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All Journal Jurnal Riset Pendidikan Matematika Studia Economica: Jurnal Ekonomi Islam Andragogi: Jurnal Diklat Teknis Pendidikan dan Keagamaan Jurnal Penelitian Pembelajaran Matematika Sekolah Economics and Digital Business Review Journal of Industrial Engineering & Management Research (JIEMAR) El-kahfi : Journal of Islamic economics Jurnal Simki Pedagogia International Journal of Social Science, Educational, Economics, Agriculture Research, and Technology (IJSET) Jurnal Pengabdian Masyarakat Akademisi Edumatica: Jurnal Pendidikan Matematika ITQAN: Journal of Islamic Economics, Management, and Finance Jurnal Ilmiah Falsafah JSE: Jurnal Sharia Economica Journal of Information System and Education Development Wangsa : Journal of Education and Learning JOSEE : Journal of College Student's Intellectual
Ahmad Lutfi
Sekolah Tinggi Ekonmi Syariah Manna Wa Salwa Tanah Datar, Sumatera Barat
Religion Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Social Sciences Other

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Self-Efficacy dalam Pembelajaran Matematika di Pondok Pesantren Indria Sari, Alfizah Ayu; Lutfi, Ahmad
Wangsa : Journal of Education and Learning Vol 2 No 05 (2025): "Pendidikan Holistik: Integrasi Nilai, Ilmu, dan Teknologi"
Publisher : Sekolah Tinggi Ekonomi Syariah Manna Wa Salwa Tanah Datar Sumatera Barat

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Abstract

Penelitian ini bertujuan untuk mengeksplorasi makna self-efficacy santri dalam pembelajaran matematika di lingkungan pondok pesantren yang memiliki karakteristik kurikulum ganda, yaitu pendidikan agama dan pendidikan umum. Metode penelitian menggunakan pendekatan kualitatif dengan rancangan studi kasus, melibatkan 20 orang santri dari Pondok Pesantren Modern Nurul Iklas sebagai informan yang dipilih melalui teknik purposive sampling. Data dikumpulkan melalui wawancara mendalam, observasi, dan dokumentasi, kemudian dianalisis dengan teknik analisis tematik menggunakan bantuan perangkat lunak NVivo. Hasil penelitian menunjukkan bahwa self-efficacy santri terbentuk melalui dua dimensi utama, yakni faktor penguat dan faktor penghambat. Faktor penguat berupa pengalaman keberhasilan kecil, dukungan sosial dari ustadz dan teman sebaya, serta aspek religiusitas yang memberikan ketenangan batin, sementara faktor penghambat utamanya meliputi kecemasan akademik, dan metode pembelajaran yang monoton. Temuan ini menegaskan relevansi teori self-efficacy Bandura, sekaligus memperluasnya dengan konteks spiritual khas pondok pesantren. Implikasi praktis dari penelitian ini adalah perlunya strategi pembelajaran di pondok pesantren yang lebih variatif, suportif, dan memberi ruang bagi santri untuk membangun pengalaman keberhasilan nyata, disertai penguatan aspek spiritual yang positif.
Sharia Compliance Indicators and Implications for Fraud Risk in Sharia Commercial Banks in Indonesia nasfi, nasfi; Prawira, Adi; Lutfi, Ahmad; Suhatman, Suhatman; Sabri, Sabri
El-kahfi | Jurnal Ekonomi Islam Vol 6 No 02 (2025): Islamics Economics
Publisher : Sekolah Tinggi Ekonomi Syariah Manna Wa Salwa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58958/elkahfi.v6i02.584

Abstract

Every bank operating, including Islamic commercial banks, has the potential to experience the risk of fraud. Fraud cases that occurred in Islamic Commercial Banks from 2022 to 2024. This study aims to analyze the influence of Sharia compliance indicators, measured by the Islamic Income Ratio (IIR), Profit Sharing Ratio (PSR), Islamic Investment Ratio (IsIVR), and Zakat Performance Ratio (ZPR), on fraud. Secondary data sources were taken from the Financial Services Authority (OJK) website, where 14 Sharia Commercial Banks submitted complete financial reports to the OJK for a three-year period. This resulted in a sample of 40 selected using a purposive sampling method. The analysis was conducted using panel data regression with Eviews 12. The results showed that IsIVR had a positive effect on fraud, while IIR, PSR, and ZPR did not have a significant effect. Simultaneously, all independent variables had a positive and significant effect on fraud in Sharia Commercial Banks
Crafting an Integrated Curriculum: A Comprehensive Strategy for Early Childhood Education via Play-Based Learning Forkpah, Eric; Lutfi, Ahmad
JOSEE : Jurnal Intelektual Mahasiswa Vol 2 No 01 (2024): Multidicipline
Publisher : Sekolah Tinggi Ekonomi Syariah Manna Wa Salwa Tanah Datar Sumatera Barat

