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All Journal Conference In Business, Accounting And Management (Cbam) 2012 Gadjah Mada International Journal of Business EQUILIBRIUM IQTISHADIA QUALITY QIJIS (Qudus International Journal Of Islamic Studies) At-Taqaddum JURNAL PENELITIAN SYIRKAH Islamic Guidance and Counseling Journal Jurnal Penelitian Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam
Wahibur Rokhman
Sekolah Tinggi Agama Islam (STAIN) Kudus
Religion Arts Humanities Economics, Econometrics & Finance Education Public Health Social Sciences

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ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI NON PERFORMING FINANCING PADA PERBANKAN SYARIAH DI INDONESIA TAHUN 2011-2016 Vanni, Kartika Marella; Rokhman, Wahibur
EQUILIBRIUM Vol 5, No 2 (2017): EQUILIBRIUM
Publisher : Prodi Ekonomi Syariah Pascasarjana IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/equilibrium.v5i2.2776

Abstract

This study was conducted to examine the factors affecting Non Performing Financing (NPF) in Sharia Banking in Indonesia such as: Financing to Deposit Ratio (FDR), Exchange Rate, and Inflation. The data used in this research is obtained from the Publication Report on the official website of the Financial Services Authority and Bank Indonesia within a period of six years. This research uses multiple linear regression analysis model which is processed through Eviews 7.0 application. The result of hypothesis testing shows that Financing to Deposit Ratio (FDR) has negative and significant effect to Non Performing Financing (NPF), the exchange rate has positive and significant influence to Non Performing Financing (NPF), inflation have positive and non significant effect to Non Performing Financing (NPF), and Financing to Deposit Ratio (FDR), Exchange Rate, and Inflation together have significant influence to dependent variable that is Non Performing Financing (NPF).
PENGARUH MARKETING MIX DAN SYARIAH COMPLIANCE TERHADAP KEPUTUSAN NASABAH MEMILIH BANK UMUM SYARIAH DI KUDUS Zamroni, Zamroni; Rokhman, Wahibur
EQUILIBRIUM Vol 4, No 1 (2016): EQUILIBRIUM
Publisher : Prodi Ekonomi Syariah Pascasarjana IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/equilibrium.v4i1.1840

Abstract

This study aimed to examine the influence of mix marketing and sharia compliance on customer’s decision in choosing Sharia bank in Kudus. It used purposive sampling method with 120 respondents. Hypothesis testing used multiple linear regression analysis. The analysis of T test showed that product influences the customer’s decision because thitung > ttable (2,239> 1,657), Price influences the customer’s decision because tcount > ttable (2,563> 1, 657). Place influences the customer’s decision because tcount > ttable (2,002> 1, 657). Promotion influences the  customer’s  decision  because  tcount  >  ttable  (4.436>  1,657). Syariah compliance influences the customer’s decision because tcount > ttable (2,072> 1, 657). Based on F test, it indicated that Fcount > Ftable (11 689> 2.290) which means the mix marketing consists of product, price, place, promotion and Sharia compliance significantly influenced the customers’ decision in choosing sharia banks in Kudus.
Pengaruh Biaya, Angsuran dan Kualitas Pelayanan Terhadap Kepuasan Nasabah Pembiayaan BMT di Kabupaten Kudus Rokhman, Wahibur
IQTISHADIA Vol 9, No 2 (2016): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v9i2.1734

Abstract

ANALYZING SERVICE QUALITY IN A HIGHER EDUCATION A Phenomenological Study Rokhman, Wahibur
QUALITY Vol 1, No 1 (2013): QUALITY
Publisher : Pascasarjana IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/quality.v1i1.192

Abstract

The purpose of this paper is to explore, from students’ perspective, how students perceived the service quality in International IslamicUniversity Malaysia (IIUM). A phenomenological method wasused; it is a naturalistic approach to acquire information on students experience about the service quality that they are feelingthrough open-ended questioner, interviews and observations.The result reveals that students perceived the service quality indifferent ways. The study found that the university is performingfairly enough in term of physical facilities and academic staff, butin term of administration staffs less than students’ expectation. Thestudy recommends university’s management to give attention to thefollowing issues: to improve the quality of staffs, to improve the security guard in this campus and to reform or refine the office of CPS and Finance. Keywords: Quality, Service, Higher Education
BAITUL MAL WAT TAMWIL (BMT) AND POVERTY EMPOWERMENT Rokhman, Wahibur
QIJIS Vol 1, No 2 (2013)
Publisher : IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/qijis.v1i2.187

Abstract

The aim of the study was to examine the role of Baitul Mal Wat Tamwil (BMT) on poverty empowerment in Demak, Central Java, Indonesia. The poverty empowerment was measured by increase of income levels, family education, health care, and business progress. This study used the sample of one hundred borrowers from 13 BMT were taken into consideration and questionnaires were distributed among them using purposive sampling method. Out of 100 questionnaires distributed, the researchers received back 74 responses. The empirical tests indicated that BMT has a significant role on improving income level, family education, and business progress. However, the study did not find any significant role of Islamic microfinance on access to health care. Implication, limitation and suggestion for future research are discussed.Keywords: Islamic microfinance, poverty, income levels, children’s education, health care, and business progress
ISLAMIC WORK ETHIC AS AN ANTECEDENT OF WORK OUTCOMES: A STUDY OF ISLAMIC MICROFINANCE IN CENTRAL JAVA, INDONESIA Rokhman, Wahibur
QIJIS Vol 2, No 1 (2014)
Publisher : IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/qijis.v2i1.1519

