Garuda - Garba Rujukan Digital

EFEKTIVITAS MANAJEMEN RESIKO PEMBIAYAAN MUSYARAKAH MUTANAQISHAH (Studi Kasus pada Produk Kongsi Pemilikan Rumah Syariah di PT Bank Muamalat Indonesia Tbk. KCP Kolaka) Irmawati Irmawati; Nur Rahmah; Askahar Askahar
Jurnal Ekonomi Bisnis Syariah Vol 3 No 1 (2020): Jurnal Ekonomi Bisnis Syariah
Publisher : IAI Al-Mawaddah Warrahmah Kolaka

Show Abstract | Download Original | Original Source | Check in Google Scholar

Bank Muamalat Indonesia is a bank financial institution whose operations are based on the Koran and Hadith with the aim of creating a sound financial or banking service system, free of usury or interest systems. The products in Bank Muamalat Indonesia have diversity, including the KPRS iB Muamalat financing product which uses two contracts, one of which is the musyarakah mutanaqishah contract.The formulation of the problem in this research is How is the implementation of musyarakah mutanaqishah financing on the Sharia Home Ownership Group product at Bank Muamalat KCP Kolaka? And how is the effectiveness of risk management implementation of musyarakah mutaqishah financing on Sharia Home Ownership Group products in overcoming problematic customer problems at Bank Muamalat KCP Kolaka? The research objectives were to determine the implementation of musyarakah mutanaqishah financing on the Sharia House Ownership Group product at Bank Muamalat KCP Kolaka, and to determine the effectiveness of risk management implementation of Musyarakah mutanaqishah financing on Sharia Home Ownership Collections products at Bank Muamalat KCP Kolaka.The research method used is a descriptive qualitative approach, the location and time of the study is at Bank Muamalat KCP Kolaka. While the research instrument used observation guidelines, interview guidelines and documentation guidelines. The data analysis techniques are data reduction, data triangulation, data display, and data verification and conclusion drawing.The results showed that employees and customers related to risk management of Musyarakah Mutanaqishah financing for Sharia House Ownership Collections were effective in overcoming problems faced by customers related to efforts to own houses and shop houses. This is proven through risk management at Bank Muamalat. Includes risk management for customers operational risk, marketing risk and competition risk

AKIDAH DAN AKHLAQ ISLAM Askahar Askahar
Jurnal Ushuluddin Adab dan Dakwah Vol 2 No 1 (2019): Jurnal Ushuluddin Adab dan Dakwah
Publisher : IAI Al-Mawaddah Warrahmah Kolaka

Show Abstract | Download Original | Original Source | Check in Google Scholar

The background of this journal is that by seeing many generations now, they are not paying enough attention to how to implement noble character in their daily interactions. Morals and ethics are human behavior in everyday life that has been attached to someone. In this study, it consists of 5 problem formulations namely (1) what is moral and ethical understanding (2) how moral values in Islam (3) refer to and explain the distribution of morals (4) how to base morals and (5) write and explain moral character. With the aim to find out how moral values in Islam, the distribution of morals, the principles of morals and moral characteristics in Islam. The method of writing this journal is a descriptive method. In this paper the author discusses the notion of morals and ethics, values, division of morals, moral principles, and moral characteristics in Islam, this method of research methods that provide explanations using analysis. In its implementation, this method is more likely to focus more on the theoretical / legal basis. The results show: (1) what is the meaning of morals and ethics, namely morality concerning matters relating to good, bad, right and wrong actions in the actions of a human being whose role models come from the Qur'an and the Hadith of the Prophet. Whereas ethics originating from cultural results and customs in a place that prevails in a society (2) how moral values in Islam are moral values derived from the rules and revelations of Allah and the instructions of Rausl saw. (3) write and explain the division of morals namely morals are divided into two, namely noble morals (easy) means noble and despicable morals (mazmumah) means morals that are forbidden or disliked by Allah (bad deeds) (4) how moral principles are morals are things that are fair to every human being such as: a. Adab to God, b. Adab to the Messenger of Allah. c. respect the old and love the small (young) d. Be trusty e. reconcile those who disagree f. Enthusiasm and (5) write and explain moral characteristics, namely a. believe in Allah and follow the teachings of the Prophet Muhammad PBUH which is guaranteed to obtain happiness in the prayer and always exposes himself to Allah. c. avoid empty talk and vain creation, d. fulfill zakat to purify the soul, d. keep the sanctity of the biological relationship by not doing it except for what is lawful e) maintain the mandate entrusted to him f) fulfill the promise he made g) discipline in perform prayers h) tawadhu 'i) roomy against bodo people j) diligent k) fear of Allah and his punishment l) behave naturally m) clean from adultery n) do not want to be false witnesses o) do not want to fellowship with people who like to do things that are not useful, p) stay away from that action to welcome someone who invites goodness and accepts all advice.