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Abstract

Early Childhood Education (ECE) faces global challenges in providing a universally comprehensive curriculum, potentially leading to developmental deficiencies in young learners. Past studies in Montserrado County, Liberia, highlighted gaps in cognitive, social, emotional, and physical development due to the absence of a structured and holistic curriculum. This research aimed to develop and implement a comprehensive curriculum emphasizing play-based learning strategies, considering local educational practices and cultural dynamics. Drawing from Dewey's educational philosophy, the study focused on transformative, child-centered approaches. Through purposive sampling and qualitative analysis, the study examined engagement levels, cognitive outcomes, socio-economic factors, community perceptions, implementation challenges, and recommendations. Findings revealed positive engagement in play-based learning, though resource disparities existed. Cognitive gains were noted, with socio-economic backgrounds influencing outcomes. Community support was strong but with reservations. Implementation challenges included resource constraints and teacher comfort levels. Recommendations emphasized continuous professional development and strategic resource allocation. Overall, the study highlights the potential of play-based learning to enhance early childhood education, offering insights for Montserrado County and broader implications for similar contexts globally.
Pengaruh Self Efficacy dan Kecemasan Matematis terhadap Hasil Belajar Mahasiswa Mata Kuliah Statistika Ekonomi Sari, Alfizah Ayu Indria; Lutfi, Ahmad
Edumatica : Jurnal Pendidikan Matematika Vol 14 No 2 (2024): Edumatica: Jurnal Pendidikan matematika (Agustus 2024)
Publisher : Department of Mathematics Education, Faculty of Teacher Training and Education, Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/edumatica.v14i2.32089

Abstract

This article aims to explain the effect of self-efficacy and mathematical anxiety on student learning outcomes in economic statistics courses. The research respondents were 50 students of the Economics and Sharia Banking Study Program of STES Manna Wa Salwa who had taken the Economic Statistics course. The instruments used in this study were tests and non-tests. Tests are used to measure student economic statistics learning outcomes. While non-tests in the form of self-efficacy questionnaires and mathematical anxiety questionnaires have as many as 20 statement items. Data collection in the form of tests and questionnaires was carried out after the last meeting of the economic statistics lecture. Data analysis using multiple linear regression tests. The results found a significant influence between self-efficacy on student learning outcomes, there is no significant influence between math anxiety on student learning outcomes, and there is a significant influence between self-efficacy and math anxiety together on student learning achievement by 22.7%. Based on the results of the study, we conclude that self-efficacy has a relationship with mathematical anxiety, besides that it is found that students with high mathematical anxiety have high learning outcomes in economic statistics.
MENINGKATKAN NILAI EKONOMIS SUMBERDAYA ALAM SECARA ISLAMI BUAH KELAPA MENJADI MINYAK TANAK (Studi Nagari/Desa Silungkang) Nasfi, Nasfi; Aziz, Zakaria; Yunimar; Lutfi, Ahmad
El-kahfi | Jurnal Ekonomi Islam Vol 1 No 01 (2020): Journal of Islamic Economic
Publisher : Sekolah Tinggi Ekonomi Syariah Manna Wa Salwa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58958/elkahfi.v1i01.26

Abstract

Alam wajib kita pelihara sesuai ajaran Islam, terutama sumberdaya alam berupa tanaman yang dapat ditingkatkan nilai ekonomisnya untuk meningkatkan kesejahteraan masyarakat demi menjaga lingkungan. Sumberdaya alam berupa buah kelapa yang hanya digunakan untuk konsumsi dan kebutuhan harian, sekarang bagaimana ditingkatkan nilai ekonomisnya sesuai ajaran Islam, dengan menjaga dan memanfaatkan untuk kebutuhan manusia secara umum dan positif. Tujuan penulisan ini untuk mengembangkan potensi sumberdaya alam di nagari/desa Silungkang dan pemanfaatan sumberdaya alam dalam meningkatkan nilai ekonomi masyarakat, agar tercipta ekonomi dalam peningkatan kesejahteraan termasuk dalam menjaga lingkungan tetap berguna untuk anak cucu dikemudian hari. Adapun metode yang digunakan yaitu wawancara, observasi, dan dokumentasi di nagari/desa Silungkang.
Pengaruh Stres Kerja, Motivasi Perempuan Berperan Ganda Terhadap Kinerja Lembaga Keuangan Syariah Fitri, Sari; Nasfi; Lutfi, Ahmad
El-kahfi | Jurnal Ekonomi Islam Vol 1 No 02 (2020): Journal of Islamic Economic
Publisher : Sekolah Tinggi Ekonomi Syariah Manna Wa Salwa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58958/elkahfi.v1i02.46

