Article Per Year (5 Year)
p-Index From 2021 - 2026
2.677
P-Index
This Author published in this journals
All Journal J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Ihtiyath : Jurnal Manajemen Keuangan Syariah AT-TASYRI' Jurnal Ilmiah Prodi Muamalah Connection : Jurnal Pengabdian Kepada Masyarakat Share: Jurnal Ekonomi dan Keuangan Islam el-Amwal Jurnal Riset Perbankan Syariah AT-TIJARAH: Journal Islamic Banking and Finance Research JCAIP: Journal of Contemporary Applied Islamic Philanthropy Jurnal Ilmiah Mahasiswa Seuraya Jurnal Pengabdian Kepada Masyarakat Malik Al-Shalih: Jurnal Pengabdian Masyarakat
Zuliani, Rafiza
Institut Agama Islam Negeri (IAIN) Langsa, Aceh
Religion Arts Humanities Chemistry Economics, Econometrics & Finance Education Social Sciences Other

Published : 19 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 19 Documents
Search

 1   2 
Pengaruh Company Size, Profitabilitas, Dan Rasio Leverage Terhadap Islamic Social Reporting Pada Perusahaan Perbankan Syariah Yang Terdaftar Di Bursa Efek Indonesia Tahun 2019-2023 Zuliani, Rafiza; Nurhaliza; Zefri Maulana; Nur Kumalahayati
J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Vol, 9 No 2 (2024)
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/j-ebis.v9i2.9513

Abstract

This research aims to examine the influence of company size, profitability, and Leverage ratio on Islamic Social Reporting (ISR) in Islamic banking companies listed on the Indonesia Stock Exchange from 2019 to 2023. The type of data in this research is secondary data in the form of time series. The analytical method used in this research is multiple regression analysis, T-test, F-test and coefficient of determination. The data sources in this research are financial reports, annual reports and sustainability reports of sharia banking companies listed on the Indonesia Stock Exchange (BEI) for 2019-2023. From the results of the T-test analysis, it was found that company size, profitability had a significant positive influence, while leverage had no significant influence. From the results of the simultaneous analysis, it was obtained that Fcount (8.849) > Ftable (3.294) with a significance degree of 0.000 > 0.05. This means that Ho is rejected and Ha is accepted. The conclusion is that there is a significant influence between company size, profitability and leverage together (simultaneously) on ISR disclosure. This shows that when these three variables are analyzed together, they do make a significant contribution to corporate social responsibility disclosure in ISR reports.
EDUKASI LITERASI KEUANGAN DAN PENGELOLAAN DANA BEASISWA KIP KULIAH BAGI MAHASISWA IAIN LANGSA UNTUK MENCEGAH PERILAKU KONSUMTIF Zikriatul Ulya; Muarif Setiawan; Khairatun Hisan; Ilham Juliyannur; Rafiza Zuliani; Zulhilmi; Wahyuni; Nasruddin; Aulia Husniati; Husni
SEURAYA Jurnal Pengabdian Kepada Masyarakat Vol 4 No 1 (2026): SEURAYA: Jurnal Pengabdian kepada Masyarakat
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The management of Indonesia Smart Card for Higher Education (KIP Kuliah) scholarship funds is an essential factor in supporting students' academic success. However, some KIP Kuliah recipients at IAIN Langsa have not yet managed their scholarship funds optimally, resulting in spending that is not fully aligned with priority needs and increasing the risk of consumptive behavior. This activity aimed to enhance students' understanding of financial management through budget planning, appropriate fund allocation, and the establishment of spending priorities. A descriptive qualitative approach was employed using observation, structured interviews, and documentation involving one Academic Affairs staff member and eight KIP Kuliah scholarship recipients selected through purposive sampling. The collected data were analyzed using data reduction, data display, and conclusion drawing techniques. The findings revealed that 62.5% of the students had prepared a budget plan before utilizing their scholarship funds, while 37.5% had not yet developed a systematic financial plan. Most of the scholarship funds were allocated to academic and living expenses, including meals, transportation, books, photocopying, and internet access. Nevertheless, some students still tended to use part of the funds for consumptive purposes that were not aligned with the objectives of the scholarship program. The activity contributed to increasing students' awareness of the importance of financial literacy, budgeting, and responsible scholarship fund management. Continuous financial literacy assistance provided by higher education institutions is expected to strengthen students' financial independence and optimize the utilization of KIP Kuliah scholarship funds to support their academic achievement.
ANALISIS TREND FASHION WANITA IMPOR TERHADAP KEPATUHAN SYARIAH DAN PERILAKU KONSUMTIF MASYARAKAT Rafiza Zuliani; Ulfazilah; Ridwan
el-Amwal Vol. 9 No. 1 (2026): El-Amwal
Publisher : Fakultas Ekonomi dan Bisnis Universitas Malikussaleh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29103/el-amwal.v8i1.27351

