Articles
<![CDATA[Analysis of Millennial Generation Behavior in Consuming Halal Products: Structural Equation Model-Partial Least Square (SEM-PLS) Method ]]>
<![CDATA[Arifin, Ahmad Zaenal]]>;
<![CDATA[Salam, Annisa Nur]]>
<![CDATA[ IQTISHADIA Vol 12, No 2 (2019): IQTISHADIA ]]>
Publisher : <![CDATA[Ekonomi Syariah IAIN Kudus ]]>
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DOI: 10.21043/iqtishadia.v12i2.5725
<![CDATA[ The elevated demand of Muslim consumers for halal products is a business opportunity for producers or companies. So that attention to consumer behavior of halal products is part of market valuation that is important for achieving success in the halal industry. Meanwhile, the millennial generation will have an influence in determining the trend of product use especially since entering the digital era. So it is important to conduct further studies on the behavior of the millennial generation in consuming halal products. This research was conducted by collecting data through distributing questionnaires to 100 respondents classified as millennial generation. Then the data collected is processed with Structural Equation Modeling-Partial Least Square (SEM-PLS) and gives conclusion that the interest of millennial generation in buying halal products is influenced by Islamic branding and individual religiosity factors. While the satisfaction of the millennial generation in consuming halal products is influenced by the price factor of these products, Islamic branding and religiosity factors. Furthermore, Islamic branding indirectly influences the buying interest and satisfaction of the millennial generation in consuming halal products through a variable mediating religiosity. Therefore, Islamic branding is an urgent matter that must be fulfilled for companies that have a focus on the development of halal industrial. ]]>
<![CDATA[Analysis of Millennial Generation Behavior in Consuming Halal Products: Structural Equation Model-Partial Least Square (SEM-PLS) Method ]]>
<![CDATA[Arifin, Ahmad Zaenal]]>;
<![CDATA[Salam, Annisa Nur]]>
<![CDATA[ IQTISHADIA Vol 12, No 2 (2019): IQTISHADIA ]]>
Publisher : <![CDATA[Ekonomi Syariah IAIN Kudus ]]>
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DOI: 10.21043/iqtishadia.v12i2.5725
<![CDATA[ The elevated demand of Muslim consumers for halal products is a business opportunity for producers or companies. So that attention to consumer behavior of halal products is part of market valuation that is important for achieving success in the halal industry. Meanwhile, the millennial generation will have an influence in determining the trend of product use especially since entering the digital era. So it is important to conduct further studies on the behavior of the millennial generation in consuming halal products. This research was conducted by collecting data through distributing questionnaires to 100 respondents classified as millennial generation. Then the data collected is processed with Structural Equation Modeling-Partial Least Square (SEM-PLS) and gives conclusion that the interest of millennial generation in buying halal products is influenced by Islamic branding and individual religiosity factors. While the satisfaction of the millennial generation in consuming halal products is influenced by the price factor of these products, Islamic branding and religiosity factors. Furthermore, Islamic branding indirectly influences the buying interest and satisfaction of the millennial generation in consuming halal products through a variable mediating religiosity. Therefore, Islamic branding is an urgent matter that must be fulfilled for companies that have a focus on the development of halal industrial. ]]>
<![CDATA[E-Money Based Boarding School Cooperative Development Model (Kopontren) As An Sharia Economic Acceleration Effort In Indonesia ]]>
<![CDATA[Marwini, Marwini]]>;
<![CDATA[Salam, Annisa Nur]]>
<![CDATA[ AL-ARBAH: Journal of Islamic Finance and Banking Vol 2, No 1 (2020) ]]>
Publisher : <![CDATA[Universitas Islam Negeri (UIN) Walisongo Semarang ]]>
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DOI: 10.21580/al-arbah.v2i1.5496
