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All Journal Efisiensi : Kajian Ilmu Administrasi Governance : Jurnal Ilmu Pemerintahan Jurnal Ekonomika Journal of Economics, Business, & Accountancy Ventura DiE: Jurnal Ilmu Ekonomi dan Manajemen JURNAL EKONOMI DAN BISNIS AIRLANGGA JEA17: Jurnal Ekonomi Akuntansi JEB17 : Jurnal Ekonomi dan Bisnis JHP17 (Jurnal Hasil Penelitian) Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah PROCEEDING ICTESS (Internasional Conference on Technology, Education and Social Sciences) PROFIT FENOMENA JEM17: Jurnal Ekonomi Manajemen Business and Finance Journal Arthavidya Jurnal Ilmiah Ekonomi Jurnal EK dan BI Journal Of Human And Education (JAHE) SWARNA International Journal of Economics (IJEC) Journal Community Service Consortium Innovative: Journal Of Social Science Research Journal of Psychiatry Psychology and Behavioral Research (JPPBR) Jurnal Multidisiplin Sahombu Neraca: Jurnal Ekonomi, Manajemen dan Akuntansi IIJSE International Journal of Research in Counseling IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita Jurnal Ekonomi, Manajemen, Akuntansi Journal of Indonesian Social Sciences and Humanities
Tri Ratnawati
Dosen Fakultas Ekonomi Universitas 17 Agustus 1945 Surabaya
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Journal : JEB17 : Jurnal Ekonomi dan Bisnis

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MENDETEKSI KECURANGAN LAPORAN KEUANGAN PERUSAHAAN Ratnawati, Tri; Salean, Dantje; Maqsudi, Achmad
JEB17 : Jurnal Ekonomi dan Bisnis Vol 1 No 01 (2016)
Publisher : Fakultas Ekonomi Universitas 17 Agustus 1945 Surabaya, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.1234/jeb17.v1i01.642

Abstract

Seiring dengan perkembangan ekonomi saat ini adalah hasil dan proses pembangunan,telah membuat dunia usaha lebih hidup, kompleks, beragam dan dinamis. Masing-masingperusahaan berusaha untuk mengeksplorasi semua potensi yang ada untuk bertahan hidup danmemenuhi kebutuhan pelanggan. Namun, seperti yang dialami oleh negara-negara maju dannegara berkembang, setiap kemampuan prestasi di bidang ekonomi, yang mungkin disertaidengan munculnya bentuk-bentuk baru dari kejahatan, baik di bidang ekonomi dan sosial.Dalam melakukan deteksi penipuan, tentu saja, tidak dapat dilepaskan dan pengetahuantentang hal-hal yang memicu terjadinya penipuan dan siapa atau pihak mana kemungkinanuntuk melakukan penipuan. Hal ini sangat diperlukan untuk mengetahui oleh pihak yangmempunyai tugas untuk membuat deteksi penipuan, karena dengan mengetahui faktor pemicupenipuan dan siapa atau pihak mana yang dilakukan akan lebih terfokus. Rumusan Masalahini Bagaimana mendeteksi laporan keuangan penipuan dari perusahaan untuk menghindariasimetri informasi?. Tujuan Penelitian ini bertujuan untuk mengidentifikasi dan menganalisiscara mendeteksi penipuan dengan teknik analisis laporan keuangan perusahaan atau metodeyang digunakan. Setiap perusahaan harus memiliki titik kritis yang sering digunakan sebagaipenipuan. Jika penipuan terjadi pada saat itu, akan mudah diketahui. Namun, dalam banyakkasus keberhasilan pelaku penipuan menyebabkan lebih keterampilan dalammenyembunyikan kegiatan mereka antara transaksi yang ada. BPA adalah teknik di manamelalui pemeriksaan catatan akuntansi, gejala manipulasi dapat diidentifikasi. Hasilnyaadalah gejala atau kemungkinan penipuan, yang pada gilirannya menyebabkan penyelidikanlebih rinci. Metode ini dapat digunakan pada setiap perusahaan. Lebih akurat dankomprehensif catatan, semakin efektif teknik ini dalam mengetahui gejala penipuan.Kata Kunci : Deteksi Kecurangan Laporan Keuangan
PENGARUH FINANCIAL BEHAVIOR, SPIRITUAL QUOTIENT, EMOTIONAL QUOTIENT, FINANCIAL PLANNING, FINANCIAL INCLUSION TERHADAP FINANCIAL LITERATION DAN FINANCIAL QUOTIENT ratnawati, tri; kartika, ika saridewi; rahmiyati, nekky
JEB17 : Jurnal Ekonomi dan Bisnis Vol 3 No 01 (2018)
Publisher : Fakultas Ekonomi Universitas 17 Agustus 1945 Surabaya, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.1234/jeb17.v3i01.1347

