Article Per Year (5 Year)
p-Index From 2021 - 2026
3.323
P-Index
This Author published in this journals
All Journal Jurnal Riset Pendidikan Matematika Studia Economica: Jurnal Ekonomi Islam Andragogi: Jurnal Diklat Teknis Pendidikan dan Keagamaan Economics and Digital Business Review Journal of Industrial Engineering & Management Research (JIEMAR) El-kahfi : Journal of Islamic economics Jurnal Simki Pedagogia Jurnal Pengabdian Masyarakat Akademisi Edumatica: Jurnal Pendidikan Matematika ITQAN: Journal of Islamic Economics, Management, and Finance Jurnal Ilmiah Falsafah JSE: Jurnal Sharia Economica Wangsa : Journal of Education and Learning JOSEE : Journal of College Student's Intellectual
Ahmad Lutfi
Sekolah Tinggi Ekonmi Syariah Manna Wa Salwa Tanah Datar, Sumatera Barat
Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Social Sciences Other

Published : 24 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 24 Documents
Search

 1   2   3 
Pengaruh Fluktuasi Harga Emas Dan Strategi Promosi Penjualan Terhadap Minat Nasabah Lindung Halomoan Art; Fauziah, Fauziah; Lutfi, Ahmad
El-kahfi | Jurnal Ekonomi Islam Vol 4 No 02 (2023): Journal of Islamics Economics
Publisher : Sekolah Tinggi Ekonomi Syariah Manna Wa Salwa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58958/elkahfi.v4i02.147

Abstract

This study aims to determine how the effect of gold price fluctuations and sales promotion strategies on customer interest in gold instalments at BSI KCP Padang Panjang. In this study, 100 respondents, customers of gold instalment at BSI KCP Padang Panjang. Multiple regression data analysis techniques using the SPSS version 26.0. The variables are gold price fluctuations (X1), sales promotion strategies (X2) and customer interest in gold instalments (Y). The results prove that gold price fluctuations and sales promotion strategies affect customer interest in gold instalments. Judging from gold price fluctuations (X1) the value of t count> t table is 3.408> 1.66 with a sig. value of 0.000 < 0.05, sales promotion strategy (X2), has a significant effect on customer interest in gold instalments (Y), this is evidenced by the results of the T test where the value of t count> t table, 7.350> 1.66, with a sig. value of 0.000 < 0.05. Then through the simultaneous test it can be concluded that the results of F count> F table (45.766> 3.09) prove that the variable gold price fluctuations and sales promotion strategies have a significant effect on customer interest in gold instalments at BSI KCP Padang Panjang.
Meningkatkan Kemampuan Komputasi Siswa Melalui Manipulasi Representasi Nilai phi Ayu Indria Sari, Alfizah; Lutfi, Ahmad
Wangsa : Journal of Education and Learning Vol 1 No 01 (2024): Education and Learning
Publisher : Sekolah Tinggi Ekonomi Syariah Manna Wa Salwa Tanah Datar Sumatera Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Tujuan dari penelitian ini yaitu Untuk mengetahui peningkatan ketertarikan siswa menyelesaikan soal bangun ruang sisi lengkung yang melibatkan bilangan dan menyelidiki peningkatan kemampuan komputasi siswa dalam menyelesaikan soal bangun ruang sisi lengkung yang melibatkan bilangan . Penelitian ini merupakan penelitian Tindakan kelas (PTK). Langkah-langkah penelitian yang dilakukan meliputi perencanaan, pelaksanaan, observasi, dan refleksi. Siswa lebih tertarik menggunakan manipulasi representasi nilai phi untuk menyelesaikan soal perbandingan volume atau luas bangun ruang sisi lengkung, sedangkan untuk menghitung valome gabungan antara tabung, kerucut, atau bola mereka kurang tertarik meskipun mereka mengakui cara tersebut membantu mereka dalam melakukan penghitungan. Manipulasi representasi nilai phi mampu meningkatkan kemampuan komputasi siswa Manipulasi representasi nilai phi mampu mempercepat siswa dalam menyelesaikan soal mengenai bangun ruang sisi lengkung.
Writing in Learning Mathematics and Problem Posing Approach Lutfi, Ahmad; Forkpah, Eric
Wangsa : Journal of Education and Learning Vol 1 No 01 (2024): Education and Learning
Publisher : Sekolah Tinggi Ekonomi Syariah Manna Wa Salwa Tanah Datar Sumatera Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Solving math problems through writing not only deepens their understanding of mathematics but also strengthens their communication skills about mathematics and learning vocabulary in mathematics lessons, because writing means they can explain what they have done and why the strategy works. Mathematics learning should provide space and opportunities for children to ask questions, by formulating their own questions from given mathematical situations or related to material in mathematics. This can be accommodated by learning using the Problem Posing approach. This research aims to discuss the relationship between writing in mathematics and the problem posing approach. This type of research is qualitative descriptive research with a literature study method. Data was collected through related journals for study. The research results show that learning activities must be able to develop various students' mathematical abilities. Based on the explanation given, one alternative learning strategy that can develop students' mathematical abilities is the Writing in Learning Mathematics strategy and learning by problem posing.
Dari Surau ke Lapau: Pergeseran Nilai dan Perilaku Palapau Masyarakat Minang Kabau dalam Perspektif Ekonomi Islam Saputra, Yogi; Fahlefi, Rizal; Lutfi, Ahmad; Hidayati, Azifa; Marlion, Fandi Ahmad
Studia Economica : Jurnal Ekonomi Islam STUDIA ECONOMICA: Jurnal Ekonomi Islam | Vol. 11 | No. 2 | 2025
Publisher : Universitas Islam Negeri Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30821/se.v0i2.26778

