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All Journal Al-Ahwal: Jurnal Hukum Keluarga Islam Al-Ahkam: Jurnal Ilmu Syari'ah dan Hukum Al-Mustashfa Jurnal Ekonomi Islam Tawazun: Journal of Sharia Economic Law Recital Review El-Usrah: Jurnal Hukum Keluarga Al-Manahij : Jurnal Kajian Hukum Islam Legal Protection for the Partnership Agreement Parties Jurnal Ekonomi Islam Journal of Sharia Tourism and Hospitality
Afif Muamar
IAIN Syekh Nurjati Cirebon
Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences Other

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DIFERENSIASI DAN TINGKAT PEMAHAMAN PRODUK, SERTA KUALITAS SUMBER DAYA MANUSIA ATAS KEPUTUSAN NASABAH PERBANKAN SYARIAH Khasanah, Uswatun; Muamar, Afif
Jurnal Ekonomi Islam Vol 10 No 2 (2019): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof Dr Hamka

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (601.251 KB)

Abstract

The greater growth of the banking industry creates increasingly fierce competition between the sharia banking industry so that it will make consumers have many alternative choices before deciding which bank to aim for sharia banking transactions. This study aims to reveal the level of understanding of the quality of human resources of customers to customer decisions, the perception of product differentiation of customer decisions. This study uses qualitative research, data collected by interview, observation, documentation and then analyzed using a descriptive analysis method. The results of the study prove the customer's perception of product differentiation, the level of product understanding, and the quality of human resources have a positive influence on customer decisions in Islamic Banking. This means that according to consumers the three components are considered important when using services in Islamic Banking. Keywords: Products, Quality of Human Resources, Customer Decisions
Strategi Pemasaran Pembiayaan Arrum Haji Dalam Meningkatakan Jumlah Nasabah di Unit Pegadaian Syariah (UPS) Cirebon Bisnis Center Fajrin, Oktavia; Muamar, Afif
TAWAZUN : Journal of Sharia Economic Law Vol 2, No 2 (2019): Tawazun: Journal of Sharia Economic Law
Publisher : Sharia Faculty Islamic Economic Law Study Department

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/tawazun.v2i2.6095

Abstract

Hajj Financing for Micro Business (Arrum) Hajj in Pegadaian Syariah is relatively new, because this product was only launched in 2016. For this new product an introduction is needed to be able to attract the interest of the community. Therefore, this study aims to determine marketing strategies, the mechanism of Arrum Hajj financing registration, and to determine customer responses to Arrum Hajj products at the Pegadaian Syariah Cirebon Business Center. This study used a qualitative method with a descriptive analytical approach, and this research resulted in a marketing strategy conducted by the CBC Sharia Pawnshop Unit using a 4p strategy, namely Product, Price, Place, and Promotion. The results of this study found that the price and place strategy had been determined by the head office and the Pegaadian Sharia branch office. While the product strategy has been going very well, by providing services and comfort, as well as promotion strategies carried out by sharia pawnshops are quite diverse such as holding seminars, socialization, cross selling techniques and so on. Hajj arrum registration mechanism is in accordance with existing procedures. And the response given by Arrum Hajj financing customers is very good, because with the availability of Arrum Hajj products can ease the burden on customers and can quickly get a portion of Hajj.
Standarisasi Halal Majelis Ulama Indonesia dalam Penyembelihan Ayam di Desa Kertawinangun Cirebon Muamar, Afif; Jumena, Juju
Al-Ahkam Jurnal Ilmu Syari’ah dan Hukum Vol 5, No 1 (2020): Al-Ahkam: Jurnal Ilmu Syari'ah dan Hukum
Publisher : IAIN Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/al-ahkam.v5i1.2165

Abstract

AbstractThis study aims to determine the process of slaughtering broilers in the village of Kertawinangun and the process of slaughtering according to the the Indonesian Ulema Council standard. This research is descriptive-analytical using qualitative methods. This research resulted in three things, first, the method of slaughtering and processing stages of broilers grouped into three stages, namely the stages in the preparation of chickens, slaughtering, and processing of chickens. And secondly, several factors influence consumer behavior related to halal slaughter, namely; 1) Cultural Factors, namely human behavior is largely determined by the culture that surrounds it, and its influence will always change every time by the times. 2) Social factors include family groups and role models. 3) Personal factors consisting of age and stages of the life cycle, economic conditions, lifestyle, and personality.
PELAYANAN SYARIAH LINKAJA PADA EKOSISTEM KEISLAMAN DI KOTA CIREBON DALAM PERSPEKTIF HUKUM ISLAM Muamar, Afif; Aziz, Abdul; Wasman, Wasman; Lusiana, Nisa
Al-Mustashfa: Jurnal Penelitian Hukum Ekonomi Syariah Vol 6, No 1 (2021)
Publisher : IAIN Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/jm.v6i1.8361

