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All Journal JURNAL KARSA (Terakreditasi No. 80/DIKTI/Kep/2012) EKSYAR: Jurnal Ekonomi Syari'ah & Bisnis Islam KARSA: Jurnal Sosial dan Budaya Keislaman (Journal of Social and Islamic Culture) Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Dirosat : Journal of Islamic Studies al-Afkar, Journal For Islamic Studies Jurnal Yuridis Iqtishoduna: Jurnal Ekonomi Islam Reflektika Iqtishodiyah : Jurnal Ekonomi dan Bisnis Islam El-Waroqoh : Jurnal Ushuluddin dan Filsafat Bayan lin-Naas : Jurnal Dakwah Islam Iqtishodiyah : Jurnal Ekonomi dan Bisnis Islam Journal of Management and Islamic Finance Jurnal Ekonomika Dan Bisnis El-Fata: Jurnal Ilmu Tarbiyah Masyrif : Jurnal Ekonomi, Bisnis dan Manajemen Concept: Journal of Social Humanities and Education COMPETITIVE: Journal of Education LECTURES: Journal of Islamic and Education Studies Multiverse: Open Multidisciplinary Journal ATTAQWA: Jurnal Pendidikan Islam dan Anak Usia Dini ORGANIZE: Journal of Economics, Management and Finance DIROSAT: Journal of Education, Social Sciences & Humanities International Journal of Trends in Accounting Research Beginner: Journal of Teaching and Education Management Amandemen: Journal of Learning, Teaching and Educational Studies Al-Fadlan: Journal of Islamic Education and Teaching Neraca Manajemen, Akuntansi, dan Ekonomi Jurnal Investasi Islam Demagogi: Journal of Social Sciences, Economics and Education Bayan lin-Naas : Jurnal Dakwah Islam Assyarikah: Journal Of Islamic Economic Business Journal of Economic and Islamic Research Al-Fadilah: Islamic Economics Journal El-Waroqoh : Jurnal Ushuluddin Dan Filsafat Rihlah Iqtishad: Jurnal Bisnis dan Keuangan Islam Jurnal Ekonomi, Bisnis dan Manajemen Reflektika Responsive: Jurnal Manajemen Pendidikan Islam
Holilur Rahman
Institut Dirosat Islamiyah Al-Amien (IDIA) Prenduan
Religion Arts Humanities Astronomy Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Energy Engineering Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Medicine & Pharmacology Physics Public Health Social Sciences Other

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Islamic Education Marketing Management Holilur Rahman; Madhar Amin; Mustaminah
LECTURES: Journal of Islamic and Education Studies Vol. 3 No. 1 (2024): Progressive Islamic and Education Studies
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58355/lectures.v3i1.81

Abstract

In an era of increasingly fierce competition, Islamic educational institutions are considered as the main producers of Islamic education services that must market their services to consumers, namely students  and student guardians, as well as other related parties. The success of an Islamic educational institution in maintaining its existence is highly dependent on its ability to market its educational services well, fulfill consumer needs, provide added value for individual development, and create a good image in the eyes of the community. This research aims to examine the concept and importance of marketing management in the context of Islamic educational institutions. This research uses a descriptive qualitative approach to collect data and analyze the concept of Islamic education marketing management. Data were collected through searching related literature from various sources. The results show that Islamic education marketing management is an effort to plan, implement and supervise marketing activities in Islamic education institutions in order to achieve organizational goals efficiently and effectively. The concept of Islamic education marketing management involves the strategy of determining the target market, competitive market position, and marketing mix which includes product, price, place, promotion, human resources, physical evidence, and process. By implementing the right marketing strategy, Islamic education institutions can increase their attractiveness, maintain their sustainability, and provide quality and relevant educational services for the community. This research makes an important contribution to the understanding of the importance of marketing management in the context of Islamic educational institutions. The implications of this research are expected to be the basis for developing effective marketing strategies in improving the existence and quality of Islamic education services in the community.
Non-Performing Financing and Efficiency as Predictive Factors for Profitability of Islamic Commercial Banks during the COVID-19 Pandemic Rahman, Holilur; Aulia, Fena Ulfa; Fadilah, Fadilah
INTERNATIONAL JOURNAL OF TRENDS IN ACCOUNTING RESEARCH Vol. 3 No. 1 (2022): International Journal of Trends in Accounting Research (IJTAR)
Publisher : Asosiasi Dosen Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (242.699 KB) | DOI: 10.54951/ijtar.v3i1.236