Abstract

This research aims to analyze the shift in values and behavior of the Minangkabau community from an Islamic economic perspective using a Systematic Literature Review (SLR) approach. This study was carried out by searching 312 documents through seven academic databases, then selecting them using the PRISMA protocol to produce 31 relevant literature which was analyzed thematically. The research results show that pelapau, namely individuals who were active in lapau in the past, played a role as social actors who upheld the values of ta'awun (mutual help), qana'ah (simplicity), and amanah (responsibility) in the economic and social life of society. However, modernization and the development of consumer lifestyles have shifted the meaning of lapau from a space of valuable social interaction to an arena of entertainment and consumption, so that lapau behavior tends to deviate from the principles of maqasid al-syariah, especially in the aspects of hifz al-mal (protecting wealth) and hifz al-waqt (keeping time). This study emphasizes that the revitalization of Islamic values in pelapau behavior is necessary to restore lapau as a center for community-based social, moral and sharia economic interaction, so as to be able to re-strengthen the role of local Minangkabau culture in supporting just and ethical Islamic economic development
Tradisi “BASOKEK” dalam Perspektif Ekonomi Islam: Studi Kasus pada Pembagian Zakat Pertanian di Jorong Supanjang Tanah Datar Ramadhani, Asri Tesi; Fahlefi, Rizal; Lutfi, Ahmad
Studia Economica : Jurnal Ekonomi Islam STUDIA ECONOMICA: Jurnal Ekonomi Islam | Vol. 11 | No. 2 | 2025
Publisher : Universitas Islam Negeri Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30821/se.v0i2.26740

Abstract

This study aims to analyze the meaning, value, and relevance of Basokek in the context of contemporary Islamic economic distribution. A The Basokek tradition of distributing zakat from agricultural produce in Jorong Supanjang is a form of integration between Minangkabau traditional values and Islamic economic principles. Using a qualitative approach with a case study method and interactive analysis by Miles & Huberman, data were collected through in-depth interviews with four key informants, field observations, and documentation. The results show that Basokek reflects the implementation of the principles of distributive justice (al-‘adl), trustworthiness (al-amānah), gratitude (assyukr), and mutual assistance (ta’awun) which are rooted in the teachings of the Qur’an and Sunnah. This tradition also represents the implementation of maqashid sharia, especially in safeguarding wealth (hifz al-mal) and social life (hifz al-nafs). In a modern context, Basokek has the potential to become a model for community-based zakat distribution that aligns with local values and the formal zakat institutional system. This research confirms that Islamic economics is not only embedded in the formal system but is also deeply rooted in the culture and spirituality of Muslim communities. The implication is that the baseokek tradition can provide benefits to the surrounding community, such as strengthening the community's economic resilience and has the potential to be widely adopted as a basis for reformulating national zakat distribution in a modern contectnces
Nonverbal Communication in the Minangkabau Marosok Tradition: An Analysis of Symbols and Ethical Values from an Islamic Economic Perspective Putri, Siska; Fahlefi, Rizal; Hidayati, Azifah; Lutfi, Ahmad
ITQAN: Journal of Islamic Economics, Management, and Finance Vol. 5 No. 1 (2026): ITQAN: Journal of Islamic Economics, Management, and Finance (in progress)
Publisher : Yayasan Mitra Peduli Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57053/itqan.v5i1.144