<![CDATA[AbstractPurpose - This research aims to know E-money based boarding school cooperative (Kopontren) development models.Method - This research is used descriptive qualitative by discussing the development of the co-model with sharia economic agreements and e-money as a transaction tool.Result - The results of the research showed three models, namely development model of Islamic boarding school cooperative (Kopontren) as community economy developer, model of sharia agreement implementation in Kopontren operations, and e-money application as transaction media in Kopontren business unit.Implication - This study uses the data from the study of literature.Originality- The paper looks into the development model of the co-op with e-money based. Previous studies have only focused on development models. This paper contributes to introducing the application of an inclusive financial system. ]]>
<![CDATA[Determinants of Mudharabah Term Deposit: A Case of Indonesia Islamic Banks ]]>
<![CDATA[Umam, Fachru Nurul]]>;
<![CDATA[Salam, Annisa Nur]]>;
<![CDATA[Rizal, Achmad]]>
<![CDATA[ Journal of Economics Research and Social Sciences Vol 5, No 2 (2021): August ]]>
Publisher : <![CDATA[Universitas Muhammadiyah Yogyakarta ]]>
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DOI: 10.18196/jerss.v5i2.12445
<![CDATA[The growth of Islamic finance industries in Indonesia has shown significant improvement. The increased number of surplus units depositing their funds in Islamic banks has become a significant factor in their trust and confidence in Islamic banking products. One of the products utilized by the depositor is the mudharabah deposit product, where the Islamic bank offers higher profit compared to other types of deposit or saving. This paper aims to analyze the issues in a mudharabah term deposit in the Islamic banking industry in Indonesian Islamic banks. The issues concern more on the profit and risk in the mudharabah concept that has been applied in Islamic banks and the variables that affect the changes in mudharabah deposit product. We used the sample to analyze the issues by selecting 14 Islamic banks in Indonesia from 2011-2020. This research uses a quantitative approach with multiple linear regression analysis methods. Several variables are considered the independent variables to know the changes in the demand of mudharabah deposits in the Islamic bank, including interest rate, profit rate, number of office or branch units, and non-performing financing. Our analysis shows that the number of offices or branch units and non-performing financing positively impact the changes in demand of mudharabah deposits, while the interest rate and profit rate have a negative impact on mudharabah deposits.]]>
<![CDATA[Pengentasan Kemiskinan Melalui Pengembangan Badan Umum Milik Desa (BUMDES) ]]>
<![CDATA[az-zarqa, az-zarqa]]>;
<![CDATA[Salam, Annisa Nur]]>;
<![CDATA[Marwini, Marwini]]>
<![CDATA[ Az-Zarqa': Jurnal Hukum Bisnis Islam Vol. 10 No. 2 (2018): Az-Zarqa' ]]>
Publisher : <![CDATA[Sharia and Law Faculty of Sunan Kalijaga Islamic State University Yogyakarta ]]>
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DOI: 10.14421/azzarqa.v10i2.1748
<![CDATA[Berbicara kemiskinan sama halnya dengan membahas permasalahan klasik yang sifatnya mendunia. Pasalnya, topik kemiskinan ini sudah tentu dibicarakan di berbagai negara dari tahun ke tahun karena pada dasarnya setiap negara pernah mengalami kemiskinan. HDR[1] (2011) mempublikasikan bahwa sekitar 30% populasi dunia (1.56 milyar) hidup dalam kemiskinan multidimensional; 50% populasi dunia (3 milyar) hidup dengan pendapatan kurang dari 2.5 dollar per hari; dan 80% populasi dunia hidup dengan pendapatan kurang dari 10 dollar per hari. Hal lain yang cukup mengejutkan dan perlu digarisbawahi bahwa angka terbesar dari penduduk miskin dunia adalah muslim dan sebagian besar berada di wilayah pedesaan. Oleh sebab itu, diperlukan media pengentas kemiskinan yang pro Islam dan dapat dikembangkan di wilayah desa. Dalam hal ini penulis mencoba mengembangkan model Badan Usaha Milik Desa (BUMDes) dengan operasional berbasis ekonomi syariah melalui Lembaga Keuangan Mikro Syariah (LKMS) sebagai lembaga pendorong finansial bergeraknya usaha-usaha desa. Keberadaan BUMDes LKMS ini mampu menjadikan masyarakat miskin menjadi masyarakat yang sejahtera. Adapun metode yang digunakan dalam penulisan ini ialah metode analisis deskriptif. Penulis melakukan library research mengenai tema terkait baik itu dalam ranah teoritis maupun praktis yang terdapat di Indonesia. Harapannya, model pengembangan BUMDes dengan basis ekonomi syariah ini dapat dijadikan percontohan oleh berabagi negara, sehingga mampu mengoptimalkan potensi desanya dan terhindar dari kemiskinan yang selama ini menjadi polemik. [1] Human Development Report (HDR) United Nations Development Program, 2011. ]]>
