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Pemberdayaan Ekonomi Masyarakat melalui Affiliate Marketing dan Peningkatan Pendapatan Afiliator Hamzah, Muchammad Wilianto; Mulyana, Asep; Faisal, Yudi Ahmad
Al Qalam: Jurnal Ilmiah Keagamaan dan Kemasyarakatan Vol. 17, No 5 : Al Qalam (September 2023)
Publisher : Sekolah Tinggi Ilmu Al-Qur'an (STIQ) Amuntai Kalimantan Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35931/aq.v17i5.2635

Indikator keberhasilan pemberdayaan ekonomi sebagai sebuah proses seringkali diambil dari tujuan sebuah pemberdayaan yang menunjukkan pada keadaan atau hasil yang ingin dicapai oleh sebuah perubahan sosial. Penelitian ini bertujuan untuk menganalisis pengaruh affiliate marketing terhadap pemberdayaan ekonomi melalui peningkatan pendapatan afiliator. Responden penelitian ini merupakan affiliate marketer dari berbagai platform e-commerce yang tersebar diberbagai kota di Indonesia. Pendekatan yang digunakan adalah deskriptif kuantitatif dengan teknik analisis jalur. Hasil penelitian menunjukkan affiliate marketing berpengaruh terhadap peningkatan pendapatan afiliator dan pada akhirnya memberdayakan ekonomi mereka. Konsep ini sangat cocok dengan ide-ide yang merupakan inti dari ekonomi sosial dan mengacu pada aktivitas yang diambil untuk kepentingan publik, yang mengasumsikan dominasi efek sosial atas upaya untuk memaksimalkan keuntungan. Penelitian ini memberikan memberikan pemahaman baru, bahwa program affiliate marketing adalah salah satu bentuk baru dari pemberdayaan ekonomi, yang kedepannya akan terus maju dan berkembang ke arah cooperative economy yang lebih adil dan menyejahterakan.

Pengaruh Sikap dan Literasi Keuangan terhadap Keputusan Keuangan Fadilla, Fadilla; Faisal, Yudi Ahmad; Cupian, Cupian; Mulyana, Asep
Al Qalam: Jurnal Ilmiah Keagamaan dan Kemasyarakatan Vol. 18, No. 5 : Al Qalam (September 2024)
Publisher : Sekolah Tinggi Ilmu Al-Qur'an (STIQ) Amuntai Kalimantan Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35931/aq.v18i5.3922

Hasil Survei Nasional Literasi dan Inklusi Keuangan Indonesia (SNLIK) menunjukkan tingkat literasi keuangan di Indonesia khususnya di pedesaan masih lebih rendah dibandingkan dengan perkotaan dengan presentasi masing-masing 48,43% dan 49,68%. Pemerintah pusat dan daerah membentuk Tim Percepatan Akses Keuangan Daerah (TPAKD) sebagai upaya untuk memperluas akses keuangan dan meningkatkan literasi keuangan di daerah. Pemerintah Kabupaten Bogor merupakan pihak yang membentuk TPAKD untuk mengatasi masalah-masalah sosial dan lingkungan di wilayah tersebut salah satunya melalui dukungan terhadap Bank Sampah. Bank Sampah dianggap dapat mengatasi persoalan sampah sekaligus membantu meningkatkan inklusi dan literasi keuangan di kalangan masyarakat berpenghasilan rendah. Penelitian ini mencoba mengukur tingkat literasi keuangan anggota Bank Sampah Asri Mandiri yang dilengkapi dengan sikap keuangan yang sudah dimiliki sebelumnya untuk melihat sejauh mana kedua hal tersebut berpengaruh terhadap keputusan keuangan yang akan diambil. Hasil penelitian menunjukkan keputusan keuangan yang diambil oleh anggota Bank Sampah Asri Mandiri lebih dipengaruhi oleh sikap keuangan dibandingkan literasi keuangan yang dimiliki. Hal ini dapat menjadi pertimbangan bagi para pemangku kepentingan untuk lebih memperhitungkan variabel sikap keuangan dalam perumusan kebijakan yang akan diterapkan.

Analysis the Impact of Halal Certification Strategies on the Development of Small and Medium Enterprises (SMESs) in Bandung Kurniawan, Fakhry Hafiyyan; Cupian, Cupian; Faisal, Yudi Ahmad; Nugraha, Ilham
Tasharruf: Journal Economics and Business of Islam Vol 9, No 1 (2024): June
Publisher : IAIN Manado

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30984/tjebi.v9i1.2232

The study aims to determine the strategy for halal certification in the development of Culinary SMEs in the Greater Bandung Region from an internal and external perspective. The research method used is a qualitative method with a SWOT matrix approach of IFAS (Internal Strategic Factors Analysis Summary) and EFAS (External Strategic Factors Analysis Summary) and AHP (Analytical Hierarchy Process). The population in this study are competent parties who know the strategy of halal certification in the development of SMEs in the Greater Bandung Region and sampling was carried out using a purposive sampling technique with a total sample of 18 expert respondents who are ready and willing to be respondents. Based on the results of the IFAS and EFAS assessments, the halal certification strategy is in quadrant I, namely, "Grow and Develop". This research also shows the position of the halal certification strategy in the IA quadrant with the choice of the "Rapid Growth" strategy which has an S>O value, thereby supporting the SO strategy. Meanwhile, based on AHP analysis, the biggest problems and priority solutions are in the infrastructure aspect. The theoretical and practical implications of this research confirm that the problems and solutions that are the priority need to be considered by the relevant institutions. In conclusion, the government should play a proactive role in developing Culinary SMEs by raising awareness of halal opportunities and encouraging innovation. Halal certification institutions should optimize the certification process to support the development of Culinary SMEs.

