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All Journal CENDEKIA: Jurnal Studi Keislaman MALIA Jurnal Kajian Peradaban Islam Iqtishoduna: Jurnal Ekonomi Islam Transparansi Jurnal Ilmiah Ilmu Administrasi El-Barka: Journal of Islamic Economics and Business ACTIVA: Jurnal Ekonomi Syariah AL IQTISHOD: Jurnal Pemikiran dan Penelitian Ekonomi Islam Ilomata International Journal of Social Science Ekosiana : Jurnal Ekonomi Syariah Jurnal Kajian Peradaban Islam Jurnal Iqtisaduna JURISY: Jurnal Ilmiah Syariah Masyrif : Jurnal Ekonomi, Bisnis dan Manajemen Al-Maqashid: Journal of Economics and Islamic Business Revenue : Jurnal Ekonomi Pembangunan dan Ekonomi Islam Jurnal Ngejha Istithmar: Jurnal Studi Ekonomi Syariah IIJSE Multifinance Al Iqtishod: Jurnal Pemikiran dan Penelitian Ekonomi Islam Jurnal Ekonomi, Bisnis dan Manajemen Prosiding Pengabdian Ekonomi dan Keuangan Syariah Bhakti: Jurnal Pengabdian dan Pemberdayaan Masyarakat
Aang Kunaifi
IAI Al-Khairat Pamekasan
Religion Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Law, Crime, Criminology & Criminal Justice Mathematics Social Sciences Other

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Dinar–Dirham as an Ethical Monetary Framework: Qur’anic Perspectives on Financial Justice in the Digital Economy Abd Rosyid Rosyid; Aang Kunaifi; Zainol Fata; Fikri Zhilalil Haq
El-Barka Journal of Islamic Economics and Business Vol. 9 No. 1 (2026)
Publisher : El-Barka

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Abstract

The contemporary global monetary system based on fiat currency has been associated with various challenges, including inflation, exchange-rate volatility, and monetary instability in several developing economies. This study investigates the concept of money from an Islamic perspective by analyzing Qur’anic references to dinar and dirham as representations of gold- and silver-based monetary instruments. Employing a qualitative approach through thematic Qur’anic interpretation (tafsir maudhu’i) combined with a review of historical and contemporary monetary phenomena, the study examines the relevance of precious metals as measures of value within Islamic economic thought. The analysis focuses primarily on Surah Al-Imran (3:75) and At-Taubah (9:34), alongside historical evidence from selected Muslim-majority countries that have experienced monetary instability under fiat currency regimes. The findings indicate that Qur’anic references to dinar and dirham reflect principles related to value preservation, transactional fairness, and wealth protection. Furthermore, historical observations suggest that gold and silver have exhibited relatively greater long-term stability in purchasing power than several fiat currencies subject to inflationary pressures. This study contributes to the discourse on Islamic monetary economics by offering a reinterpretation of Qur’anic monetary concepts in relation to contemporary debates on monetary stability and alternative currency frameworks in Muslim societies.
BRIDGING THE TRUST GAP IN ISLAMIC MICROFINANCE MARKETING: A PARTICIPATORY ASSISTANCE APPROACH AT KSPPS NURI EAST JAVA Moh. Ali Arridho Jaysan; Aang Kunaifi; Hoirul Umam
Prosiding Pengabdian Ekonomi dan Keuangan Syariah Vol. 5 No. 1 (2026): Prospeks
Publisher : LP2M IAI AL-KHAIRAT PAMEKASAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32806/pps.v5i1.1802

