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Akad Bank Syariah Ichsan, Nurul
Asy-Syir'ah: Jurnal Ilmu Syari'ah dan Hukum Vol 50 No 2 (2016)
Publisher : UINSunan Kalijaga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/ajish.v50i2.237

Abstract

Tulisan ini berkenaan dengan akad akad yang digunakan dalam operasional perbankan syariah dimana terdapat dua akad pokok yaitu akad tabarru’ dan akad tijari. Akad tabarru’ adalah akad akad yang tidak mengandung unsur keuntungan atau balasan berupa uang atau hal lain, sedangkan akad tijari adalah akad yang mengharuskan pihak lain membayar baik berupa uang ataupun lainnya. Akad tabarru’ maupun tijari ini keduanya kemudian terbagi atas berbagai macam akad yang kemudiannya dimodifikasi sehingga dapat digunakan di dalam transaksi perbankan modern. Akad ini digunakan secara luas baik itu untuk produk pinjaman, kredit, mapun jasa, sehingga dalam operasional perbankan syariah diharapkan dapat sesuai dengan syariah dan menghindari unsur riba, garar dan maisir.
Determinants of Paying Zakat Through E-Zakat in Tarakan Ichsan, Nurul; Fuadiyah, Hilmatul
Signifikan: Jurnal Ilmu Ekonomi Vol. 13 No. 1 (2024)
Publisher : Faculty of Economic and Business, Universitas Islam Negeri Syarif Hidayatullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/sjie.v13i1.40942

Abstract

Research Originality: The existence of adequate infrastructure, especially in the Tarakan City area, makes the author utilize the integration of the conceptual approaches of the Technology Acceptance Model and the Theory of Planned Research Objectives: This study aims to analyze the influence of variables from the Technology Acceptance Model (TAM) theory and the Theory of Planned Behavior (TPB) on the interest in paying zakat, infaq, and alms through e-zakat.Research Methods: This study uses primary data from the distribution of questionnaires using the purposive sampling method with 111 respondents who are Muslim and domiciled in Tarakan City. The research method is the Structural Equation Model (SEM) Partial Least Square (PLS) approach.Empirical Results: The results obtained that attitudes and behavioral control have a significant influence on the interest in use, while the perception of usefulness, perception of ease, and subjective norms do not have a significant influence on the interest in paying zakat, infaq, and alms through e -zakat.Implications: The community still feels comfortable and easy to pay ZIS directly and the presence of people close to them or the surrounding environment has not fully provided confidence to the Muslim community of Tarakan City to use e-zakat as a payment service.JEL Classification: H71, H76, Q53