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Exploring the Contribution of Fintech to Digital Transformation in Indonesian MSMEs: A Literature Review Febriyani, Widia; Supratman, Nurdinintya Athari; Witjaksono, R.Wahjoe
Sistemasi: Jurnal Sistem Informasi Vol 13, No 6 (2024): Sistemasi: Jurnal Sistem Informasi
Publisher : Program Studi Sistem Informasi Fakultas Teknik dan Ilmu Komputer

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32520/stmsi.v13i6.4638

Abstract

In the digital era, Financial Technology (Fintech) has become a pivotal force in transforming business operations, particularly for Micro, Small, and Medium Enterprises (MSMEs) in Indonesia. Despite their significant contributions to the economy, MSMEs need help in adopting digital solutions, including limited access to financial services and technological integration. This study explores the role of Fintech in driving the digital transformation of MSMEs and examines its contributions to financial inclusion, operational efficiency, and market expansion. Through a systematic literature review, the study highlights key factors influencing Fintech adoption, such as digital literacy, regulatory support, and technological infrastructure. The research also discusses the potential of Fintech to support the Satu Data Indonesia initiative by integrating financial and operational data. However, barriers such as low digital literacy, complex regulations, and cybersecurity concerns persist. The findings provide valuable insights for policymakers and practitioners to develop effective strategies for supporting MSMEs in leveraging Fintech for sustainable growth and competitiveness.
Digital Transformation and Performance Optimization at XYZ Higher Education through TOGAF-Based Enterprise Architecture Febriyani, Widia; Samsudin, Samsudin
Sistemasi: Jurnal Sistem Informasi Vol 13, No 6 (2024): Sistemasi: Jurnal Sistem Informasi
Publisher : Program Studi Sistem Informasi Fakultas Teknik dan Ilmu Komputer

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32520/stmsi.v13i6.4630

Abstract

Information technology (IT) has become an indispensable component of the corporate landscape in the digital age, reshaping how organizations operate. The rapid development of IT has revolutionized traditional business methods, transforming them into more efficient, technology-driven operations. Companies and institutions worldwide increasingly focus on digitalization to integrate business processes, streamline workflows, and enhance productivity. XYZ University in Indonesia, as an educational institution, is not immune to this shift. To stay competitive and efficient, the university aims to implement fundamental principles of coordination and integration within its internal structure and with external partners. A central goal of XYZ University’s digital transformation efforts is to streamline its business processes and bolster its cybersecurity framework. These initiatives are critical to the university’s broader strategy of developing a robust Enterprise Architecture (EA). This research focuses on the Academic Directorate and addresses three fundamental domains: business processes, data and information management, and application systems. By concentrating on these areas, the research aims to develop an EA blueprint to provide a comprehensive framework for enhancing the university’s digital capabilities. This blueprint is intended to serve as a strategic solution for integrating information systems, ensuring smooth data flow across departments, and improving the overall efficiency of business processes within the institution. It will help XYZ University achieve its digital transformation goals in the long term, leading to better coordination, more robust security, and higher operational efficiency.
Enterprise Architecture for Education: A TOGAF Approach to Achieve Digital Transformation and Optimal Performance (A Case Study of Shared Service Function) Febrianto, Prima; Fajrillah, Asti Amalia Nur; Febriyani, Widia
Syntax Literate Jurnal Ilmiah Indonesia
Publisher : Syntax Corporation

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36418/syntax-literate.v9i5.15346

Abstract

In today's fast-paced digital world, educational institutions must keep up with technological advancements to stay competitive and effective. This study focuses on designing Enterprise Architecture (EA) for an educational foundation, specifically its Shared Service Department, using the TOGAF ADM 9.2 framework. The aim is to enhance the foundation's IT cybersecurity maturity as part of its digital transformation efforts. Through a detailed analysis, challenges such as inadequate business process mapping, documentation procedures, human resource management, and information system organization were identified, highlighting the need for systematic IT governance and architecture. The research culminates in a tailored EA blueprint covering areas like business processes, data management, and applications. This blueprint acts as a strategic guide for improving operations, optimizing resources, and fostering innovation within the foundation. By integrating existing applications and developing targeted solutions, the design aims to enhance service delivery and move the foundation towards international educational excellence standards. The findings emphasize the importance of continuous adaptation to evolving technology and the need for ongoing refinement in areas like infrastructure and migration planning. Overall, this research provides valuable insights and practical Enterprise blueprint recommendations for improving operational efficiency and achieving strategic goals in today's digitalized educational landscape.
Security Awareness Strategy for Phishing Email Scams: A Case Study One of a Company in Singapore Febriyani, Widia; Fathia, Dhiya; Widjajarto, Adityas; Lubis, Muharman
JOIV : International Journal on Informatics Visualization Vol 7, No 3 (2023)
Publisher : Society of Visual Informatics