Abstract

Abstract The trend of imported women's clothing sales in Langsa City tends to be inconsistent with sharia compliance and triggers consumer behavior, even though traders are required to follow market trends. This study aims to analyze the influence of this trend on sharia compliance and consumer behavior of the community using a qualitative approach through observation, interviews, and documentation. The results of the study indicate that: (1) Imported fashion trends cause a shift in Muslim women's clothing patterns due to variations in design, models, and quality, but some are not in accordance with sharia because they emphasize body curves and do not completely cover the aurat, although consumers still consider the quality of materials and durability. (2) This trend also encourages consumer behavior, such as impulsive purchases due to design and promotion, as well as excessive lifestyles for status and social image, so that purchasing decisions are not only based on function, but also symbolic value Keywords: Imported Women’s Fashion Trends, Sharia Compliance, Consumerist Behavior.
Promotional Strategies for Enhancing Awareness and Acceptance of Waqf Takaful in Indonesia: A Literature-Based Study Nur Kumalahayati; Norizan Remli; Rafiza Zuliani
IHTIYATH : Jurnal Manajemen Keuangan Syariah Vol. 10 No. 1 (2026): Ihtiyath : Jurnal Manajemen Keuangan Syariah
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/ihtiyath.v10i1.14074

Abstract

Waqf Takaful is a unique financial instrument within the Islamic economic system that combines the concepts of takaful (Islamic insurance) and waqf (endowment). Despite its great potential to enhance social welfare, awareness and participation in waqf takaful in Indonesia remain low. The main issue of this study concerns the effectiveness of promotional efforts in increasing public awareness and acceptance of waqf takaful among Indonesian society. A substantial gap exists between the potential and the realization of cash waqf in the country. The objective of this study is to measure the effectiveness of promotional strategies used to introduce waqf takaful and to analyze how these strategies influence public knowledge and awareness. This study adopts a qualitative approach, involving an in-depth analysis of promotional strategies implemented by waqf takaful institutions. Data were collected through literature review, interviews, and document analysis. The main findings reveal that effective promotion plays a critical role in enhancing awareness and acceptance of waqf takaful. The use of digital technology, financial innovation, and project-based approaches were found to improve promotional effectiveness. This research contributes to a deeper understanding of the role of promotion in marketing waqf takaful products. It also provides guidance for Islamic financial institutions to refine their promotional strategies and enhance public awareness and participation in waqf takaful.  
Pengaruh Digitalisasi Perbankan Self Service Technology terhadap Kepuasan Pengguna BSI Zefri Maulana; Rafiza Zuliani; Nasruddin; Nabila Nur Hazizah
Jurnal Riset Perbankan Syariah Volume 5, No. 1, Juli 2026, Jurnal Riset Perbankan Syariah (JRPS)
Publisher : UPT Publikasi Ilmiah Unisba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29313/jrps.v5i1.10302