Abstract

The purpose of this study was to examine the impact of NPF and the efficiency level of Islamic banks on the profitability of Islamic commercial banks during the pandemic.This study uses a quantitative approach with the type of explanatory research. The data analysis method used in this study is multiple linear regression analysis, the variables used in this study are variable X and variable Y, which includes variable X (independent variable) namely Non Performing Financing (X1) and Efficiency (X2). Variable Y (dependent variable) is Profitability.The results show that: First, partially Non-Performing Financing has an impact on the ROE of Islamic commercial banks, but the efficiency level of Islamic banks does not have an impact on ROE. Second, Simultaneously Non-Performing Financing and the efficiency level of Islamic commercial banks have no effect on profitability. The implication of this research is that partially NPF can be used by investors and potential investors to be used as a reference for making investment decisions.
IMPLEMENTASI GADAI EMAS (AR-RAHN) DALAM MENINGKATKAN LOYALITAS NASABAH (STUDI KASUS PT. BPRS BHAKTI SUMEKAR CABANG PRAGAAN) Rahman, Holilur; Mukarromah, Luluk
Jurnal Investasi Islam Vol. 2 No. 1 (2021): Jurnal Investasi Islam
Publisher : LP2M Al-Khairat Pamekasan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32806/ivi.v2i1.88

Abstract

BPRS Bhakti Sumekar sangat berperan aktif terhadap pembangunan ekonomi daerah Kabupaten Sumenep, hal ini dibuktikan dengan eksistensinya PT. BPRS Bhakti Sumekar dalam setiap kegiatan baik yang berhubungan langsung maupun tidak langsung dengan masyarakat sebagai wujud tanggung jawab perusahaan terhadap kesejahteraan sosial masyarakat dan pembentukan agen dalam penagihan ternyata membuat berkorelasi positif dalam loyalitas nasabah. Penelitian ini bertujuan untuk mengetahui implementasi gadai emas (ar-rahn) dalam meningkatkan loyalitas nasabah di PT. BPRS Bhakti Sumekar Cabang Pragaan, dan juga untuk mengetahui perbedaan antara praktek dan teori pada gadai emas (ar-rahn) dalam meningkatkan loyalitas nasabah di PT. BPRS Bhakti Sumekar Cabang Pragaan. Dalam penelitian ini peneliti menggunakan metode kualitatif yaitu metode studi kasus dengan melakukan survey langsung kelapangan dengan sumber-sumber data yang relevan dan menggunakan teknik observasi, wawancara (interview) kepada pihak yang berwenang, dan dokumentasi. Analisis data menggunakan data reduction, data display, dan data conclusion. Hasil penelitian ini menunjukkan bahwa masyarakat sangat antusias untuk menggadaikan emasnya. Akan tetapi sejak adanya corona virus’19, gadai emas semakin menurun. Maka implementasi gadai emas di PT. BPRS Bhakti Sumekar Cabang Pragaan mempromosikan kembali disebabkan harga emas yang menurun, dan persaingan semakin ketat sehingga Bank megupayakan untuk meningkatkan kembali agar nasabah lebih tergiur untuk menggadaikan emasnya dari pada dijual.
Analisis Sistem Bagi Hasil Produk Mudarabah pada Pembiayaan Modal Usaha Bank Syariah (Studi Kasus BPRS Bhakti Sumekar Kantor Cabang Pragaan) Rahman, Holilur; Hasanah, Rif’atul
Multiverse: Open Multidisciplinary Journal Vol. 2 No. 1 (2023)
Publisher : Medan Resource Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57251/multiverse.v2i1.986

