Article Per Year (5 Year)
p-Index From 2020 - 2025
5.707
P-Index
This Author published in this journals
All Journal Efisiensi : Kajian Ilmu Administrasi Governance : Jurnal Ilmu Pemerintahan Jurnal Ekonomika DiE: Jurnal Ilmu Ekonomi dan Manajemen JURNAL EKONOMI DAN BISNIS AIRLANGGA JEA17: Jurnal Ekonomi Akuntansi JEB17 : Jurnal Ekonomi dan Bisnis JHP17 (Jurnal Hasil Penelitian) Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah PROCEEDING ICTESS (Internasional Conference on Technology, Education and Social Sciences) PROFIT FENOMENA JEM17: Jurnal Ekonomi Manajemen Business and Finance Journal Arthavidya Jurnal Ilmiah Ekonomi Jurnal EK dan BI SWARNA International Journal of Economics (IJEC) Journal Community Service Consortium Journal of Psychiatry Psychology and Behavioral Research (JPPBR) Jurnal Multidisiplin Sahombu IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita Jurnal Ekonomi, Manajemen, Akuntansi
Tri Ratnawati
Dosen Fakultas Ekonomi Universitas 17 Agustus 1945 Surabaya
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Nursing Public Health Social Sciences Other

Published : 53 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 53 Documents
Search

 1   2   3   4   5 
STRATEGI PENGEMBANGAN DESA WISATA DI KAWASAN HINTERLAND GUNUNG BROMO JAWA TIMUR Mujanah, Siti; Ratnawati, Tri; Andayani, Sri
JHP17 (Jurnal Hasil Penelitian) Vol 1 No 01 (2016)
Publisher : Lembaga Penelitian Dan Pengabdian Kepada Masyarakat Universitas 17 Agustus 1945 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The aims of this study is to find an effective strategy in the development ofHinterland Tourism Village in Mount Bromo area, so itwill becomes selfsufficientvillages and able to provide the facilities, infrastructure for local andforeign tourism. This research is include as Descriptive explanatory researchwich to obtain field data to build a model of the grand design of rural tourismdevelopment in the Hinterland region of Bromo Mountain. The Object of thisresearch are three tourist villages around Bromo Mountain, while datacollection was done by interviews with rural principiples, SMEs and bothtourist local and international as the sample respondents. Data were analyzedwith SWOT analysis to determine the strategy gathering an the other one isAnalytical Hierarchy Process (AHP) to determin the ranking of ODTW. Theresults of SWOT analysis based on the weight and value scores of respondentsindicate that the development of rural tourism was scored in the first quadrantis a strategy to optimize the strengths and opportunities, while the results showthat the AHP Wonokitri village has the highest number and the second isNgadisari and ranked third village is Ngadas village. The model of strategyrural tourism could developed when supported optimally by the community, thegovernment such as the Government Center for TNBTS, Department ofTourism, PU, Cooperatives and SMEs, and the Department of SocietyEmpowerement, while also supportby private sectors, SMEs and local investorsand also education Institutions.Keywords: Model Strategy, and Rural Tourism Development
MENDETEKSI KECURANGAN LAPORAN KEUANGAN PERUSAHAAN Ratnawati, Tri; Salean, Dantje; Maqsudi, Achmad
JEB17 : Jurnal Ekonomi dan Bisnis Vol 1 No 01 (2016)
Publisher : Fakultas Ekonomi Universitas 17 Agustus 1945 Surabaya, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.1234/jeb17.v1i01.642

