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All Journal Jurnal Riset Pendidikan Matematika Studia Economica: Jurnal Ekonomi Islam Andragogi: Jurnal Diklat Teknis Pendidikan dan Keagamaan Jurnal Penelitian Pembelajaran Matematika Sekolah Economics and Digital Business Review Journal of Industrial Engineering & Management Research (JIEMAR) El-kahfi : Journal of Islamic economics Jurnal Simki Pedagogia International Journal of Social Science, Educational, Economics, Agriculture Research, and Technology (IJSET) Jurnal Pengabdian Masyarakat Akademisi Edumatica: Jurnal Pendidikan Matematika ITQAN: Journal of Islamic Economics, Management, and Finance Jurnal Ilmiah Falsafah JSE: Jurnal Sharia Economica Journal of Information System and Education Development Wangsa : Journal of Education and Learning JOSEE : Journal of College Student's Intellectual Jurnal Simki Pedagogia
Ahmad Lutfi
Sekolah Tinggi Ekonmi Syariah Manna Wa Salwa Tanah Datar, Sumatera Barat
Religion Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Social Sciences Other

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Tradisi “BASOKEK” dalam Perspektif Ekonomi Islam: Studi Kasus pada Pembagian Zakat Pertanian di Jorong Supanjang Tanah Datar Ramadhani, Asri Tesi; Fahlefi, Rizal; Lutfi, Ahmad
Studia Economica : Jurnal Ekonomi Islam STUDIA ECONOMICA: Jurnal Ekonomi Islam | Vol. 11 | No. 2 | 2025
Publisher : Universitas Islam Negeri Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30821/se.v0i2.26740

Abstract

This study aims to analyze the meaning, value, and relevance of Basokek in the context of contemporary Islamic economic distribution. A The Basokek tradition of distributing zakat from agricultural produce in Jorong Supanjang is a form of integration between Minangkabau traditional values and Islamic economic principles. Using a qualitative approach with a case study method and interactive analysis by Miles & Huberman, data were collected through in-depth interviews with four key informants, field observations, and documentation. The results show that Basokek reflects the implementation of the principles of distributive justice (al-‘adl), trustworthiness (al-amānah), gratitude (assyukr), and mutual assistance (ta’awun) which are rooted in the teachings of the Qur’an and Sunnah. This tradition also represents the implementation of maqashid sharia, especially in safeguarding wealth (hifz al-mal) and social life (hifz al-nafs). In a modern context, Basokek has the potential to become a model for community-based zakat distribution that aligns with local values and the formal zakat institutional system. This research confirms that Islamic economics is not only embedded in the formal system but is also deeply rooted in the culture and spirituality of Muslim communities. The implication is that the baseokek tradition can provide benefits to the surrounding community, such as strengthening the community's economic resilience and has the potential to be widely adopted as a basis for reformulating national zakat distribution in a modern contectnces
Nonverbal Communication in the Minangkabau Marosok Tradition: An Analysis of Symbols and Ethical Values from an Islamic Economic Perspective Putri, Siska; Fahlefi, Rizal; Hidayati, Azifah; Lutfi, Ahmad
ITQAN: Journal of Islamic Economics, Management, and Finance Vol. 5 No. 1 (2026): ITQAN: Journal of Islamic Economics, Management, and Finance
Publisher : Yayasan Mitra Peduli Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57053/itqan.v5i1.144

Abstract

This study aims to explore the meaning of nonverbal communication in the Minangkabau marosok tradition and examine how Islamic economic values are embodied within it. Marosok is a traditional livestock trading practice conducted discreetly through hand symbols hidden beneath a sarong, functioning as a silent transactional language. The research employs a phenomenological qualitative approach with ethnographic nuances, utilising field observation, in-depth interviews, and documentation in the livestock markets of Cubadak, Sungai Sariak, and Payakumbuh. The findings reveal that the hand symbols and sarong serve not only as tools of economic communication but also as representations of the moral and spiritual values of Minangkabau society. Each transaction is guided by the principles of honesty (ṣidq), trustworthiness (amānah), and mutual consent (tarāḍin) that shape social relationships among market actors. This tradition reflects the practical implementation of Islamic economic values such as ‘adl (justice), ta‘āwun (mutual support), and hifz al-māl (protection of wealth) within a local cultural context rooted in the philosophy adat basandi syarak, syarak basandi Kitabullah. The findings affirm that marosok represents a community-based, trust-driven economic model capable of maintaining efficiency, fairness, and ethical integrity without reliance on formal systems. Thus, the marosok tradition offers valuable insights for strengthening contemporary Islamic economic practices grounded in local wisdom.
Preferensi Driver Terhadap Pelaksanaan Pesta Pernikahan Di Jalan Umum Dan Tinjaunnya Dalam Perspektif Ekonomi Islam Witri, Witri; Fahlefi, Rizal; Lutfi, Ahmad
Economics and Digital Business Review Vol. 7 No. 1 (2025)
Publisher : STIE Amkop Makassar