Abstract

Business capital financing is a financial product offered by banks to support the growth and expansion of customer businesses. Customers or financed parties are required to repay the funds or bills within a specified period, in exchange for profit sharing. This study focuses on the profit sharing system in business capital financing products at BPRS Bhakti Sumekar Pragaan branch office, particularly examining its compliance with Islamic business ethics. Using qualitative field research, the study employed interviews with the branch office's leadership and accounting officers as the primary data collection method. The findings revealed that while the branch office utilizes a profit and loss sharing system, it does not fully adhere to Shari'ah principles. The profit sharing amount remains constant each month, unrelated to actual business profits, as it relies on assumptions and profit projections. This approach stems from the bank's concerns regarding customers' honesty in reporting their business profits. To mitigate the risk of non-payment, the bank ensures fixed principal installments and consistent profit sharing amounts throughout the financing period
EKONOMI KOLABORATIF: RELASI EKONOMI DAN HUKUM DI ERA DISRUPTIF Holilur Rahman
Masyrif : Jurnal Ekonomi, Bisnis dan Manajemen Vol 2, No 1 (2021): Masyrif : Jurnal Ekonomi, Bisnis dan Manajemen
Publisher : Institut Dirosat Islamiyah Al-Amien Prenduan Sumenep

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28944/masyrif.v2i1.494

Abstract

Economic and legal collaboration as a field of life has a strategic role. As technology advances in a disruptive era, the two can influence each other. This article seeks to examine economic and legal relations as a form of collaboration in the era of disruption on several issues; basic concepts of economics and law, implementation of economic and legal collaboration, the influence of economic and legal colobaration. This study produces conclusions with three main theses, namely: first, economic regulation by law is always in two ways between the rights and obligations that are interconnected between the two. Second, the prospect of economic collaboration with the law in a potential disruptive era in terms of efficiency and effectiveness. Third, collaborative economics is in tune with the basic principles of muamalah al-maslahah especially the rules of bringing benefits and avoiding madharat, جلب المصالح ودرء المفاسد (jalb jalb al-masalih wa dar’u al-mafasid).
DETERMINAN SHARIA COMPLIANCE DALAM PENGUMPULAN ZIS MELALUI BUDAYA KENCLENG Holilur Rahman; Mujibno Mujibno; Idha Suhartatik; Abdullah Muhammady
Masyrif : Jurnal Ekonomi, Bisnis dan Manajemen Vol 4, No 2 (2023): Masyrif : Jurnal Ekonomi, Bisnis dan Manajemen
Publisher : Institut Dirosat Islamiyah Al-Amien Prenduan Sumenep

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28944/masyrif.v4i2.1333

Abstract

This article aims to reveal the determinants of sharia compliance in collecting Zakat, Infaq and Shadaqah (ZIS) funds through the charity box culture (kencleng  ) at the Sumenep Zakat, Infaq and Shadaqah Amil Institute (LAZISNU) involving non-Muslims. Collecting ZIS through kencleng   involving non-Muslims is problematic. This research examines the kencleng   culture in collecting ZIS as a factor that determines sharia compliance. This article argues that fundrasing through kencleng   culture involving non-Muslims in Lazisnu Sumenep city fulfills sharia compliance. The article is based on qualitative research with a case study approach. Data was collected through in-depth interviews, observation and document analysis. Research informants consisted of LAZISNU administrators, kencleng   distributors, shops, and ZIS donors. This article identifies four determinants of sharia compliance in fundraising donations through kencleng   culture at LAZISNU Sumenep: First, the generosity in fundraising is the initial motivation for participation in collecting ZIS. Second, the aqad factor of donations through kencleng as philanthropy determines the validity of ZIS. Third, regular monitoring and supervision by Sharia Supervisory Board (DPS) even though administratively it shows that standard operating procedures (SOP) are being implemented. Fourth, kencleng   socio-cultural norms help promote ZIS collection. The contribution of this research is the importance of strengthening sharia commitment, effectiveness, community participation and promotion as an effort to optimize ZIS collection. 
GOLD PAWN (AR-RAHN) IMPLEMENTATION IN INCREASING CUSTOMER LOYALTY (CASE STUDY PT. BPRS BHAKTI SUMEKAR PRAGAAN BRANCH) Holilur Rahman; Luluk Mukarromah
Masyrif : Jurnal Ekonomi, Bisnis dan Manajemen Vol 1, No 2 (2020): Masyrif : Jurnal Ekonomi, Bisnis dan Manajemen
Publisher : Institut Dirosat Islamiyah Al-Amien Prenduan Sumenep