Abstract

Program pengabdian kepada masyarakat ini bertujuan untuk menjembatani kesenjangan kepercayaan (trust gap) dalam pemasaran lembaga keuangan mikro syariah melalui pendekatan pendampingan partisipatif pada KSPPS NURI Jawa Timur Kantor Cabang Kota Pamekasan. Meskipun KSPPS NURI telah menerapkan strategi pemasaran terpadu yang bersifat sistematis dan prosedural—meliputi penetapan target pemasaran yang terukur, kelengkapan dokumen pemasaran, laporan kunjungan lapangan, serta program inklusi keuangan syariah—tingkat efektivitasnya masih relatif rendah. Temuan lapangan menunjukkan bahwa masyarakat memersepsikan KSPPS sebagai lembaga keuangan berskala kecil, sementara mereka cenderung lebih memilih lembaga yang dianggap lebih bonafide dan memberikan jaminan keamanan terhadap simpanan. Kondisi ini diperkuat oleh rendahnya tingkat literasi keuangan syariah masyarakat, khususnya terkait pemahaman terhadap lembaga KSPPS. Kegiatan pendampingan dilaksanakan pada 1 November 2025 hingga 5 Februari 2026 dengan metode pendampingan partisipatif yang melibatkan satu dosen dan dua mahasiswa. Tahapan kegiatan meliputi persiapan, inventarisasi masalah dan kebutuhan mitra, observasi lapangan, diskusi kelompok terfokus (FGD), sosialisasi, pendampingan, evaluasi, dan publikasi. Hasil kegiatan menunjukkan bahwa pemasaran yang bersifat prosedural semata tidak cukup efektif tanpa disertai penguatan kepercayaan publik, citra kelembagaan, dan pemahaman masyarakat terhadap prinsip keuangan mikro syariah. Program ini menegaskan pentingnya integrasi strategi pemasaran dengan komunikasi partisipatif dan literasi keuangan syariah untuk meningkatkan efektivitas pemasaran lembaga keuangan mikro syariah di tingkat akar rumput.
Gerakan Ekonomi Islam Konservatif-Politik, Wajah Konstruktivisme Kewirausahaan Komunitas Hijrah Indonesia Aang Kunaifi; Burhan Djamaluddin; Ika Yunia Fauzia; Iskandar Ritonga; Nurhayati; Nur Syam; Tika Widiastuti; Muhamad Ahsan
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 14 No. 2 (2025): October
Publisher : Department of Sharia Economics Faculty of Islamic Economics and Business, Universitas Islam Syarifuddin Lumajang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54471/iqtishoduna.v14i2.3192

Abstract

One can interpret the hijra community's economic impact in Indonesia as both beneficial and detrimental. The purpose of this paper is to elucidate the typology of the Indonesian Islamic entrepreneurial movement and the hijrah community movement's compromise model for economic rules. Observations at community business locations, interviews with entrepreneurs in 10 communities, documentation in the form of brochures, photos of activities, and information on Facebook, Instagram, and WhatsApp groups were used in the research, which followed a case study methodology. Three of the 22 informants who were thoroughly questioned were expert informants. The regions of origin of the informants included Java, Sumatra, Bali, NTB, Sulawesi, and Kalimantan. To generate fresh hypotheses, data were examined using theoretical PPIM and Carter and Banker's hijra community typology propositions. The study's findings demonstrate the political conservatism of the hijra community's Islamic economic movement. Specifically, the dominant economic system, the Islamic economic movement, aims to replace conventional or ribawi economics, or is portrayed as such in the dual system notion.
Co-Authors Abd Rosyid Abd Rosyid Rosyid Abdul Kadir Achmad Ali Said Achmad Fachruddin Syah Adriani Kusuma Ahmad Mawardi Ahsan, Muhamad Ani Faujiah Bahri, Matahari Adihapsari Saiful Burhan Djamaluddin Dewi Aliyah Efendi, Junaidi Enza Resdiana Fajar, Achmarul Fajar, Ainul Fikri Zhilalil Haq Fikriyah, Khusnul Hoirul Umam Ika Yunia Fauzia Ika Yunia Fauzia Iskandar Ritonga Isnain Bustaram Istianah Asas Lailatul Qomariyah Matnin Moh. Ali Arridho Jaysan Mubayyanah Mubayyanah Muhamad Ahsan Muhamad Wildan Fawa'id Najmul Hidayat Nuer Riskiyah Nur Syam Nur Syam Nurhayati Nurhayati Nurhayati Nurul Hidayati Nurul Komariyah Puji Handayati Purnama Ningsih Qaiyim Asyari Rahman, Fadali Risca Dwiaryanti Saputra, Taufik Aris Siti Azizah solihah, Nabilatus Subri Subri suhairiyah suhairiyah Taufik Aris Saputra Taufik Aris Saputra Tika Widiastuti Zainol Fata Zainurrafiqi Zainurrafiqi