Analysis the Impact of Halal Certification Strategies on the Development of Small and Medium Enterprises (SMESs) in Bandung Kurniawan, Fakhry Hafiyyan; Cupian, Cupian; Faisal, Yudi Ahmad; Nugraha, Ilham
Tasharruf: Journal Economics and Business of Islam Vol 9, No 1 (2024): June
Publisher : IAIN Manado

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30984/tjebi.v9i1.2232

The study aims to determine the strategy for halal certification in the development of Culinary SMEs in the Greater Bandung Region from an internal and external perspective. The research method used is a qualitative method with a SWOT matrix approach of IFAS (Internal Strategic Factors Analysis Summary) and EFAS (External Strategic Factors Analysis Summary) and AHP (Analytical Hierarchy Process). The population in this study are competent parties who know the strategy of halal certification in the development of SMEs in the Greater Bandung Region and sampling was carried out using a purposive sampling technique with a total sample of 18 expert respondents who are ready and willing to be respondents. Based on the results of the IFAS and EFAS assessments, the halal certification strategy is in quadrant I, namely, "Grow and Develop". This research also shows the position of the halal certification strategy in the IA quadrant with the choice of the "Rapid Growth" strategy which has an S>O value, thereby supporting the SO strategy. Meanwhile, based on AHP analysis, the biggest problems and priority solutions are in the infrastructure aspect. The theoretical and practical implications of this research confirm that the problems and solutions that are the priority need to be considered by the relevant institutions. In conclusion, the government should play a proactive role in developing Culinary SMEs by raising awareness of halal opportunities and encouraging innovation. Halal certification institutions should optimize the certification process to support the development of Culinary SMEs.

A bibliometric approach to digital innovation in Islamic philanthropy, 2014–2024 Ferdiansyah, Nizar; Faisal, Yudi Ahmad; Cupian, Cupian; Apriliadi, Ardi
SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Vol 7 No 2 (2025)
Publisher : LPMP Imperium

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36407/serambi.v7i2.1527

This study aims to analyze research trends related to digital innovation in Islamic philanthropy using a bibliometric approach. By utilizing data from Scopus, the study identifies trends in publications and contributions from researchers, institutions, countries, and key journals within this topic. The analysis used the Biblioshiny application from the Bibliometrix R package, facilitating effective data visualization. The findings indicate that adopting digital technologies, such as blockchain, crowdfunding, and fintech, has significantly expanded the scope of Islamic philanthropy. Indonesia and Malaysia dominate research in this field, with notable contributions from institutions and authors. Keywords such as zakat, waqf, and trust have emerged as central themes. The study identifies thematic clusters, including foundational themes like waqf and zakat, and emerging themes like shariah compliance, to provide a comprehensive understanding of the field. Public interest statements This study highlights how countries like Indonesia and Malaysia have emerged as leaders in researching and implementing digital innovations in Islamic philanthropy, focusing on key themes such as trust, zakat, and waqf. Furthermore, the study identifies significant trends and emerging areas, such as Sharia compliance, providing strategic insights into the potential development of digital aspects in Islamic philanthropy studies.

Exploring the Nexus Between CSR, Governance, and Financial Performance in Islamic Firms: Review of Their Financial Implications Al Bahri, Abil Arqom; Faisal, Yudi Ahmad
Indonesian Journal of Business Analytics Vol. 5 No. 2 (2025): April 2025
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/ijba.v5i2.14025

The relationship between Corporate Social Responsibility (CSR), Good Corporate Governance (GCG), and financial performance in Islamic firms has been widely studied. While CSR and GCG enhance transparency, risk mitigation, and investor confidence, their direct impact on profitability remains debated. This systematic literature review (SLR) analyzes 32 empirical studies on CSR and GCG in Islamic banking and financial institutions. Findings show that strong governance, ethical business practices, and strategic CSR initiatives support long-term financial resilience, particularly in well-regulated Islamic banks. However, challenges like reporting inconsistencies, regulatory disparities, and compliance costs create performance variations across jurisdictions. The study emphasizes the need for standardized Islamic Social Reporting (ISR) frameworks and regulatory harmonization across Islamic financial markets to improve comparability. Future research should develop integrated models that balance financial sustainability with Shariah compliance, ensuring optimized governance without compromising profitability.

