Article Per Year (5 Year)
p-Index From 2021 - 2026
2.875
P-Index
This Author published in this journals
All Journal Afkaruna: Indonesian Interdisciplinary Journal of Islamic Studies Kodifikasia: Jurnal Penelitian Islam EKSPANSI International Journal Ihya' 'Ulum al-Din Al Qalam: Jurnal Ilmiah Keagamaan dan Kemasyarakatan JESI (Jurnal Ekonomi Syariah Indonesia) EkBis: Jurnal Ekonomi dan Bisnis El-Barka: Journal of Islamic Economics and Business Etihad: Journal of Islamic Banking and Finance Al-Tijary : Jurnal Ekonomi dan Bisnis Islam Borneo Islamic Finance and Economics Journal (BIFEJ) INASJIF Journal of Finance and Islamic Banking Journal of Islamic economics Perspectives (JIEP)
Angrum Pratiwi
Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda
Religion Arts Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences

Published : 27 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 27 Documents
Search

 1   2   3 
Differences In The Implementation of Good Corporate Governance In Conventional Banks and Sharia Banks In Indonesia Angrum Pratiwi; Slamet Haryono
Al Qalam: Jurnal Ilmiah Keagamaan dan Kemasyarakatan Vol. 17, No 3 : Al Qalam (Mei 2023)
Publisher : Sekolah Tinggi Ilmu Al-Qur'an (STIQ) Amuntai Kalimantan Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35931/aq.v17i3.2182

Abstract

This type of research is content analysis, namely analyzing various regulations and reports that have been published. The research sample consists of three Conventional Banks and three Islamic Banks. The results show that Conventional Banks and Islamic Banks have both complied with the law, Bank Indonesia regulations, OJK regulations. However, they have some differences regarding religious foundations in implementing GCG in Islamic Banks. The Sharia Supervisory Board (DPS) is only owned by Islamic Banks, as a company supervisor to remain sharia compliant. GCG external assessment must be carried out immediately by Islamic Banks, aiming to increase competition a conventional institutions in the Islamic financial industry.
PENGARUH KUALITAS LAYANAN DAN HARGA TERHADAP TINGKAT KEPUASAN KONSUMEN JASA TRANSPORTASI OJEK ONLINE MUSLIMAH DI KOTA SAMARINDA Dian Susanti; Moh Mahrus; Angrum Pratiwi; Dharma Yanti
Borneo Islamic Finance and Economics Journal BIFEJ VOL. 1, NO. 1, JUNI 2021
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (634.033 KB) | DOI: 10.21093/bifej.v1i1.3258

Abstract

Latar belakang ini adalah Kota Samarinda  yang masyarakatnya mayoritas beragama Islam serta banyak akhwat nya (perempuan), hanya saja tidak semua masyarakat untuk menggunakan jasa transportasi ojek online muslimah dalam bepergian karena masalah keamanan dikarenakan ojek ini dikendarai oleh seorang perempuan. Maka dari itu penulis mengambil studi kasus di Kota Samarinda karena saat ini di Samarinda sedang marak ojek online yang di kendarai oleh perempuan.Sedangkan tujuan dari penelitian ini yaitu untuk mengetahui pengaruh kualitas layanan terhadap kepuasan konsumenjasa transportasi ojek online muslimah di Kota Samarinda, pengaruh harga terhadap kepuasan konsumen jasa transportasi ojek online muslimah di Kota Samarinda, dan mengetahui variabel mana yang lebih besar berpengaruh terhadap kepuasan konsumenjasa transportasi ojek online muslimah di Kota Samarinda.Setelah dilakukan tinjauan pustaka maupun lapangan dan penyusunan hipotesis, data dalam penelitian ini dikumpulkan melalui penyebaran kuesioner kepada 87 orang yang pernah menggunakan transportasi ojek online muslimah di kota Samarinda sebagai sampel penelitian. Teknik pengambilan data yang digunakan adalah melalui wawancara, dokumentasi dan penyebaran angket/kuisioner.Metode analisis data yang digunakan adalah analisis kuantitatif yaitu uji validitas dan reliabilitas, uji asumsi klasik, analisis regresi linear berganda, uji t dan uji F serta koefisien determinasi.Berdasarkan analisis data, hasil penelitian menunjukkan bahwa indikator-indikator pada pada penelitian ini bersifat valid dan reliabel.Pada uji asumsi klasik data berdistribusi normal, linier, tidak terjadi heteroskedastisitas, autokorelasi dan multikolinieritas. Pada uji hipotesis semua variabel independen (kualitas layanan dan harga) berpengaruh positif dan signifikan terhadap variabel dependen (tingkat kepuasan konsumen).Selain itu hasil hipotesis juga menunjukan kualitas layanan dan harga berpengaruh secara simultan terhadap tingkat kepuasan konsumen.
PENGARUH NILAI TUKAR RUPIAH DAN BI 7 DAYS REPO RATE TERHADAP INDEKS SAHAM SYARIAH INDONESIA (PERIODE 2016-2019) Panji Ahmad Khairulanam; Parno Parno; Angrum Pratiwi; Tika Parlina
Borneo Islamic Finance and Economics Journal BIFEJ VOL. 1, NO. 1, JUNI 2021
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (893.284 KB) | DOI: 10.21093/bifej.v1i1.3259

