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PELAYANAN SYARIAH LINKAJA PADA EKOSISTEM KEISLAMAN DI KOTA CIREBON DALAM PERSPEKTIF HUKUM ISLAM Muamar, Afif; Aziz, Abdul; Wasman, Wasman; Lusiana, Nisa
Al-Mustashfa: Jurnal Penelitian Hukum Ekonomi Syariah Vol 6, No 1 (2021)
Publisher : IAIN Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/jm.v6i1.8361

Abstract

Layanan Syariah LinkAja mengedepankan tiga kategori utama produk layanan syariah yaitu ekosistem Zakat, Infak, Sedekah, dan Wakaf, pemberdayaan ekonomi berbasis masjid serta digitalisasi pesantren dan usaha mikro, kecil, dan menengah. Melihat mayoritas masyarakatnya beraga Islam, dan terdapat banyak lembaga keagamaan membuat Kota Cirebon menjadi sasaran perluasan Layanan Syariah LinkAja. Penelitian ini menggunakan metode penelitian kualitatif, data yang dikumpulkan dengan cara wawancara, observasi, dokumentasai kemudian dianalisis dengan metode deskriptif analisis. Adapun hasil dari penelitian ini: Transaksi melalui Layanan Syariah LinkAja khususnya di Kota Cirebon tentu diperbolehkan apabila menggunakan prinsip syariah. Akad qardh adalah yang paling mendekati dalam top-up LinkAja Syariah. Layanan Syariah LinkAja menggunakan akad qardh yaitu customer LinkAja Syariah memberikan kepada pihak LinkAja Syariah dalam hal ini disebut top-up dan pihak LinkAja Syariah tidak mempergunakan uang tersebut, hanya menyimpan dan dapat dikembalikan ke customer kapan saja dalam bentuk yang sama.Kata Kunci: Layanan Syariah LinkAja, Ekosistem Keislaman, dan Hukum Islam
Consumptive Behavior and Saving Ring Workers; Case Study In Cihideunghilir Kuningan Village Abdul Aziz
Al-Musthofa: Journal of Sharia Economics Vol. 2 No. 1 (2019): Al-Musthofa: Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Tarbiyatut Tholabah

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Income is the response from what we do such as salary, rent interest, commission, expanse, and profit. The ring craftsman gets income from making a ring, andthat income will use to consuming thing or merits that they need. The high income can increase consumption ability and make the consumption higher. The high income can increase saving ability. Problem formulation in this research is first is the income influential to the consumption pattern of ring craftsman at Cihideunghilir Village Cidahu Subdistrict Kuningan Regency. Two is the income influential to saving ability of ring craftsman at Cihideunghilir Village Cidahu Kuningan West Java.
Pengetahuan dan Motivasi untuk Menumbuhkan Minat Berinvestasi pada Mahasiswa Syaeful Bakhri; Abdul Aziz; Ririn Sarinah
Value : Jurnal Manajemen dan Akuntansi Vol 15 No 2 (2020): Juli - Desember 2020
Publisher : Prodi Ilmu Manajemen, Fakultas Ekonomi Universitas Muhammadiyah Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32534/jv.v15i2.1175

Abstract

Tujuan penelitian ini adalah untuk mengetahui minat berinvestasi pada mahasiswa Universitas Swadaya Gunung Jati Cirebon yang dalam perkembangannya kini terdapat Galeri Investasi yang diperuntukkan dalam memperkenalkan Pasar Modal kepada kalangan akademisi termasuk mahasiswa. Metode yang digunakan dalam penelitian ini adalah metode survey dengan pendekatan kuantitatif. Sampel penelitian ini 75 responden dari mahasiswa akuntansi angkatan 2018 Universitas Swadaya Gunung Jati Cirebon. Hasil penelitian ini menunjukkan bahwa pengetahuan investasi berpengaruh signifikan terhadap minat berinvestasi, dengan nilai signifikansi 0,008<0,1. Motivasi investasi berpengaruh signifikan terhadap minat berinvestasi, dengan nilai signifikansi 0,002 <0,1. Pengetahuan investasi dan Motivasi investasi berpengaruh signifikan secara bersama-sama terhadap minat berinvestasi, dengan nilai signifikansi 0,000<0,1. Kata Kunci : Pengetahuan Investasi; Motivasi Investasi; Minat Investasi.
PERJANJIAN KEMITRAAN ANTARA PT. GO-JEK CABANG CIREBON DENGAN MITRA PENGENDARA DALAM PRESPEKTIF HUKUM ISLAM DAN HUKUM PERDATA Ratna Sari; Afif Muamar; Abdul Aziz
Al-Mustashfa: Jurnal Penelitian Hukum Ekonomi Syariah Vol 4, No 2 (2019)
Publisher : IAIN Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/jm.v4i2.5493

