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All Journal ETIKONOMI El Dinar Journal of Economics, Business, & Accountancy Ventura Owner : Riset dan Jurnal Akuntansi EKO-REGIONAL JURNAL PENGEMBANGAN EKONOMI WILAYAH Performance JIA (Jurnal Ilmiah Akuntansi) JASF (Journal of Accounting and Strategic Finance) Budimas : Jurnal Pengabdian Masyarakat JRABA Al-Masraf: Jurnal Lembaga Keuangan dan Perbankan Jurnal Pengabdian Bisnis dan Akuntansi Soedirman Soedirman Accounting, Auditing and Public Sector Journal Jurnal Ekonomi, Bisnis, dan Akuntansi Journal of Community Service and Society Empowerment Jurnal Edukasi Pengabdian Masyarakat: EDUABDIMAS
Ascaryan Rafinda
Faculty Of Economics And Business, Universitas Jenderal Soedirman
Religion Agriculture, Biological Sciences & Forestry Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Public Health Social Sciences Other

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Journal : performance

 1 
Formative variables of trustworthiness on Instagram online sellers Rafinda, Ascaryan; Suroso, Agus; Rafinda, Ascariena; Purwaningtyas, Putri
Performance Vol 25 No 2 (2018): Performance
Publisher : Faculty of Economics and Business Universitas Jenderal Soedirman

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (436.961 KB)

Abstract

This research aims to develop an indicator of trust in Online Seller Application Instagram. Instagram is a sharing picture application that used uniquely by Indonesian as a medium for a seller and buyer to meet. Deception was the biggest risk when people used online shopping. This study identifies an indicator of trustworthiness in Instagram Online seller application. Four indicators were proposed and proven could measure trust in online sellers. There are some followers, price rationality, image quality and seller response. Samples from this study were users of Instagram Online users. Total 20 informants for qualitative study and 488 respondents for the quantitative study participated in this research. This research used the mixed method. A qualitative method to identify and classify potential indicator for trustworthiness on Instagram seller, while quantitative method was used to measure the construct validity and reliability of trustworthiness on instagram online seller. The result show that from 12 indicators that represent trustworthiness in instagram online seller, it could classify into four variables by using Exploratory Factors Analysis (EFA). This research imply for Instagram seller, they should pay attention to factors that found by this research to gain trust from the customers.
The Effect of Financial Incentives on Task Attractiveness and Individual Performance Ascaryan Rafinda; Timea Gal; Ascariena Rafinda; Putri Purwaningtyas
Performance: Jurnal Personalia, Financial, Operasional, Marketing dan Sistem Informasi Vol 28 No 1 (2021): Performance
Publisher : Faculty of Economics and Business Universitas Jenderal Soedirman

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20884/1.jp.2021.28.01.3667

Abstract

The purpose of this paper is to examine the effect of monetary incentives on unattractive task. Pre-test and post-test were conducted to examine the effect of monetary incentives on unattractive task. The data generated from University Student in Indonesia. Total 53 participant follow two stages of the experiment to do the assignment. The first stage to examine individual performance in the assignment without incentives and the second stage is the treatment group. One group with financial incentives while another group without financial incentives. The T-Test was examining to evaluate the difference between pre-test and post test result. The result shows that monetary incentives could not change people perceived of unattractive task become attractive and could not increase individual performance in unattractive task. But people that perceived the assignment as attractive, they improve the performance when there are monetary incentives. This research found that money could not shift people perception on task attractiveness.
Formative variables of trustworthiness on Instagram online sellers Ascaryan Rafinda; Agus Suroso; Ascariena Rafinda; Putri Purwaningtyas
Performance: Jurnal Personalia, Financial, Operasional, Marketing dan Sistem Informasi Vol 25 No 2 (2018): Performance
Publisher : Faculty of Economics and Business Universitas Jenderal Soedirman

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (436.961 KB)

