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ANALISIS PENGARUH ROA, DER DAN CR TERHADAP RETURN SAHAM PERUSAHAAN SUB SEKTOR PERTAMBANGAN YANG TERDAFTAR DI BEI PERIODE 2021-2023 Nurfajria, Khodijah; Purwaningrum, Endang; Mirati, R Elly
Indonesian Journal of Economy, Business, Entrepreneuship and Finance Vol. 5 No. 2 (2025): Indonesian Journal of Economy, Business, Entrepreneuship and Finance
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/ijebef.v5i2.241

The purpose of this research is to study how return on assets (ROA), debt-to-equity ratio (DER), and current ratio (CR) impact the stock returns of mining sub-sector companies listed on the Indonesia Stock Exchange (IDX) from 2021 to 2023. The research sample consists of 44 businesses selected through purposive sampling technique based on certain criteria. The data used comes from past stock prices and the company's annual financial statements. The quantitative method of panel data regression, which uses the common effect model (CEM) approach, was used in this study. The results show that DER and CR have no effect and are insignificant to stock returns; on the other hand, ROA partially affects and is significant to stock returns. Simultaneously, the three independent variables have a significant effect on stock returns. The findings provide practical implications for investors and company management on the importance of considering financial indicators when making investment decisions and developing strategies to improve financial performance.

PENGARUH ROE, EPS, DAN DER TERHADAP RETURN SAHAM PERUSAHAAN SEKTOR PERTANIAN YANG TERDAFTAR DI BURSA EFEK INDONESIA (BEI) TAHUN 2020–2023 Desmita, Devira Patria; Purwaningrum, Endang; Mirati, R Elly
Indonesian Journal of Economy, Business, Entrepreneuship and Finance Vol. 5 No. 2 (2025): Indonesian Journal of Economy, Business, Entrepreneuship and Finance
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/ijebef.v5i2.242

This study aims to analyze the effect of Return on Equity (ROE), Earnings per Share (EPS), and Debt to Equity Ratio (DER) on stock returns in agricultural sector companies during the 2020–2023 period. The data used in this research are annual data obtained from the official website of the Indonesia Stock Exchange. The analysis technique used is panel data regression with a 5 percent level of significance. The results of the partial test show that ROE and DER have a significant negative effect on stock returns, while EPS does not have a significant effect. Meanwhile, the simultaneous test shows that ROE, EPS, and DER together have a significant effect on stock returns in agricultural sector companies.

PENGARUH LITERASI KEUANGAN DAN TOLERANSI RESIKO TERHADAP KEPUTUSAN INVESTASI SAHAM PADA APLIKASI STOCKBIT (STUDI KASUS GENERASI Z DI DKI JAKARTA) Taria, Putri Anas; Purwaningrum, Endang; Mirati, R Elly
Indonesian Journal of Economy, Business, Entrepreneuship and Finance Vol. 5 No. 2 (2025): Indonesian Journal of Economy, Business, Entrepreneuship and Finance
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/ijebef.v5i2.245

The increasing number of capital market players, the majority of whom are members of Generation Z in DKI Jakarta, is not always accompanied by adequate financial understanding and risk awareness. This situation is a challenge in producing logical investment decisions, especially with the emergence of digital investment platforms such as the Stockbit application. The purpose of this study is to gather empirical data regarding how Risk Tolerance and Financial Literacy affect Generation Z stock investment choices in DKI Jakarta who utilise the Stockbit app. IBM SPSS version 22 software is used to analyse multiple linear regression analysis in this quantitative investigation. The sampling method used is purposive sampling of 100 Generation Z respondents who live in DKI Jakarta and have invested through the Stockbit application. The research findings show that financial literacy and risk tolerance, both separately and simultaneously, have a positive and significant influence on stock investment decisions. This underscores the importance of understanding finance and readiness to face risk as key factors in making intelligent investment decisions in the digital era.

