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All Journal JURNAL KARSA (Terakreditasi No. 80/DIKTI/Kep/2012) EKSYAR: Jurnal Ekonomi Syari'ah & Bisnis Islam KARSA: Jurnal Sosial dan Budaya Keislaman (Journal of Social and Islamic Culture) Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Dirosat : Journal of Islamic Studies al-Afkar, Journal For Islamic Studies Jurnal Yuridis Iqtishoduna: Jurnal Ekonomi Islam Reflektika Iqtishodiyah : Jurnal Ekonomi dan Bisnis Islam El-Waroqoh : Jurnal Ushuluddin dan Filsafat Bayan lin-Naas : Jurnal Dakwah Islam Iqtishodiyah : Jurnal Ekonomi dan Bisnis Islam Journal of Management and Islamic Finance Jurnal Ekonomika Dan Bisnis El-Fata: Jurnal Ilmu Tarbiyah Masyrif : Jurnal Ekonomi, Bisnis dan Manajemen Concept: Journal of Social Humanities and Education COMPETITIVE: Journal of Education LECTURES: Journal of Islamic and Education Studies Multiverse: Open Multidisciplinary Journal ATTAQWA: Jurnal Pendidikan Islam dan Anak Usia Dini ORGANIZE: Journal of Economics, Management and Finance DIROSAT: Journal of Education, Social Sciences & Humanities International Journal of Trends in Accounting Research Beginner: Journal of Teaching and Education Management Amandemen: Journal of Learning, Teaching and Educational Studies Al-Fadlan: Journal of Islamic Education and Teaching Neraca Manajemen, Akuntansi, dan Ekonomi Jurnal Investasi Islam Demagogi: Journal of Social Sciences, Economics and Education Bayan lin-Naas : Jurnal Dakwah Islam Assyarikah: Journal Of Islamic Economic Business Journal of Economic and Islamic Research Al-Fadilah: Islamic Economics Journal El-Waroqoh : Jurnal Ushuluddin Dan Filsafat Rihlah Iqtishad: Jurnal Bisnis dan Keuangan Islam Jurnal Ekonomi, Bisnis dan Manajemen Reflektika Responsive: Jurnal Manajemen Pendidikan Islam
Holilur Rahman
Institut Dirosat Islamiyah Al-Amien (IDIA) Prenduan
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KAJIAN BAURAN PEMASARAN PEMBIAYAAN PENSIUNAN DALAM PENINGKATAN MINAT NASABAH BANK SYARIAH INDONESIA KCP SUMENEP TRUNOJOYO 1 Holilur Rahman; Mamik Astik Wardasari; Nur Eka Mutmainnah; Kamalina Zulfa; Romsiyeh Romsiyeh; Mubrikatul Mabruroh
Reflektika Vol 16, No 2 (2021)
Publisher : Institut Dirosat Islamiyah Al-Amien Prenduan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28944/reflektika.v16i2.907

Abstract

Pension funds are a funding system in forming accumulated funds. This is needed to maintain continuity of income and work security. The potential for pension funds can support the growth of consumer financing for Indonesian Islamic banks. With this, in order to achieve maximum results it is necessary to have a marketing mix which is one of the marketing strategies to convey information widely, introduce a product and service, stimulate consumers to give and even create personal preferences for the image of a product. Therefore, the marketing mix is considered as one of the most potential strategic elements in marketing products. This study aims to determine the application of the marketing mix for pension financing BSI KCP Sumenep Trunojoyo 1, both in terms of price, low administrative costs and competitive profit sharing, as well as promotions used. The method used in this study is a qualitative method with data collection techniques which include observation, interviews, and documentation. Implications of the marketing mix in increasing customer interest in retirement financing Bank Syariah Indonesia KCP Sumenep Trunojoyo 1 implements the 4P marketing mix strategy (product, price, place, promotion). The marketing strategy in dealing with competition for retirement financing products at Bank Syariah Indonesia KCP Sumenep Trunojoyo 1 uses a special attack strategy, namely direct visits to the residences of prospective customers and permanent customers
DISCOURSE ON ZAKAT REGULATION IN THE MANAGEMENT OF ZAKAT IN INDONESIA Holilur Rahman; Busro Busro
Reflektika Vol 15, No 1 (2020)
Publisher : Institut Dirosat Islamiyah Al-Amien Prenduan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28944/reflektika.v15i1.933