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Abstract

Penelitian ini bertujuan untuk memahami fenomena baralek di jalan sebagai bentuk transformasi sosial dan budaya masyarakat Minangkabau dalam perspektif ekonomi Islam. Penelitian ini menggunakan pendekatan fenomenologi dengan memusatkan perhatian pada pengalaman subjektif para driver transportasi daring dan konvensional yang terdampak oleh praktik pesta di jalan umum. Hasil penelitian menunjukkan bahwa tradisi ini lahir dari perubahan struktur ruang hidup dan modernisasi sosial, yang menggeser makna pesta dari ruang domestik menuju ruang publik. Dalam konteks adat Minangkabau, praktik tersebut merefleksikan dinamika nilai gotong royong dan solidaritas sosial yang beradaptasi terhadap keterbatasan lahan dan tuntutan zaman. Dari perspektif Islam, fenomena ini mengandung persoalan moral tentang keadilan, kemaslahatan, dan tanggung jawab sosial. Konsep milkiyyah ‘ammah (kepemilikan publik), ‘adl (keadilan), dan maslahah ‘ammah (kemaslahatan umum) menjadi landasan etis untuk menilai penggunaan jalan sebagai ruang sosial. Sementara dalam perspektif ekonomi syariah, praktik baralek di jalan menunjukkan adanya dialektika antara kepentingan individu dan kemaslahatan kolektif yang harus diatur melalui prinsip maqasid al-syari‘ah, terutama ḥifẓ al-māl, ḥifẓ an-nafs, dan ḥifẓ al-‘ird. Penelitian ini menyimpulkan bahwa tradisi lokal seperti baralek di jalan dapat dipertahankan sebagai warisan budaya, sepanjang tetap selaras dengan nilai syariat Islam dan menjaga keseimbangan antara adat, agama, dan tanggung jawab sosial-ekonomi masyarakat.
Dinamika Ekonomi Pagang Gadai Dalam Perspektif Ekonomi Syariah: Analisis Manfaat, Kerugian, Dan Keadilan Bagi Pihak Penggadai Dan Penerima Gadai lutfi, ahmad; Fahlefi, Rizal
Economics and Digital Business Review Vol. 7 No. 1 (2025)
Publisher : STIE Amkop Makassar

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Abstract

This study aims to analyze the economic dynamics of the pagang gadai practice in Minangkabau through an Islamic economic perspective, focusing on its benefits, disadvantages, and fairness for both the mortgagor and the mortgagee. The pagang gadai phenomenon, which has been practiced across generations, demonstrates a gradual shift from a mutual-help mechanism to an economic instrument that often generates unequal distribution of benefits. This research employs a Systematic Literature Review (SLR) approach based on 15 selected articles relevant to fiqh muamalah, customary economic systems, and the governance of mortgage contracts. The review process follows the PRISMA 2020 method with thematic analysis conducted using NVivo 12 software, resulting in four major themes: benefit imbalance, social commercial disparity, weak customary governance, and the potential application of a rahn ijarah contract model based on maqasid principles. The findings reveal that the economic benefit imbalance between mortgagors and mortgagees arises due to ambiguous contract structures, the absence of a clear redemption period, and disproportionate benefit extraction. From the maqasid al-shariah perspective, these conditions violate the principles of hifz al-māl (protection of wealth) and ʿadl (justice). This study proposes a gradual resolution concept through taswiyah of the existing contracts as a phase of restoring economic rights, followed by a renewal process utilizing a fair and productive rahn ijarah contract model. These findings emphasize that reconstructing economic justice in pagang gadai practices must begin with restoring proportional benefits and clarifying contractual structures, rather than focusing solely on legal adjustments. This research contributes to the development of community-based Islamic economics by bridging customary values and maqasid principles within the framework of socio-economic equilibrium in local societies.
Maqasid Syariah sebagai Kritik Filosofis terhadap Dominasi Murabahah dalam Perbankan Syariah Modern: Sebuah Systematic Literature Review Afril, Afril; Iska, Syukri; Lutfi, Ahmad
Economics and Digital Business Review Vol. 7 No. 1 (2025)
Publisher : STIE Amkop Makassar