<![CDATA[Analysis of Millennial Generation Behavior in Consuming Halal Products: Structural Equation Model-Partial Least Square (SEM-PLS) Method ]]>
<![CDATA[Ahmad Zaenal Arifin]]>;
<![CDATA[Annisa Nur Salam]]>
<![CDATA[ IQTISHADIA Vol 12, No 2 (2019): IQTISHADIA ]]>
Publisher : <![CDATA[Ekonomi Syariah IAIN Kudus ]]>
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DOI: 10.21043/iqtishadia.v12i2.5725
<![CDATA[ The elevated demand of Muslim consumers for halal products is a business opportunity for producers or companies. So that attention to consumer behavior of halal products is part of market valuation that is important for achieving success in the halal industry. Meanwhile, the millennial generation will have an influence in determining the trend of product use especially since entering the digital era. So it is important to conduct further studies on the behavior of the millennial generation in consuming halal products. This research was conducted by collecting data through distributing questionnaires to 100 respondents classified as millennial generation. Then the data collected is processed with Structural Equation Modeling-Partial Least Square (SEM-PLS) and gives conclusion that the interest of millennial generation in buying halal products is influenced by Islamic branding and individual religiosity factors. While the satisfaction of the millennial generation in consuming halal products is influenced by the price factor of these products, Islamic branding and religiosity factors. Furthermore, Islamic branding indirectly influences the buying interest and satisfaction of the millennial generation in consuming halal products through a variable mediating religiosity. Therefore, Islamic branding is an urgent matter that must be fulfilled for companies that have a focus on the development of halal industrial. ]]>
<![CDATA[The Impact of Comprehensive and Progressive Trans-Pacific Partnership Free Trade Agreement on Indonesian Economy ]]>
<![CDATA[Aris Munandar]]>;
<![CDATA[Annisa Nur Salam]]>;
<![CDATA[M. Taufik Ridho]]>
<![CDATA[ Global Review of Islamic Economics and Business Vol 8, No 1 (2020) ]]>
Publisher : <![CDATA[Faculty of Islamic Economics and Business, State Islamic University Sunan Kalijaga ]]>
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DOI: 10.14421/grieb.2020.081-04
<![CDATA[Islamic law is inclined toward free trade and condemned imposing tariffs on trade with other states. Even when tariffs were imposed, they were imposed based on reciprocity. The Comprehensive and Progressive Trans-Pacific Partnership (CPTPP) is a free trade agreement to realize tariff elimination. CPTPP was signed by 11 countries in Santiago, Chile, on March 8, 2018, and this renewed agreement attracted Indonesia to join. This study analyzes the possible impact of CPTPP implementation on the Indonesian economy using the Global Trade Analysis Project (GTAP) model. We conduct a simulation to evaluate the impact of CPTPP on the Indonesian economy. The results show that the implementation of CPTPP leads to an increase in the real GDP and welfare of Indonesia. Also, the study found that CPTPP is beneficial to members. These results generally justify the elimination of tariffs promoted by Islamic law.]]>
<![CDATA[Zakah Fund Distribution Model Trough Takaful Institution for The Welfare of The Poor Farmer ]]>
<![CDATA[Intan Puspitasari]]>;
<![CDATA[Neneng Ela Fauziyyah]]>;
<![CDATA[Annisa Nur Salam]]>
<![CDATA[ Global Review of Islamic Economics and Business Vol 4, No 1 (2016) ]]>
Publisher : <![CDATA[Faculty of Islamic Economics and Business, State Islamic University Sunan Kalijaga ]]>
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DOI: 10.14421/grieb.2016.041-04
<![CDATA[Various poverty alleviation programs are always launched by the government from year to year. But it is not able to change the state of this country to become more self-sufficient and prosperous. If explored further, the majority of people classified as poor are working as farmers. Therefore, it is necessary to alleviate poverty policy that focuses on the welfare of farmers. So that when the policy is successfully realized, the majority of the poor in Indonesia will be able to independently through the development of the agricultural sector. One of the problems faced by farmers is weak stimulus funds from financial institutions. Due to the agriculture sector is seen as high risk, the financial institutions tend to feel worried if that financing for the sector. In anticipation of losses on