Pengaruh Literasi Keuangan, Risiko Investasi, Sharia Compliance, dan Norma Subjektif dalam Mendorong Minat Berinvestasi pada Instrumen Saham Securities Crowdfunding Syariah di Jakarta Verina Araminda Prinari; Yudi Ahmad Faisal
Jurnal Pajak dan Analisis Ekonomi Syariah Vol. 2 No. 3 (2025): Juli: Jurnal Pajak dan Analisis Ekonomi Syariah
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jpaes.v2i3.1234

This study aims to analyze the influence of financial literacy, investment risk, sharia compliance, and subjective norms on individual’s interest in investin in sharia-based securities crowdfunding (SCF) stock instruments in Jakarta. A quantitative approach with descriptive method was employed in this research. Primary data were collected through questionnaires distributed to 240 respondents selected using purposive sampling. The population in this study consisted of individuals who are interested in sharia SCF stocks and reside or work in Jakarta. The data were analyzed using structural equation modeling-partial least squares (SEM-PLS). The results indicate that finansial literacy, investment risk, sharia compliance, and subjective norms have a positive and significant influence on investment interest in sharia-based securities crowdfunding stock in Jakarta.

Inovasi lingkungan dan dampak pandemi: Studi kasus pada UMKM makanan dan minuman Harsanto, Budi; Mulyana, Asep; Faisal, Yudi Ahmad; Shandy, Venny Mellandhia
Jurnal Inovasi Hasil Pengabdian Masyarakat (JIPEMAS) Vol 5 No 2 (2022)
Publisher : University of Islam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33474/jipemas.v5i2.14147

Tujuan artikel berbasis pengabdian pada masyarakat ini adalah untuk memahami inovasi lingkungan dan dampak pandemi COVID-19 terhadap UMKM. Mitra yang dipilih yaitu UMKM yang bergerak di bidang makanan dan minuman di Kota Bandung, Jawa Barat, Indonesia. Metode pelaksanaan pengabdian adalah melalui wawancara kepada pelaku usaha disertai observasi dan analisis dokumen. Hasil dari kegiatan pengabdian ini menunjukkan bahwa dampak pandemi secara umum adalah negatif bagi usaha ditandai dengan penurunan permintaan serta terhambatnya rantai pasok baik ke arah pemasok maupun ke arah konsumen. Kegiatan pengabdian memberikan dampak meningkatnya awareness pelaku usaha mengenai praktik-praktik inovasi lingkungan untuk meraih tujuan ekonomi sekaligus meminimalisir dampak negatif usaha terhadap lingkungan.

Analysis of 4C Principles and Credit Eligibility of People's Businesses (Case Study on MSMEs Built by Mandiri BUMN House, Bogor) Astuti, Wiji; Nidar, Sulaeman Rahman; Faisal, Yudi Ahmad
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 7 No 1 (2024): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v7i1.4588

Less than 10% of Micro and Small Enterprises (MSEs) under the member of Rumah BUMN Mandiri, Bogor have successfully obtained Kredit Usaha Rakyat (KUR) from formal financial institutions. This study aims to determine the influence of the 4C Principles; character, capacity, capital, and condition, on the eligibility status for granting KUR to MSEs under the member of Rumah BUMN Mandiri, Bogor, and to formulate a business incubation program scheme based on the concept of Integrated Microfinance Management (IMM). The quantitative approach used is an independent t-test and Structural Equation Modeling (SEM), while the qualitative approach is conducted through thematic analysis. Data collection is carried out using purposive sampling through questionnaires distributed to 109 MSEs under the member of Rumah BUMN Mandiri, Bogor, and in-depth interviews with informed respondents. The research results indicate that the aspects of character, capacity, and condition significantly influence the eligibility status for KUR, while the capital aspect does not have a significant influence. There is a need for synergy between Rumah BUMN Mandiri, Bogor, and Bank Mandiri to increase the number of KUR recipients through an entrepreneurship empowerment program oriented towards achieving the output and outcome of the business incubation process, as well as effective socialization of business credit management.

GOOD CORPORATE GOVERNANCE (GCG) PRINCIPLE IN SHARIA BANKING: AN ISLAMIC LAW PERSPECTIVE Suryani, Suryani; Faisal, Yudi Ahmad; Fathoni, Muhammad Anwar; Santoso, Lukman
International Journal of Law Reconstruction Vol 5, No 2 (2021): International Journal of Law Reconstruction
Publisher : UNISSULA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26532/ijlr.v5i2.14973

The implementation of Islamic economy in Indonesia is due to the fact that Islam has a comprehensive and universal teaching in all human life aspects, including economy. One encouraging Islamic banking development in Indonesia is indicated by the operation of banks accommodating the Sharia principles. The rapid development of Sharia banking requires an immediate implementation of Good Corporate Governance (GCG) System to provide a maximum protection for the stakeholders, especially customers. The implementation of GCG is expected to help Sharia banking minimize the poor financing quality, increase the bank assessment accuracy, infrastructure, and business decision making quality as well as become the early detection to high risk business areas, products, and services. The implementation of GCG system is greatly important since Sharia banking is the intermediary institution requiring the public or stakeholdersâ€™ trust.

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