Abstract

AbstractThis study aims to find out and analyze how the practice of this partnership agreement is seen from Islamic law and Civil law. The method used in this study is Normative Juridical and qualitative research approaches. Data collected is from observation, interviews, and literature study. The results of this study. 1) In terms of Islamic law, the implementation of the partnership agreement between PT. Go-Jek Indonesia with the rider's partner, Akad Syirkah, contained in DSN Fatwa Number 114 / DSN-MUI / IX / 2017 concerning Syirkah Agreement. This agreement is also included in Syirkah Inan. Whereas 2) in terms of Civil Law, this Go-Jek partnership agreement is by Article 1313 of the Civil Code because all of the terms of the agreement contained in the Civil Code Article 1320. This agreement also does not conflict with the principle of freedom of contract, because an agreement has been reached with the signing and Click agree on the Go-Jek application by Rider Partners, so this agreement is legal and binding on both parties. And must exercise their rights and obligations for the contracting parties.Keywords: Partnership Agreement, Islamic Law, Civil Law, and Go-Jek. AbstrakPenelitian ini bertujuan untuk mengetahui dan menganalisis bagaimana praktek dari perjanjian kemitraan ini dilihat dari hukum Islam dan hukum Perdata. Metode yang digunakan pada penelitian ini yaitu Yuridis Normatif dan pendekatan penelitian kualitatif. Data yang dikumpulkan yaitu dari observasi, wawancara, dan studi pustaka. Adapun hasil dari penelitian ini. 1) Ditinjau dari hukum Islam, pelaksanaan perjanjian kemitraan antara PT. Go-Jek Indonesia dengan mitra pengendara yaitu Akad Syirkah yang terdapat dalam Fatwa DSN Nomor 114/DSN-MUI/IX/2017 Tentang Akad Syirkah. Perjanjian ini juga termasuk dalam Syirkah Inan. Sedangkan 2) ditinjau dari Hukum Perdata, perjanjian kemitraan Go-Jek ini sesuai dengan KUHPerdata Pasal 1313 karena terpenuhinya semua syarat perjanjian yang terdapat dalam KUHPerdata Pasal 1320. Perjanjian ini juga tidak bertentangan dengan asas kebebasan berkontrak, karena sudah tercapainya kata sepakat dengan adanya penandatanganan dan klik setuju pada aplikasi Go-Jek oleh Mitra Pengendara, sehingga perjanjian ini sah dan mengikat kedua belah pihak. Serta harus melaksanakan hak dan kewajibannya bagi para pihak yang berkontrak.Kata Kunci: Perjanjian Kemitraan, Hukum Islam, Hukum Perdata, dan Go-Jek.
JAVA COASTAL COMMUNITY EMPOWERMENT MODEL Abdul Aziz; Akhmad Shodikin; Mohammad Rana
Equalita: Jurnal Studi Gender dan Anak Vol 1, No 1 (2019)
Publisher : IAIN Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/equalita.v1i1.5152