Abstract

Pokok permasalahan penelitian ini adalah seberapa besar pengaruh stres kerja dan motivasi pada perempuan berperan ganda terhadap kinerja di Lembaga Keuangan Mikro Syariah (LKMS) Kabupaten Tanah Datar. Tujuan pembahasan ini untuk mengetahui dan menganalisis pengaruh Stres Kerja dan Motivasi pada perempuan berperan ganda terhadap kinerja karyawan di Lembaga Keuangan Mikro Syariah (LKMS).Jenis penelitian yang penulis gunakan adalah jenis penelitian korelasional, menggunakan metode deskriptif. Teknik pengumpulan data adalah dengan jalan menyebarkan kuesioner yang berisikan pertanyaan kepada responden yang telah ditentukan. Setelah data diperoleh dan diolah kemudian hasilnya dipaparkan secara deskriptif dan pada akhir penelitian akan dianalisis untuk menguji hipotesis yang diajukan pada awal penelitian ini. Pengolahan data dilakukan secara deskriptif kuantitatif.Dari penelitian yang penulis lakukan secara parsial didapatkan hasil penelitian ini menunjukkan bahwa terdapat hubungan antara variabel stres kerja pada perempuan berperan ganda terhadap kinerja dan motivasi pada perempuan berperan ganda terhadap kinerja. Secara simultan hasil penelitian ini juga menunjukkan terdapat hubungan antara variabel stres kerja pada perempuan berperan ganda terhadap kinerja dan motivasi pada perempuan berperan ganda terhadap kinerja.Kesimpulan dari penelitian bahwa baik secara parsial maupun simultan stres kerja pada perempuan berperan ganda dan motivasi pada perempuan berperan ganda terhadap kinerja karyawan terbukti dan dapat diterima kebenarannya. Implikasi yang diperoleh adalah stres kerja dan motivasi pada perempuan berperan ganda merupakan dua faktor yang dapat mempengaruhi tinggi rendahnya kinerja pada karyawan.
Pengaruh Fluktuasi Harga Emas Dan Strategi Promosi Penjualan Terhadap Minat Nasabah Lindung Halomoan Art; Fauziah, Fauziah; Lutfi, Ahmad
El-kahfi | Jurnal Ekonomi Islam Vol 4 No 02 (2023): Journal of Islamics Economics
Publisher : Sekolah Tinggi Ekonomi Syariah Manna Wa Salwa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58958/elkahfi.v4i02.147

Abstract

This study aims to determine how the effect of gold price fluctuations and sales promotion strategies on customer interest in gold instalments at BSI KCP Padang Panjang. In this study, 100 respondents, customers of gold instalment at BSI KCP Padang Panjang. Multiple regression data analysis techniques using the SPSS version 26.0. The variables are gold price fluctuations (X1), sales promotion strategies (X2) and customer interest in gold instalments (Y). The results prove that gold price fluctuations and sales promotion strategies affect customer interest in gold instalments. Judging from gold price fluctuations (X1) the value of t count> t table is 3.408> 1.66 with a sig. value of 0.000 < 0.05, sales promotion strategy (X2), has a significant effect on customer interest in gold instalments (Y), this is evidenced by the results of the T test where the value of t count> t table, 7.350> 1.66, with a sig. value of 0.000 < 0.05. Then through the simultaneous test it can be concluded that the results of F count> F table (45.766> 3.09) prove that the variable gold price fluctuations and sales promotion strategies have a significant effect on customer interest in gold instalments at BSI KCP Padang Panjang.
Meningkatkan Kemampuan Komputasi Siswa Melalui Manipulasi Representasi Nilai phi Ayu Indria Sari, Alfizah; Lutfi, Ahmad
Wangsa : Journal of Education and Learning Vol 1 No 01 (2024): Education and Learning
Publisher : Sekolah Tinggi Ekonomi Syariah Manna Wa Salwa Tanah Datar Sumatera Barat

