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All Journal Jurnal Online Mahasiswa (JOM) Bidang Ilmu Sosial dan Ilmu Politik Pendas : Jurnah Ilmiah Pendidikan Dasar JPT : JURNAL PROTEKSI TANAMAN (JOURNAL OF PLANT PROTECTION) Manuju : Malahayati Nursing Journal Jurnal Analis Farmasi GOVERNANCE: Jurnal Ilmiah Kajian Politik Lokal dan Pembangunan JAF (Jurnal Analis Farmasi) International Journal of Social Science, Educational, Economics, Agriculture Research, and Technology (IJSET) Jurnal Ilmiah Perlindungan dan Pemberdayaan Sosial (Lindayasos) Populer: Jurnal Penelitian Mahasiswa JURNAL PARADIGMA: Journal of Sociology Research and Education Jurnal Sains dan Informatika : Research of Science and Informatic Journal Of Informatics And Busisnes Cendikia Pendidikan Liberosis: Jurnal Psikologi dan Bimbingan Konseling Jurnal Pengabdian Masyarakat dan Riset Pendidikan Jurnal Pengabdian Masyarakat Indonesia (JPMI) Environmental Science Journal (esjo) Edu Geography Jurnal Psikologi Atribusi: Jurnal Pengabdian Masyarakat
Putri Anggraini
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Journal : GOVERNANCE: Jurnal Ilmiah Kajian Politik Lokal dan Pembangunan

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ANALISIS MEKANISME RESTRUKTURISASI DALAM PENYELESAIAN PEMBIAYAAN BERMASALAH PADA BANK SUMUT KCP SYARIAH RANTAUPRAPAT Putri Anggraini; Muhammad Ali Al Ihsan; Ritonga, Mulkan
GOVERNANCE: Jurnal Ilmiah Kajian Politik Lokal dan Pembangunan Vol. 11 No. 4 (2025): 2025 Juni
Publisher : Lembaga Kajian Ilmu Sosial dan Politik (LKISPOL)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56015/gjikplp.v11i4.407

Abstract

This study aims to analyze the restructuring mechanism in the settlement of non-performing financing at Bank Sumut KCP Syariah Rantauprapat This research uses a qualitative method to collect and analyze data. The primary data source was obtained directly from the research location at Bank Sumut KCP Syariah Rantauprapat. In addition, secondary data is also collected in the form of documents. Data collection was carried out through three methods, namely observation, interviews, and document studies. Thus, this study can obtain a more complete and accurate picture of the phenomenon being studied. The results of the study show that Bank Sumut KCP Syariah Rantauprapat has implemented a restructuring mechanism in accordance with the principles stipulated in Bank Indonesia Regulation (PBI) No. 10/18/PBI/2008 and the circular letter of the board of directors No. 092/Dir/DUSy-PuiB/SE/2019. This mechanism includes three main principles, namely rescheduling, reconditioning, and restructuring. Thus, Bank Sumut KCP Syariah Rantauprapat has shown a commitment to resolving problematic financing in an effective manner and in accordance with applicable regulations. The implementation of this restructuring has proven to be effective in reducing the level of non-performing financing. The main obstacles in the restructuring process are administrative completeness and difficulties in reaching customers who have changed domiciles.
Co-Authors Abel Ratino Ade Maria Ulfa Adistya, Adistya Afahlul Nur Faizin Aisyah Az-Zahro Alan Sigit Fibrianto Amaliah Fitriani Arzila Putri Aufa Ema Pradini Budi Sarasati Bunga Septian Della Angelia Devi Tri Lestari Devina Shamara Diana Prorida Edowardo Reyhan Edowardo Reyhan Rohmaddani Efni Noor Salam Eva Maulidia Farah Audifa Refia Fardhani, Indra Fiki Fauzuna Humam Farhan Aziz Ita Emilia Ivan Fahrozi Jihan Chandra Hesti Rahayu Lani Pranesti Liani Ardila Lidia Rasmah Kitanta Br GInting Luhung Achmad Perguna, Luhung Achmad Moch Al Irsyad Muhamad Bathi Zannethi Muhammad Ali Al Ihsan Mukhtar Mukhtar Nabila Utami Nia Arbiah Lubis Nowita Ayu Sokawati Nurhaswinda Nursaiyana Okti Valensi Parida Hanum Pingkan Visionari Prasetyaningtyas Primadiamanti, Annisa Putri Anjani Rahayu Putri Arifiana Renita Astri Rindani Nur Adma Rini Mardiana Ritonga, Mulkan Rizki Ananda Rusi Ulfa Hasanah Suci Dahlia Narpila Sularno Sumarni Sumarni Supriyadi, Tugimin Timorora Sandha Perdhana Titis Titis Trisya Anjani Virdiana Intan Ardhiyanti Widya Yantu Ujung Wijdan Daffa Yulia Fitriani Zulfahmi Zulfahmi Zulfan