PERAN SELEBRITI ENDORSE TERHADAP KEPERCAYAAN KONSUMEN MENENGAH ATAS PADA PRODUK UKM Fatimah; Darna; Endang Purwaningrum; Elisabeth Yansye Metekohy
Ekonomi & Bisnis Vol 20 No 2 (2021): JURNAL EKONOMI BISNIS VOL 20 NO 2 DESEMBER 2021
Publisher : Politeknik Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32722/eb.v20i2.4349

Pandemi covid-19 membuat perekonomian Indonesia mengalami penurunan daya beli konsumen. Cara meningkatkan pertumbuhan ekonomi Indonesia adalah memulihkan kepercayaan kelompok konsumen menengah atas yang masih memiliki daya beli. Tingkat kepercayaan tersebut akan mendorong peningkatan belanja barang dan jasa yang dijual oleh UKM . Promosi dengan menggunakan selebriti endorse melalui media sosial banyak digunakan Pelaku UKM. Tujuan penelitian ini adalah untuk: mengukur pengaruh langsung selebriti endorse kepada keputusan membeli produk UKM dan mengukur pengaruh tidak langsung selebriti endorse terhadap keputusan membeli produk UKM melalui variabel ntervening tingkat kepercayaan kepada produk. Penelitian dilakukan di sekitar Jakarta, Bogor dan Depok, dengan populasi adalah kelompok menengah atas dengan penghasilan di atas 5 juta rupiah dan jumlah sampel sebanyak 90 orang. Teknik sampling menggunakan purposive non-random sampling, teknik ini dipilih karena tidak adanya data yang pasti mengenai jumlah anggota populasinya. Alat analisis menggunakan Path Analysis. Hasil perhitungan menunjukkan Selebriti Endorse hanya dapat mempengaruhi konsumen menengah atas untuk membeli produk UKM sebesar 3,1%, Sedangkan pengaruh tidak langsung dari selebriti endorse mempengaruhi keputusan konsumen menengah atas untuk membeli produk UKM melalui variabel intervening tingkat kepercayaan kepada produk adalah sebesar 59%. Saran kepada Pelaku UKM, harus memilih selebriti endorse yang dapat memunculkan kepercayaan konsumen menengah atas kepada produk UKM. Kata Kunci: Selebriti Endorse, Produk UKM, Menengah Atas, Tingakat Kepercayaan.

STRATEGI PENINGKATAN SUMBER DAYA MANUSIA DI BIDANG PERENCANAAN KEUANGAN KEPADA PEGAWAI PDAM KABUPATEN BOGOR Mirati, R. Elly; Purwaningrum, Endang; Abrianto, Heri; Audinasari, Rifka
Lumbung Inovasi: Jurnal Pengabdian kepada Masyarakat Vol. 11 No. 1 (2026): March
Publisher : Lembaga Penelitian dan Pemberdayaan Masyarakat (LITPAM)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36312/linov.v11i1.4691

Permasalahan yang menjadi prioritas utama kegiatan pengabdian masyarakat di PDAM Kota Bogor adalah kurangnya pemahaman mengenai pengelolaan keuangan untuk mempersiapkan keuangan masa kini dan masa pensiun. Hal ini disebabkan oleh perencanaan keuangan yang tidak terencana dan ketidakmampuan memanfaatkan media sosial dan aplikasi keuangan yang mempromosikan dan melakukan literasi kepada masyarakat oleh lembaga seperti Otoritas Jasa Keuangan. Tujuan kegiatan ini adalah meningkatkan kualitas sumber daya manusia dengan pengenalan kepada saham dan reksadana yang ditawarkan dalam Bursa Efek Indonesia untuk mendukung peningkatan literasi keuangan berkelanjutan dan pemanfaatan media sosial untuk literasi keuangan kepada masyarajkat. Metode yang digunakan adalah Participatory Action Research (PAR), yang melibatkan tahapan survei, koordinasi dengan Perusahaan Daerah Air Minum (PDAM), pelatihan, dan valuasi. Peserta pelatihan sebanyak 56 orang. Hasil pelatihan menunjukkan peningkatan signifikan. Terlihat dari hasil pre test tentang pengetahuan dan profil investasi peserta yang menunjukan angka 45 menjadi 94,5 pada hasil Post test artinya mengalami kenaikan 52% dalam pemahaman tentang pengelolaan keuangan berkelanjutan. Kegiatan ini diharapkan dapat mendorong peningkatan pemahaman akan pentingnya pengelolaan keuangan dengan menggunakan perangkat Motion Trade dengan pemantauan setelah pelatihan secara berkelanjutan di Perusahaan Daerah Air Minum, Kota Bogor. Strategy for Enhancing Human Resources in Financial Planning for Employees of the Regional Drinking Water Company (PDAM) of Bogor City Abstract The primary issue addressed in this community service program at the Regional Drinking Water Company (PDAM) of Bogor City is the limited understanding of financial management for both current needs and retirement planning. This condition is largely attributed to inadequate financial planning and the limited ability to utilize social media and financial applications that promote financial literacy, such as those provided by the Financial Services Authority (OJK). The objective of this program is to enhance human resource capacity through the introduction of investment instruments, including stocks and mutual funds available on the Indonesia Stock Exchange, in order to support sustainable financial literacy and promote the use of social media as a tool for public financial education. This study employed a Participatory Action Research (PAR) approach, which involved several stages: initial survey, coordination with PDAM, training implementation, and evaluation. A total of 56 participants were involved in the training. The results indicate a significant improvement in participants’ understanding of sustainable financial management. The average pre-test score increased from 45 to 94.5 in the post-test, reflecting a 52% improvement in financial literacy. This program is expected to foster greater awareness of the importance of financial management through the use of the MotionTrade application, supported by continuous post-training monitoring within PDAM Bogor City.