Abstract

This study aims to explore the meaning of nonverbal communication in the Minangkabau marosok tradition and examine how Islamic economic values are embodied within it. Marosok is a traditional livestock trading practice conducted discreetly through hand symbols hidden beneath a sarong, functioning as a silent transactional language. The research employs a phenomenological qualitative approach with ethnographic nuances, utilising field observation, in-depth interviews, and documentation in the livestock markets of Cubadak, Sungai Sariak, and Payakumbuh. The findings reveal that the hand symbols and sarong serve not only as tools of economic communication but also as representations of the moral and spiritual values of Minangkabau society. Each transaction is guided by the principles of honesty (ṣidq), trustworthiness (amānah), and mutual consent (tarāḍin) that shape social relationships among market actors. This tradition reflects the practical implementation of Islamic economic values such as ‘adl (justice), ta‘āwun (mutual support), and hifz al-māl (protection of wealth) within a local cultural context rooted in the philosophy adat basandi syarak, syarak basandi Kitabullah. The findings affirm that marosok represents a community-based, trust-driven economic model capable of maintaining efficiency, fairness, and ethical integrity without reliance on formal systems. Thus, the marosok tradition offers valuable insights for strengthening contemporary Islamic economic practices grounded in local wisdom.
Preferensi Driver Terhadap Pelaksanaan Pesta Pernikahan Di Jalan Umum Dan Tinjaunnya Dalam Perspektif Ekonomi Islam Witri, Witri; Fahlefi, Rizal; Lutfi, Ahmad
Economics and Digital Business Review Vol. 7 No. 1 (2025): Agustus - Januari
Publisher : STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini bertujuan untuk memahami fenomena baralek di jalan sebagai bentuk transformasi sosial dan budaya masyarakat Minangkabau dalam perspektif ekonomi Islam. Penelitian ini menggunakan pendekatan fenomenologi dengan memusatkan perhatian pada pengalaman subjektif para driver transportasi daring dan konvensional yang terdampak oleh praktik pesta di jalan umum. Hasil penelitian menunjukkan bahwa tradisi ini lahir dari perubahan struktur ruang hidup dan modernisasi sosial, yang menggeser makna pesta dari ruang domestik menuju ruang publik. Dalam konteks adat Minangkabau, praktik tersebut merefleksikan dinamika nilai gotong royong dan solidaritas sosial yang beradaptasi terhadap keterbatasan lahan dan tuntutan zaman. Dari perspektif Islam, fenomena ini mengandung persoalan moral tentang keadilan, kemaslahatan, dan tanggung jawab sosial. Konsep milkiyyah ‘ammah (kepemilikan publik), ‘adl (keadilan), dan maslahah ‘ammah (kemaslahatan umum) menjadi landasan etis untuk menilai penggunaan jalan sebagai ruang sosial. Sementara dalam perspektif ekonomi syariah, praktik baralek di jalan menunjukkan adanya dialektika antara kepentingan individu dan kemaslahatan kolektif yang harus diatur melalui prinsip maqasid al-syari‘ah, terutama ḥifẓ al-māl, ḥifẓ an-nafs, dan ḥifẓ al-‘ird. Penelitian ini menyimpulkan bahwa tradisi lokal seperti baralek di jalan dapat dipertahankan sebagai warisan budaya, sepanjang tetap selaras dengan nilai syariat Islam dan menjaga keseimbangan antara adat, agama, dan tanggung jawab sosial-ekonomi masyarakat.
Dinamika Ekonomi Pagang Gadai Dalam Perspektif Ekonomi Syariah: Analisis Manfaat, Kerugian, Dan Keadilan Bagi Pihak Penggadai Dan Penerima Gadai lutfi, ahmad; Fahlefi, Rizal
Economics and Digital Business Review Vol. 7 No. 1 (2025): Agustus - Januari
Publisher : STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to analyze the economic dynamics of the pagang gadai practice in Minangkabau through an Islamic economic perspective, focusing on its benefits, disadvantages, and fairness for both the mortgagor and the mortgagee. The pagang gadai phenomenon, which has been practiced across generations, demonstrates a gradual shift from a mutual-help mechanism to an economic instrument that often generates unequal distribution of benefits. This research employs a Systematic Literature Review (SLR) approach based on 15 selected articles relevant to fiqh muamalah, customary economic systems, and the governance of mortgage contracts. The review process follows the PRISMA 2020 method with thematic analysis conducted using NVivo 12 software, resulting in four major themes: benefit imbalance, social commercial disparity, weak customary governance, and the potential application of a rahn ijarah contract model based on maqasid principles. The findings reveal that the economic benefit imbalance between mortgagors and mortgagees arises due to ambiguous contract structures, the absence of a clear redemption period, and disproportionate benefit extraction. From the maqasid al-shariah perspective, these conditions violate the principles of hifz al-māl (protection of wealth) and ʿadl (justice). This study proposes a gradual resolution concept through taswiyah of the existing contracts as a phase of restoring economic rights, followed by a renewal process utilizing a fair and productive rahn ijarah contract model. These findings emphasize that reconstructing economic justice in pagang gadai practices must begin with restoring proportional benefits and clarifying contractual structures, rather than focusing solely on legal adjustments. This research contributes to the development of community-based Islamic economics by bridging customary values and maqasid principles within the framework of socio-economic equilibrium in local societies.
Maqasid Syariah sebagai Kritik Filosofis terhadap Dominasi Murabahah dalam Perbankan Syariah Modern: Sebuah Systematic Literature Review Afril, Afril; Iska, Syukri; Lutfi, Ahmad
Economics and Digital Business Review Vol. 7 No. 1 (2025): Agustus - Januari
Publisher : STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to philosophically analyze the dominance of the murabahah financing contract in modern Islamic banking through the perspective of Maqāṣid al-Sharī‘ah using a Systematic Literature Review (SLR) approach. A total of 15 scientific articles were selected after a rigorous screening process based on thematic relevance, methodological feasibility, and full-text availability. The results indicate that the dominance of murabahah in the financing portfolio of Islamic banks is primarily driven by profitability orientation and risk-management efficiency rather than ethical and socio-economic objectives of Islamic economics. Empirical findings reveal that murabahah significantly contributes to profit generation and financial stability in Islamic banks; however, its operational practice often deviates from the substantive nature of a genuine sale contract and drifts away from the principles of justice and public welfare. Based on a maqasid analysis, current murabahah practices have not fully reflected the higher objectives of Islamic law, particularly in relation to the protection of property (ḥifẓ al-māl), justice (‘adālah), and social balance. Therefore, this research highlights the urgency of murabahah reform through a maqasid-compliance approach as the foundation for reconstructing the paradigm of Islamic economics—toward a financial system that is not only formally sharia-compliant, but also substantively aligned with social benefit and ethical well-being.
Analisis Filsafat Ekonomi Islam terhadap Diskon Dompet Digital: Telaah Kritis Pemikiran Erwandi Tarmizi tentang Potensi Riba dalam Fintech Syariah Pratama Harista, Redo; Lutfi, Ahmad; Iska, Syukri
JURNAL ILMIAH FALSAFAH: Jurnal Kajian Filsafat, Teologi dan Humaniora Vol. 11 No. 1 (2025): JURNAL ILMIAH FALSAFAH
Publisher : Institut Agama Islam Sultan Muhammaad Syafiuddin Sambas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37567/jif.v11i1.4610

