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The impact of macroeconomic variables on investment strategies and corporate growth in developing economies Rinda Fithriyana; Henrycus Winarto Santoso; Gregorius Paulus Tahu; Loso Judijanto; Dita Rosyalita
Lentera Negeri Vol. 7 No. 1 (2026): Lentera Negeri
Publisher : Indonesian Institute For Counseling, Education and Therapy

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29210/991990

Abstract

This study examines the impact of macroeconomic variables on investment strategies and corporate growth in developing economies through a library research approach. The research focuses on the influence of key macroeconomic indicators, including inflation rates, interest rates, exchange rates, and economic growth, on corporate investment decision-making and firm performance. Data were collected from relevant books, academic journals, research reports, and scientific publications and analyzed using content analysis techniques. The findings reveal that macroeconomic conditions significantly affect firms’ investment behavior by influencing capital costs, expected returns, and business uncertainty. Economic growth and macroeconomic stability encourage investment activities and support corporate expansion, while high inflation, rising interest rates, and exchange rate volatility tend to hinder investment and reduce growth opportunities. The study also finds that firms often adjust or postpone investment decisions during periods of economic uncertainty. Overall, the research highlights the importance of stable macroeconomic environments and adaptive investment strategies in promoting sustainable corporate growth and long-term economic development in developing economies.
Pengaruh Distribusi dan Harga Sarana Produksi terhadap Kinerja Usaha Budidaya Ikan Patin di Kecamatan Kampar M. Nurdin Islami; Samsurijal Hasan; Rinda Fithriyana
SERUMPUN : Journal of Education, Politic, and Social Humaniora Vol. 4, No. 1 : SERUMPUN (JANUARY-JUNE 2026)
Publisher : Yayasan Maslahatul Ummah Ilal Jannah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61590/srp.v4i1.310

Abstract

Penelitian ini dilatarbelakangi oleh potensi besar budidaya ikan patin di Kecamatan Kampar yang didukung ketersediaan lahan, air, dan permintaan pasar tinggi, namun dihadapkan pada tantangan distribusi dan fluktuasi harga sarana produksi. Tujuan penelitian adalah untuk menganalisis pengaruh distribusi dan harga sarana produksi terhadap kinerja usaha budidaya ikan patin. Metode penelitian menggunakan pendekatan kuantitatif dengan teknik sensus pada 70 pelaku usaha. Data dikumpulkan melalui observasi, kuesioner, dan dokumentasi, kemudian dianalisis menggunakan regresi linier berganda. Hasil penelitian menunjukkan bahwa distribusi berpengaruh positif dan signifikan terhadap kinerja usaha, harga sarana produksi juga berpengaruh positif dan signifikan, serta secara simultan keduanya berpengaruh signifikan terhadap kinerja usaha budidaya ikan patin. Nilai koefisien determinasi menunjukkan kontribusi variabel independen yang cukup besar dalam menjelaskan variasi kinerja usaha. Kesimpulannya, optimalisasi distribusi dan pengendalian harga sarana produksi dapat meningkatkan produktivitas dan efisiensi usaha.
Beyond Knowledge: The Moderating Role of Investment Literacy in Biases and Irrational Investment Decision-Making Wahyu Febri Ramadhan Sudirman; Rinda Fithriyana; Mohd Winario; Nana Sari; Puji Ananda Irvan
Journal of Economics, Entrepreneurship, Management Business and Accounting Vol 4 No 4 (2026): Volume 4, Issue 4, July 2026
Publisher : CV. Sakura Digital Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61255/jeemba.v4i4.1113

