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All Journal Jurnal Akuntansi Muhammadiyah Dusturiah : Jurnal Hukum Islam, Perundang-undangan dan Pranata Sosial Sumatra Journal of Disaster, Geography and Geography Education Community Development Journal: Jurnal Pengabdian Masyarakat Journal of Sharia Economics JIHBIZ :Global Journal of Islamic Banking and Finance. Jurnal Riset dan Pengabdian Masyarakat JIMEBIS EKOBIS SYARIAH International Journal of Kita Kreatif Tuwah Pande
Seri Murni
Universitas Islam Negeri Ar-Raniry Banda Aceh
Religion Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Public Health Social Sciences Other

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The Role Of Sharia Pawnshops In The Increasing MSME Capital And Community Income (Study of The Takengon Branch Service Unit, Central Aceh) Murni, Seri; Wahyusari, Ika
JIMEBIS: Scientific Journal of Students Islamic Economics and Business Vol. 5 No. 2 (2024): JIMEBIS
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/vr5vs987

Abstract

The development of Micro, Small and Medium Enterprises or MSMEs is growing rapidly in Indonesia, including in Takengon. This also makes business actors need capital, one of which is through a pawn system. Because Aceh has made all financial institutions sharia legal, the focus role in this case is Sharia Pawnshops. This research uses a descriptive qualitative method which refers to the product marketing strategy at Sharia Pawnshops which has succeeded in increasing customer interest through socialization, promotions and advertising. This product is an Ar-Rahn product. With the continuity of all this, this also influences the increase in community income.
Analysis of Challenges And Opportunities For The Development Of Syariah Cooperates In The Digital Era (Study of Sharia Cooperative Solution With Lamlhom) Murni, Seri; Afdhalurrajul, Afdhalurrajul
JIMEBIS: Scientific Journal of Students Islamic Economics and Business Vol. 6 No. 2 (2025): JIMEBIS
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/51hpp978

Abstract

Digitalization also opens up new opportunities for Islamic cooperatives in developing products and services that are in line with Islamic law. Challenges also accompany the digitalization of Islamic cooperatives, such as data security and privacy risks. This study aims to analyze the challenges and opportunities for the development of the Lamlhom Islamic Cooperative in the digital era. The method used is a qualitative approach with field study research. The results of this study found that the main challenges include limited human resources, low digital literacy, infrastructure constraints, and the role of the Sharia Supervisory Board. However, digitalization enhances service efficiency, accelerates transactions, and attracts younger generations. The implementation of the USSI application supports accountable data management. Adaptation efforts are carried out through internal training and a hybrid system. Management support and member enthusiasm are important social capital in the digital transformation of Islamic cooperatives.
Co-Authors Afdhalurrajul, Afdhalurrajul Al-Abrar T. A, T. Hafidh Analiansyah Ashal, Farid Fathony Ati Rosmiati Bahtiar Bahtiar Baihaqqi Baihaqqi Cut Dian Fitri Delia Desrita Desrita, Delia Erlina Erlina Farid Fathony Ashal Fithriady Ilyas Fitrayandi, Rizki Hafiizh Maulana Hariki Fitrah Humaira, Humaira Aprilia Yusra Ismayani, Lilis Khairani, Cut Khairi, Khairi Mahan, Fitris Maulita, Cut Eliza Muhammad Supratman Qurratu Humaira R, Rekha R, Rosmiana Rahmi Novalita Rekha R Rini Khairuni Rosmiana R Ryanti, Adelina Sabiro, Dadang Sonata, Eviana Suci Lailatul Sifa Ulmiana, Fira Wahyusari, Ika Yacub, Andi