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Execution of Fiduciary Guarantee at Consumer Finance Institutions Sundaru Guntur W; Ecbla Prihadyatama; Fredy Susanto
West Science Law and Human Rights Vol. 2 No. 03 (2024): West Science Law and Human Rights
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wslhr.v2i03.1073

Abstract

Motor vehicles are a staple need today, so that the existence of consumer finance companies is very much needed by the community, In addition, the high level of need for consumptive goods and the limited ability or purchasing power of most people to buy in cash make consumer finance institutions so much in demand by the community, so that consumer finance institutions (consumer finance) is quite active in supporting the business world in Indonesia, both for new motorcycles and for used motorcycle units as well as financing furniture and electronic goods. Consumer financing activities are carried out by providing installment payment options in accordance with the consumer's ability and long term. Problems arise when installment payments are delayed or even to the act of deliberately transferring the vehicle to another party without the approval of the financing institution. When this happens, the financing institution will finally look for its vehicle rather than looking for a debtor who will definitely not pay installments anymore, for that a third party called a debt collector appears who is invited to work together. The pros and cons of using third-party services are what make the author analyze in this study, because often the use of third-party services will also cause new problems.
Analisis Perbandingan Swing Arm Original Dengan Bahan Aluminium Paduan Pada Motor Vario 125CC Alfiq Adi Mahsu; Farid Majedi; Fredy Susanto
ULIL ALBAB : Jurnal Ilmiah Multidisiplin Vol. 3 No. 8: Juli 2024
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/jim.v3i8.4331

Abstract

Penelitian ini bertujuan untuk mengetahui, menjelaskan, dan membandingkan swing arm original dengan yang berbahan aluminium paduan pada motor Vario 125CC. Analisis mencakup kekuatan tarik, bending, impact, performa pembebanan statis menggunakan Solidworks, serta pengujian jalan sejauh 1 km. Selain itu, penelitian ini juga mencakup analisis bobot dan harga dari ketiga jenis swing arm. Menggunakan metode R&D, uji simulasi kekuatan dilakukan dengan Solidworks 2016 dan direalisasikan menjadi produk menggunakan bahan AISI 4340, Aluminium 6061, dan Aluminium 7075. Hasil penelitian menunjukkan bahwa kekuatan tarik terbaik diperoleh oleh Aluminium 6061 dengan 1,84 N/mm² dan hasil simulasi Solidworks sebesar 1,807 N/mm² serta regangan 1%. Kekuatan bending terbaik dicapai oleh AISI 4340 dengan 52,78 N/mm² dan tegangan simulasi Solidworks sebesar 494,6 N/mm². Kekuatan impact terbaik juga diperoleh AISI 4340 dengan 1,08 J/mm². Performa pembebanan statis dan uji jalan terbaik diperoleh Aluminium 7075 dengan tegangan statis 5,623e-006 N/mm² dan faktor keamanan 21. Dalam uji jalan 1 km, tidak ada produk swing arm yang mengalami perpanjangan atau perubahan dimensi, hanya penurunan ground clearance kurang dari 1 cm.