Abstract

Abstrak. Kemajuan teknologi digital telah mendorong transformasi layanan perbankan syariah melalui penerapan Self Service Technology untuk meningkatkan kemudahan, kecepatan, efisiensi, dan kepuasan nasabah. Namun, masih terdapat kendala seperti keterbatasan literasi digital, gangguan teknis sistem, dan variasi tingkat penerimaan masyarakat. Penelitian ini menjawab research gap terkait minimnya studi empiris yang membandingkan pengaruh Automatic Teller Machine (ATM), Mobile Banking, dan Internet Banking terhadap kepuasan pengguna layanan digital pada Bank Syariah Indonesia di Kota Langsa. Kebaruan penelitian terletak pada pengujian ketiga layanan tersebut secara simultan dan parsial untuk mengidentifikasi kontribusi masing-masing terhadap kepuasan nasabah. Pendekatan kuantitatif dilakukan melalui survei terhadap 100 responden dengan teknik purposive sampling, kuesioner skala Likert, dan analisis regresi linear berganda menggunakan SPSS versi 22. Hasil penelitian menunjukkan bahwa ATM dan Internet Banking berpengaruh positif dan signifikan terhadap kepuasan pengguna, sedangkan Mobile Banking tidak berpengaruh signifikan. Secara simultan, ketiga variabel berkontribusi signifikan terhadap kepuasan nasabah. Temuan ini menjadi landasan empiris bagi Bank Syariah Indonesia dalam mengoptimalkan layanan digital sesuai kebutuhan pengguna lokal.Abstract. Advances in digital technology have encouraged the transformation of Islamic banking services through the implementation of Self Service Technology to improve convenience, speed, efficiency, and customer satisfaction. However, challenges remain, including limited digital literacy, technical system failures, and variations in public acceptance. This study addresses the research gap regarding the limited empirical studies comparing the effects of Automatic Teller Machine (ATM), Mobile Banking, and Internet Banking on the satisfaction of digital service users at Bank Syariah Indonesia in Langsa City. The novelty of this study lies in the simultaneous and partial examination of these services to identify their respective contributions to customer satisfaction. A quantitative approach was employed through a survey of 100 respondents using purposive sampling, Likert-scale questionnaires, and multiple linear regression analysis with SPSS version 22. The results indicate that ATMs and Internet Banking have a positive and significant effect on user satisfaction, whereas Mobile Banking does not. Simultaneously, all three variables contribute significantly to customer satisfaction. These findings provide an empirical basis for Bank Syariah Indonesia to optimize digital services according to local user needs and preferences.
Implementation of Stunting Prevention Policies in Gampong Alue Pineung Timue: Synergy of Community Values and Public Policy Agustinar agustinar; Nurjannah; Zulfa Eliza; Safwandi; Dessy Asnita; Rafiza Zuliani; Mutia Sumarni
SEURAYA Jurnal Pengabdian Kepada Masyarakat Vol 2 No 1 (2024): SEURAYA Jurnal Pengabdian Kepada Masyarakat
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Abstract The issue of stunting among children in Gampong Alue Pineung Timue is caused by inadequate nutrition intake over a prolonged period. This problem is of serious concern due to its impact on children's growth and development. The aim of this paper is to implement a stunting prevention policy with a public value approach as its foundation. The methods include workshops and educational mentoring for the community, particularly for stunting cadres in Gampong Alue Pineung Timue. These activities aim to enhance community understanding of factors contributing to stunting, such as political economy, health, sanitation, and environment. The results of this policy implementation demonstrate strong commitment from the Government of Gampong Alue Pineung Timue through Presidential Regulation No. 72 of 2021, encompassing various nutrition and health interventions. In conclusion, addressing stunting requires collective commitment and sustainable policy implementation from multiple stakeholders. Thus, the community in Gampong Alue Pineung Timue is expected to experience improved welfare and optimal child development through integrated and sustainable stunting prevention efforts. The implications of this research underscore the need for synergy between government and community in tackling stunting. Through comprehensive approaches like nutritional education, access to clean water, and adequate sanitation, it is expected to significantly reduce stunting prevalence in Gampong Alue Pineung Timue. Globally, these efforts also contribute to achieving global nutrition targets aimed at reducing the number of stunted children. Keywords: Stunting Prevention; Government Policy, Nutritional Education, Community Synergy
Community Economic Empowerment as a Stunting Prevention Program in Seulalah Baru Village Zulfa Eliza Ziauddin; Rafiza Zuliani; Agustinar Agustinar
SEURAYA Jurnal Pengabdian Kepada Masyarakat Vol 2 No 1 (2024): SEURAYA Jurnal Pengabdian Kepada Masyarakat
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Stunting is a chronic nutritional problem characterized by a child's height being below the standard for their age. Stunting can cause various health problems, including cognitive, motor and social emotional development disorders. Seulalah Baru Village is one of the villages in Langsa City that has a high prevalence of stunting. One of the factors causing stunting in this village is poverty. Community economic empowerment is one strategy that can be used to prevent stunting. Community economic empowerment can increase community income, so that people can fulfill their nutritional needs optimally. This research aims to examine the effectiveness of community economic empowerment as a stunting prevention program in Seulalah Baru Village. This research uses quantitative research methods with a quasi-experimental research design. The research results show that community economic empowerment can reduce the prevalence of stunting in Seulalah Baru Village. This is shown by the results of the t test which shows a significant difference between the prevalence of stunting in the intervention group and the control group. Based on the results of this research, it can be concluded that community economic empowerment is an effective program to prevent stunting.
Penguatan Gotong Royong Pangan melalui Pemberdayaan Dapur Masjid: Program Dapur Mustikarasa Ramadhan di Aceh Agustinar Tina; Nurjanah; Rafiza Zuliani; Zulfa Eliza; Nova Rianti; Mira Humaira; Nurazizah; Dessy Asnita
SEURAYA Jurnal Pengabdian Kepada Masyarakat Vol 4 No 2 (2026): SEURAYA: Jurnal Pengabdian kepada Masyarakat
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Food access vulnerability among certain community groups requires stronger social awareness and community participation in food provision. This community service program aimed to describe the implementation and outcomes of the Dapur Mustikarasa Ramadhan 2026 Program in strengthening food solidarity through the empowerment of mosque kitchens and volunteer participation in Aceh. The program employed a participatory approach involving 14 mosque kitchens across four areas: Aceh Tamiang, North Aceh, Banda Aceh, and Langsa. Activities included preparation, organization, food processing, hygiene and sanitation practices, packaging, distribution, documentation, and evaluation, organized through the 5M principle: collecting, preparing, processing, serving, and distributing. The results showed that the mosque kitchen network functioned as a basis for organizing food activities, while volunteers and community members participated in food preparation, processing, packaging, and distribution. The program targeted the provision of 3,400 iftar meal packages through 14 mosque kitchens. These outcomes indicate that mosque kitchens and volunteer networks can be mobilized as community assets for organizing collective food initiatives during Ramadhan. The program highlights the importance of integrating local facilities, community participation, and social care in developing community-based food initiatives. Keywords: Mosque Kitchen; Food Solidarity; Community Participation; Volunteers; Ramadhan    
Sosialisasi Penggunaan Teknologi Produksi dan Pemasaran Terasi Berdaya Saing Nasional Pada Masyarakat Desa Kuala Penaga Aceh Tamiang Agustinar; Rafiza Zuliani; Suyani suryani
Malik Al-Shalih : Jurnal Pengabdian Masyarakat Vol. 2 No. 1 (2023): Malik Al-Shalih: Jurnal Pengabdian Masyarakat
Publisher : Fakultas Ekonomi dan Bisnis Islam - IAIN Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52490/malikalshalih.v2i1.1781