Abstract

Seiring dengan perkembangan ekonomi saat ini adalah hasil dan proses pembangunan,telah membuat dunia usaha lebih hidup, kompleks, beragam dan dinamis. Masing-masingperusahaan berusaha untuk mengeksplorasi semua potensi yang ada untuk bertahan hidup danmemenuhi kebutuhan pelanggan. Namun, seperti yang dialami oleh negara-negara maju dannegara berkembang, setiap kemampuan prestasi di bidang ekonomi, yang mungkin disertaidengan munculnya bentuk-bentuk baru dari kejahatan, baik di bidang ekonomi dan sosial.Dalam melakukan deteksi penipuan, tentu saja, tidak dapat dilepaskan dan pengetahuantentang hal-hal yang memicu terjadinya penipuan dan siapa atau pihak mana kemungkinanuntuk melakukan penipuan. Hal ini sangat diperlukan untuk mengetahui oleh pihak yangmempunyai tugas untuk membuat deteksi penipuan, karena dengan mengetahui faktor pemicupenipuan dan siapa atau pihak mana yang dilakukan akan lebih terfokus. Rumusan Masalahini Bagaimana mendeteksi laporan keuangan penipuan dari perusahaan untuk menghindariasimetri informasi?. Tujuan Penelitian ini bertujuan untuk mengidentifikasi dan menganalisiscara mendeteksi penipuan dengan teknik analisis laporan keuangan perusahaan atau metodeyang digunakan. Setiap perusahaan harus memiliki titik kritis yang sering digunakan sebagaipenipuan. Jika penipuan terjadi pada saat itu, akan mudah diketahui. Namun, dalam banyakkasus keberhasilan pelaku penipuan menyebabkan lebih keterampilan dalammenyembunyikan kegiatan mereka antara transaksi yang ada. BPA adalah teknik di manamelalui pemeriksaan catatan akuntansi, gejala manipulasi dapat diidentifikasi. Hasilnyaadalah gejala atau kemungkinan penipuan, yang pada gilirannya menyebabkan penyelidikanlebih rinci. Metode ini dapat digunakan pada setiap perusahaan. Lebih akurat dankomprehensif catatan, semakin efektif teknik ini dalam mengetahui gejala penipuan.Kata Kunci : Deteksi Kecurangan Laporan Keuangan
PENGARUH FINANCIAL BEHAVIOR, SPIRITUAL QUOTIENT, EMOTIONAL QUOTIENT, FINANCIAL PLANNING, FINANCIAL INCLUSION TERHADAP FINANCIAL LITERATION DAN FINANCIAL QUOTIENT ratnawati, tri; kartika, ika saridewi; rahmiyati, nekky
JEB17 : Jurnal Ekonomi dan Bisnis Vol 3 No 01 (2018)
Publisher : Fakultas Ekonomi Universitas 17 Agustus 1945 Surabaya, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.1234/jeb17.v3i01.1347

Abstract

ABSTRAKThe purpose of this research is to get empirical evidence about the influence of Financial Behavior, Spiritual Quotient, Emotional Quotient, Financial Planning, Financial Inclusion Against Financial Literation and Financial Quotient for Wives of Marine Soldiers at Base Defense Battalion V Surabaya. This research is focused on the wife of Marine Base Defense Battalion V Surabaya because it has a double role, the first role in supporting the duties and responsibilities of husbands who need full support from family, especially wife. Second, a wife hold the responsibility of managing family finances when the husband is on duty. In addition, they also serves as a housewife who experienced problems that are almost often faced by other housewives namely the problem of managing family cash flow, debt management and taking care of monthly investment. This research was conducted in Marine Base Defense Battalion V Surabaya and the number of samples used as many as 100 respondents. Sampling Technique in this research use Saturation Sampling technique that is sample determination technique when all member of population used as sample. Another term saturated sample is the census, where all members of the population are sampled. The research design used in this research is survey method. Data collection method used is questionnaire method. For this study data analysis using Partial Least Square (PLS) approach. PLS is an alternative approach that shifts from a Covarian-based SEM approach to a variance-based. SEM-based covariance generally test the causality / theory while PLS is more predictive model. The results showed that: (1) Financial Behavior has no significant effect on Financial Literation. (2) Financial Behavior has no significant effect on Financial Quotient. (3) Spiritual Quotient has significant effect on Financial Literation. (4) Spiritual Quotient has significant effect to Financial Quotient. (5) Emotional Quotient has significant effect to Financial Literation. (6) Emotional Quotient has significant effect to Financial Quotient. (7) Financial Planning has significant effect on Financial Literation. (8) Financial Planning has significant effect on Financial Quotient. (9) Financial Inclusion has significant effect on Financial Literation. (10) Financial Inclusion has significant effect on Financial Quotient. (11) Financial Literation has significant effect on Financial Quotient. Keywords : Financial Behavior, Spiritual Quotient, Emotional Quotient, Financial Planning, Financial Inclusion, Financial Literation, Financial Quotient.
PENGARUH SUMBER DANA DAN TINGKAT KOLEKTIBILITAS KREDIT TERHADAP ALOKASI KREDIT DAN KINERJA KEUANGAN BANK PERKREDITAN RAKYAT DI SULAWESI SELATAN TANDI, ASRIN; RATNAWATI, TRI; MALIK, TAJUDDIN
JEB17 : Jurnal Ekonomi dan Bisnis Vol 3 No 02 (2018)
Publisher : Fakultas Ekonomi Universitas 17 Agustus 1945 Surabaya, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.1234/jeb17.v3i02.2133