Abstract

Using sample 370 employees from Islamic microfinance institutions in Central Java, Indonesia, this study was conducted to examine the effect of Islamic work ethics on job satisfaction, organizational commitment and turnover intention. The empirical testing indicates that Islamic work ethic has positive effects on both job satisfaction and organizational commitment; whereas there is no significant evidence of the effect of Islamic work ethic on turnover intention. Implication, limitation and suggestion for future research are also discussed.
The Role of Sharia Marketing in Increasing Customer Loyalty (An Empirical Study of BMT in Kudus Regency) Rahmawaty, Anita; Rokhman, Wahibur
IQTISHADIA Vol 11, No 2 (2018): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v11i2.3728

Abstract

This research strives to empirically examine and analyze the influence of syariah marketing and service quality on BMT customer loyalty and satisfaction in Kudus Regency. This study was a survey research that used a quantitative approach. The research data were obtained from 250 BMT customers within Kudus Regency by using an accidental sampling technique. Meanwhile, the data analysis used a path analysis technique. The research findings revealed that: first, sharia marketing has a positive and significant influence on customer satisfaction; second, service quality has a positive and significant influence on customer satisfaction; third, sharia marketing has a positive and significant influence on customer loyalty; fourth, service quality has a positive and significant influence on customer loyalty; and fifth, customer satisfaction has a positive and significant influence on customer loyalty.
WORK ETHICS IN ISLAMIC PERSPECTIVE Rokhman, Wahibur
At-Taqaddum Volume 3, Nomor 1, Juli 2011
Publisher : Quality Assurance Institute (LPM) State Islamic University Walisongo Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1724.117 KB) | DOI: 10.21580/at.v3i1.297

Abstract

The collapse of large corporations such as Enron, Arthur Anderson, WorldCom, Global Crossing for mega scandal makes the work ethic got a very big concern in the business world. This shows that as good and professional as any management company is not otherwise based on the good work ethic there will be manipulations that result in bankruptcy. The concept of work ethic was first developed by Max Weber in a book entitled The Protestant Ethic and the Spirit of Capitalism, associating the success of the capitalist system with Protestant teachings. Furthermore, Weber also argues that the Muslim community can not progress in the economic field due to various reasons such as Sufism, the attitude of fatalism and outokratik the Islamic kingdoms. The concept of Islamic work ethics is a form of response from experts Muslim experts in the field of human resources and organizational theory on the criticism Weber. Various studies conducted Aslam (2000; 2001) in Turkey, Ali (1996) in the US shows that there is a significant influence of Islamic work ethics on work productivity in Muslim society.
ETIKA KERJA ISLAM DAN KEADILAN ORGANISASI: STUDI PADA BMT DI KABUPATEN KUDUS Rokhman, Wahibur
Jurnal Penelitian Vol 9, No 1 (2015): JURNAL PENELITIAN
Publisher : LP2M IAIN kUDUS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/jupe.v9i1.858

Abstract

WORK ETHICS OF ISLAM AND ORGANIZATIONAL JUSTICE: Study on a BMT in Kudus, This research aims to analyze the relationship of  work ethics of  Islam and organizational justice in BMT in Kudus. The organizational justice is measured using three dimensions of  justice developed by Cropanzano et al. (2007), they are: distribution justice, procedural fairness and interactional justice. Further, the study also tested the influence of  the three dimensions of justice against work ethics of  Islam felt by employees. The results of this research show that the level of  organizational justice and work ethics of Islam felt by employees working in the BMT in Holy is high enough. The results of the regression analysis also showed a significant positive influence on the distribution of Justice, procedural fairness and interactional justice against the work ethics of  Islam. Implications, limitations and suggestions for the next research are also discussed in this article.keywords: Distribution Justice, Procedural Justice, Work Ethics Of Islam.Penelitian ini bertujuan untuk menganalisis  hubungan etika kerja Islam dan keadilan organisasi di Baitul mal wat tamwil (BMT) di Kabupaten Kudus. Keadilan Organisasi disini diukur menggunakan tiga dimensi keadilan yang dikembangkan oleh Cropanzano dkk. (2007) yaitu: keadilan distribusi, keadilan prosedural dan keadilan interaksional. Lebih lanjut, penelitian ini juga menguji pengaruh tiga dimensi keadilan terhadap etika kerja Islam yang dirasakan oleh karyawan. Hasil penelitian ini menunjukkan bahwa tingkat keadilan organisasi dan etika kerja Islam yang dirasakan oleh karyawan yang bekerja di BMT di Kudus cukup tinggi. Hasil analisis regresi juga menunjukkan adanya pengaruh yang positif signifikan keadilan distribusi, keadilan prosedural dan keadilan interaksional terhadap etika kerja Islam. Implikasi, keterbatasan dan saran untuk penelitian yang akan datang  juga dibahas dalam artikel ini.kata kunci: Keadilan Distribusi, Keadilan Prosedural, Etika Kerja Islam.
Pengaruh Biaya, Angsuran dan Kualitas Pelayanan Terhadap Kepuasan Nasabah Pembiayaan BMT di Kabupaten Kudus Rokhman, Wahibur
IQTISHADIA Vol 9, No 2 (2016): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v9i2.1734

Abstract

Co-Authors Abd. Rasyid Syamsuri Abideen Adewale Abideen Adewale Adab, Farisul Ahamed, Forbis Amirul Fatihin, Amirul Andiani, Fajar Anita Rahmawaty Atieq, Muhammad Qoes Harif Amali Rivai Joyo Winoto, Joyo Nasir, Shuana Zafar Rahmawati, Fithria Aisyah Sa'diyah, Siti Rofik Atus Sahid, Sehrish Shahid, Sehrish Vanni, Kartika Marella Zamroni Zamroni