Abstract

Layanan Syariah LinkAja mengedepankan tiga kategori utama produk layanan syariah yaitu ekosistem Zakat, Infak, Sedekah, dan Wakaf, pemberdayaan ekonomi berbasis masjid serta digitalisasi pesantren dan usaha mikro, kecil, dan menengah. Melihat mayoritas masyarakatnya beraga Islam, dan terdapat banyak lembaga keagamaan membuat Kota Cirebon menjadi sasaran perluasan Layanan Syariah LinkAja. Penelitian ini menggunakan metode penelitian kualitatif, data yang dikumpulkan dengan cara wawancara, observasi, dokumentasai kemudian dianalisis dengan metode deskriptif analisis. Adapun hasil dari penelitian ini: Transaksi melalui Layanan Syariah LinkAja khususnya di Kota Cirebon tentu diperbolehkan apabila menggunakan prinsip syariah. Akad qardh adalah yang paling mendekati dalam top-up LinkAja Syariah. Layanan Syariah LinkAja menggunakan akad qardh yaitu customer LinkAja Syariah memberikan kepada pihak LinkAja Syariah dalam hal ini disebut top-up dan pihak LinkAja Syariah tidak mempergunakan uang tersebut, hanya menyimpan dan dapat dikembalikan ke customer kapan saja dalam bentuk yang sama.Kata Kunci: Layanan Syariah LinkAja, Ekosistem Keislaman, dan Hukum Islam
Family and Creative Economy in Sunan Gunung Djati Religious Tourism Area, Cirebon, Indonesia Muamar, Afif; Rijal, Syamsul; Faozi, Moh. Mabruri; Mahfudin, Mahfudin; Tohayudin, Tohayudin
El-Usrah: Jurnal Hukum Keluarga Vol 7, No 1 (2024): EL-USRAH: Jurnal Hukum Keluarga
Publisher : Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/ujhk.v7i1.21987

Abstract

This study aims to determine efforts to create a harmonious family, to identify activities, and to determine the factors that influence the income level of creative economy actors. This study employed a qualitative approach to examine the role of families in the creative economy and minimize business weaknesses and factors that influence the income of around 350 service and business sectors. This study found that first, efforts to create a harmonious life for creative economy actors, namely creating household conditions that are communicative and warm, as well as instilling an attitude of acceptance and instilling a sense of trust in married couples. Second, tourism is a labor-intensive sector that includes services and the business world. Third, the main factors that influence the level of creative economy income are internal and external factors. This research provides new insights into a comprehensive review of the family and creative economy of religious tourism at the Sunan Gunung Djati Cemetery, Cirebon.
Economic existence of home industry worker families in a positive law perspective Muamar, Afif; Nurkhaerani, Ema; Inayah, Iin
Al-Mustashfa: Jurnal Penelitian Hukum Ekonomi Syariah Vol 9, No 1 (2024)
Publisher : IAIN Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/jm.v9i1.17277

Abstract

The employment absorption by the Sukarasa Keripik Kaca home industry in Tenjolaya Hamlet, Kertayasa Village, Cijulang District, Pangandaran Regency needs to be further examined from the perspective of positive law. The aim is to understand the existence of the Sukarasa Keripik Kaca home industry in absorbing local labor and to review the positive legal perspective on the employment absorption system in enhancing community income in Kertayasa Village, Cijulang District, Pangandaran Regency. This research is classified as qualitative research, and the data collection techniques used were interviews, observation, and documentation. The research results show that the Sukarasa Keripik Kaca home industry continues to operate to this day. A total of 8 workers have been absorbed. Based on the review of Law Number 13 of 2003 concerning Manpower, the employment absorption system is appropriate as there is no discriminatory treatment. The application of the Regional Minimum Wage applies to companies with a minimum of 20 workers. Since the Sukarasa Keripik Kaca home industry only has 8 workers, the wages provided are appropriate.Keywords: Family Economy, Home Industry, Sukarasa Keripik Kaca, Positive Law.
Legal Age for Marriage: SDGs and Maslahah Perspectives in Legal Policy Change in Indonesia Setyawan, Edy; Huda, Muhammad Chairul; Muamar, Afif; Sukardi, Didi; Pangestu, Muhammad Feby Ridho
Al-Manahij: Jurnal Kajian Hukum Islam Vol. 17 No. 2 (2023)
Publisher : Sharia Faculty of State Islamic University of Prof. K.H. Saifuddin Zuhri, Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/mnh.v17i2.9506