Abstract

ABSTRACTThis study aims to identify and analyze: (1) Sources of funds have a significant effect on credit allocation, (2) Sources of funds have a significant effect on Financial Performance, (3) Credit collectability has a significant effect on Credit Allocation, (4) Credit collectability has a significant effect on financial performance, (5) credit allocation has a significant effect on financial performance. The data used in this study are primary data and secondary data. The population of this study is the Rural Bank in South Sulawesi, with a sample of 200 respondents as employees of the Rural Bank. Processing and Analysis of data using the Structural Equal Modeling (SEM) program, to find out the Financial Performance of Rural Banks is used 3 (three) variables: Fund Source, Credit Allocation and Credit Collective Level. The results of the study show that: (1) Sources of funds have a significant effect on credit allocation, (2) Sources of funds have a significant effect on Financial Performance, (3) Credit collectability has a significant effect on Credit Allocation, (4) Credit collectability has a significant effect on financial performance , (5) Credit allocation has a significant effect on the financial performance of Rural Banks in South Sulawesi. Keyword : Sumber Dana, Alokasi Kredit, Tingkat kolektibilitas dan Kinerja Keuangan.
Edukasi Strategi Financial Inclusion Dalam Rangka Meningkatkan Kesejahteraan Masyarakat Industri Kawasan Wisata Kabupaten Gresik Jawa Timur Ratnawati, Tri; Mujanah, Siti; Lokajaya, Nyoman
JHP17 (Jurnal Hasil Penelitian) Vol 3 No 02 (2018)
Publisher : Lembaga Penelitian Dan Pengabdian Kepada Masyarakat Universitas 17 Agustus 1945 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This research aims to produce an educational model of strategy financial inclusion in order to prosper the community, industry, district, gersik, East Java. Basedon the issue of financial inclusion, indicators produced from financial inclusion arebanking, banking products and facilities, banking which is a very important indicator. inimproving the welfare of the industrial community. The education that must be given iscredit management consunier knowledge of credit guidelines over.in debtedness,savings and deposit functions. The strategy, which must be carried out in the short termbased on the attributes found in the research, is to educate financial.inclusion by payingattention to attributes which are significant, providing assistance starting from financialplanning to the preparation of financial statements providing motivation for separatingbetween family finances and business finances of the government is expected to emulatethe role of cooperatives as sitmpau-pinjam institutions not only piniaman saia so loansharks do not play a role.Keywords: Strategy Education, Financial Inclusion, Community Welfare
MODEL PEMERINGKATAN RISK DAN RETURN SAHAM BLUE CHIP YANG TERDAFTAR PADA LQ 45 BURSA EFEK INDONESIA SOEBRATI, NI WAYAN; RAHMIYATI, NEKKY; RATNAWATI, TRI
JEB17 : Jurnal Ekonomi dan Bisnis Vol 4 No 01 (2019)
Publisher : Fakultas Ekonomi Universitas 17 Agustus 1945 Surabaya, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.1234/jeb17.v4i01.2414