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28944/masyrif.v1i2.478

Abstract

PT. BPRS Bhakti Sumekar plays an active role in the regional economic development of Sumenep Regency, this is proven by its existence PT. BPRS Bhakti Sumekar in every activity, either directly or indirectly related to the community as a form of corporate responsible for social welfare and the formation of agents in bill collection turns out to have a positive correlation in customer loyalty. This study aims to determine the implementation of gold pawn ar-rahn) in increasing customer loyalty at PT. BPRS Bhakti Sumekar Pragaan Branch, and is there any difference between practice and theory on gold pawn (ar-rahn) in increasing customer loyalty at PT. BPRS Bhakti Sumekar Pragaan Branch with relevant data sources and using observation techniques, interviews with the authorities, and documentation. In this study researchers used a qualitative method, namely the case study method by conducting direct field surveys. Data analysis uses data reduction, display data, and conclusion data. The results showed that the community was very enthusiastic about pawning their gold. However, since the corona'19 virus, gold pawning has decreased. Then the implementation of gold pawning at the BPRS Bhakti Sumekar Pragaan Branch was again due to the declining gold price, and increasingly fierce competition. so the Bank strives to increase it again so that customers are more tempted to pawn their gold than so the Bank makes efforts to increase it again so that customers are more tempted to pawn their gold than to sell.
INOVASI DAN PROMOSI UNIT USAHA PADA LEMBAGA PENDIDIKAN al umam, Mupti; Dumyati, Dumyati; Al-qusyairi JNZ, Rahmat fajar; Rahman, Holilur
El-Fata: Jurnal Ilmu Tarbiyah Vol. 4 No. 01 (2024)
Publisher : Fakultas Tarbiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36420/eft.v4i01.446

Abstract

Inovasi dan promosi merupakan dua aspek penting dalam pengembangan unit usaha dan lembaga pendidikan. Inovasi dapat membantu meningkatkan kualitas produk atau layanan yang ditawarkan, sementara promosi dapat membantu memperkenalkan produk atau layanan tersebut kepada masyarakat luas. Inovasi dalam unit usaha dan lembaga pendidikan melibatkan pengembangan ide baru, metode, atau pendekatan yang dapat meningkatkan kualitas, efisiensi, dan relevansi produk atau layanan yang ditawarkan. Inovasi dapat mencakup pengembangan teknologi baru, perubahan dalam proses pengajaran, pengembangan kurikulum yang lebih relevan, atau penggunaan metode pembelajaran yang inovatif. Adapun tujun penelitian ini 1) untuk mengetahui konsep umum inovasi unit usaha dan lembaga pendidikan, 2) untuk mengetahui konsep umum promosi unit usaha dan lembaga pendidikan. Jenis penelitian yang digunakan dalam penelitian ini merupakan penelitian kepustakaan (library research) dengan metode penelitian kualitatif yang bersifat deskriptif dalam usaha untuk mengungkap suatu masalah atau peristiwa sebagaimana adanya. Hasil penelitian menunjukan bahwasanya Inovasi produk adalah suatu usaha yang dijalankan perusahaan untuk menciptakan produk baru yang bertujuan untuk menyesuaikan dengan selera konsumen dan dapat meningkatkan penjualan. Sedangkan inovasi pendidikan adalah suatu perubahan yang baru, dan kualitatif berbeda dari hal (yang ada sebelumnya), serta sengaja diusahakan untuk meningkatkan kemampuan guna mencapai tujuan tertentu dalam pendidikan
Analisis Determinan Pembatalan Setoran Haji Pada Bank Muamalat KCP Sumenep Miranda, Miranda; Rahman, Holilur
Journal of Economic and Islamic Research Vol. 3 No. 1 (2024): November
Publisher : Prodi Ekonomi Syariah STAI Syaichona Moh. Cholil Bangkalan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62730/journalofeconomicandislamicresearch.v3i1.142

Abstract

This studi aims to analyze the determinants that cause customers to cancel pilgrimage deposits. This research was examined using a type of descriptive qualitative research in the field (field research). The instrument for collecting data used field observation techniques by going directly to see field conditions and followed by structured interview techniques. The results of this study explain that there are two factors that cause customers to cancel hajj deposits, namely internal factors originating from customers such as health problems and urgent needs. While external factors originating from outside the scope of the customer, namely the long waiting period for hajj departure, old age, issues that cannot be confirmed, such as the inability to depart for prospective pilgrims aged 60 years and over and issues regarding sudsidy policies being abolished, there is hajj furoda program and died.
Building Independent Culture and Financial Resilience In Islamic Education Muhammad Hafiz; Holilur Rahman; Ummi Kulsum
ATTAQWA: Jurnal Pendidikan Islam dan Anak Usia Dini Vol. 3 No. 3 (2024): Islamic Education and Early Childhood Innovation
Publisher : STIT Attaqwa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58355/attaqwa.v3i3.77

