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All Journal Jurnal Ekonomi dan Bisnis Jagaditha FIAT JUSTISIA: Jurnal Ilmu Hukum Jurnal IUS (Kajian Hukum dan Keadilan) Jurnal Akta Jurnal Notariil KERTHA WICAKSANA Jurnal Konstruksi Hukum Jurnal Preferensi Hukum (JPH) Postgraduated Community Service Journal Law Doctoral Community Service Journal Jurnal Hukum dan Peradilan
I Wayan Sujana
Faculty Of Law, University Of Warmadewa
Humanities Economics, Econometrics & Finance Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Dillemas of Bad Loan Settlement of Village Credit Institution (Lembaga Perkreditan Desa) in The Covid-19 Pandemic Situation I Nyoman Sujana; Leonito Ribeiro
Jurnal IUS Kajian Hukum dan Keadilan Vol. 10 No. 2: August 2022 : Jurnal IUS Kajian Hukum dan Keadilan
Publisher : Magister of Law, Faculty of Law, University of Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/ius.v10i2.1104

Abstract

This paper analyzes the dilemma of resolving bad loans of the Village Credit Institution (LPD) in the Covid19 Pandemic Era. The focus of the study is the problems faced by the Village Credit Institution (LPD) in resolving bad loans in Bali Province during the COVID-19 pandemic era. This study was conducted because LPDs in Bali experienced difficulties in securing credit even though the collaterals or guarantees were imposed with a mortgage as well as a Fiduciary during the Covid 19 period. As an analytical device on the legal issues studied, the author applied the theory of the welfare state with a statutory approach, a conceptual approach, a sociological approach, and a case approach. Based on the results of the study, it is found that the settlement of bad loans at the LPD is in a dilemma. “Internally“ the LPD noticed that the debtors, members of the traditional village, are taking refuge behind the Covid-19 pandemic situation, and denied their obligations. In the collateral cases, even though Mortgage Rights have been imposed with a fiduciary, settlement is about to be carried out, it turns out to be controlled by a third party who is a member of the Customary Village to execute loan settlement through the expropriation of the collateral by execution parate. This type of action is not allowed based on the principles of Balinese customary law paras, parosegilikseguluk, sarpanayasabayantaka. In this case, the LPD should go back to court. Meanwhile, “externally” the economic atmosphere affected by the Covid-19 pandemic has not yet recovered. Therefore, LPD faces a difficult choice between settling bad loans to recover the cash flow of a company, and taking measures to save credit by rescheduling, restructuring, and reconditioning. This rescue measure has become a heavy burden for LPDs to fulfill their obligations to credit customers.
Penyelesaian Kredit Macet oleh BPR pada Pelelangan Melalui Acte De Command Ni Nyoman Santi Wulandari; I Nyoman Sujana; Ni Komang Arini Styawati
Jurnal Preferensi Hukum Vol. 4 No. 2 (2023): Jurnal Preferensi Hukum
Publisher : Warmadewa Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55637/jph.4.2.7145.177-181

Abstract

Artikel ini menganalisis mengenai Penyelesaian Kredit Macet oleh BPR Pada Pelelangan Melalui Acte De Command. Adapun yang menjadi fokus kajian pada artikel ini adalah pengaturan penyelesaian kredit macet melalui proses pelelangan dan penyelesaian kredit macet oleh BPR melalui proses lelang dengan memanfaatkan acte de command. Dengan menggunakan metode penelitian hukum Normatif, dan pendekatan perundang-undangan; pendekatan konseptual serta pendekatan kasus. Yang terdiri dari bahan hukum primer; sekunder; tersier. Dapat dipahami bahwa hasil dari penelitian ini adanya kekaburan norma dalam penegakan pembelian agunan oleh Bank yang terdapat pada Undang-Undang Perbankan Pasal 12 A ayat (1) tidak menyebutkan BPR menjadi peserta lelang namun dalam PMK 213/PMK.06/2020 tentang petunjuk pelaksanaan lelang Pasal 79 ayat (1) menyebutkan bahwa kreditur dapat membeli agunannya dalam pelaksanaan lelang. Disamping itu dapat diketahui bahwa dengan melalui Putusan MK No.102/PUU-XVIII/2020 menjelaskan secara rinci BPR menjadi peserta lelang dan hasil lelang tersebut dibukukan pada agunan yang diambil alih dengan acte de command yang memiliki kekuatan hukum tetap.
Legalitas Penguasaan Tanah Pesisir Pantai oleh Orang Asing Dalam Bisnis Kepariwisataan, Desa Adat Canggu, Kecamatan Kuta Utara, Kabupaten Badung Putu Ayu Sriasih Wesna; I Nyoman Sujana; I Wayan Kartika Jaya Utama
Postgraduated Community Service Journal Vol. 4 No. 2 (2023)
Publisher : Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/pcsj.4.2.2023.70-78