Abstract

This research aims to identify the impact of the change in legal policy on the protection of human rights and gender equality. This research analyzes the relationship between the aspects influencing legal changes regarding the legal age of marriage in Indonesia from a gender perspective and the SDGs. This study employed a qualitative approach that is based on library research to identify the impact of changes in legal policy. This study also used a juridical approach to capture an overview of Indonesian family law policies as stipulated in the Law Number 16 of 2019 with maslahah theory and Philipus M. Hadjon’s theory of legal protection as the analytical framework. The research results: First, it was found that the issue of the minimum legal age of marriage is part of the legal discovery area, which resulted in the emergence of Law Number 16 of 2019. Second, the gender movement in Indonesia has played a significant role in changing the paradigm of family law towards a more progressive view and a more protective to women’s rights. The integration of Hadjon’s theory of legal protection strengthens the analysis of the impact of changing legal policies on individual rights and gender equality.
Digital Transformation of Cooperative Legal Entities in Indonesia Sukardi, Didi; Hafizd, Jefik Zulfikar; Muamar, Afif; Hamamah, Fatin; Royani, Esti; Sobirov, Babur
Al-Risalah Vol 24 No 2 (2024): December 2024
Publisher : Fakultas Syariah UIN Sulthan Thaha Saifuddin Jambi, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/alrisalah.v24i2.1563

Abstract

Abstract: This article captures the implementation of cooperative legal entities that are still conventional toward digital transformation, considering significant changes in the world. This study aims to describe how to strengthen the role of cooperatives as a pillar of the Indonesian economy, the legal basis for digital transformation, and the digital transformation of legal entity cooperatives in Indonesia. The findings show that transforming the cooperative business model into a digital basis is necessary. Cooperatives can obtain a vast market share by using tools such as website companies, social media, marketplace, and paid online advertising. The legal basis for business transformation from conventional to electronic-based models already exists. Cooperative legal entities can conduct business activities by utilizing digital technology for various activities such as administration, marketing via internet media, advertising using third parties such as Facebook Ads or Google Ads, selling products through online stores, analyzing business trends in the community, building relationships with more parties through social media, member meetings using video call applications, and many more that can be utilized. With the G20 forum, opportunities to expand business to various countries need to be used optimally by cooperatives in Indonesia. Keywords: Digital, Legal Entities, and Cooperatives.
Perspektif Fatwa DSN MUI No. 108/DSN-MUI/X/2016 Tentang Pedoman Penyelenggaraan Pariwisata berdasarkan Prinsip Syariah Terhadap Strategi Pengembangan Petilasan Sunan Kalijaga Kota Cirebon Rodiah, Ayu; Muamar, Afif; Saefullah, Asep
Journal of Sharia Tourism and Hospitality Vol. 2 No. 2 (2024): Journal of Sharia Tourism and Hospitality
Publisher : Department of Sharia Tourism, Faculty of Islamic Economics and Business UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70095/jetour.v2i2.77