Abstract

Purpose – This study investigates irrational investment behavior among individual stock investors in the Indonesian capital market, with particular attention to the role of investment literacy. Grounded in behavioral finance theory, the research examines how cognitive biases—namely availability bias, overconfidence bias, and herding bias are associated with irrational investment decision-making and assesses whether investment literacy moderates these relationships. As an additional analysis, the study also explores potential gender differences in the proposed relationships. Design/methodology/approach – This study employed a quantitative research design and utilized Partial Least Squares Structural Equation Modeling (PLS-SEM) to examine the relationships among the proposed constructs and test the moderating effects. Data were collected from 756 Indonesian stock investors through structured online and offline questionnaires. CMB preventive strategies were implemented to reduce the risk of common method bias (CMB). Findings – The results show that while investing literacy was inversely correlated with irrational investment decision-making, availability bias, overconfidence bias, and herding prejudice were favorably correlated. Additionally, the association between availability bias and irrational investment decision-making was considerably mitigated by investment literacy; a lesser relationship between availability bias and irrational investment decision-making was linked to higher levels of investment literacy. The associations between herding bias and overconfidence bias, however, were not substantially mitigated by financial literacy. There were no discernible variations between male and female investors in the structural linkages analyzed, according to the supplementary Multi-Group Analysis (MGA), indicating that the observed associations function equally across gender groups. Originality/Value – This study adds to the body of research on behavioral finance by showing that investment literacy plays a crucial boundary condition in the relationship between availability bias and irrational investment decision-making, but it has no discernible moderating effect in the relationships between herding bias and overconfidence bias. The study offers a more comprehensive understanding of the circumstances in which financial knowledge is linked to lower levels of irrational investment decision-making by incorporating cognitive biases, objective investment literacy, and an additional gender-based comparison within an emerging market setting
Analisis Segmentasi Pasar dan Strategi Pemasaran pada Usaha Jasa Rental Mobil Juando Simamora; Samsurijal Hasan; Rinda Fithriyana
Benefit: Journal of Bussiness, Economics, and Finance Vol. 4 No. 2 (2026): BENEFIT: Journal Of Business, Economics, and Finance
Publisher : Lembaga Penelitian Dan Publikasi Ilmiah (lppi) Yayasan Almahmudi Bin Dahlan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70437/benefit.v4i2.1772

Abstract

Perkembangan teknologi informasi mendorong perubahan perilaku konsumen dalam memilih dan menggunakan jasa transportasi, termasuk usaha rental mobil. Kondisi ini menuntut pelaku usaha untuk mengadopsi sistem informasi dan strategi pemasaran digital agar mampu bersaing secara berkelanjutan. Penelitian ini bertujuan untuk menganalisis segmentasi pasar dan media pemasaran pada usaha jasa rental mobil berbasis website (JRrental) di Kecamatan Salo, Kabupaten Kampar. Metode penelitian yang digunakan adalah kualitatif dengan teknik pengumpulan data melalui observasi dan wawancara mendalam. Hasil penelitian menunjukkan bahwa penerapan sistem informasi manajemen berbasis website mempermudah proses reservasi, pembayaran, dan penyampaian informasi kendaraan secara real-time. Segmentasi pasar dilakukan berdasarkan aspek demografis, geografis, psikografis, dan perilaku dengan target utama konsumen berusia 20–35 tahun yang akrab dengan teknologi digital. Media pemasaran yang digunakan meliputi website, Instagram, TikTok, dan WhatsApp Business yang terbukti efektif dalam meningkatkan jangkauan pasar, interaksi dengan konsumen, serta loyalitas pelanggan. Penelitian ini menyimpulkan bahwa integrasi sistem informasi berbasis website dan pemanfaatan media pemasaran digital memberikan keunggulan kompetitif bagi usaha rental mobil.
Analisis Pengaruh Kualitas Produk, Distribusi dan Harga Terhadap Kepuasan Konsumen Air Sikumbang di Bangkinang Kota Khalil Shah An; Samsurijal Hasan; Rinda Fithriyana; Rizqon Jamil Farhas; Nany Librianty
Benefit: Journal of Bussiness, Economics, and Finance Vol. 4 No. 2 (2026): BENEFIT: Journal Of Business, Economics, and Finance
Publisher : Lembaga Penelitian Dan Publikasi Ilmiah (lppi) Yayasan Almahmudi Bin Dahlan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70437/benefit.v4i2.1776