Abstract

Abstract: Speaking of the northern coastal communities of Java (Pantura), the first thing that comes to mind is the fishing community. The fishing community has always been an interesting object to learn. This is because the condition of the fishing area is different from the natural resources (SDA) of the sea owned by the northern coast of Java. The fishing area is always synonymous with poverty and backwardness in the midst of abundant marine wealth. However, this hypothesis is not entirely true, because not all northern coastal areas of Java are in that condition. This is of course because each region has different policies and concerns from the government of the shelter, but the most important factor is the willingness and determination of the local people in the northern coast to empower themselves.Keywords: Empowerment, Communities, Coastal, Java
Development of Mustahiq Empowerment Instruments Candri Candri; Didin Nurul Rosyidin; Abdul Aziz
International Journal of Education and Humanities Vol. 2 No. 2 (2022): International Journal of Education and Humanities (IJEH)
Publisher : Ilmu Inovasi Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (194.592 KB) | DOI: 10.58557/ijeh.v2i2.88

Abstract

This study aims to determine the process of developing the mustahiq empowerment instrument to measure the success of the productive zakat distribution model and to obtain an assessment instrument that meets valid and reliable criteria. This type of research is Research and Development. Development procedure In this study using the ADDIE development model (Analysis, Design, Development, Implementation, Evaluation). In the first stage the researcher conducted a preliminary analysis, the second stage the researcher designed the instrument, the third stage the researcher developed and determined the instrument, the fourth stage the researcher distributed the instrument and the fifth stage the researcher analyzed the results by testing the validity and reliability. The results of this study indicate that the instrument is valid and reliable with a reliability level of 0.587. community empowerment instrument with a total of 35 instrument points and 4 indicators that have been tested to be valid and reliable
Pengaruh Modal dan Daya Beli Masyarakat Terhadap Pendapatan UMKM Pada Masa Pandemi di Desa Munjul Blok Pesantren Siti Kholifatul Jannah; Moh. Mabruri Faozi; Abdul Aziz
Co-Value : Jurnal Ekonomi, Koperasi & Kewirausahaan Vol. 13 No. 3 (2022): Co-Value : Jurnal Ekonomi, Koperasi, & Kewirausahaan
Publisher : Program Studi Manajemen Institut Manajemen Koperasi Indonesia Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36418/covalue.v11i1.1976

Abstract

Latar belakang: Modal merupakan faktor yang mempunyai peranan yang cukup penting dalam proses produksi. Besar kecilnya modal yang dipergunakan dalam usaha tentunya akan berpengaruh terhadap pendapatan yang diperoleh. Namun, sejak merebaknya virus corona atau yang dikenal dengan pandemi covid-19 terjadilah penurunan omzet pelaku UMKM yang signifikan dikarenakan daya beli masyarakat yang kian mengalami penurunan. Tujuan penelitian: Tujuan dari penelitian ini untuk mengetahui pengaruh modal terhadap pendapatan UMKM pada masa pandemi di Desa Munjul Blok Pesantren Kabupaten Cirebon, untuk mengetahui pengaruh daya beli masyarakat terhadap pendapatan UMKM pada masa pandemi di Desa Munjul Blok Pesantren Kabupaten Cirebon, untuk mengetahui pengaruh modal dan daya beli masyarakat secara bersama-sama terhadap pendapatan UMKM pada masa pandemi di Desa Munjul Blok Pesantren Kabupaten Cirebon. Penelitian ini menggunakan pendekatan kuantitatif Metode penelitian: Metode kuantitatif, data yang diperoleh dari penyebaran angket. Data yang diperoleh dianalisis dengan menggunakan uji validitas, uji realibilitas, uji normalitas, uji heteroskedastisitas, uji multikolinearitas, uji regresi linear berganda, uji t, uji F, dan uji koefisien determinasi. Hasil penelitian: variabel modal berpengaruh signifikan terhadap pendapatan UMKM, hal ini dibuktikan dari nilai nilai t hitung > dari t tabel yaitu 2,454 > 2,018 dan nilai sig 0,018 < 0,05. Variabel daya beli masyarakat berpengaruh signifikan terhadap pendapatan UMKM, hal ini dibuktikan dari nilai t hitung > t tabel yaitu 2,660 > 2,018 dan nilai sig 0,011 < 0,05. Kemudian variabel modal dan daya beli masyarakat bersama-sama berpengaruh signifikan terhadap pendapatan UMKM dengan hasil F hitung > F tabel yaitu sebesar 5,117 > 3,23 dan nilai sig 0,05 < 0,010. Hasil uji koefisien determinasi diperoleh perhitungan sebesar 19,6% dan sisanya 80,4% dipengaruhi oleh variabel lain. Kesimpulan: Modal dan daya beli masyarakat berpengaruh terhadap pendapatan UMKM pada masa pandemi di desa Munjul blok Pesantren.
Analysis of Factors Affecting State Revenue Receipts From the Taxation Sector Wanti Ernawati; Abdul Aziz; Jaya Mualimin
Journal of Finance and Business Digital Vol. 1 No. 3 (2022): September 2022
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1210.674 KB) | DOI: 10.55927/jfbd.v1i3.1316