Abstract

This study has the background that the capital market has an important role in the economy of a country because the capital market performs two functions, namely as a means for business funding or as a means for companies to obtain funds from the investor community. Second, the two capital markets become a means for people to invest in financial instruments such as stocks, bonds, mutual funds and so on. Thus the community can place funds in accordance with the profit and risk characteristics of each instrument.there are several macroeconomic and monetary factors that can affect stock movements such as the rupiah exchange rate and BI 7 days repo rate. This study aims to determine the effect of the Rupiah and BI 7 Days Repo Rate on the Indonesian sharia stock indekx in the (2016-2019 Period) partially or simultaneously. The research method used in this study is a quantitative method. The object of this research is a statistical report on Indonesian Islamic stock indexes operating in Indonesia and registered in sharia capital market statistics issued by the Financial Services Authority and obtained from the official website of Bank Indonesia (BI). The analytical method used in this study is multiple regression analysis. The results of this study indicate that partially the rupiah exchange rate has a significant positive effect on the Indonesian Islamic stock index and the BI 7 days repo rate has a significant negative effect on the Indonesian Islamic stock index. While simultaneously the rupiah exchange rate variable and the BI 7 days repo rate have a significant positive effect on the Indonesian sharia stock index.
Pemberdayaan Ekonomi Masyarakat Melalui Pengembangan Pariwisata Dalam Perspektif Ekonomi Islam (Studi Di Pantai Biru Kersik Kecamatan Marang Kayu) Desi Ratna Sari; N Norvadewi; Angrum Pratiwi
Borneo Islamic Finance and Economics Journal BIFEJ VOL. 1, NO. 2, DESEMBER 2021
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (729.941 KB) | DOI: 10.21093/bifej.v1i2.3896

Abstract

Efforts to empower the community's economy in the tourism sector have been regulated and contained in Law No. 10 of 2009. One of the areas that are currently empowering and developing tourism potential is Marang Kayu District, located in Kutai Kartanegara Regency, East Kalimantan Province. One of the attractions owned by Marang Kayu District is Blue Beach Kersik which is located in Kersik Village. The development of the potentials that exist on the beach has received attention from the government as seen from the selection of Kersik Village as one of the Tourism Villages in Kutai Kartanegara Regency, East Kalimantan. Community economic empowerment through tourism villages is expected to be able to contribute to the economy, either directly or indirectly to the local community and in improving social life. Judging from the purpose of this study, namely to find out the model of community economic empowerment through tourism development at Blue Beach Kersik and to determine community economic empowerment through tourism development at Blue beach Kersik in an Islamic economic perspective.This type of research is a field research and a descriptive qualitative approach. Sources of data in this study using primary data, in this study data collection techniques through observation, interviews with the informant Head of Kersik Village, Tourism Awareness Group which collected three people, and business owners who opened seven people. With data analysis techniques, namely data reduction, data presentation and conclusion drawing.Based on the results of this study, it shows that the model of community economic empowerment through the development of Blue Beach Kersik tourism is seen from the form of empowerment through micro, small and medium enterprises. empowerment strategy by developing a creative economy and the use of social media, community participants and the government. The economic independence of the community comes from the use of the beach in Kersik Village so that it has an impact on the community's economy. from the view of Islamic Economics that community economic empowerment through tourism development at Blue Beach Kersik has been carried out in a good way so as to provide benefits and welfare for people's lives.
Analisis Penerapan Manajemen Sumber Daya Insani Di Koperasi Firdaus Berkah Bersama Kota Samarinda Winarsih Winarsih; Bambang Iswanto; Angrum Pratiwi
Borneo Islamic Finance and Economics Journal BIFEJ VOL. 3, NO.1, JUNI 2023
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (626.142 KB) | DOI: 10.21093/bifej.v3i1.5411