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Abstract

This study aims to philosophically analyze the dominance of the murabahah financing contract in modern Islamic banking through the perspective of Maqāṣid al-Sharī‘ah using a Systematic Literature Review (SLR) approach. A total of 15 scientific articles were selected after a rigorous screening process based on thematic relevance, methodological feasibility, and full-text availability. The results indicate that the dominance of murabahah in the financing portfolio of Islamic banks is primarily driven by profitability orientation and risk-management efficiency rather than ethical and socio-economic objectives of Islamic economics. Empirical findings reveal that murabahah significantly contributes to profit generation and financial stability in Islamic banks; however, its operational practice often deviates from the substantive nature of a genuine sale contract and drifts away from the principles of justice and public welfare. Based on a maqasid analysis, current murabahah practices have not fully reflected the higher objectives of Islamic law, particularly in relation to the protection of property (ḥifẓ al-māl), justice (‘adālah), and social balance. Therefore, this research highlights the urgency of murabahah reform through a maqasid-compliance approach as the foundation for reconstructing the paradigm of Islamic economics—toward a financial system that is not only formally sharia-compliant, but also substantively aligned with social benefit and ethical well-being.
Analisis Filsafat Ekonomi Islam terhadap Diskon Dompet Digital: Telaah Kritis Pemikiran Erwandi Tarmizi tentang Potensi Riba dalam Fintech Syariah Pratama Harista, Redo; Lutfi, Ahmad; Iska, Syukri
JURNAL ILMIAH FALSAFAH: Jurnal Kajian Filsafat, Teologi dan Humaniora Vol. 11 No. 1 (2025): JURNAL ILMIAH FALSAFAH
Publisher : Institut Agama Islam Sultan Muhammaad Syafiuddin Sambas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37567/jif.v11i1.4610

Abstract

This study aims to critically examine Erwandi Tarmizi’s perspective on the legal status of digital wallet discounts within the framework of Islamic economic philosophy and the maqāṣid al-sharī‘ah approach. The rapid growth of electronic payment systems in Indonesia, with national electronic money transactions reaching IDR 519.24 trillion in 2023, has intensified scholarly debates regarding the permissibility of promotional incentives such as discounts and cashback, particularly in relation to the potential presence of hidden usury in modern fintech mechanisms. Erwandi asserts that digital wallet discounts constitute benefits derived from a qardh (loan) contract and therefore fall under the category of riba. In contrast, the National Sharia Council of Indonesia (DSN-MUI) through Fatwa No. 116/DSN-MUI/IX/2017, along with contemporary scholars such as Oni Sahroni, argue that digital wallet transactions operate under wadī‘ah or wakālah contracts, positioning discounts as permissible promotional hibah rather than prohibited loan-based gains. Using a library research design combined with a normative-philosophical and contextual approach, this study compares the epistemological foundations and legal implications of these differing viewpoints and analyzes their relevance within the socio-economic realities of the digital economy. The findings reveal that the legal judgment regarding digital wallet discounts cannot be generalized but must be determined based on the structure of the underlying contract, the causal relationship of the benefit, and its impact on public interest. The study concludes that a maqāṣid-based moderation approach is essential for formulating balanced and adaptive regulatory frameworks for Islamic fintech in contemporary economic development.
Kemampuan Berpikir Kritis Siswa dalam Pembelajaran Matematika melalui Pendekatan Inkuiri Sari, Alfizah Ayu Indria; Lutfi, Ahmad
Jurnal Simki Pedagogia Vol 6 No 1 (2023): Volume 6 Nomor 1 Tahun 2023
Publisher : Universitas Nusantara PGRI Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29407/jsp.v6i1.225

Abstract

Critical thinking is an ability that must be possessed by students, especially in learning mathematics. This is because critical thinking can help reduce errors made when solving problems. The inquiry approach emphasizes the process of students thinking critically and analytically to find an answer to a problem. This study aims to discuss students' critical thinking skills in learning mathematics through the inquiry approach. This type of research is descriptive qualitative research with literature study method. Data were collected through related journals to be reviewed. The results showed that the inquiry approach has learning steps related to critical thinking skills, where students are asked to formulate problems and hypotheses, select facts & information, identify assumptions, explain solutions, evaluate, and make conclusions.
MIGRATION TRADITION AND FAMILY ECONOMIC EMPOWERMENT: A CASE STUDY OF THE MINANGKABAU COMMUNITY FROM AN ISLAMIC ECONOMIC PERSPECTIVE Jimmi Saputra; Rizal Fahlefi; Ahmad Lutfi
International Journal of Social Science, Educational, Economics, Agriculture Research and Technology (IJSET) Vol. 5 No. 1 (2025): DECEMBER
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijset.v5i1.1357

