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All Journal Jurnal Ilmiah Mahasiswa Bidang Hukum Keperdataan Khazanah: Jurnal Pengembangan Kearsipan Journal of Political Issues Jurnal Hukum Adigama Jurnal Ilmiah Wahana Pendidikan Jurnal Akuntansi dan Keuangan Jurnal Pendidikan dan Ilmu Sosial Gudang Jurnal Multidisiplin Ilmu Jurnal Akuntansi, Keuangan, Perpajakan dan Tata Kelola Perusahaan Causa: Jurnal Hukum dan Kewarganegaraan El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Journal of Ekonomics, Finance, and Management Studies
Nabila Azzahra
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Konseling Kelompok Sebagai Dasar Untuk Mereduksi Kesulitan Belajar Siswa Hijr Amelya; Isabelle Clara; Muhammad Ridho Bima Addli; Nabila Azzahra; Ratna Sari Dewi
JURNAL PENDIDIKAN DAN ILMU SOSIAL (JUPENDIS) Vol. 3 No. 2 (2025): JURNAL PENDIDIKAN DAN ILMU SOSIAL
Publisher : Institut Teknologi dan Bisnis (ITB) Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54066/jupendis.v3i2.3211

Abstract

Education plays a crucial role in shaping students' futures; however, many students face various learning barriers. These obstacles may include substances that affect motivation and concentration, emotional stress, and social challenges that hinder understanding. One effective solution to address these issues is group counseling. Group counseling allows students to interact with their peers, fostering an environment of shared experiences and mutual support. This process can enhance students' self-confidence, social skills, and reduce psychological stress. This study aims to examine the benefits of group counseling in overcoming students' learning difficulties and to identify challenges in its implementation. The research employs a literature review method by analyzing various relevant sources on the topic. The findings indicate that group counseling has a positive impact on students’ academic and emotional development. Students who participate in group counseling tend to demonstrate improved learning motivation, communication skills, and better self and social awareness. These findings are expected to make a meaningful contribution to the development of more effective school counseling services, with an emphasis on integrating social and local cultural factors. Furthermore, the results of this study can support education policymakers and educators in designing interventions that are more responsive to students’ needs in the learning environment.
Mendorong Inkulsi Keuangan Melalui Digital: Pendekatan Technology Acceptance Model (TAM) pada Nasabah Bank Syariah Edy Prabowo; Fernando; Jesicca Valencia; Meiliana; Nabila Azzahra; Vallerina Mihairy; Welshan Fernando
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 7 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i7.8010

Abstract

This study aims to analyze the role of digitalization in enhancing financial inclusion among customers of Bank Syariah Indonesia (BSI) using the Technology Acceptance Model (TAM) approach. The research focuses on how perceived ease of use and perceived usefulness of BSI Mobile’s digital banking services influence technology adoption, particularly at BSI Dumai Branch. This qualitative study employs a descriptive analysis method, with data collected through interviews, observations, and documentation. The findings indicate that the adoption of Islamic banking digitalization still faces several challenges, including low digital literacy, limited infrastructure, and the need for improved cybersecurity measures. However, the increase in BSI Mobile users from 2021 to 2022 suggests that digitalization has successfully expanded financial access and enhanced financial inclusion among customers. This study highlights the importance of socialization efforts, enhanced security features, and the optimization of digital services to improve user experience and accelerate the digital transformation of Islamic banking.
Co-Authors Aldri Frinaldi Edy Prabowo ERNA WIDIASTUTY Fadly Anhar Gultom Faisal Fadilla Noorikhsan Fayza Dealova Y Ferdian, Komang Jaka Fernando Fridayani M.Sitio Hafizah, Tengku Zahwa Hanna Hotmian Br.Silalahi Harrington B.Silaban Hijr Amelya Hotmaria Silva Naibaho Isabelle Clara Jesicca Valencia La Ode Muhamad Muliawan Meiliana Mohammad Ali Andrias Muhammad Ridho Bima Addli Muhammad Rifqi Al Husaini Putri Helena Lahagu Putri Ramadhani Ratna Sari Dewi Rembrandt Rugun Romaida Hutabarat Sheren Velicia A Sonia Winda Khairani T. Haflisyah Vallerina Mihairy Vina Ameera Welshan Fernando Wildan Asykarillah