Abstract

Abstract The background of this research is that success in achieving company goals is a management achievement. Therefore in organizational activities, human resources have a major role. With the support of adequate infrastructure and facilities without the support of the role of human resources, the objectives of the Company's Vision and Mission will not be achieved properly. The term individual in human resources in Islam is known as Insani. For this reason, Human Resources in Islam are based on the concept that every employee is a human (not a machine) and not just a business resource. This research was conducted in order to find out how it is applied to human resource management in the Firdaus Berkah Bersama Cooperative, Samarinda City. and to find out how to implement the characteristics of the Prophet SAW in human resource management at the Firdaus Berkah Cooperative with the City of Samarinda. The type of research used in this research is descriptive research with a qualitative approach. This study uses primary data and secondary data by taking the data obtained in the form of interviews, observations and documentation, as well as obtaining data through journals or books that are used as reference materials. Data analysis techniques used include data reduction, data display (data presentation) and conclusions. The results of this study indicate that the Firdaus Berkah Bersama Cooperative of Samarinda City has implemented and practiced the function of Human Resource Management properly, honestly and trustworthy starting from the type of selection and recruitment with predetermined conditions and took several tests, one of which was the Koran. The training that is followed is in the form of seminars or webinars which are attended by the employees of the cooperative. The training aims to increase knowledge and expertise in their respective fields. The assessment is seen from the way of working, absenteeism, speed when completing work, providing financial compensation in the form of basic salary, bonuses, holiday allowances, BPJS fees, recreation costs and even Umrah costs, and the evaluation is carried out from daily, monthly then recaps to a year. Keywords: Management, Human Resources, Sharia Cooperative Abstrak Penelitian ini dilatar belakangi oleh Keberhasilan dalam mencapai tujuan perusahaan merupakan prestasi manajemen. Oleh sebab itu dalam kegiatan organisasi, sumber daya manusia mempunyai peranan utama. Dengan ditunjang prasarana dan sarana yang memadai tanpa didukung oleh peran sumber daya manusia maka tujuan Visi dan Misi Perusahaan tidak akan tercapai dengan baik. Istilah individu dalam sumber daya manusia dalam Islam dikenal dengan istilah Insani. Untuk itu Sumber Daya Insani dalam Islam yang didasarkan pada konsep bahwa setiap karyawan adalah manusia (bukan mesin) dan bukan hanya sumber daya bisnis. Penelitian ini dilakukan guna untuk Mengetahui Bagaimana Penerapan pada Manajemen Sumber Daya Insani di Koperasi Firdaus Berkah Bersama Kota Samarinda. dan untuk Mengetahui Bagaimana Implementasi Sifat-sifat Nabi SAW pada Manajemen Sumber Daya Insani di Koperasi Firdaus Berkah Bersama Kota Samarinda. Jenis penelitian yang digunakan dalam penelitian ini adalah penelitian deskriptif dengan pendekatan kualitatif. Penelitian ini menggunakan data primer dan data skunder dengan cara pengambilan data yang didapat berupa wawancara, observasi dan dokumentasi, serta memperoleh data melalui jurnal atau buku yang dijadikan sebagai bahan referensi. Teknik analisis data yang digunakan meliputi redukasi data, display data (penyajian data) dan kesimpulan. Hasil penelitian ini menunjukkan bahwa Koperasi Firdaus Berkah Bersama Kota Samarinda telah menerapkan dan mempraktikkan fungsi Manajemen Sumber daya insani dengan baik, jujur dan amanah mulai dari jenis seleksi dan perekrutan dengan syarat-syarat yang telah ditentukan dan mengikuti beberapa tes salah satunya mengaji. Pelatihan yang diikuti berupa seminar atau webinar yang diikuti oleh para karyawan koperasi tersebut. dilakukan pelatihan bertujuan untuk menambah pengetahuan dan keahlian dibidangnya masing-masing. Penilaian dilihat dari cara bekerja, absensi, kecepatan saat menyelesaikan kerja, pemberian kompensasi finansial berupa gaji pokok, bonus, tunjangan hari raya, biaya BPJS, biaya rekreasi bahkan biaya Umroh, dan Evaluasi dilakukan dari harian, bulanan kemudian direkap menjadi setahun. Kata Kunci : Manajemen, Sumber Daya Insani, Koperasi Syariah
The Effect of RGEC on Financial Distress in Islamic Commercial Banks Puput Fitriana; Darmawati; Angrum Pratiwi
EkBis: Jurnal Ekonomi dan Bisnis Vol. 6 No. 2 (2022): EkBis: Jurnal Ekonomi dan Bisnis
Publisher : Fakultas Ekonomi dan Bisnis Islam, UIN Sunan Kalijaga Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/EkBis.2022.6.2.1578