Abstract

This Community Service is focused on socializing the legal legality of controlling coastal land by foreigners in Bali for tourism business purposes. The method used is empirical legal research with a statutory regulatory approach, conceptual approach, sociological approach and case approach. Based on authority theory, benefit theory and legal protection theory as analytical tools, it can be understood that the tourism business in Bali cannot be separated from the presence of foreigners. Likewise, the control of coastal land in Bali is not free from control by foreigners, either through legal or illegal investment, by taking advantage of mutually beneficial cooperation between local residents, as well as with Ada Village officials on the basis of sharing profits. The Balinese people, who have a unique culture with Hindu religious nuances, in their daily lives and in running business in the tourism sector are always based on the "Tri Hita Karana Philosophy" which is manifested in behavior that maintains a harmonious relationship between "Man and God", Man and Nature, and “Humans with other Humans”. In this philosophy, the principle of good faith in investing is reflected, so that control of coastal land by foreigners for tourism business purposes is obliged to respect this very noble principle; However, in empirical facts it turns out that the control of coastal lands in Bali by foreigners under the guise of mutually beneficial cooperation actually tends to be detrimental to the use of traditional villages in implementing the religious values attached to these coastal lands. In the concept of mutually beneficial cooperation, it actually contains the bad intentions of foreigners to control Balinese land just to gain personal benefits at the expense of Bali's nature which is wrapped in mutually beneficial cooperation.
The Implication of the Divorce of Unregistered Marriages for Divorcees’ in Bali: Assessing Status, Right and Duty Sujana, Nyoman
Fiat Justisia: Jurnal Ilmu Hukum Vol 17 No 3 (2023)
Publisher : Universitas Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25041/fiatjustisia.v17no3.3096

Abstract

This paper analyzes the settlement of palas marabian or divorce cases in Bali. This study focuses on the implication of the settlement of divorce cases settled by the Balinese Customary Law and the National Marriage Law, especially for those whose marriages have not been registered. By using the sociological jurisprudence study method, a method emphasizing the study of the law applied in a particular society, it could be explained that the divorce of the married couple whose marriage was not registered got difficulty in obtaining legal certainty from the authority of their village or Banjar. This was due to the disharmony on the rules of the Balinese customary law and state law of Indonesia. The Leaders of the traditional villages in Bali who carried out the awig-awig (the customary law of the traditional village) could not make any settlement process sine there was no decision from the court of permanent legal force (state law). On the other hand, state law implemented by court judges would not be able to accept the divorce claim if the marriage of the couple was not registered, even though the marriage was carried out and proved according to custom and religion process. As a result, the justice seekers could not get legal certainty. This condition brought implications for the divorcees’ social lives.
Co-Authors A. M. Telman C.A. Soares I Gde Suranaya Pandit I Kadek Yukik Okta Dwipayana I Made Pria Dharsana, I Made Pria I Nyoman Gede Sugiartha I Nyoman Putu Budiartha I Wayan Kartika Jaya Utama Leonito Ribeiro Luh Made Mahendrawati Ni Komang Arini Styawati Ni Nyoman Santi Wulandari Ni Putu Indianita Cahyanti Ni Wayan Sitiari Nyoman Chrisna Dewi Asmarani Putu Ayu Sriasih Wesna Ryan Permana Wijaya S Nahak Yasa, Putu Ngurah Suyatna