Abstract

This research aims to develop an indicator of trust in Online Seller Application Instagram. Instagram is a sharing picture application that used uniquely by Indonesian as a medium for a seller and buyer to meet. Deception was the biggest risk when people used online shopping. This study identifies an indicator of trustworthiness in Instagram Online seller application. Four indicators were proposed and proven could measure trust in online sellers. There are some followers, price rationality, image quality and seller response. Samples from this study were users of Instagram Online users. Total 20 informants for qualitative study and 488 respondents for the quantitative study participated in this research. This research used the mixed method. A qualitative method to identify and classify potential indicator for trustworthiness on Instagram seller, while quantitative method was used to measure the construct validity and reliability of trustworthiness on instagram online seller. The result show that from 12 indicators that represent trustworthiness in instagram online seller, it could classify into four variables by using Exploratory Factors Analysis (EFA). This research imply for Instagram seller, they should pay attention to factors that found by this research to gain trust from the customers.
EXPLORING THE ANTECEDENTS OF RISKY CREDIT BEHAVIOR IN MSMES: THE IMPACT OF FINANCIAL LITERACY, SELF-FRAMING CONTROL, AND FINANCIAL STRESS Purwaningtyas, Putri; Rahajuni, Dijan; Rafinda, Ascaryan; Barika, Christian Rotimi
Performance: Jurnal Personalia, Financial, Operasional, Marketing dan Sistem Informasi Vol 32 No 2 (2025): Performance
Publisher : Faculty of Economics and Business Universitas Jenderal Soedirman

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32424/1.jp.2025.32.2.17629

Abstract

The attractive development of Financial Technology triggers the potential risky credit behavior and it raises concerns over the potential for increased credit risk, especially for MSMEs. The financial literacy raise as the critical factor related to the financial decision, including credit decision. However, the interaction mechanism between financial literacy and risky credit behavior is inadequately comprehended. Based on the Prospect Theory posits the psychological effect can influence the decision making process. This study investigates the mediating effect of self-framing control to explain the mechanism and financial stress to explain the certain circumtance with the relation of risky credit behavior, using 129 respondents of MSMEs in Banyumas Region. The result indicate the financial literacy have negative impact to risky credit behavior and mediate by self-framing control to explain those mechanism. In addition, the high level of financial stress stimulate the higher risky credit behavior. This study contributes to financial literacy literature by identifying the interplay of self-framing control, financial literacy, and credit behavior.
Co-Authors ABDURRAHMAN HAFID Agus Suroso Agus Suroso Alhendi, Osama Aljafa, Hasan Amber Lumbantoruan Arofah, Triani Bagas Gumintang Bahy Raihan Rauf Bambang Agus Pramuka Bambang Agus Pramuka Barika, Christian Rotimi Christina Tri Setyorini Dijan Rahajuni DIJAN RAHAJUNI, DIJAN Eliada Herwiyanti Eliada Herwiyanti Eliada Hewiyanti Ermina, Rizka Evani, Elsa Saphira Fadhila, Lulu Syifa Faturokhman, Agus Filda Khoirun Nikmah Halomoan Ompusunggu Halomoan Ompusunggu Hanifa Abyandani, Farah Hartikasari, Annisa Ilma Hasan Al Jafa Ikhsanudin, Muhammad Arif Isfanza, Nurmalita Juli Riyanto Tri Wijaya KIKY SRIREJEKI Laeli Budiarti LEGO WASPODO Lilis Siti Badriah Linda Nur Yunianti Maisarah, Sausan Nuhaa Mellinia, Salma Putri Mubaroq, Afiq Chamim Mugiadi, Ridwan Putra Muhammad Farid Alfarisy Mustafa, Rasyid Mei Nasihin, Ihsan Natalia, Helfi Negina Kencono Putri Nikunja Vasini, Ni Nyoman Nugrahaningtyas, Ardila Nur Afifah, Azahra Permatasari, Santi PIPIT FITRIA Poppy Dian Indira Kusuma Purbajati, Arya Dwi Purwaningtyas, Putri Purwaningtyas, Putri Putri Purwaningtyas Putri Purwaningtyas Putri Purwaningtyas Rafinda, Ascariena Rahmajati, Emir Surya Ramdhani, Pangeran Fajar Rasyid Mei Mustafa Rubiyanty, Inggrid Marisca Setiyawan, Hendra Sri Lestari Styorini, Christina Tri Sugiarto S Sunarmo, Agus Suprapto Suprapto Timea Gal Tri Nurhayati Triani Arofah Umi Pratiwi, Umi Verrawati Wiguna, Muhamad Wisnu Kusuma Yudha Aryo Sudibyo