Abstract

This paper argues that the Indonesian government (President, Peoples’ Representative Council/DPR, Ministry of Religious Affairs (MORA), and local   government) has an important role in distributing social welfare to Muslim public (Muslim society) by stipulating official regulations, which authoritize the National Board of Zakat Managers (Badan Amil Zakat Nasional) to manage zakat in Indonesia. We call these regulations “qada’i” (ketetapan negara), while we dub the normative set of laws from the Qur’an and Hadith (utterances ascribed to the Prophet Muhammad) “diyani/obedience).
ANALISIS KONSTRUKSI SHARIAH COMPLIANCE PADA PEMBIAYAAN MURABAHAH UNIT JASA KEUANGAN SYARIAH (UJKS) ANNUQAYAH Holilur Rahman
Bayan lin-Naas : Jurnal Dakwah Islam Vol 5, No 1 (2021)
Publisher : Fakultas Dakwah Institut Dirosat Islamiyah Al-Amien Prenduan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28944/bayanlin-naas.v5i1.960

Abstract

Shariah compliance is an indicator that differentiates Islamic banking from conventional banking. Based on the results of Chapra and Ahmad's research, it proves that shariah compliance has an effect on customer interest. This study uses a qualitative method with a type of field research that uses analytical descriptive. Data collection techniques include observation, interviews, and documentation. The results of the study show that: (1) There are two kinds of indicators of shariah compliance, namely: first, administrative indicators which contain: 1. Contracts, 2. Standard Operating Procedures (SOP), 3. Financial reports, 4. Shariah Opinion, 5. Marketing. Second, the principle indicators which include: 1. Free of Riba, 2. Free of maisir, 3. Free of gharar. (2) the evaluation of the construction of shariah compliance on UJKS Anuqayah murabahah financing generally meets shariah compliance. However, UJKS Anuqayah does not complete the shariah opinion indicator.
STRATEGI PEMASARAN TABUNGAN PRIMA BERHADIAH DALAM PENINGKATAN MINAT MENABUNG NASABAH BANK MUAMALAT INDONESIA KCP SUMENEP Holilur Rahman; Ulfa Nur Sakinah; Dianawati Bt Mat Romli; Fatin Najwa Nazurah
Bayan lin-Naas : Jurnal Dakwah Islam Vol 5, No 2 (2021)
Publisher : Fakultas Dakwah Institut Dirosat Islamiyah Al-Amien Prenduan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28944/bayanlin-naas.v5i2.963

Abstract

Prima savings products with prizes have liquid fund benefits where customers can withdraw their funds, safe, convenient and profitable. This is in accordance with the existing theory where, the pricing strategy offers a fairly high percentage of profit sharing even equivalent to deposits. The purpose of this study was conducted to find out how the marketing strategy of Tabungan Prima Berhadiah in attracting customers to make savings using Tabungan Prima Berhadiah. The results of this study show that the strategy carried out by Bank Muamalat KCP Sumenep in increasing customer interest in saving is to determine the target market, cross-selling, mouth to mouth, and utilize technology networks.
Efektivitas Penyaluran Qard Al-Hasan pada Bank Wakaf Mikro Alpen Barokah Mandiri di Pragaan Sumenep Madura Holilur Rahman; Astri Ningsih
Iqtishodiyah : Jurnal Ekonomi dan Bisnis Islam Vol 9 No 2 (2023): Juni 2023
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55210/iqtishodiyah.v9i2.1016