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Abstract

Tujuan dari penelitian ini yaitu Untuk mengetahui peningkatan ketertarikan siswa menyelesaikan soal bangun ruang sisi lengkung yang melibatkan bilangan dan menyelidiki peningkatan kemampuan komputasi siswa dalam menyelesaikan soal bangun ruang sisi lengkung yang melibatkan bilangan . Penelitian ini merupakan penelitian Tindakan kelas (PTK). Langkah-langkah penelitian yang dilakukan meliputi perencanaan, pelaksanaan, observasi, dan refleksi. Siswa lebih tertarik menggunakan manipulasi representasi nilai phi untuk menyelesaikan soal perbandingan volume atau luas bangun ruang sisi lengkung, sedangkan untuk menghitung valome gabungan antara tabung, kerucut, atau bola mereka kurang tertarik meskipun mereka mengakui cara tersebut membantu mereka dalam melakukan penghitungan. Manipulasi representasi nilai phi mampu meningkatkan kemampuan komputasi siswa Manipulasi representasi nilai phi mampu mempercepat siswa dalam menyelesaikan soal mengenai bangun ruang sisi lengkung.
Writing in Learning Mathematics and Problem Posing Approach Lutfi, Ahmad; Forkpah, Eric
Wangsa : Journal of Education and Learning Vol 1 No 01 (2024): Education and Learning
Publisher : Sekolah Tinggi Ekonomi Syariah Manna Wa Salwa Tanah Datar Sumatera Barat

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Abstract

Solving math problems through writing not only deepens their understanding of mathematics but also strengthens their communication skills about mathematics and learning vocabulary in mathematics lessons, because writing means they can explain what they have done and why the strategy works. Mathematics learning should provide space and opportunities for children to ask questions, by formulating their own questions from given mathematical situations or related to material in mathematics. This can be accommodated by learning using the Problem Posing approach. This research aims to discuss the relationship between writing in mathematics and the problem posing approach. This type of research is qualitative descriptive research with a literature study method. Data was collected through related journals for study. The research results show that learning activities must be able to develop various students' mathematical abilities. Based on the explanation given, one alternative learning strategy that can develop students' mathematical abilities is the Writing in Learning Mathematics strategy and learning by problem posing.
Nonverbal Communication in the Minangkabau Marosok Tradition: An Analysis of Symbols and Ethical Values from an Islamic Economic Perspective Putri, Siska; Fahlefi, Rizal; Hidayati, Azifah; Lutfi, Ahmad
ITQAN: Journal of Islamic Economics, Management, and Finance Vol. 5 No. 1 (2026): ITQAN: Journal of Islamic Economics, Management, and Finance
Publisher : Yayasan Mitra Peduli Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57053/itqan.v5i1.144

Abstract

This study aims to explore the meaning of nonverbal communication in the Minangkabau marosok tradition and examine how Islamic economic values are embodied within it. Marosok is a traditional livestock trading practice conducted discreetly through hand symbols hidden beneath a sarong, functioning as a silent transactional language. The research employs a phenomenological qualitative approach with ethnographic nuances, utilising field observation, in-depth interviews, and documentation in the livestock markets of Cubadak, Sungai Sariak, and Payakumbuh. The findings reveal that the hand symbols and sarong serve not only as tools of economic communication but also as representations of the moral and spiritual values of Minangkabau society. Each transaction is guided by the principles of honesty (ṣidq), trustworthiness (amānah), and mutual consent (tarāḍin) that shape social relationships among market actors. This tradition reflects the practical implementation of Islamic economic values such as ‘adl (justice), ta‘āwun (mutual support), and hifz al-māl (protection of wealth) within a local cultural context rooted in the philosophy adat basandi syarak, syarak basandi Kitabullah. The findings affirm that marosok represents a community-based, trust-driven economic model capable of maintaining efficiency, fairness, and ethical integrity without reliance on formal systems. Thus, the marosok tradition offers valuable insights for strengthening contemporary Islamic economic practices grounded in local wisdom.
Co-Authors Afril, Afril Alfizah Ayu Indria Sari Asri Tesi Ramadhani Azifa Hidayati Aziz , Zakaria Aziz, Zakaria Darniati, Lili Elwan Stiadi Enka Nur Jamala Faridi Epa Elfitriadi Fahlefi, Rizal Fandi Ahmad Marlion Fauziah Fauziah Febri Yolanda, Dwi Fikri, Miftahul Forkpah, Eric Gilang Ahdi Ramadhan Hidayati, Azifah Indria Sari, Alfizah Ayu Jimmi Saputra Lestary, Ratnah Lindung Halomoan Art Miftahul Jannah Nasfi, Nasfi Pratama Harista, Redo Prawira, Adi Putri, Siska Rizal Fahlefi Rizal Fahlefi Sabri Sabri Sari Fitri Sari, Alfizah Ayu Indria Suhatman, Suhatman Syukri Iska, Syukri Witri, Witri Yogi Saputra Yunimar Yunimar Yunimar YUNIMAR YUNIMAR Zakaria Aziz