Abstract

A bank's ability to grow depends on its ability to raise funds. If the bank does not have sufficient funds, the bank will face various risks, including liquidity risk or even financial difficulties. Businesses need to reduce the risk of financial distress and understand the elements that drive it. The purpose of this study was to examine the effect of Risk Profile, Good Coorporate Government, Earnings, and Capital (RGEC) on financial distress at Indonesian Islamic Banks. Associative descriptive quantitative methodology was used in this study. With secondary data from Islamic commercial banks in Indonesia, namely annual financial reports and GCG reports for the 2015-2020 period. Purposive sampling was used to select 9 out of 14 Islamic commercial banks in Indonesia. The independent variables are NPF, FDR, GCG, ROA, ROE, CAR, and the dependent variable is financial distress, which is calculated using the Altman Z-Score model. Using multiple linear regression analysis. The results show that NPF has a significant negative effect on financial distress, while FDR has a significant positive effect on financial distress, while GCG, ROA, ROE, and CAR have no significant effect.
ANALISIS KINERJA KEUANGAN PERBANKAN SYARIAH DENGAN METODE SHARIA CONFORMITY AND PROFITABILITY (SCnP) Welly Aprida Wahyuni; Mursyid Mursyid; Angrum Pratiwi
Indonesian Scientific Journal of Islamic Finance Vol 1 No 2 (2023): Indonesian Scientific Journal of Islamic Finance
Publisher : FEBI Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21093/inasjif.v1i2.6527

Abstract

The assessment of the financial performance of Islamic banking is mostly still measured by conventional measuring instruments. Where the measuring instrument only focuses on financial measurement while Islamic banking is a banking institution that is run using sharia principles, but does not ignore the financial side. The purpose of this study was to measure the financial performance of Islamic banking using the Sharia Conformity and Profitability (SCnP) method, which is a more complex performance measurement because it combines two inseparable assessment orientations, namely sharia and finance. This research is a descriptive quantitative research. The population in this study is the financial statements on sharia banking statistics published by OJK using saturated sampling as the sample of this study. The variables of this study are Sharia Conformity and Profitability. The types of data used are secondary data and the data collection technique in this study is documentation. The results of this study show the financial performance of Islamic banking, at the quadrant level showing SCnP results during the 2017-2021 period BUS in Indonesia are in four quadrants, namely the Lower Left Quadrant, which has sharia conformity and low profitability. Upper Left Quadrant, namely with low sharia compatibility and high profitability. Upper Right Quadrant, has sharia compatibility and high profitability. And the Lower Right Quadrant, where sharia conformity is high but the profitability is low. And the financial performance of UUS in Indonesia is in three quadrants, namely Lower Left Quadrant, Lower Right Quadrant and Upper Right Quadrant during the 2017-2021 period. Whereas in BPRS during the 2017-2021 period financial performance was in three quadrants namely Lower Left Quadrant Upper Left Quadrant and Lower Right Quadrant.
STRATEGI PENGEMBANGAN TABUNGAN DENGAN PENDEKATAN BUSINESS MODEL CANVAS PADA BANK SYARIAH INDONESIA Nurul Setianingrum; Indah Dwi Lestari; MF Hidayatullah; Angrum Pratiwi
Indonesian Scientific Journal of Islamic Finance Vol 2 No 1 (2023): Indonesian Scientific Journal of Islamic Finance
Publisher : FEBI Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21093/inasjif.v2i1.7599