Abstract

Lembaga Keuangan Mikro memiliki peranan penting dalam meningkatkan perekonomian masyarakat. Dari perkembangan itu LKM Mengalami peningkatan. Meskipun terdapat beberapa kendala dan belum sesuai dengan harapan.Salah satu LKMS adalah Bank Wakaf Mikro Alpen Barokah Mandiri yang memberikan pembiayaan berdasarkan prinsip syariah.Pada tahun 2018 - 2022 dana kumulatif yang disalurkan sebesar Rp. 2.2120.000.000 kepada 1.157 nasabah.Jumlah nasabah outstanding sebanyak 207 nasabah dengan total pembiayaan outstanding Rp. 133.900.000 yang belum dibayar oleh nasabah. Tujuan penelitian ini untuk mengetahui efektivitas solusi qard} al-h}asan pada BWM Alpen Barokah Mandiri di Pragaan Sumenep.Peneliti menggunakan pendekatan kualitatif lapangan. Adapun metode yang digunakan adalah metode wawancara, observasi dan dokumentasi.Hasil penelitian ini yaitu efektivitas penerapan qard} al- h}asan di BWM Alpen Barokah Mandiri dengan pendekatan teori Campbel sudah efektif. Penyaluran qard} al- h} asan memberikan dampak positif terhadap perkembangan usaha nasabah meskipun dana yang disalurkan hanya sebesar Rp. 1.000.000 - Rp. 3.000.0000.
Efektivitas Penyaluran Qard Al-Hasan pada Bank Wakaf Mikro Alpen Barokah Mandiri di Pragaan Sumenep Madura Holilur Rahman; Astri Ningsih
Iqtishodiyah : Jurnal Ekonomi dan Bisnis Islam Vol 9 No 2 (2023): Juni 2023
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55210/iqtishodiyah.v9i2.1016

Abstract

Lembaga Keuangan Mikro memiliki peranan penting dalam meningkatkan perekonomian masyarakat. Dari perkembangan itu LKM Mengalami peningkatan. Meskipun terdapat beberapa kendala dan belum sesuai dengan harapan.Salah satu LKMS adalah Bank Wakaf Mikro Alpen Barokah Mandiri yang memberikan pembiayaan berdasarkan prinsip syariah.Pada tahun 2018 - 2022 dana kumulatif yang disalurkan sebesar Rp. 2.2120.000.000 kepada 1.157 nasabah.Jumlah nasabah outstanding sebanyak 207 nasabah dengan total pembiayaan outstanding Rp. 133.900.000 yang belum dibayar oleh nasabah. Tujuan penelitian ini untuk mengetahui efektivitas solusi qard} al-h}asan pada BWM Alpen Barokah Mandiri di Pragaan Sumenep.Peneliti menggunakan pendekatan kualitatif lapangan. Adapun metode yang digunakan adalah metode wawancara, observasi dan dokumentasi.Hasil penelitian ini yaitu efektivitas penerapan qard} al- h}asan di BWM Alpen Barokah Mandiri dengan pendekatan teori Campbel sudah efektif. Penyaluran qard} al- h} asan memberikan dampak positif terhadap perkembangan usaha nasabah meskipun dana yang disalurkan hanya sebesar Rp. 1.000.000 - Rp. 3.000.0000.
IMPLEMENTASI AKAD JUAL BELI MURABAHH MENURUT FATWA DSN-MUI (STUDI KASUS BPRS BHAKTI SUMEKAR KCP PRAGAAN) Holilur Rahman; Wasful Elmiah
Musytari : Neraca Manajemen, Akuntansi, dan Ekonomi Vol. 1 No. 6 (2023): Musytari : Neraca Manajemen, Akuntansi, dan Ekonomi
Publisher : CV SWA Anugrah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.8734/mnmae.v1i6.524

