenon reflects Weber's form of social rationality, in which members' economic actions are not only driven by capitalist productive logic but also by instrumental goals, value orientations, and social norms to maintain the group's survival and honor. Thus, the utilization of PNM Mekaar funds in the research location functions more as a means of supporting basic needs than as a means of developing productive businesses, which implies the need for program evaluation in a social context.
MINANGKABAU LOCAL WISDOM-BASED EDUCATIONAL TOURISM AS AN EFFORT TO FOSTER CULTURAL IDENTITY AMONG THE YOUNGER GENERATION Rahayu, Sri; Yasin, Faishal; Pratama, Ade; Fitlayeni, Rinel; Amini, Annisa; Pratama, Maulana Agiel
Jurnal Mamangan Vol 14, No 2 (2025): Special Issue
Publisher : LPPM Universitas PGRI Sumatera Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22202/mamangan.v14i1.10306

Abstract

Minangkabau local wisdom-based educational tourism is an approach that integrates elements of education, recreation, and sustainable cultural preservation. Kubu Gadang Tourism Village in Padang Panjang City is a concrete example of the application of this concept through various traditional activities, such as making onde-onde, planting rice, playing traditional musical instruments, randai, traditional pacu upiah games, and making pupuik from rice stalks. These activities are not only tourist attractions, but also a means of contextual cultural learning for the younger generation because they can learn directly through real experiences, interactions with local communities, and appreciation of the traditional values that live in the community. This study aims to examine how Minangkabau local wisdom-based educational tourism can foster cultural identity among the younger generation. The research method used is descriptive qualitative with data collection techniques through observation, interviews, and documentation. The results of the study show that the involvement of young people in various educational tourism activities increases their knowledge, understanding, and appreciation of Minangkabau cultural values. In addition, these activities strengthen their sense of belonging, pride, and responsibility for their cultural identity, while encouraging the active participation of young people in efforts to preserve traditions. These findings indicate that Minangkabau-based educational tourism has great potential as an effective medium for transmitting cultural values to future generations in a sustainable manner amid the rapid pace of globalization. This study recommends strengthening collaboration between the community, government, educational institutions, and the private sector to develop more structured, innovative, and sustainable educational tourism programs so that Minangkabau cultural values can continue to be instilled in the younger generation, thereby strengthening, solidifying, and preserving their cultural identity.
PERAN PENDAMPING PROGRAM KELUARGA HARAPAN DI KELURAHAN PASAR AMBACANG KECAMATAN KURANJI KOTA PADANG Silvia, Niken; Rinel Fitlayeni; Wibi Wijaya
Nusadaya Journal of Multidiciplinary Studies Vol. 1 No. 3 (2022): Nusadaya Journal of Multidiciplinary Studies, October 2022
Publisher : LPPM, Akademi Administrasi Rumah Sakit Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.66294/njms.v1i3.13

Abstract

The background of this research is the extent of the role of assistants in Pasar Ambacang Village, Kuranji District, Padang City. Mentors as spearheads for PKH recipients. This study uses structural functional theory according to Talcott Parsons. This discussion of Parsons' structural functionalism will begin with four AGIL schemes. The approach used is descriptive qualitative. While the type of research is a case study. The data collection carried out in this research is the method of observation, interviews, and document studies. Primary data in the form of data obtained directly by the author from the results of observations and interviews with research informants as many as 14 people. While the types of the results of this study indicate 5 roles of PKH facilitators in Pasar Ambacang Village, namely: 1) The role of facilitator is to provide motivation, opportunities and support for PKH recipient communities. 2) Role as a Advisor provides positive input based on experience. 3) Role as Liaison in several related parties. 4) Role as a mobilizer in PKH Program activities. 5) Role as an Evaluator to see the level of success.