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Schemes and Procedures of People’s Business Credit Financing through Murabaha Agreements at Bank Syariah Indonesia Blangpidie Karmila, Karmila; Mahdani, Said
Jurnal Ilmiah Manajemen Kesatuan Vol. 11 No. 3 (2023): JIMKES Edisi Desember 2023
Publisher : LPPM Institut Bisnis dan Informatika Kesatuan

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Abstract

This research was conducted at Bank Syariah Indonesia (BSI) Blangpidie Branch Office with the objective of exploring the implementation of People’s Business Credit Financing with Murabaha agreements using qualitative research methods. Data collection methods included participant observation and interviews, while data analysis techniques comprised data reduction and inference (validation). The research findings indicate that the application of small financing of KUR (Kredit Usaha Rakyat) financing at Bank Syariah Indonesia Branch Office has the potential to enhance economic growth within the community, particularly for micro, small, and medium-sized enterprises (MSMEs). This, in turn, can stimulate the local economy and assist the community in obtaining capital, contributing not only to the improvement of community welfare but also potentially increasing sales turnover for Bank Syariah Indonesia. The positive outcomes observed in the implementation of People’s Business Credit Financing with Murabaha agreements at Bank Syariah Indonesia Blangpidie Branch Office suggest the potential for broader adoption of Sharia-compliant financing models to support MSMEs. These findings underscore the importance of promoting Islamic financial instruments as a means to stimulate local economies.
The Role of Accounting Information Systems on the Quality of Financial Reports of the West Aceh District Land Office Said, M Ikbal; Mahdani, Said
Journal Boas : Business, Economics, Accounting And Management Vol. 1 No. 02 (2023): Journal Boas : Business, Economics, Accounting And Management
Publisher : Cattleya Darmaya Fortuna

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54209/boas.v1i02.149

Abstract

The purpose of this study was to determine the role of the accounting information system on the quality of the financial reports of the West Aceh District Land Office. This study uses a quantitative descriptive method. The population in this study were 15 employees of the West Aceh District Land Office who were taken by purposive sampling. This study uses primary data collected from questionnaires distributed to employees of the West Aceh District Land Office. The variables used consist of AIS (X) and the quality of financial reports, (Y). Then the data collected is analyzed using a method that is testing the coefficient of determination. The results of this study are that the role of SIA does not have a major impact on the quality of the financial reports of the West Aceh District Land Office.