Abstract

The business and technological environment is experiencing changes in use, influencing the current macro and micro economic environment. Changes in consumer behavior and competition in all sectors require companies to compete and maintain their business. Companies need to focus on customer satisfaction in addition to sales and profits. Satisfied customers create loyalty and profits. The research focuses on implementing the Easy Mudharabah Savings development strategy using the Business Model Canvas. The aim is to understand the Business Model Canvas that can be applied to BSI Easy Mudharabah Savings and the implications of its development strategy. This type of research is descriptive with a qualitative approach. The location of this research is PT. Indonesian Sharia Bank. Data was collected through observation, interviews, documentation and triangulation. Data analysis includes data collection, data reduction, data presentation, and drawing conclusions. The results of this research show: 1) BSI's value proposition is low admin costs, e-channel facilities, and profit sharing. 2) Customer segment is the target customer for Easy Mudharabah Savings. 3) Communication channels with customers through websites and personal selling. 4) Customer relationships are carried out through friendly service from BSI employees. 5) Revenue stream comes from admin fees and profit sharing. 6) Key partners are BSI employees. 7) Key activities include marketing and creating an Easy Mudharabah Savings account. 8) Key resources are BSI and E-channel employees. 9) Cost structure includes promotional and operational costs in marketing activities.
Penilaian Kinerja Bank Mega Syariah Dengan Metode Balanced Scorecard Periode 2015-2019 Aminatun, Wahyuni; Parno, Parno; Pratiwi, Angrum
Etihad: Journal of Islamic Banking and Finance Vol. 1 No. 1 (2021)
Publisher : Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/etihad.v1i1.2945

Abstract

The purpose of this study was to determine the performance assessment of Bank Mega Syariah with the Balanced Scorecard method. There are four aspects of assessment in the balanced scorecard, namely financial perspective, customer perspective, internal business process perspective, and learning and growth perspective. The research method used is descriptive quantitative. The type of data is secondary, sourced from the Financial Statements and Annual Reports that have been published by Bank Mega Syariah. The data collection technique uses the documentation method from the official website of the Financial Services Authority, and the official website of Bank Mega Syariah. Data analysis technique is to calculate the score of each perspective, based on predetermined criteria. The results obtained from the analysis of the performance assessment of Bank Mega Syariah using the Balanced Scorecard method for the 2015-2019 period, for a financial perspective the NPF ratio shows a healthy predicate, the FDR ratio with a fairly healthy predicate, and an ROA ratio with a healthy predicate. healthy predicate, ROE ratio with fairly healthy predicate, BOPO ratio with very healthy predicate, and CAR ratio with very healthy predicate. For the customer perspective, it shows a decrease in Market Share and shows an increase in Customer Profitability. For the internal business process perspective, it shows an increase in Process Innovation and an increase in After Sales Service. For the learning and growth perspective, it shows a decrease in employee retention and shows an increase in employee productivity.Tujuan penelitian ini adalah mengetahui penilaian kinerja Bank Mega Syariah dengan metode Balanced Scorecard. Terdapat empat aspek penilaian dalam balanced scorecard, yaitu perspektif keuangan, perspektif pelanggan, perspektif proses bisnis internal, dan perspektif pembelajaran dan pertumbuhan. Metode penelitian yang digunakan adalah kuantitatif deskriptif. Jenis data yaitu sekunder, yang bersumber dari Laporan Keuangan dan Laporan Tahunan yang telah dipublikasi oleh Bank Mega Syariah. Teknik pengumpulan data menggunakan metode dokumentasi dari website resmi Otoritas Jasa Keuangan, dan website resmi Bank Mega Syariah. Teknik analisis data yaitu dengan menghitung skor masing-masing perspektif, berdasarkan kriteria yang telah ditetapkan. Hasil yang diperoleh dari kajian analisis penilaian kinerja Bank Mega Syariah dengan menggunakan metode Balanced Scorecard periode 2015-2019, untuk perspektif keuangan pada rasio NPF menunjukkan predikat sehat, rasio FDR dengan predikat cukup sehat, rasio ROA dengan predikat sehat. predikat sehat, rasio ROE dengan predikat cukup sehat, rasio BOPO dengan predikat sangat sehat, dan rasio CAR dengan predikat sangat sehat. Untuk perspektif pelanggan menunjukkan penurunan Pangsa Pasar dan menunjukkan peningkatan Profitabilitas Pelanggan. Untuk perspektif proses bisnis internal menunjukkan peningkatan dalam Inovasi Proses dan peningkatan Layanan Purna Jual. Untuk perspektif pembelajaran dan pertumbuhan menunjukkan penurunan Retensi Karyawan dan menunjukkan peningkatan Produktivitas Karyawan.
Pengaruh Dana Pihak Ketiga (DPK), Financing to Deposit Ratio (FDR), Non Performing Financing (NPF) dan Return on Asset (ROA) Terhadap Total Aset Perbankan Syariah di Indonesia Ariani, Rikka Sri; Parno, Parno; Pratiwi, Angrum
Etihad: Journal of Islamic Banking and Finance Vol. 2 No. 1 (2022)
Publisher : Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/etihad.v2i1.3958