FOMO DAN KEPUTUSAN INVESTASI SAHAM IPO : PERAN LITERASI KEUANGAN DALAM MENGONTROL KEPUTUSAN IMPULSIF Shakila Ferliana Rachman; Endang Purwaningrum
Jurnal Ilmiah Manajemen, Ekonomi, & Akuntansi (MEA) Vol 9 No 3 (2025): Edisi September - Desember 2025
Publisher : LPPM STIE Muhammadiah Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31955/mea.v9i3.6168

Stock investments in Initial Public Offerings (IPOs) in the Indonesian capital market are increasingly favored by retail investors, particularly among younger generations. The psychological phenomenon of Fear of Missing Out (FOMO), triggered by social pressure and information spread through social media, can lead investors to make impulsive decisions without analytical consideration. This study aims to analyze the influence of FOMO on IPO stock investment decisions and examine the role of financial literacy in controlling impulsive decisions driven by FOMO. A quantitative approach was employed through an online survey of 142 retail investors who had previously purchased IPO stocks, and the data were analyzed using Partial Least Squares – Structural Equation Modeling (PLS-SEM). The results show that FOMO has a positive and significant effect on IPO investment decisions, where investors affected by FOMO tend to make quicker and less rational choices. Financial literacy is proven to negatively moderate this relationship, meaning the higher an investor’s level of financial literacy, the lower the influence of FOMO on their investment decisions. The novelty of this research lies in its specific focus on IPO stocks, which have unique characteristics such as limited offering periods, high short-term profit potential, and market euphoria—elements that have not been widely explored in previous FOMO-related studies. The implications of this study highlight the importance of financial literacy education as a safeguard against psychological bias, and as a foundation for regulators and market participants in designing strategies to improve the quality of investment decision-making.

STRATEGI PENINGKATAN SUMBER DAYA MANUSIA DI BIDANG PERENCANAAN KEUANGAN KEPADA PEGAWAI PDAM KABUPATEN BOGOR Mirati, R. Elly; Purwaningrum, Endang; Abrianto, Heri; Audinasari, Rifka
Lumbung Inovasi: Jurnal Pengabdian kepada Masyarakat Vol. 11 No. 1 (2026): March
Publisher : Lembaga Penelitian dan Pemberdayaan Masyarakat (LITPAM)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36312/linov.v11i1.4691

