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All Journal Jurnal Akuntansi Muhammadiyah Jurnal Pendidikan dan Konseling Jurnal Bisnis Dan Kajian Strategi Manajemen Ekombis: Jurnal Fakultas Ekonomi Akbis: Media Riset Akuntansi dan Bisnis Jurnal Ilmiah Manajemen Kesatuan Jurnal Ekonomika dan Bisnis SI-MEN (AKUNTANSI & MANAJEMEN) STIES JURNAL PENGABDIAN AGRO AND MARINE INDUSTRY Journal Boas : Business, Economics, Accounting And Management Indonesia Berdampak: Jurnal Pengabdian Kepada Masyarakat
Said Mahdani
Universitas Teuku Umar
Agriculture, Biological Sciences & Forestry Humanities Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Mathematics Social Sciences Other

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Schemes and Procedures of People’s Business Credit Financing through Murabaha Agreements at Bank Syariah Indonesia Blangpidie Karmila, Karmila; Mahdani, Said
Jurnal Ilmiah Manajemen Kesatuan Vol. 11 No. 3 (2023): JIMKES Edisi Desember 2023
Publisher : LPPM Institut Bisnis dan Informatika Kesatuan

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Abstract

This research was conducted at Bank Syariah Indonesia (BSI) Blangpidie Branch Office with the objective of exploring the implementation of People’s Business Credit Financing with Murabaha agreements using qualitative research methods. Data collection methods included participant observation and interviews, while data analysis techniques comprised data reduction and inference (validation). The research findings indicate that the application of small financing of KUR (Kredit Usaha Rakyat) financing at Bank Syariah Indonesia Branch Office has the potential to enhance economic growth within the community, particularly for micro, small, and medium-sized enterprises (MSMEs). This, in turn, can stimulate the local economy and assist the community in obtaining capital, contributing not only to the improvement of community welfare but also potentially increasing sales turnover for Bank Syariah Indonesia. The positive outcomes observed in the implementation of People’s Business Credit Financing with Murabaha agreements at Bank Syariah Indonesia Blangpidie Branch Office suggest the potential for broader adoption of Sharia-compliant financing models to support MSMEs. These findings underscore the importance of promoting Islamic financial instruments as a means to stimulate local economies.
The Role of Accounting Information Systems on the Quality of Financial Reports of the West Aceh District Land Office Said, M Ikbal; Mahdani, Said
Journal Boas : Business, Economics, Accounting And Management Vol. 1 No. 02 (2023): Journal Boas : Business, Economics, Accounting And Management
Publisher : Cattleya Darmaya Fortuna

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54209/boas.v1i02.149

Abstract

The purpose of this study was to determine the role of the accounting information system on the quality of the financial reports of the West Aceh District Land Office. This study uses a quantitative descriptive method. The population in this study were 15 employees of the West Aceh District Land Office who were taken by purposive sampling. This study uses primary data collected from questionnaires distributed to employees of the West Aceh District Land Office. The variables used consist of AIS (X) and the quality of financial reports, (Y). Then the data collected is analyzed using a method that is testing the coefficient of determination. The results of this study are that the role of SIA does not have a major impact on the quality of the financial reports of the West Aceh District Land Office.
Peningkatan Literasi Kemiskinan Energi dan Efisiensi Pengeluaran Rumah Tangga Miskin: Pengabdian di Desa Alue Waki Kecamatan Darul Makmur Kabupaten Nagan Raya Sailal Arimi; Harmaini Harmaini; Yasrizal Yasrizal; Mahrizal Mahrizal; Said Mahdani; Sudarman Sudarman; Zuhrizal Fadhly
Indonesia Berdampak: Jurnal Pengabdian kepada Masyarakat Vol. 1 No. 2 (2025): JULI-DESEMBER
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/b4jh6353

Abstract

The phenomenon of rural poverty in Indonesia has a strong correlation with limited human capital capacity. The energy literacy deficit that arises from low educational background exacerbates economic vulnerability through inflated household energy consumption costs. This community service aims to increase the capacity of poor households in Alue Waki Village, Darul Makmur District, by strengthening energy poverty literacy based on P3KE (Purpose of Accelerating the Elimination of Extreme Poverty) microdata. The implementation method uses a participatory educational approach that includes counseling on energy-saving habits and technical demonstrations of energy expenditure efficiency to 35 poor household heads. Evaluation of the impact of this service is measured using pre-test and post-test instruments to see changes in knowledge and behavioral intentions. The results of the activity show an accumulative increase in community capacity of 73.1%, with a surge in self-confidence in adopting modern energy technology reaching 97.1%. Economically, this increase in literacy results in potential energy cost savings (projected) of 13.2%, or a decrease from an average of Rp193,500 to an estimated Rp168,000 per month if efficient behavior patterns are consistently implemented. This figure reflects the fiscal space available for poor households to allocate for children's nutrition and education needs. This community service concludes that human capital intervention through energy literacy education is a rational strategy for fostering economic independence for target households.      
Co-Authors Asraldi Barus Banta Karollah Cici Darmayanti Cut Sri Deliana Devi Agustia Diana Puspita Harmaini Harmaini Ikhsan Ikhsan Jalil, Ivon karmila karmila Leli Putri Ansari Mahrizal Mahrizal Marlisa Marlisa Mila Rahmawati Nugroho, Yoga Nur Peunawa Risnafitri, Hafizhah Said, M Ikbal Sailal Arimi SOUFYAN, DARA ANGREKA Sudarman Sudarman Thamitha Intassar Husen Wahyuningsih, Yayuk Eko Yasrizal Yoyon Safrianto Zuhrizal Fadhly