Abstract

ABSTRACTThe purpose of this study is to produce a method of determining blue chip shares and a risk  &  return  rating  model  for  blue  chip  stocks  that  are  listed  on  the  Indonesia  Stock Exchange LQ45 shares. This study uses a sample of LQ45 stocks listed during the 2013-2017 period. According to the method prescribed by the researcher to determine which blue chip categories produce 8 stocks that are included in the criteria of blue chip shares. Calculation of risk & return is calculated based on monthly data for the period 2013-2017 using the Single Index Model and using the Microsoft Excel program. The market index used in this study is the closing price index of LQ45. This study uses the 2013-2017 LQ45 closing price data to calculate the return market. The data sources used in this study are secondary data, data collection techniques carried out by purposive sampling method. Based on the calculation of risk & return from the 8 selected stocks, the return rate for BBNI was 26.69%, BBCA 20.33%, BSDE 14.42%, BBRI 9.47%, BMRI 8.38%, TLKM 7.63 %, ASII 6.68%, MNCN 2.81% while the risk of BBCA shares is 1.66%, BSDE 2.5%, ASII 3.02%, MNCN 3.48%,BMRI 4.05%, BBNI 6.42%, BBRI 7.88%, TLKM 8.73 %. BBNI, BBCA, BSDE and BBRI shares have returns above the market return of 8.70%. A return is a promising return, because the return is above the market return, while from the risk assumption it is known that the market risk of 1.76% is the risk borne by the investor. All stocks have a positive return except MNCN shares that have a negative return. Stocks that have a positive expected return are stocks that are worthy of being an alternative investment. Stock ranking based on the highest return and lowest risk. The results of the study show that the stock that provides the highest comparison of the lowest return and risk is BBCA, besides BBCA also has a return on market returns and risks under market risk. Keywords: Risk, Return, LQ45, Blue Chip stock, single index model  
Analisis Pengaruh Fundamental Makro dan Fundamental Mikro Terhadap Struktur Kepemilikan, Kinerja Keuangan, dan Nilai Perusahaan pada Badan Usaha Milik Negara yang Terdaftar di Bursa Efek Indonesia Hwihanus, Hwihanus; Ratnawati, Tri; Yuhertiana, Indrawati
Jurnal Bisnis dan Keuangan Vol 4 No 1 (2019): Business and Finance Journal
Publisher : UNUSA Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33086/bfj.v4i1.1097

Abstract

This study aims to examine and analyze the relationship between the variability of mu- tuality micro fundamental, macro fundamentals of ownership structure, financial performance, and the value of companies in State-Owned Enterprises listed on the Indonesia Stock Exchange. Re- search population at 20 State-Owned Enterprises listed on Indonesia Stock Exchange. This research method uses purposive sampling with 12 companies in 2010–2015. Data analysis of techniques in this study using Partial Least Square consists of Inner model, Outers model and Weight relation. The test results showed that all hypothesis testing was accepted which showed significant effect with 5% level with t-table 1,960 and rejected macro fundamentals to firm value with t-statistic 0,666262 (H5) and micro fundamentals of company value with t-statistic 1,188469 (H6) and ownership structure on the financial performance of the company with t-statistics 0.953625 (H7).
ANTARA “OTONOMI” SULTAN DAN “KEPATUHAN” PADA PUSAT DI ERA REFORMASI: STUDI KASUS DAERAH ISTIMEWA YOGYAKARTA (DIY) Ratnawati, Tri
Governance Vol 2 No 1 (2011): Governance : Jurnal Ilmu Pemerintahan
Publisher : Magister Ilmu Pemerintahan, Program Pascasarjana Universitas Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (302.185 KB)

Abstract

Pada era Reformasi tuntutan akan demokratisasi bergerak hingga ke tingkat daerah. Daerah Istimewa Yogyakarta (DIY) adalah salah satu daerah yang menghadapi permasalahan ini. Statusnya sebagai daerah istimewa memberinya sejumlah ?perlakuan? khusus, salah satunya mengenai kedudukan sultan. Tulisan ini mencoba menganalisa mengenai peran Sultan Hamengku Buwono sebagai Raja Yogyakarta serta Gubernur Provinsi Daerah Istimewa Yogyakarta pada era Reformasi.
KAJIAN AKUNTANSI KOPERASI SIMPAN PINJAM /UNIT SIMPAN PINJAM PROVINSI JAWA TIMUR Hadijono, Sri; RATNAWATI, TRI; Trihastuti, Adiati
JEA17: Jurnal Ekonomi Akuntansi Vol 4 No 01 (2019)
Publisher : Universitas 17 Agustus 1945 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (218.384 KB) | DOI: 10.30996/jea17.v4i01.3285

Abstract

ABSTRACTSavings and Loan Cooperatives or KSP and Savings and Loans Unit or USP is a cooperative whose capital is obtained from principal savings and mandatory savings and others from cooperative members. The capital that has been collected is then lent to members and prospective cooperative members who need a loan. To each borrower, the savings and loan cooperative or KSP attracts interest on loans and administrative costs. Because the deposits and loans are from members to members, the flow of money in and the flow of money out must be really made and must be carried out with discipline, meaning that it must be recorded and recorded in an orderly manner. Healthy cooperatives are cooperatives that are managed professionally, meaning all funds and power must be optimized for smoothness and added value for the cooperative. Therefore KSP / USP management must pay attention to the needs of their employees must base the required competencies. Healthy cooperatives certainly every certain period report the performance results of management in the form of financial statements.Keywords: Healthy KSP / USP, Cash Flow Discipline and orderly accounting
INTERNAL AUDIT ACTIVITY BASED MANAGEMENT UNTUK MENILAI EFESIENSI DAN EFEKTIFITAS PADA DEPARTEMEN PRODUKSI CV. HERBA BAGOES MALANG KOTA Ratnawati, Tri; Kusniawati, Amelia
JEA17: Jurnal Ekonomi Akuntansi Vol 1 No 01 (2016)
Publisher : Universitas 17 Agustus 1945 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (569.43 KB) | DOI: 10.30996/jea17.v1i01.644

