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Journal : Jurnal Scientia

Improving Investment Understanding For Millennial Generation Through Digital Teaching Media Innovation Wijaya, Bagus Kusuma; Radhitya, Made Leo; Suandana, Ni Putu Widantari
Jurnal Scientia Vol. 13 No. 03 (2024): Education and Sosial science, June - August 2024
Publisher : Sean Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58471/scientia.v13i03.2520

Abstract

This research explores the low financial literacy among millennials despite their dominance in the use of information technology. Various surveys show that most millennials cannot answer basic questions about finance and investment correctly, indicating an urgent need to improve financial and investment literacy. This lack of understanding of investment instruments and financial strategies negatively impacts their financial stability. Initial questionnaire results from 30 students showed that 70% felt unfamiliar with investments, while 30% felt familiar. In addition, students were most familiar with stocks (40%), followed by mutual funds (30%), cryptocurrencies (15%), and bonds (10%). The study also found that investment literacy and education activities can increase millennials' understanding and motivation to invest. Technology plays an important role in financial education, with well-designed digital learning media, such as e-books and other digital tools, significantly improving learning outcomes. Recommendations from this research include the provision of interactive and fun teaching materials that are easily accessible through digital media, covering the introduction of basic investment concepts, long-term returns, practical guidance on starting an investment, and risk management. This research emphasizes the importance of greater financial education and literacy efforts to empower millennials to manage their finances more effectively and wisely.
Analysis Of Optimising Cooperative Performance Through Digital-Based Reporting Management System Suandana, Ni Putu Widantari; Sandhiyasa, I Made Subrata; Aditama, Putu Wirayudi; Adnyana, I Nyoman Widhi
Jurnal Scientia Vol. 13 No. 03 (2024): Education and Sosial science, June - August 2024
Publisher : Sean Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58471/scientia.v13i03.2521

Abstract

This research aims to examine the optimization of Cooperative performance through a digital-based reporting management system. The case study method is used to analyze user needs and design relevant system features. The needs analysis is useful in identifying constraints and needs in the current reporting system. Based on this analysis, features such as interactive dashboards, real-time reporting, digital financial management, and member management were designed and tested. The results show an increase in operational efficiency, transparency, and accountability of the cooperative. The implementation of this system successfully met user needs and improved the cooperative's performance