Abstract

This study aims to critically examine Erwandi Tarmizi’s perspective on the legal status of digital wallet discounts within the framework of Islamic economic philosophy and the maqāṣid al-sharī‘ah approach. The rapid growth of electronic payment systems in Indonesia, with national electronic money transactions reaching IDR 519.24 trillion in 2023, has intensified scholarly debates regarding the permissibility of promotional incentives such as discounts and cashback, particularly in relation to the potential presence of hidden usury in modern fintech mechanisms. Erwandi asserts that digital wallet discounts constitute benefits derived from a qardh (loan) contract and therefore fall under the category of riba. In contrast, the National Sharia Council of Indonesia (DSN-MUI) through Fatwa No. 116/DSN-MUI/IX/2017, along with contemporary scholars such as Oni Sahroni, argue that digital wallet transactions operate under wadī‘ah or wakālah contracts, positioning discounts as permissible promotional hibah rather than prohibited loan-based gains. Using a library research design combined with a normative-philosophical and contextual approach, this study compares the epistemological foundations and legal implications of these differing viewpoints and analyzes their relevance within the socio-economic realities of the digital economy. The findings reveal that the legal judgment regarding digital wallet discounts cannot be generalized but must be determined based on the structure of the underlying contract, the causal relationship of the benefit, and its impact on public interest. The study concludes that a maqāṣid-based moderation approach is essential for formulating balanced and adaptive regulatory frameworks for Islamic fintech in contemporary economic development.
Co-Authors Afril, Afril Alfizah Ayu Indria Sari Ayu Indria Sari, Alfizah Aziz , Zakaria Aziz, Zakaria Darniati, Lili Epa Elfitriadi Fahlefi, Rizal Fahlefi, Rizal Fauziah Fauziah Febri Yolanda, Dwi Forkpah, Eric Hidayati, Azifa Hidayati, Azifah Indria Sari, Alfizah Ayu Lindung Halomoan Art Marlion, Fandi Ahmad Miftahul Jannah Nasfi, Nasfi Pratama Harista, Redo Prawira, Adi Putri, Siska Ramadhani, Asri Tesi Saputra, Yogi Sari Fitri Sari, Alfizah Ayu Indria Syukri Iska, Syukri Witri, Witri Yunimar Yunimar Yunimar YUNIMAR YUNIMAR Zakaria Aziz