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All Journal Berkala Kedokteran Jurnal Serambi Engineering Sketsa Bisnis MALIA Jurnal Lemuru : Jurnal Ilmu Perikanan dan Kelautan Indonesia Jurnal Ekonomi dan Kebijakan Publik Indonesia Jurnal Civronlit Unbari Amalee: Indonesian Journal of Community Research & Engagement Akademika: Jurnal Manajemen Pendidikan Islam Jurnal Ilmiah Raflesia Akuntansi Ekosiana : Jurnal Ekonomi Syariah Yuridika Depik Jurnal Ilmu-Ilmu Perairan, Pesisir dan Perikanan El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam RESLAJ: Religion Education Social Laa Roiba Journal Depik Jurnal Ilmu-Ilmu Perairan, Pesisir, dan Perikanan Journal of Ekonomics, Finance, and Management Studies Alkasb: Journal of Islamic Economics
Muhammad Nizar
Chemical Engineering Postgraduate Program, University of Syiah Kuala, Darussalam, Banda Aceh 23111, Indonesia
Religion Agriculture, Biological Sciences & Forestry Humanities Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Earth & Planetary Sciences Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Immunology & microbiology Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Public Health Social Sciences Other

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Journal : MALIA

 1 
Analysis of Small Business Performance in Terms of Islamic Financial Literacy and Inclusion Antin Rakhmawati; Muhammad Nizar
MALIA: Jurnal Ekonomi Islam Vol 14 No 2 (2023)
Publisher : Department of Islamic Economics, Faculty of Islamic Religion, Yudharta University Pasuruan, East Java, Indonesia.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35891/ml.v14i2.4138

Abstract

The main objective of this research is to investigate the level of knowledge of Islamic finance among small businesses and its impact on Islamic financial inclusion. The study adopts an explanatory research design and employs a quantitative approach. A total of 193 small business owners in Malang City, UK, participated as respondents in the study. The sampling technique used was side proportional random sampling with a 95% confidence level. The collected data were analyzed using linear regression analysis.The findings of the study reveal that there is a significant positive relationship between Islamic financial literacy and Islamic financial inclusion. Moreover, the study also highlights the significant influence of Islamic financial inclusion on the performance of small businesses in Malang City. These results align with previous research and provide valuable implications and directions for future studies in this field.
Implementation of Digital Transformation in HIPSI SMEs: A Qualitative Analysis of Strengthening Local Community Digital Capabilities Muhammad Fahmul Iltiham; Muhammad Nizar
MALIA: Jurnal Ekonomi Islam Vol 15 No 2 (2024)
Publisher : Department of Islamic Economics, Faculty of Islamic Religion, Yudharta University Pasuruan, East Java, Indonesia.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35891/ml.v15i2.5890

Abstract

Purpose: The increasing importance of digital innovation as a driver of business transformation across various industries remains underexplored in the context of SMEs. This study aims to address this gap by examining the direct effects of digital orientation and digital capability on digital innovation and assessing the mediating role of digital innovation in the relationship between organizational performance and these driving factors. Design/methodology/approach: This qualitative study analyzes data collected from 20 HIPSI SMEs in Pasuruan, Indonesia. Data were obtained through interviews and document reviews and analyzed using thematic analysis and structural modeling techniques with SmartPLS. Findings: The findings reveal that digital orientation and digital capability significantly influence digital innovation. Furthermore, digital innovation mediates the effect of digital orientation and digital capability on financial and non-financial performance. This demonstrates the critical role of digital innovation in enhancing organizational performance by leveraging digital resources effectively. Practical implications: This study highlights the need for SMEs to adopt a digital-oriented mindset and invest in developing digital capabilities to harness the potential of emerging digital technologies. This strategic alignment can foster innovation, improve competitiveness, and strengthen community digital empowerment. Originality/value: This research provides a novel framework that links digital orientation, digital capability, and innovation to organizational performance within the SME sector. It fills a critical gap in the literature by emphasizing the mediating role of digital innovation and offering insights into the digital transformation of local business communities.
Co-Authors . Elvitriana Abdillah Mundir Ajeng Rima Mustaqimah Alwiatul Wardah Amrina, Elita Anita Karolina, Anita Antin Rakhmawati Aris Sugiarto Augusta, Ratri Chandra Azanul Irham Bachtiar Hariadi Catharica, Allamanda Cut Safarina Yulianti Dwi Sujianto Eddy Gunawan Edi Munawar Enan M Adiwilaga Erman Munir Faujiah, Ani Iltiham, Muhammad Fahmul Irvan Irvan Ja’far Shodiq Khoirul Huda Kholid Murtadlo Lumhatus Shofi Sa'adah Maemunah Maemunah Maula Audiana Mohammad Mukhlis Kamal Mohd. Nur Syechalad Muhammad Nasrudin fh Muhammad Sonhaji Muhibbudin Zuhri Noor Muthmainnah Nur Qamariah Ridho Hafiz Maulana Riska Yolanda Ruhbatul A’fiah Diah Ayu Ningtyas Sukamto Syamsiar, Syamsiar Wisma Soedarmadji Yeggi Darnas