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Journal : Journal of Economic Education and Entrepreneurship Studies

Financial Literacy as a Determinant of Community Welfare: Empirical Evidence from a Rural Context Ali, Fatria N.; Panigoro, Meyko; Koniyo, Rierind; Hasiru, Roy; Damiti, Fatmawaty
Journal of Economic Education and Entrepreneurship Studies Vol. 6 No. 2 (2025): VOL. 6, NO. 2 (2025): JE3S, JUNE 2025
Publisher : Department of Economics Education, Faculty of Economics, Universitas Negeri Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62794/je3s.v6i2.8017

Abstract

The purpose of this study is to determine the effect of Financial Literacy on the Welfare of the Community in Titidu Village, Kwandang District, North Gorontalo Regency. This research uses a descriptive quantitative approach with a sample size of 44 people. The instrument used is a questionnaire or survey. The data analysis technique employed is simple linear regression analysis. Based on the results of the simple regression analysis, it can be seen that there is a positive and significant effect of financial literacy on the welfare of the community in Titidu Village, Kwandang District, North Gorontalo Regency. The regression analysis shows a coefficient of determination of 0.434, indicating that 43.4% of the variation in community welfare is influenced by financial literacy. This indicates a positive relationship between financial literacy and community welfare, where the better the financial literacy, the higher the community welfare. The remaining 56.6%, or the residual value, is influenced by other factors not examined in this study.
The Influence of the Family Hope Program and Direct Cash Assistance on Community Poverty Levels: A Quantitative Study Mustapa, Nur Indah; Panigoro, Meyko; Gani, Imam Prawiranegara; Mahmud, Melizubaida; Halid, Risca Marsanti
Journal of Economic Education and Entrepreneurship Studies Vol. 6 No. 2 (2025): VOL. 6, NO. 2 (2025): JE3S, JUNE 2025
Publisher : Department of Economics Education, Faculty of Economics, Universitas Negeri Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62794/je3s.v6i2.8033

Abstract

The purpose of this study is to determine whether there is an influence of the Family Hope Program (PKH) and Direct Cash Assistance (BLT) on the poverty level of the community in Poowo Barat Village, Kabila District, Bone Bolango Regency. This research uses a descriptive quantitative approach. The sample size is 63 respondents, namely recipients of the Family Hope Program and recipients of Direct Cash Assistance. Data collection techniques were obtained from observations and questionnaires. The data analysis technique used is multiple linear regression analysis. The results showed that simultaneously, the Family Hope Program (PKH) and Direct Cash Assistance (BLT) variables have a significant effect on the poverty level of the community in Poowo Barat Village, Kabila District, Bone Bolango Regency. From the results of data analysis in the table above, the R value is 0.520 and R Square is 0.271. This means that the regression model obtained can explain that the Family Hope Program (X1) and Direct Cash Assistance (X2) variables can influence the poverty level of the community in Poowo Barat Village, Kabila District, Bone Bolango Regency by 27.1%. While the remainder is influenced by other variables not examined in this study.
Co-Authors Abd. Rahman Pakaya Abdulrahim Maruwae Abdurahim Maruwae Adam, Fenlis Agil Bahsoan Ahmad, Amelia Aldealtri A. Slamet Ali, Fatria N. Amelia Ahmad Amir Arham Amrain, Imin Anisa Hamzah Annisa Meliyana Ardiansyah Ardiansyah Ardiansyah , Ardiansyah Ardiansyah Ardiansyah ARDIANSYAH ARDIANSYAH Arief Abdul Gani Baruadi, Irvan E. Berlian Hala'a Bilale, Ida Safitri Bilantua, Ahmad Boby Rantow Payu Bumulo, Frahmawati Cindrawati S. Mustapa Cindriyanti Napulo Clara Shintya Pakaya Cristian Polamolo Dama, Maya Novrita Datuela, Idam Desmayanti Haka Diniarti Makalalag Elfatya Putri Fahmi Elvana Sri Jannati Paputungan Erika Bulango Fahrudin Zain Olilingo Fajha Hamisi Fatmawaty Damiti Fatmawaty Damiti Febriyani Pioke Fitriansyah Nusi Frahma Bumulo Gebrila Pulu Gobel, Aprilia Van Haka, Desmayanti Hapsawati Taan Harun, Asri Martha K. Hasan, Febrianty Anatasya Hasyim, Maimun Imam Prawiranegara Gani Indah Dwi Wahyuni Bajuka Ingka Tonge1 Irina Popoi Irwan Yantu Ismail Van Gobel Ismiwati Bagu Ivan Rahmat Santoso Jaati, Kurniawan I. Kasim, Mamang Kiayi, Asrawati Lamapa, Nurhaliza S. Lasena, Chany Apriani Lisda L. Asi Mamu, Nurfirly Oliviana Maya Novrita Dama Melizubaida Mahmud Miranda Sumaila Muhammad Amir Arham Mustapa, Nur Indah Nadila Paputungan Nandri Lahay Negaragani, Imam Prawira Nerli Siki Nilam Purnawati Nunu Niswatin Nur Febriyanti Liputo Nur Praditya Djumura Nuraini Lohor Nuralwiyah Sania Sakum Nurnaningsih Halid Nurul Fadillah Nurul Maulida Alwi Nusi, Cindi Anggriani Payu, Boby Rantaw Puluhulawa, Karlina H. Putri Rezky Amanda Radia Hafid Raflin Hinelo Rierind Koniyo Rifal Pasoo Ririend Koniyo Risca Marsanti Halid Riska Jangko Risna S Tialo Rosman Ilato Roy Hasiru Rusli Isa Safitrah Adam Salwaa Ardhiah Mohamad Sanggilang, Hastuti Sanusi, Eriyanti Sartika Sariamas Sirfan Malik Siti Fadillah Sofyan Asuke Sri Agustina Kasim Sri Endang Saleh Sri Indriyani S. Dai Sri Rianita Tilohe Sri Wahyuni F Siwi Sudirman sudirman sudirman Sudirman Sudirman Sudirman Sudirman Sumar, Riska H Syarwani Canon Tanib, Rian Abdul Tiara Ningsi Putri Maaruf Tolingguhu, Karsum Torawale, Yulianti Usman Moonti Usman Moonti Usman Moonti Usman Moonti Windrawati Mamui Windri Tahawali Yulia Akib, Fitri Hadi Yulianti Toralawe Yulindawati Ibrahim Zulkeplin Y Hasym