Abstract

ABSTRAKThe purpose of this research is to get empirical evidence about the influence of Financial Behavior, Spiritual Quotient, Emotional Quotient, Financial Planning, Financial Inclusion Against Financial Literation and Financial Quotient for Wives of Marine Soldiers at Base Defense Battalion V Surabaya. This research is focused on the wife of Marine Base Defense Battalion V Surabaya because it has a double role, the first role in supporting the duties and responsibilities of husbands who need full support from family, especially wife. Second, a wife hold the responsibility of managing family finances when the husband is on duty. In addition, they also serves as a housewife who experienced problems that are almost often faced by other housewives namely the problem of managing family cash flow, debt management and taking care of monthly investment. This research was conducted in Marine Base Defense Battalion V Surabaya and the number of samples used as many as 100 respondents. Sampling Technique in this research use Saturation Sampling technique that is sample determination technique when all member of population used as sample. Another term saturated sample is the census, where all members of the population are sampled. The research design used in this research is survey method. Data collection method used is questionnaire method. For this study data analysis using Partial Least Square (PLS) approach. PLS is an alternative approach that shifts from a Covarian-based SEM approach to a variance-based. SEM-based covariance generally test the causality / theory while PLS is more predictive model. The results showed that: (1) Financial Behavior has no significant effect on Financial Literation. (2) Financial Behavior has no significant effect on Financial Quotient. (3) Spiritual Quotient has significant effect on Financial Literation. (4) Spiritual Quotient has significant effect to Financial Quotient. (5) Emotional Quotient has significant effect to Financial Literation. (6) Emotional Quotient has significant effect to Financial Quotient. (7) Financial Planning has significant effect on Financial Literation. (8) Financial Planning has significant effect on Financial Quotient. (9) Financial Inclusion has significant effect on Financial Literation. (10) Financial Inclusion has significant effect on Financial Quotient. (11) Financial Literation has significant effect on Financial Quotient. Keywords : Financial Behavior, Spiritual Quotient, Emotional Quotient, Financial Planning, Financial Inclusion, Financial Literation, Financial Quotient.
PENGARUH SUMBER DANA DAN TINGKAT KOLEKTIBILITAS KREDIT TERHADAP ALOKASI KREDIT DAN KINERJA KEUANGAN BANK PERKREDITAN RAKYAT DI SULAWESI SELATAN TANDI, ASRIN; RATNAWATI, TRI; MALIK, TAJUDDIN
JEB17 : Jurnal Ekonomi dan Bisnis Vol 3 No 02 (2018)
Publisher : Fakultas Ekonomi Universitas 17 Agustus 1945 Surabaya, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.1234/jeb17.v3i02.2133

Abstract

ABSTRACTThis study aims to identify and analyze: (1) Sources of funds have a significant effect on credit allocation, (2) Sources of funds have a significant effect on Financial Performance, (3) Credit collectability has a significant effect on Credit Allocation, (4) Credit collectability has a significant effect on financial performance, (5) credit allocation has a significant effect on financial performance. The data used in this study are primary data and secondary data. The population of this study is the Rural Bank in South Sulawesi, with a sample of 200 respondents as employees of the Rural Bank. Processing and Analysis of data using the Structural Equal Modeling (SEM) program, to find out the Financial Performance of Rural Banks is used 3 (three) variables: Fund Source, Credit Allocation and Credit Collective Level. The results of the study show that: (1) Sources of funds have a significant effect on credit allocation, (2) Sources of funds have a significant effect on Financial Performance, (3) Credit collectability has a significant effect on Credit Allocation, (4) Credit collectability has a significant effect on financial performance , (5) Credit allocation has a significant effect on the financial performance of Rural Banks in South Sulawesi. Keyword : Sumber Dana, Alokasi Kredit, Tingkat kolektibilitas dan Kinerja Keuangan.
MODEL PEMERINGKATAN RISK DAN RETURN SAHAM BLUE CHIP YANG TERDAFTAR PADA LQ 45 BURSA EFEK INDONESIA SOEBRATI, NI WAYAN; RAHMIYATI, NEKKY; RATNAWATI, TRI
JEB17 : Jurnal Ekonomi dan Bisnis Vol 4 No 01 (2019)
Publisher : Fakultas Ekonomi Universitas 17 Agustus 1945 Surabaya, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.1234/jeb17.v4i01.2414