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30630/joiv.7.3.2081

Abstract

Social Engineering Procedures and phishing are some of the standard procedures and problems today, mainly through sophisticated media such as email, the official means of communication companies use. Phishing emails are usually associated with Social Designing. They can be sent via joins and connections in this email, but they are not secure. Proliferation can be hacked into private/confidential data or total control over the computer/Email without the client's knowledge. The method used in this research is a cycle that will run continuously in a life cycle, starting from problem identification, then generating ideas and evaluating the Implementation of solutions. At each stage, a thorough checking process is needed to obtain results. Follow what you want. Achieved. The results of this study provide recommendations and some suggestions that companies can make; this aims to be one of the doors that provides restrictions for access from parties who are not entitled to access the application. Some thought has shown that this attack is growing and affecting the population. The evaluation stages in this study consist of 5 phases. Each phase is a step used to prevent both the system and the behavior in the company. Awareness is critical at the start considering this is the basis for the organization to determine who will take care of the personnel's knowledge related to information security. It thinks about using survey writing strategies and recommendations that can be made in anticipation of an attack, such as setting up representation or attention as early and often as possible.
Pengembangan Platform Ekonomi Desa Untuk Meningkatkan Kesejahteraan Dan Pemberdayaan UMKM Batik Widia Febriyani; Nurdinintya Athari S
Humanism : Jurnal Pengabdian Masyarakat Vol 6 No 3 (2025): Desember
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/hm.v6i3.23860

Abstract

Yogyakarta, sebuah kota di Pulau Jawa, Indonesia, terletak di bagian selatan Pulau Jawa, berbatasan dengan Samudra Hindia di sebelah selatan. Wilayah ini kaya akan potensi di berbagai sektor, seperti budaya, pariwisata, pendidikan, dan ekonomi. Namun, tingkat kemiskinan di Daerah Istimewa Yogyakarta (DIY) masih cukup tinggi, meskipun mengalami penurunan seiring waktu. Indeks Pembangunan Manusia (IPM) Kota Yogyakarta menunjukkan peningkatan yang signifikan, namun tantangan utama dihadapi oleh industri batik, salah satu kekayaan budaya khas Yogyakarta. Tantangan utama bagi industri batik meliputi peningkatan biaya produksi, kurangnya minat generasi muda, dan kurangnya dukungan regulasi. Selain itu, UMKM batik juga dihadapkan pada masalah akses pasar yang terbatas, perubahan tren pasar, dan pemalsuan produk. Untuk mengatasi tantangan ini, diperlukan strategi pemasaran yang inovatif dan efektif, serta dukungan dalam mengadopsi teknologi digital. Platform Ekosistem Desa (Ekodes) hadir sebagai solusi untuk memberdayakan UMKM, terutama dalam produk desa, dan mengatasi tantangan akses pasar digital. Melalui platform ini, UMKM dapat memanfaatkan fitur-fitur digital untuk mempromosikan produk mereka, mengelola bisnis secara efisien, dan mendapatkan dukungan dalam menghadapi era ekonomi yang semakin terhubung dan berkelanjutan. Dengan demikian, Ekodes menjadi contoh inovatif yang mengintegrasikan teknologi digital dengan nilai-nilai keberlanjutan, mendukung pengembangan UMKM serta mendorong pertumbuhan ekonomi kreatif di Yogyakarta.
PELATIHAN DESIGN THINKING DAN PROTOTYPING UI/UX UNTUK IDE STARTUP SISWA SMA Syamsul Rijal; Aulia Rahmawati; Rezty Amalia Aras; Furqan Zakiyabarsi; Hany Alexandria; Muhammad Fachrul Salam; Yogi Hady Afrizal; Andi Jamiati Paramita; Andi Hutami Endang; Kiki Resky Ramdhani Sucipto; Widia Febriyani
Nusantara Hasana Journal Vol. 6 No. 2 (2026): Nusantara Hasana Journal, July 2026
Publisher : Yayasan Nusantara Hasana Berdikari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59003/nhj.v6i2.2294

Abstract

The development of digital technology has created a new ecosystem that requires young people, particularly Generation Z, to become not only passive digital consumers but also creators of innovative solutions through the startup ecosystem. An empathy-based Design Thinking approach is considered effective in producing human-centered solutions while shaping resilient, solution-oriented young entrepreneurial character. However, students at SMA SPIDI Maros still faced difficulties in understanding business idea validation and UI/UX prototype design. This community service program aimed to provide Design Thinking and UI/UX Prototyping training to support students' startup idea development while enhancing their digital literacy. The method employed a two-session training and workshop, consisting of a Design Thinking presentation and a UI/UX Prototyping workshop using Figma, implemented through four stages: identifying participant needs, designing materials, conducting the activity, and evaluation with follow-up. The program was held on 28 January 2026 and attended by 32 participants from grades 10 to 12. Evaluation results showed all indicators fell into the "Very Good" category, with the overall usefulness indicator scoring highest at 4.84/5 (97% agreement), while ease of using Figma scored lowest at 4.41/5 due to limited workshop time. These findings underscore the importance of continuous, multi-session mentoring programs for high school students in the future.