Permasalahan yang menjadi prioritas utama kegiatan pengabdian masyarakat di PDAM Kota Bogor adalah kurangnya pemahaman mengenai pengelolaan keuangan untuk mempersiapkan keuangan masa kini dan masa pensiun. Hal ini disebabkan oleh perencanaan keuangan yang tidak terencana dan ketidakmampuan memanfaatkan media sosial dan aplikasi keuangan yang mempromosikan dan melakukan literasi kepada masyarakat oleh lembaga seperti Otoritas Jasa Keuangan. Tujuan kegiatan ini adalah meningkatkan kualitas sumber daya manusia dengan pengenalan kepada saham dan reksadana yang ditawarkan dalam Bursa Efek Indonesia untuk mendukung peningkatan literasi keuangan berkelanjutan dan pemanfaatan media sosial untuk literasi keuangan kepada masyarajkat. Metode yang digunakan adalah Participatory Action Research (PAR), yang melibatkan tahapan survei, koordinasi dengan Perusahaan Daerah Air Minum (PDAM), pelatihan, dan valuasi. Peserta pelatihan sebanyak 56 orang. Hasil pelatihan menunjukkan peningkatan signifikan. Terlihat dari hasil pre test tentang pengetahuan dan profil investasi peserta yang menunjukan angka 45 menjadi 94,5 pada hasil Post test artinya mengalami kenaikan 52% dalam pemahaman tentang pengelolaan keuangan berkelanjutan. Kegiatan ini diharapkan dapat mendorong peningkatan pemahaman akan pentingnya pengelolaan keuangan dengan menggunakan perangkat Motion Trade dengan pemantauan setelah pelatihan secara berkelanjutan di Perusahaan Daerah Air Minum, Kota Bogor. Strategy for Enhancing Human Resources in Financial Planning for Employees of the Regional Drinking Water Company (PDAM) of Bogor City Abstract The primary issue addressed in this community service program at the Regional Drinking Water Company (PDAM) of Bogor City is the limited understanding of financial management for both current needs and retirement planning. This condition is largely attributed to inadequate financial planning and the limited ability to utilize social media and financial applications that promote financial literacy, such as those provided by the Financial Services Authority (OJK). The objective of this program is to enhance human resource capacity through the introduction of investment instruments, including stocks and mutual funds available on the Indonesia Stock Exchange, in order to support sustainable financial literacy and promote the use of social media as a tool for public financial education. This study employed a Participatory Action Research (PAR) approach, which involved several stages: initial survey, coordination with PDAM, training implementation, and evaluation. A total of 56 participants were involved in the training. The results indicate a significant improvement in participants’ understanding of sustainable financial management. The average pre-test score increased from 45 to 94.5 in the post-test, reflecting a 52% improvement in financial literacy. This program is expected to foster greater awareness of the importance of financial management through the use of the MotionTrade application, supported by continuous post-training monitoring within PDAM Bogor City.

Keterkaitan Profil Risiko dengan Preferensi Investasi: Mengungkap Cara Pandang Investor melalui Simulasi Investasi Saham di Bursa Efek Indonesia Endang Purwaningrum; Ali Masjono Muchtar; Lini Ingriyani; Fatimah Fatimah; Indianik Aminah; Sabar Waersini
Journal of Applied Community Engagement Vol. 5 No. 1 (2025): Journal of Applied Community Engagement (JACE)
Publisher : ISAS (Indonesian Society of Applied Science)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52158/jace.v5i1.980

It is common knowledge in the investment world that investor candidates will look at their risk profile before determining what investment is suitable. This article aims to see the relationship between risk profile and the type of investment chosen. At the initial stage respondents were asked to answer questions to determine their risk profile. In the second stage, 40 respondents were given a deeper understanding of investment, in the third stage respondents would conduct a stock investment simulation, then respondents would trade stocks themselves according to the direction and guidance of the mentor. Three months later, respondents were surveyed about stock investment and their understanding of investments. Respondents were dominated by women and aged between 30-40 years, had jobs or were housewives. There is a relationship between risk profile and the type of investment preferred. Aggressive profiles tend to choose investments in stocks and bonds, Moderate profiles tend to choose gold and stock investments. Conservative profiles tend to choose gold and property investments. The implication is that the risk profile is used as a reference in determining the type of investment. There is a change in the way participants view investing due to risk profile factors and factors of increasing knowledge about investment, but gold investment is still the main choice because the risk profile of participants is dominated by conservative and moderate profiles.

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