Abstract

Tujuan penelitian ini adalah untuk menguji bagaimana harga, distribusi, dan kualitas produk memengaruhi kepuasan pelanggan. Sembilan puluh responden diberikan kuesioner sebagai bagian dari pendekatan kuantitatif penelitian menggunakan metode survei. Analisis regresi linier berganda, uji validitas, uji reliabilitas, dan uji asumsi klasik digunakan untuk memeriksa data. Dengan nilai signifikansi uji F sebesar 0,000 (<0,05), temuan menunjukkan bahwa variabel kualitas produk, distribusi, dan harga semuanya secara signifikan memengaruhi kepuasan pelanggan secara bersamaan. Dengan nilai t sebesar 3,490 dan tingkat signifikansi 0,001 (<0,05), kualitas produk memiliki dampak yang agak menguntungkan dan signifikan terhadap kepuasan pelanggan. Dengan nilai t sebesar 2,961 dan signifikansi 0,004 (<0,05), distribusi juga menunjukkan pengaruh yang positif dan signifikan. Pada tingkat signifikansi 0,000 (<0,05) dan nilai t sebesar 5,239, harga adalah variabel yang paling signifikan memengaruhi kepuasan pelanggan. Variabel kualitas produk, distribusi, dan harga dapat menjelaskan 79,4% kepuasan konsumen, dengan faktor-faktor lain di luar model penelitian memengaruhi 20,6% sisanya, menurut nilai koefisien determinasi (R²) sebesar 0,794. Untuk meningkatkan kebahagiaan pelanggan, penelitian ini menyoroti pentingnya strategi pemasaran terpadu melalui kualitas produk yang lebih baik, distribusi yang efisien, dan harga yang wajar.
Principles of Accounting Calculations in Sharia Banking Suci Mardiyah; Syafnur Muhammad Rizky; Mifta Hasda; Hidayat Hidayat; Wahyu Febri Ramadhan Sudirman; Rinda Fithriyana
General Multidisciplinary Research Journal Vol. 1 No. 2 (2024)
Publisher : Global Sustainability Research Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/general.v1i2.8

Abstract

Introduction: This article aims to provide a better understanding of Accounting Principles in Islamic Banking. Methods: The research method used is the literature research method or literature review. The purpose of literature research is to understand existing understanding of a research topic, identify knowledge gaps, and provide a conceptual basis for further research. Results: The research results provide a better understanding of the calculations and accounting treatment of sharia banking products, as well as discussing the importance of compliance with Islamic sharia principles in sharia banking operations. Conclusion and suggestion: This article highlights the importance of research and a deeper understanding of calculations and accounting treatment in sharia banking products to strengthen accounting practices following sharia principles. The implication of this article is to increase understanding and awareness of sharia banking among the wider community. With a better understanding of how Islamic banking operates and how their financial products and services are managed accounting, people can make smarter financial decisions that comply with sharia principles.
Two Sides: Development of Non-Bank Islamic Financial Institutions in Indonesia Binda Rahma Cahyani; Muhammad Arif; Wahyu Febri Ramadhan Sudirman; Rinda Fithriyana; Saru Reza
Journal of Financial and Business Vol 1 No 2 (2025)
Publisher : Global Sustainability Research Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/jfb.v1i2.29

Abstract

This study aims to identify challenges and opportunities in developing Non-Bank Islamic Financial Institutions (LKSNB) in Indonesia. With the increasing public interest in Sharia-based financial services, LKSNB has great potential to become an important pillar in supporting the growth of the sharia economy. The research method used is literature study and descriptive analysis, regarding secondary data from various reports of related institutions and academic literature. The results of the study indicate that the main challenges faced by LKSNB include low sharia financial literacy among the public, regulations that do not fully support the development of LKSNB, and limited human resources who have special competence in the field of sharia finance. On the other hand, great opportunities arise from the growth of the global sharia economy, government support through various policies, and increasing public awareness of the importance of a financial system based on sharia principles.