Abstract

Self-reliant culture refers to attitudes, values, and practices that encourage individuals or groups to become more economically, socially, and emotionally independent. Building an independent culture in Islamic education is a process that involves formal and informal education, as well as daily practices in individual and community life. The aim is to create individuals who are spiritually, intellectually, and economically strong, able to make positive contributions to themselves, society, and the Islamic ummah as a whole. And financial resilience is the ability of a person or household to manage their finances well and survive in the face of unexpected financial challenges or changes in the economic situation. Financial resilience in Islamic education is a concept that emphasizes the importance of individual and community economic stability in living life, including in the context of education. This research is included in qualitative research based on literature study. The data sources in this research analyze works, books and journals related to independent culture and financial resilience in Islamic education. The results of this research are that there are five concepts involved in building a culture of independence in Islamic education, namely Spiritual Independence, Educational Independence, Economic Independence, Social Independence and Personal Independence and also important aspects in financial resilience, namely the Principles of Balance and Moderation (Wasatiyyah), Zakat, Infaq, and Sadaqah, The Importance of Knowledge, Work Ethics and Professionalism, Financial Planning and Management, Avoiding Usury.
Co-Authors A Hasib Abdul Hannan Abdullah Muhammady Ach Subairi Ach.Sudaryo Ade Faizin Ahadiah Hanum Ahmad Budi Susanto Ahmad Muta’ali Ahmad Zulfikar Ali Aishmah Naily Fauziyah al umam, Mupti Al-qusyairi JNZ, Rahmat fajar Alfian Rihtuz Zahrah Ali Wafa AMINULLAH Annatul Aini Annawiyah, Annawiyah Annisa Annisa Annisa Annisa Ansisca, Ansisca Astri Ningsih Ati’atur Robbaniyah Busro Busro Busro, B. Dianawati Bt Mat Romli Dumyati, Dumyati Fadilah Fadilah, Fadilah Faizah, Maftuhatul faizatul Husna Fajriyatul Izzah Fathul Rahman Fatin Najwa Nazurah Fena Ulfa Aulia Fina Alaillah Firman Ashari Ghina Shafiyyah Halimi, Halimi Hanapi, Sopian Hasanah, Rif’atul Hayati Selvia Idha Suhartatik Iffatul Aimmah Ilham Abdul Jalil Imam Buchari, Imam Isna Hidayati Istifadzah Istifadzah Kamalina Zulfa Lisniati Lisniati Lisniati, Lisniati Luluk Mukarromah Luluk Mukarromah M. Yogi Riyantama Isjoni Mabruroh, Mubrikatul Madhar Amin Madona Agustin Sari Mamik Astik Wardasari Miranda, Miranda Moh. Mahfud Moh. Wardi Mubrikatul Mabruroh Muhammad Edi Gunawan Muhammad Hafiz Muhammad Rosul Muhammad Sofiullah Muhammad Syaiful Islam Muhammadi, Hamas Mujibno, Mujibno Mukarromah, Luluk Mustaminah Mutmainnah, Nur Eka Nafilatur Rohmah, Nafilatur Noor Aimi Mohamad Puad Nur Atika Alias Nur Eka Mutmainnah Puad, Noor Aimi Mohamad Rafika Nur Yuliatri Rafiqi, Iqbal Ramadhan, Yusfar Romsiyeh Romsiyeh Romsiyeh, Romsiyeh Samdani, Dani Shophan Readi S Siti Inayatul Azaliya Sitti Maulida Slamet Haryono Sulistia Ningrum Suprima Taufiq Marwina Hakim Turmidi, Turmidi Ulfa Nur Sakinah Ummi Kulsum USWATUN HASANAH Wardasari, Mamik Astik Wasful Elmiah Zahrah, Alfian Rihtuz Zaid Raya Argantara Zainal Abidin Zainal Abidin Zian Salsabila Bidaula Zulfa, Kamalina