Abstract

The process of making shrimp paste in the people of Kuala Peunaga Village still uses a manual process with very minimal output, unattractive packaging and the marketing process still uses traditional methods, namely direct marketing and mouth to mouth so that the production of shrimp paste in the village has not been touched by the outside community is a problem that drives the existence of socialization activities in the form of this service. This activity aims to provide educational knowledge about the importance of using modern technology in the shrimp paste production process and marketing through digital media by utilizing social media. The implementation method is by outreach to the community starting with observation, implementation of activities, monitoring and evaluation as well as ongoing support. After the implementation of this activity, the community is very enthusiastic about using modern technology and will promote their products by digitalization or through social media. This socialization is also highly expected by the community so that later there will be special training and assistance to develop the shrimp paste business of the people of Kuala Peunaga Village into a nationally competitive product.
Co-Authors Agustinar Tina Agustinar, Agustinar Alfian Aulia Husniati Azra, Feny Bayduri, Intan Dessy Asnita Husni Ilham Juliyannur Kamal, Safwan Khairatun Hisan Kumalahayati, Nur Mira Humaira Muarif Setiawan Mutia Sumarni Nabila Nur Hazizah Nasruddin Nasruddin Norizan Remli Nova Rianti Nur Kumalahayati Nur Kumalahayati Nurazizah Nurhaliza Nuria Ajijah Nurjanah Nurjanah Nurjannah Nurjannah Nurjannah Purnama, Rahma Amelia Ridwan Safwandi Suyani suryani Tina, Agustinar Ulfazilah WAHYUNI Zefri Maulana Zikriatul Ulya Zulfa Eliza Zulfa Eliza Ziauddin Zulhilmi