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State revenues reflected in the APBN can be understood as total state financial revenues. This study aims to describe state revenues from the tax sector. The research method uses explanations from secondary data sources, especially from BPS. The conclusion obtained is that domestic tax revenues sourced from income tax, value added tax and income tax on luxury goods, land and building taxes, excise and other taxes have a direct effect on state financial revenues. The second international trade tax still does not make a significant contribution even though the import duty tax revenue is quite good, and the export tax is still not significant. The contribution of overall tax revenue in Indonesia to state finances is very high.
Knowing the Figure of KH. Munawar Al Badri Sang Paku Bumi, Da'wah Fighters from the North Coast Jaya Mualimin; Abdul Aziz; Nursyamsiah; Abdul Ghofar; Abu Hasan Mubarok
Jurnal Pengabdian Masyarakat Bestari Vol. 1 No. 7 (2022): October 2022
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/jpmb.v1i7.1450

Abstract

Every struggle of the ulama/kyai must have obstacles, obstacles and challenges, although relatively different but in principle the same, namely amar ma'rûf nahy munkar. KH. Munawar bin Kyai Badriyah bin Kyai Sarbian the originator and initiator of Islamic syi'ar broadcasters in the past Grinting era (1965s) known as Grinting is a black of culture, the village was left behind after being made aware of the importance of education, especially religious education in the 20s years later now different, advanced, high achievers and religious. It even became the village with the best educational participation rate. Through a qualitative approach with a narrative model and historical, descriptive, and literature methods. Success in spreading the mission of Islamic boarding school with its three teaching materials, namely reading the Qur'an, understanding tajwid and having good morals contributed to the millennial era, including in initiating Jam'iyah, and madrasa education.
AGAMA DAN SOLIDARITAS SOSIAL DI ERA INDUSTRI 4.0 DAN MASYARAKAT 5.0 Abdul Aziz; Halimatus Sa'diyyah; Abu Hasan Mubarok; Kukuh Wibowo; Adistia Octaliadi; Kania Soraya; Karkus Mehan; Suryo Dwi Pranoto
LISAN AL-HAL: Jurnal Pengembangan Pemikiran dan Kebudayaan Vol. 16 No. 2 (2022): DESEMBER
Publisher : LP2M Universitas Ibrahimy

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (448.688 KB) | DOI: 10.35316/lisanalhal.v16i2.295-314

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This article aims to examine the phenomenon of religion and social solidarity in digital technology innovation on internet platforms where there are many oblique responses to religion which in the future are considered less attractive and the number of adherents and followers is certain to decrease, especially the millennial generation. Meanwhile, social solidarity that is formed in acts of mutual help and friendship is not directly related to religion, but because these traditions and culture have become the legacy of previous generations. Therefore, it is worth studying in depth in this paper by using a qualitative paradigm approach and exploratory descriptive analysis methods by reviewing related literature. The results found that the existence of Internet technology and other devices makes it easier for religions and their adherents to carry out worship practices by their religious orders, such as online hospitality and helping each other quickly respond through digital networks. Post-secularization religious awareness increased because alienation in the era of disruption made the spiritual void need to be filled with religious values.