KONTRIBUSI NILAI NILAI KARAKTER DALAM KITAB TA’LIM MUTA’ALIM TERHADAP SANTRI PONDOK PESANTREN AL MAWADDAH WARRAHMAH KOLAKA Ade Saputra; Askahar Askahar; Suhardin Suhardin
Jurnal Teknologi Pendidikan Madrasah Vol 6 No 1 (2023): Jurnal Teknologi Pendidikan Madrasah 2023
Publisher : IAI Al-Mawaddah Warrahmah Kolaka

Show Abstract | Download Original | Original Source | Check in Google Scholar

Contributions are donations that can be in the form of material, thoughts, and actions. Character education is education that fosters a student in developing the goodness that is in him, because basically all humans have the potential for goodness that is in each of us, and with education that potential for goodness can be raised and developed. The book of ta'lim muta'llim is one of the reference books that is widely used in Islamic boarding schools, in this book it discusses the things that must be done by students in achieving blessed knowledge. The formulation of the problem in this study, what are the values of character education contained in the book of ta’lim muta'llim and how is the contribution of the book of ta'lim muta'llim in shaping the character of the students of Al Mawaddah Islamic boarding school Warrahmah Kolaka. The purpose of the research is to find out the values of character education contained in the book of the ta'lim muta'llim and its contribution in shaping the character of the students of the Al Mawaddah Warrahmah Kolaka Islamic boarding school. The results of the study show that the character values in the ta'lim muta'llim book, especially in the discussion of the exaltation of knowledge and teachers, in this chapter explain a number of things which are then instilled in every student at the Al Mawaddah Warrahmah Kolaka Islamic boarding school as a form of character education. As for some of these things, namely, (1) may not pass in front of the teacher, even if they are forced to pass in front of the teacher, they want to ask permission in our tradition mello tabe, (2) do not occupy the teacher's seat, (3) do not start the speaker when we are called to face him other than with his permission, (4) not to look at his face when dealing with him, (5) not to ask something that can make the teacher bored when he is tired, (6) be disciplined, (7) seek the teacher's approval, and (8) trying not to make the teacher angry.

KONTRIBUSI NILAI NILAI KARAKTER DALAM KITAB TA’LIM MUTA’ALIM TERHADAP SANTRI PONDOK PESANTREN AL MAWADDAH WARRAHMAH KOLAKA Ade Saputra; Askahar Askahar; Suhardin Suhardin
Jurnal Teknologi Pendidikan Madrasah Vol 6 No 1 (2023): Jurnal Teknologi Pendidikan Madrasah 2023
Publisher : IAI Al-Mawaddah Warrahmah Kolaka

Show Abstract | Download Original | Original Source | Check in Google Scholar

Contributions are donations that can be in the form of material, thoughts, and actions. Character education is education that fosters a student in developing the goodness that is in him, because basically all humans have the potential for goodness that is in each of us, and with education that potential for goodness can be raised and developed. The book of ta'lim muta'llim is one of the reference books that is widely used in Islamic boarding schools, in this book it discusses the things that must be done by students in achieving blessed knowledge. The formulation of the problem in this study, what are the values of character education contained in the book of ta’lim muta'llim and how is the contribution of the book of ta'lim muta'llim in shaping the character of the students of Al Mawaddah Islamic boarding school Warrahmah Kolaka. The purpose of the research is to find out the values of character education contained in the book of the ta'lim muta'llim and its contribution in shaping the character of the students of the Al Mawaddah Warrahmah Kolaka Islamic boarding school. The results of the study show that the character values in the ta'lim muta'llim book, especially in the discussion of the exaltation of knowledge and teachers, in this chapter explain a number of things which are then instilled in every student at the Al Mawaddah Warrahmah Kolaka Islamic boarding school as a form of character education. As for some of these things, namely, (1) may not pass in front of the teacher, even if they are forced to pass in front of the teacher, they want to ask permission in our tradition mello tabe, (2) do not occupy the teacher's seat, (3) do not start the speaker when we are called to face him other than with his permission, (4) not to look at his face when dealing with him, (5) not to ask something that can make the teacher bored when he is tired, (6) be disciplined, (7) seek the teacher's approval, and (8) trying not to make the teacher angry.