Abstract

In the market competition, many UKM (small and medium sized business) as the manufacturers of Herbal medicine, better known as IKOT (Traditional Medicine Small Industries) have not been able to expand its business due to the lack of capital to meet consumer demand and yet to adopt reporting systems accounting effectively and efficiently. It was thus making the IKOT have not been able to minimize the cost of production. It is therefore needed an necessary training in preparing the accounting reports that can be used to support cost savings. So, we need an application of proper accounting system in the form of the system of Activity Based Management. Activity Based Management is an integrated approach that uses cost of activities efficienciently and effectively, and thus can provide added value for customers and increasing profits as well. The purpose of this study was to Assess the Role of Internal Audit in the Implementation of Activity Based Management and evaluate how efective and effecient the implementation of Activity Based Management . This research is conducting by using qualitative techniques, mathematical techniques and analytical techniques that consists some stages of identifying the activity, analyzing segregation, analyzing the cost drivers, analyzing the activity charges, as well as the analyzing of the performance measurement activities. Then, the results were classified by the conditions, criterias, causes, consequences to provide some recommendations on the raised issues. The survey results revealed that CV. Herba Bagoes has not been implementing Activity Based Management but has been using a system of Activity Based Costing. By implementing Activity Based Management, It can minimize the cost of up to 1.30%. Activities that are non value-added to the CV. Herba Bagoes are sortaging, washing (purificating) and storaging. Storaging can be removed, while the purification activity can be replaced with immersion and storage activities can be minimalized. To overcome the problems occurred, CV. Herba Bagoes need to implement Activity Based Management.Keywords: Internal Audit, Efficiency and Effectiveness, Activity Based Management
Co-Authors - Hwihanus Achmad Maqsudi, Achmad Adiati Trihastuti, Adiati Agtovia Frimayasa, Agtovia Amelia Kusniawati, Amelia Amiartuti Kusmaningtyas Anika, Refi Tri Aprilianto, Deni Boquifai, Petronela M. Brahmayanti, I.A. Sri brahmayanti, Ida Ayu Sri Dantje Salean, Dantje Ervina Ervina Fitriyah, Rif'atul Gede, I Komang Hakim Muttaqim Hariyani, Diyah Santi Henny Mahmudah, Henny I Nyoman Lokajaya, I Nyoman Ida Bagus Cempena, Ida Bagus Ikbar Luqyana Indrawati Yuhertiana Islamiyah, Fitria Ayu kartika, ika saridewi Kartikasari, Linda Kurniawan, Sindu Bagas Kurniawati, Dinda Dwi Listyaningsih, Emilia Desi Lokajaya, Nyoman Magalhaes, Cancio Andika Irawan Maia, Fonseca De Jesus malik, tajuddin Mandag, Herny Ria Mardiono, Viona Eka Putri Marwanto, Ontot Masfa’ani, Rikhza Mediana, Anastasya Mechta Melania, Melania Nekky Rahmiyati Nugroho, Mulyanto Nurhalyza, Tasya Nuryani, Anik Oktaviyanto, Nanda Pardede, Esther Tioma Nauly Pradhani, Tri Buana Wira Pribadi, Fancholik Joko Putu Suardana, I Gede Rachmadani, Adelia Putri Rahayu, Cindy Septiana rahmawati, Debby Yusriliana Rodhiyah Rodhiyah Sahrul, M Sawal Sartono, Sawal Septian, Michael Revelin Ervan Setyono, Vicky Indarto Siti Mujanah Sitohang, Arga Christian Sobri, Mohamad Aulia soebrati, ni wayan Sri Andayani Sri Hadijono, Sri Sumirat, Esti Sutirman Sutirman tandi, asrin Ulfi Pristiana Warella, Veren Wendy Widi Hidayat Widodo Sarjana AS, Widodo Wijaya, Andjar Eka Ximenes, Elias