Abstract

ABSTRACTThe purpose of this study is to produce a method of determining blue chip shares and a risk  &  return  rating  model  for  blue  chip  stocks  that  are  listed  on  the  Indonesia  Stock Exchange LQ45 shares. This study uses a sample of LQ45 stocks listed during the 2013-2017 period. According to the method prescribed by the researcher to determine which blue chip categories produce 8 stocks that are included in the criteria of blue chip shares. Calculation of risk & return is calculated based on monthly data for the period 2013-2017 using the Single Index Model and using the Microsoft Excel program. The market index used in this study is the closing price index of LQ45. This study uses the 2013-2017 LQ45 closing price data to calculate the return market. The data sources used in this study are secondary data, data collection techniques carried out by purposive sampling method. Based on the calculation of risk & return from the 8 selected stocks, the return rate for BBNI was 26.69%, BBCA 20.33%, BSDE 14.42%, BBRI 9.47%, BMRI 8.38%, TLKM 7.63 %, ASII 6.68%, MNCN 2.81% while the risk of BBCA shares is 1.66%, BSDE 2.5%, ASII 3.02%, MNCN 3.48%,BMRI 4.05%, BBNI 6.42%, BBRI 7.88%, TLKM 8.73 %. BBNI, BBCA, BSDE and BBRI shares have returns above the market return of 8.70%. A return is a promising return, because the return is above the market return, while from the risk assumption it is known that the market risk of 1.76% is the risk borne by the investor. All stocks have a positive return except MNCN shares that have a negative return. Stocks that have a positive expected return are stocks that are worthy of being an alternative investment. Stock ranking based on the highest return and lowest risk. The results of the study show that the stock that provides the highest comparison of the lowest return and risk is BBCA, besides BBCA also has a return on market returns and risks under market risk. Keywords: Risk, Return, LQ45, Blue Chip stock, single index model  
KECERDASAN FINANSIAL CALON INVESTOR LQ-45 Ratnawati, Tri; Aprilianto, Deni; Luqyana, Ikbar
JEB17 : Jurnal Ekonomi dan Bisnis Vol 5 No 1 (2020)
Publisher : Fakultas Ekonomi Universitas 17 Agustus 1945 Surabaya, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Financial intelligence is the ability to manage funds that benefit in achieving prosperity. The purpose of this study was to determine the intelligence of prospective LQ 45 investors in investment decision making using Saussure langue and parole structuralism theory. This research method uses a qualitative narrative method. Data collection using interview techniques. Research findings correspondent have different financial intelligence. Based on educational background the correspondents represented different understanding. Consideration of investment decisions is not just stock information (langue) which is the basis of decision (parole). News and information from experts are also a consideration. Not only can everyone be influenced by langue, financial intelligence also influences parole. This finding supports with the same information but produces different decisions. Keywords: Financial Intelligence, Langue, Parole, Investment Decision, and LQ 45
Co-Authors - Hwihanus Achmad Maqsudi, Achmad Adam Maulana Adiati Trihastuti, Adiati Agtovia Frimayasa, Agtovia Aldi, Muhammad Fauzan Amelia Kusniawati, Amelia Amiartuti Kusmaningtyas Anika, Refi Tri Aprilianto, Deni Boquifai, Petronela M. Brahmayanti, I.A. Sri brahmayanti, Ida Ayu Sri Dantje Salean, Dantje Ervina Ervina Fitriyah, Rif'atul Gede, I Komang Hakim Muttaqim Hamzah, A. Hadian Pratama Hariyani, Diyah Santi Henny Mahmudah, Henny Hwihanus I Nyoman Lokajaya, I Nyoman Ida Bagus Cempena, Ida Bagus Ikbar Luqyana Indrawati Yuhertiana Islamiyah, Fitria Ayu kartika, ika saridewi Kartikasari, Linda Kurniawan, Sindu Bagas Kurniawati, Dinda Dwi Listyaningsih, Emilia Desi Lokajaya, Nyoman Magalhaes, Cancio Andika Irawan Maia, Fonseca De Jesus malik, tajuddin Mandag, Herny Ria Mardiono, Viona Eka Putri Marwanto, Ontot Masfa’ani, Rikhza Mediana, Anastasya Mechta Melania, Melania Nekky Rahmiyati Nugroho, Mulyanto Nurhalyza, Tasya Nurhasanah Nurhasanah Nuryani, Anik Oktaviyanto, Nanda Pardede, Esther Tioma Nauly Pradhani, Tri Buana Wira Pribadi, Fancholik Joko Putra, Surya Jaya Purnama Putu Suardana, I Gede Rachmadani, Adelia Putri Rahayu, Cindy Septiana rahmawati, Debby Yusriliana Rodhiyah Rodhiyah Sahrul, M Santi, Dyan Evita Sariah Sariah Sawal Sartono, Sawal Septian, Michael Revelin Ervan Setyono, Vicky Indarto Sholiqah, Suci Nurlayli Alimatu Siti Mujanah Sitohang, Arga Christian Sobri, Mohamad Aulia soebrati, ni wayan Sri Andayani Sri Andayani Sri Hadijono, Sri Sri Harijati, Sri Sulistyo Sulistyo Sumirat, Esti Sutirman Sutirman tandi, asrin Ulfi Pristiana Warella, Veren Wendy Widi Hidayat Widodo Sarjana AS, Widodo Wijaya, Andjar Eka Ximenes, Elias