Abstract

BPRS Bhakti Sumekar salah satu perbankan syari’ah yang mengadopsi pembiayaan murabahah dengan prinsip akad jual beli sebagai salah satu produk yang disediakan untuk nasabah. Penelitian ini diangkat dari permasalahan yang dijabarkan dalam 2 fokus penelitian yaitu: 1. Bagaimana mekanisme akad jual beli murabahah menurut Fatwa DSN-MUI. 2. Bagaimana implementasi akad jual beli murabahah BPRS Bhakti Sumekar kcp Pragaan sesuai dengan Fatwa DSN-MUI. Adapun metode yang digunakan adalah metode observasi, wawancara dan dokumentasi. Adapun implementasi akad jual beli murabahah di BPRS Bhakti Sumekar ini dilaksanakan berdasarkan Standar Opersional Produk yang disesuaikan dengan Fatwa DSN-MUI. Dan mekanisme akad jual beli murabahah di BPRS Bhakti Sumekar diterapkan sesuai dengan SOP yang berlaku dan tidak melanggar Fatwa DSN-MUI.
STRATEGI PEMASARAN TABUNGAN PRIMA BERHADIAH DALAM PENINGKATAN MINAT MENABUNG NASABAH BANK MUAMALAT INDONESIA KCP SUMENEP Holilur Rahman; Ulfa Nur Sakinah; Dianawati Bt Mat Romli; Fatin Najwa Nazurah
Bayan lin-Naas : Jurnal Dakwah Islam Vol 5, No 2 (2021)
Publisher : Fakultas Dakwah Institut Dirosat Islamiyah Al-Amien Prenduan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28944/bayanlin-naas.v5i2.963

Abstract

Prima savings products with prizes have liquid fund benefits where customers can withdraw their funds, safe, convenient and profitable. This is in accordance with the existing theory where, the pricing strategy offers a fairly high percentage of profit sharing even equivalent to deposits. The purpose of this study was conducted to find out how the marketing strategy of Tabungan Prima Berhadiah in attracting customers to make savings using Tabungan Prima Berhadiah. The results of this study show that the strategy carried out by Bank Muamalat KCP Sumenep in increasing customer interest in saving is to determine the target market, cross-selling, mouth to mouth, and utilize technology networks.
ANALISIS KONSTRUKSI SHARIAH COMPLIANCE PADA PEMBIAYAAN MURABAHAH UNIT JASA KEUANGAN SYARIAH (UJKS) ANNUQAYAH Holilur Rahman
Bayan lin-Naas : Jurnal Dakwah Islam Vol 5, No 1 (2021)
Publisher : Fakultas Dakwah Institut Dirosat Islamiyah Al-Amien Prenduan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28944/bayanlin-naas.v5i1.960

Abstract

Shariah compliance is an indicator that differentiates Islamic banking from conventional banking. Based on the results of Chapra and Ahmad's research, it proves that shariah compliance has an effect on customer interest. This study uses a qualitative method with a type of field research that uses analytical descriptive. Data collection techniques include observation, interviews, and documentation. The results of the study show that: (1) There are two kinds of indicators of shariah compliance, namely: first, administrative indicators which contain: 1. Contracts, 2. Standard Operating Procedures (SOP), 3. Financial reports, 4. Shariah Opinion, 5. Marketing. Second, the principle indicators which include: 1. Free of Riba, 2. Free of maisir, 3. Free of gharar. (2) the evaluation of the construction of shariah compliance on UJKS Anuqayah murabahah financing generally meets shariah compliance. However, UJKS Anuqayah does not complete the shariah opinion indicator.
Relasi Agama dan Negara dalam Perspektif Diyani dan Qada‘i Holilur Rahman
El-Waroqoh : Jurnal Ushuluddin dan Filsafat Vol 1, No 1 (2017)
Publisher : Institut Dirosat Islamiyah Al-Amien Prenduan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28944/el-waroqoh.v1i1.170