Abstract

The development of the Islamic banking industry since long ago until now shows that the growth is satisfactory one of them in terms of assets. Islamic banking must maintain the quality of assets to achieve expected profits. With the increase in the quality of assets expected, so as to improve the bank's performance and achievement in profit. The increase in Islamic banking in total assets is influenced by several factors including DPK, FDR, NPF and ROA. To find out the development of Islamic banking in Indonesia. This research aims to find out the influence of Third Party Funds (DPK), Financing to Deposit Ratio (FDR), Non Performing Financing (NPF) and Return On Asset (ROA) of Islamic banking in Indonesia, both partially and simultaneously.The study used a decryptive method of analysis with a quantitative approach. The population used as many as 197 populations with sampling techniques that are saturated sampling so that the number of samples used as many as 197 samples. Data collection techniques use documentation techniques in the form of monthly reports by accessing Islamic banking statistics published by OJK. The analytical method used is multiple regression analysis.The results showed that Third Party Funds (DPK) had a significant effect on Total Islamic Banking Assets in Indonesia, Financing to Deposit Ratio (FDR) had a significant positive effect on Total Islamic Banking Assets in Indonesia, Non Performing Financing (NPF) negatively affect Total Islamic Banking Assets in Indonesia, Return On Asset (ROA) had no effect on Total Islamic Banking Assets in Indonesia and DPK,  FDR, NPF and ROA simultaneously affect the total assets of Islamic banking in Indonesia.Perkembangan industri perbankan syariah sejak dulu hingga sekarang menunjukkan bahwasannya pertumbuhan yang memuaskan salah satunya dari segi aset. Perbankan syariah harus menjaga kualitas asetnya untuk mencapai laba yang diharapkan. Dengan meningkatnya kualitas aset yang diharapkan, sehingga dapat meningkatkan pula kinerja bank maupun pencapaian pada laba. Peningkatan perbankan syariah dalam total aset dipengaruhi beberapa faktor diantaranya DPK, FDR, NPF dan ROA. Guna mengetahui perkembangan yang terjadi perbankan syariah di Indonesia. Penelitian ini bertujuan untuk mengetahui pengaruh Dana Pihak Ketiga (DPK), Financing to Deposit Ratio (FDR), Non Performing Financing (NPF) dan Return On Asset (ROA) perbankan syariah di Indonesia, baik secara parsial maupun simultan.Penelitian ini menggunakan metode dekriptif analisis dengan pendekatan kuantitatif. Populasi yang digunakan sebanyak 197 populasi dengan teknik pengambilan sampel yaitu sampling jenuh sehingga jumlah sampel yang digunakan sebanyak 197 sampel, periode pengamatan tahun 2016-2020. Teknik pengumpulan data menggunakan teknik dokumentasi berupa laporan bulanan dengan mengakses statistik perbankan syariah yang di terbitkan oleh OJK. Metode analisis yang digunakan yaitu analisis regresi berganda. Hasil penelitian menunjukkan bahwa Dana Pihak Ketiga (DPK) berpengaruh potif signifikan terhadap Total Aset Perbankan Syariah di Indonesia, Financing to Deposit Ratio (FDR) berpengaruh positif signifikan terhadap Total Aset Perbankan Syariah di Indonesia, Non Performing Financing (NPF) berpengaruh negatif terhadap Total Aset Perbankan Syariah di Indonesia, Return On Asset (ROA) tidak berpengaruh terhadap Total Aset Perbankan Syariah di Indonesia dan DPK, FDR, NPF dan ROA secara simultan berpengaruh terhadap total aset perbankan syariah di Indonesia.
Co-Authors Aminatun, Wahyuni Ariani, Rikka Sri Bambang Iswanto Bambang Iswanto Darmawati Darmawati Darmawati Dedy Mainata Desi Ratna Sari Dharma Yanti Dian Susanti Helmi, Moh. Hj. Nurul Setianingrum Idhafiyyah Anwar Indah Dwi Lestari Irfan Irfan Lina Wulandari Lina Wulandari Maksum, Maksum Mauizatul Hasanah, Mauizatul MF Hidayatullah Moh. Mahrus Mursyid Norvadewi Nurul Huda Nurul Setianingrum Panji Ahmad Khairulanam Parno Parno Parno Parno Parno Parno Puput Fitriana Ramadayanti, Rizky Suci Rizal, Fitra Rizky Amaliyah, Rizky Rizky Suci Ramadayanti Setianingrum, Hj. Nurul Slamet Haryono Tika Parlina Welly Aprida Wahyuni Winarsih Winarsih