Abstract

Pariwisata dalam pandangan islam dimaknai sebagai wisata religi, yaitu kunjungan ke tempat ibadah untuk berziarah. Pariwisata syariah disini tidak hanya berfokuskan kepada objek saja tetapi pada fasilitas dan sebagainya. Objek pariwisata syariah juga tidak hanya bernuansakan islam seperti masjid, makam, dan petilasan. Akan tetapi, pariwisata syariah bisa berupa wisata alam, wisata budaya maupun wisata buatan yang keseluruhannya terdapat nilai-nilai keislaman. Penelitian ini bertujuan untuk mengetahui strategi pengembangan pada Petilasan Sunan kalijaga Kota Cirebon perspektif Fatwa DSN MUI, dalam hal ini peneliti mengambil objek penelitiannya adalah pihak pengelola, pengunjung, pedagang, tukang parkir, ketua Rt sekitar objek wisata dan supir bus. Penelitian ini menggunakan metode kualitatif. Teknik pengumpulan data dengan cara observasi, wawancara dan dokumentasi. Berdasarkan hasil penelitian, strategi pengembangan yang dilakukan Petilasan Sunan Kalijaga adalah dengan mengembangkan atraksi (attraction), aksebilitas (accessibility), fasilitas (amenities), akomodasi (accomation) dan sapta pesona. Sumber daya manusia memiliki peran yang sangat penting dalam suatu pengembangan untuk menjaga dan mengelolanya. Hal ini beratikan manusia harus pandai dalam memanfaatkan peluang yang ada tersebut. Akan tetapi, sumber daya manusia disini justru menjadi faktor penghambat dalam menjalankan strategi pengembangan. Strategi pengembangan pada Petilasan Sunan Kalijaga sudah memenuhi kriteria yang terdapat dalam ketentuan-ketentua Fatwa DSN MUI.
KETENTUAN NASAB ANAK SAH, TIDAK SAH, DAN ANAK HASIL TEKNOLOGI REPRODUKSI BUATAN MANUSIA: antara UU Perkawinan dan Fikih Konvensional Muamar, Afif
Al-Ahwal: Jurnal Hukum Keluarga Islam Vol. 6 No. 1 (2013)
Publisher : Universitas Islam Negeri (UIN) Sunan Kalijaga Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/ahwal.2013.06104

Abstract

The aim of marriage is for procreation, but the validity of the marriage itself also participating to determine the validity of the birth of children nasab later. Along with the times that any Islamic family law in Indonesia has undergone many changes. Because of that provision nasab legitimate child, illegitimate child of reproductive technology and man-made law was not immune from the effects of changes there. To respond this issue, it should be used instead of a reference source is limited to conventional Fiqh books, it means that it is ontinues logic of the completed product of what is called as “Islamic law”. Therefore, the Indonesian regulation—such as Law of Marriage No.1 (1974) and the Islamic Law Compilation—are the major references in answering the roblems, it certainly lead to unrest in the community on legal certainty.[Salah satu tujuan perkawinan adalah untuk memperoleh keturunan, akan tetapi keabsahan perkawinan itu sendiri juga turut serta dalam menentukan keabsahan nasab anak yang dilahirkannya nanti. Seiring dengan perkembangan zaman yang terjadi, hukum Keluarga Islam di Indonesia telah banyak mengalami perubahan. Karena itu, ketentuan nasab anak sah, tidak sah, dan anak hasil teknologi reproduksi buatan manusia pun hukumnya tidak luput dari pengaruh perubahan yang ada. Untuk memberikan jawaban atas perkembangan masalah di atas, maka sudah seharusnya sumber rujukan yang dipergunakan bukan terbatas pada kitab-kitab Fikih Konvensional saja, yang notabene sebagaisuatu kelanjutan logis atau salah satu produk jadi dari apa yang sering disebut sebagai hukum Islam. Karena itu, peraturan hukum di Indonesia–seperti Undang-undang No. 1 Tahun 1974 tentang Perkawinan dan Kompilasi Hukum Islam (KHI)—juga harus menjadi rujukan utama dalam menjawab permasalahan yang bisa saja suatu saat menimbulkan keresahan di masyarakat mengenai kepastian hukumnya.]
Co-Authors Asep Saefullah Aziz, Abdul Edy Setyawan Esti Royani, Esti Fajrin, Oktavia Fatin Hamamah, Fatin Hafizd, Jefik Zulfikar Huda, Muhammad Chairul Inayah, Iin Juju Jumena, Juju Lusiana, Nisa Mahfudin Mahfudin, Mahfudin Moh. Mabruri Faozi, Moh. Mabruri Nurkhaerani, Ema Pangestu, Muhammad Feby Ridho Rodiah, Ayu Rohayati, Fadilah Sobirov, Babur Sukardi, Didi Syamsul Rijal Tohayudin, Tohayudin USWATUN KHASANAH Wasman, Wasman