crop failure, it is important applied an insurance that serves to protect the farm. So that financial institutions have the courage to do the financing for the agricultural sector. Meanwhile, zakat is one of the Islamic public financial instruments with the potential to be developed. Zakat funds channeled to 8 asnaf, including for the poor. So, it is possible if the charity can be used as agricultural insurance fund for farmers who are poor. Based on the explanation, this paper is intended to offer a model of the distribution of zakat to the poor farmers through takaful. The hope when this model is applied, will invite many financial institutions in stimulating agricultural business funds. The final implications are the farmers’ productivity increased and the quantity of the poor in Indonesia will be reduced.]]>
<![CDATA[Determinants of Mudharabah Term Deposit: A Case of Indonesia Islamic Banks ]]>
<![CDATA[Fachru Nurul Umam]]>;
<![CDATA[Annisa Nur Salam]]>;
<![CDATA[Achmad Rizal]]>
<![CDATA[ Journal of Economics Research and Social Sciences Vol 5, No 2: August 2021 ]]>
Publisher : <![CDATA[Universitas Muhammadiyah Yogyakarta ]]>
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DOI: 10.18196/jerss.v5i2.12445
<![CDATA[The growth of Islamic finance industries in Indonesia has shown significant improvement. The increased number of surplus units depositing their funds in Islamic banks has become a significant factor in their trust and confidence in Islamic banking products. One of the products utilized by the depositor is the mudharabah deposit product, where the Islamic bank offers higher profit compared to other types of deposit or saving. This paper aims to analyze the issues in a mudharabah term deposit in the Islamic banking industry in Indonesian Islamic banks. The issues concern more on the profit and risk in the mudharabah concept that has been applied in Islamic banks and the variables that affect the changes in mudharabah deposit product. We used the sample to analyze the issues by selecting 14 Islamic banks in Indonesia from 2011-2020. This research uses a quantitative approach with multiple linear regression analysis methods. Several variables are considered the independent variables to know the changes in the demand of mudharabah deposits in the Islamic bank, including interest rate, profit rate, number of office or branch units, and non-performing financing. Our analysis shows that the number of offices or branch units and non-performing financing positively impact the changes in demand of mudharabah deposits, while the interest rate and profit rate have a negative impact on mudharabah deposits.]]>
<![CDATA[Analysis of Millennial Generation Behavior in Consuming Halal Products: Structural Equation Model-Partial Least Square (SEM-PLS) Method ]]>
<![CDATA[Ahmad Zaenal Arifin]]>;
<![CDATA[Annisa Nur Salam]]>
<![CDATA[ IQTISHADIA Vol 12, No 2 (2019): IQTISHADIA ]]>
Publisher : <![CDATA[Ekonomi Syariah IAIN Kudus ]]>
Show Abstract
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DOI: 10.21043/iqtishadia.v12i2.5725
<![CDATA[ The elevated demand of Muslim consumers for halal products is a business opportunity for producers or companies. So that attention to consumer behavior of halal products is part of market valuation that is important for achieving success in the halal industry. Meanwhile, the millennial generation will have an influence in determining the trend of product use especially since entering the digital era. So it is important to conduct further studies on the behavior of the millennial generation in consuming halal products. This research was conducted by collecting data through distributing questionnaires to 100 respondents classified as millennial generation. Then the data collected is processed with Structural Equation Modeling-Partial Least Square (SEM-PLS) and gives conclusion that the interest of millennial generation in buying halal products is influenced by Islamic branding and individual religiosity factors. While the satisfaction of the millennial generation in consuming halal products is influenced by the price factor of these products, Islamic branding and religiosity factors. Furthermore, Islamic branding indirectly influences the buying interest and satisfaction of the millennial generation in consuming halal products through a variable mediating religiosity. Therefore, Islamic branding is an urgent matter that must be fulfilled for companies that have a focus on the development of halal industrial. ]]>