Abstract

Indonesia sebagai pemeluk muslim terbesar di dunia mempunyai potensi besar di dalam percontohan relasi agama dan negara. Pancasila sebagai ideologi dan kalimatun sawa’ bagi bangsa Indonesia, memiliki kesamaan dengan piagam Madinah yang diprakarsai oleh Nabi Muhammad SAW. Artikel ini berupaya mengulas relasi agama dan negara dalam beberapa persoalan; paradigma dan perkembangan hukum Islam dalam dunia modern, konsep diyani  dan qada‘i, implementasi diyani  dan qada‘i. Kajian ini menghasilkan kesimpulan dengan tiga indikator pokok. Sementara fungsi indikator tersebut untuk membedakan apakah suatu perbuatan itu dikatakan sebagai hukum diyani  dan qada‘i. Adapun tiga indikator tersebut yaitu: pertama, adalah pelaksanaan hukum Islam yang berkorelasi dengan kepentingan orang lain. Kedua, norma hukum agama ditetapkan dengan bentuk perundang-undangan. Ketiga, peraturan peundang-undangan membutuhkan peradilan agar dapat berjalan secara efektif.
Co-Authors A Hasib Abdul Hannan Abdullah Muhammady Ach Subairi Ach.Sudaryo Ade Faizin Ahadiah Hanum Ahmad Budi Susanto Ahmad Muta’ali Ahmad Zulfikar Ali Aishmah Naily Fauziyah al umam, Mupti Al-qusyairi JNZ, Rahmat fajar Alfian Rihtuz Zahrah Ali Wafa AMINULLAH Annatul Aini Annawiyah, Annawiyah Annisa Annisa Annisa Annisa Ansisca, Ansisca Astri Ningsih Ati’atur Robbaniyah Busro Busro Busro, B. Dianawati Bt Mat Romli Dumyati, Dumyati Fadilah Fadilah, Fadilah Faizah, Maftuhatul faizatul Husna Fajriyatul Izzah Fathul Rahman Fatin Najwa Nazurah Fena Ulfa Aulia Fina Alaillah Firman Ashari Ghina Shafiyyah Halimi, Halimi Hanapi, Sopian Hasanah, Rif’atul Hayati Selvia Idha Suhartatik Iffatul Aimmah Ilham Abdul Jalil Imam Buchari, Imam Isna Hidayati Istifadzah Istifadzah Kamalina Zulfa Lisniati Lisniati Lisniati, Lisniati Luluk Mukarromah Luluk Mukarromah M. Yogi Riyantama Isjoni Mabruroh, Mubrikatul Madhar Amin Madona Agustin Sari Mamik Astik Wardasari Miranda, Miranda Moh. Mahfud Moh. Wardi Mubrikatul Mabruroh Muhammad Edi Gunawan Muhammad Hafiz Muhammad Rosul Muhammad Sofiullah Muhammad Syaiful Islam Muhammadi, Hamas Mujibno, Mujibno Mukarromah, Luluk Mustaminah Mutmainnah, Nur Eka Nafilatur Rohmah, Nafilatur Noor Aimi Mohamad Puad Nur Atika Alias Nur Eka Mutmainnah Puad, Noor Aimi Mohamad Rafika Nur Yuliatri Rafiqi, Iqbal Ramadhan, Yusfar Romsiyeh Romsiyeh Romsiyeh, Romsiyeh Samdani, Dani Shophan Readi S Siti Inayatul Azaliya Sitti Maulida Slamet Haryono Sulistia Ningrum Suprima Taufiq Marwina Hakim Turmidi, Turmidi Ulfa Nur Sakinah Ummi Kulsum USWATUN HASANAH Wardasari, Mamik Astik Wasful Elmiah Zahrah, Alfian Rihtuz Zaid Raya Argantara Zainal Abidin Zainal Abidin Zian Salsabila Bidaula Zulfa, Kamalina