MUSIBAH DALAM PERSPEKTIF AL-QUR’AN (Studi Komparatif Tafsir Ibnu Katsir, Tafsir An-Nur dan Tafsir As-Sa’di) Sumarni Sumarni; Askahar Askahar; Nurfadillah Syam
Jurnal Ushuluddin Adab dan Dakwah Vol 5 No 1 (2022): Jurnal Ushuluddin Adab dan Dakwah
Publisher : IAI Al-Mawaddah Warrahmah Kolaka

Show Abstract | Download Original | Original Source | Check in Google Scholar

This research discusses that every human being will definitely be given a disaster and that is a certainty. Many verses and hadiths explain the certainty of disaster. Allahﷻ has absolute will and power to give disaster to His servants. Trying to understand the disaster based on the thoughts of Imam Ibnu Katsir, Abdurrahman As-Sa'di and Teungku Muhammad Hasbi. Disaster As for the interpretation of Al-Qur'anul Adzhim, Taisir al-Karim ar-Rahman Fi Tafsir Kalam an-Mannan and Al-Qur'anul Majid An-Nur. The three interpretations were chosen because they have their respective advantages, namely the interpretation of Al-Qur'anul Adzhim bil riwayah interpretation, the interpretation of Taisir al-Karim ar-Rahman Fi The interpretation of Kalam an-Mannan is clear and concise and the interpretation of An-Nur the interpretation of Indonesian which is easy to understand . The background of this research is the number of verses that discuss disasters that are relevant to real life. The focus of the discussion in this study is the similarities and differences in the word calamity in the interpretations of Ibn Katsir, Tafsir An-Nur and Tafsir As-Sa'di as well as the causes and wisdom of calamities in ten verses of calamity namely QS. Al-Baqarah (2):155-157, QS. Al-Imran (3):165, QS. Al Imran (3):165, QS. An-Nisa (4):62, QS. An-Nisa (4): 72, QS. Al Maidah (5): 106, QS. At Tawba (9):50, QS. Al Qashash (28): 47, QS. As-Shura (42):30, QS. Al-Hadid (57):22 and QS. At-Taghabun (64): 11. The methodology used in this research is text research. This type of research uses the library research method of the study of revelation texts, namely research on the texts of the Al-Qur'an, namely examining the verses of the word calamity in the Al-Qur'an. The results of this study indicate that the interpretations of Ibnu Katsir, Tafsir An-Nur and Tafsir As-Sa'di have similarities and differences in understanding the word disaster. In the interpretation of Ibn Kathir he does not explain in detail, he interprets the word disaster as a disaster. whereas in the interpretation of An-Nur he interprets a disaster as a disaster, a threat and punishment, then the interpretation of As-Sa'di interprets it as a disaster and punishment. As for the causes of disasters, namely qada and qadhar Allahﷻ which were written in Lauhul Mahfudz before creating nature, with the permission of Allahﷻ and human actions themselves. As for the meaning of calamity, that is to insult/denounce the hypocrites, to separate those who are honest from those who lie, those who are patient and those who are impatient, not to diminish the faith of a believer or to turn them away from their religion, to teach us to be grateful and patient and pray, a way to get reward, and others.

TRANSFORMASI PEMBELAJARAN PENDIDIKAN ISLAM MELALUI TEKNOLOGI AI DI ERA DIGITAL Muh Ramadhan; Mukmin Mukmin; Askahar Askahar
Jurnal Intelek Insan Cendikia Vol. 2 No. 3 (2025): MARET 2025
Publisher : PT. Intelek Cendikiawan Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar

Revolusi digital membawa dampak signifikan pada sistem pendidikan, termasuk pendidikan Islam. Teknologi kecerdasan buatan (Artificial Intelligence/AI) kini mulai diterapkan dalam berbagai aspek pembelajaran, menawarkan solusi inovatif untuk meningkatkan efektivitas dan efisiensi pendidikan Islam. Penelitian ini bertujuan untuk menganalisis transformasi pembelajaran pendidikan Islam melalui teknologi AI, dengan fokus pada potensi, tantangan, dan strategi penerapan. Menggunakan pendekatan kualitatif, data dikumpulkan melalui studi literatur dan wawancara dengan pendidik serta pakar teknologi. Hasil penelitian menunjukkan bahwa AI dapat mendukung personalisasi pembelajaran, otomatisasi administrasi, dan aksesibilitas sumber daya. Namun, tantangan berupa kesiapan infrastruktur, kompetensi guru, dan isu etika tetap menjadi hambatan. Rekomendasi diberikan untuk mengoptimalkan penerapan AI dalam pendidikan Islam di era digital.

Title

Found 6 Documents
Search

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Title Search

Found 6 Documents Search

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Title

Found 6 Documents
Search