Abstract

The migration tradition is an integral part of Minangkabau identity, intertwining customary values, religious principles, and family economic strategies. This study aims to analyze the role of the migration tradition in strengthening family economics from an Islamic economic perspective. Using a qualitative case study approach with six migrant informants, data were collected through in-depth interviews and participatory observation, and analyzed using the Miles and Huberman interactive model. The findings reveal that migration is driven by religious motivation, family responsibility, and an Islamic work ethic grounded in the principles of kasb (lawful earning), maslahah, and tawazun. Migrant activities—including remittance sending and involvement in social organizations—significantly enhance family welfare, reinforce social solidarity, and preserve customary and religious values. The synthesis of findings indicates that the Minangkabau migration tradition forms a community-based moral economic model that is harmonious, sustainable, and rooted in Islamic economic principles
RANGKIANG AS A MODEL OF PLANNING AND RISK MANAGEMENT IN ISLAMIC ECONOMICS Gilang Ahdi Ramadhan; Rizal Fahlefi; Ahmad Lutfi
International Journal of Social Science, Educational, Economics, Agriculture Research and Technology (IJSET) Vol. 4 No. 11 (2025): OCTOBER
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijset.v5i1.1358

Abstract

This study aims to examine the rangkiang system in Minangkabau culture as a conceptual model of family economic planning and risk management from an Islamic economic perspective. Using a Systematic Literature Review (SLR) method, the study analyzes various scholarly sources related to Islamic economics, family resilience, local wisdom, and Minangkabau adat philosophy, integrated with the principles of maqāṣid al-sharī‘ah. The findings reveal that the rangkiang system comprising Rangkiang Si Bayau-Bayau, Si Tangguang Lapa, and Rangkiang Kaciak reflects three core dimensions of Islamic economics: just and prudent consumption planning (qanā‘ah and tadbīr al-māl), social risk mitigation (iḥtiyāṭ and ta‘āwun), and intergenerational economic resilience (ḥifẓ al-nasl and ḥifẓ al-māl). The integration of Minangkabau customary values with Islamic teachings forms an indigenous Islamic economic system one that emerges from local cultural practices while remaining grounded in maqāṣid al-sharī‘ah. This study affirms that the Rangkiang Syariah Model can serve as a new paradigm in the development of applied Islamic economics based on local wisdom, strengthening Muslim family economic resilience and enriching the body of contextual Islamic economic theory in Indonesia.
PRAKTIK AKAD, BAGI HASIL, DAN RISIKO GHARAR DALAM TRADISI MAROSOK: SUATU STUDI KASUS PASAR TERNAK MINANGKABAU Darniati, Lili; Fahlefi, Rizal; Lutfi, Ahmad
JSE: Jurnal Sharia Economica Vol. 5 No. 1 (2026): Januari
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/jse.v5i1.2897

Abstract

Marosok is a traditional bargaining practice using hand signals that characterizes livestock markets in Minangkabau. This study aims to analyze contract practices, profit-sharing mechanisms, and the potential risk of gharar within the marosok tradition through a case study approach, integrating interview data with findings from a Systematic Literature Review (SLR). The results reveal that marosok aligns with Islamic principles and local customary values (adat salingka nagari) as long as the process is followed by verbal confirmation and conducted with honesty. The role of the intermediary (joki) is permissible according to both adat and Islamic law through the concept of samsarah, yet it can generate gharar when information is manipulated or hidden margins are involved. The study concludes that marosok represents a form of ‘urf shahih custom validated by Islamic law provided that transparency, trustworthiness, and contractual clarity are upheld. The risk of gharar does not stem from the tradition itself but from individual deviations from ethical norms in adat and sharia.
Co-Authors Afril, Afril Alfizah Ayu Indria Sari Aziz , Zakaria Aziz, Zakaria Darniati, Lili Elwan Stiadi Enka Nur Jamala Faridi Epa Elfitriadi Fahlefi, Rizal Fahlefi, Rizal Fauziah Fauziah Febri Yolanda, Dwi Fikri, Miftahul Forkpah, Eric Gilang Ahdi Ramadhan Hidayati, Azifa Hidayati, Azifah Indria Sari, Alfizah Ayu Jimmi Saputra Lestary, Ratnah Lindung Halomoan Art Marlion, Fandi Ahmad Miftahul Jannah Nasfi, Nasfi Pratama Harista, Redo Prawira, Adi Putri, Siska Ramadhani, Asri Tesi Rizal Fahlefi Sabri Sabri Saputra, Yogi Sari Fitri Sari, Alfizah Ayu Indria Suhatman, Suhatman Syukri Iska, Syukri Witri, Witri Yunimar Yunimar Yunimar YUNIMAR YUNIMAR Zakaria Aziz