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All Journal Jurnal Akuntansi Muhammadiyah Jurnal Mirai Management EQIEN - JURNAL EKONOMI DAN BISNIS Jurnal Manajerial Jurnal Ekonomi Manajemen Sistem Informasi Management Studies and Entrepreneurship Journal (MSEJ) Dinasti International Journal of Digital Business Management JMK Jurnal Manajemen dan Kewirausahaan INNOVATION RESEARCH JOURNAL Entrepreneur : Jurnal Bisnis Manajemen dan Kewirausahaan Jurnal Simki Economic DedikasiMU: Journal of Community Service Komitmen : Jurnal Ilmiah Manajemen Interdisciplinary Social Studies Jurnal Akutansi Manajemen Ekonomi Kewirausahaan (JAMEK) Co-Value : Jurnal Ekonomi, Koperasi & Kewirausahaan MES Management Journal Journal of Social And Economics Research Jurnal Mahasiswa Manajemen Jurnal Manajemen Bisnis Kewirausahaan Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) JEBIMAN: Jurnal Ekonomi, Bisnis, Manajemen dan Akuntansi Innovative: Journal Of Social Science Research Jurnal Terapan Ekonomi dan Bisnis (JTEB) Neraca: Jurnal Ekonomi, Manajemen dan Akuntansi Jurnal Pengabdian Manajemen Neraca Manajemen, Akuntansi, dan Ekonomi journal of social and economic research KINERJA : Jurnal Ekonomi dan Bisnis
Wasti Reviandani
Universitas Muhammadiyah Gresik
Religion Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Medicine & Pharmacology Public Health Social Sciences Other

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Pendampingan Masyarakat Desa Yosowilangun Gresik melalui Usaha Jasa Kreatif dan Literasi Minimal Modal Dalam Masa PPKM Reviandani, Wasti; Sari, Meyristiana
Jurnal Terapan Ekonomi dan Bisnis Vol 2, No 2 (2022): September
Publisher : Universitas Muhammadiyah Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24269/jteb.v2i2.5707

Abstract

Perkembangan bisnis usaha baik jasa maupun produk dalam 2 tahun belakangan ini mengalami ketidakstabilan bahkan penurunan yang sangat signifikan. Seperti yang sudah di ketahui bahwa dampak pandemi Covid 19 sampai saat ini masih terus dirasakan oleh usaha-usaha bisnis. Bisnis jasa merupakan salah satu alternatif usaha yang dapat dilakukan di masa PPKM. Untuk membangun sebuah usaha baik itu di bidang apapun tentu perlu dipikirkan dengan matang terkait usaha apa yang akan dijalaninya. Mengapa memilih bisnis jasa? Salah satu alasan utama adalah bisnis jasa dapat dilakukan tanpa modal atau minimal modal. Dalam rangka untuk mengurangi tingkat pengangguran terbuka dan mengurangi tingkat kemiskinan akibat krisis ekonomi sebagai dampak Pandemi Covid 19 di Kabupaten Gresik sudah saatnya dilakukan upaya peningkatan pemberdayaan masyarakat. Pengabdian bertujuan untuk mengetahui potensi UMKM dan masyarakat sekitar Desa Yosowilangun Gresik, meningkatkan kemampuan untuk mengembangkan bisnis di bidang jasa, memberikan pendidikan tentang pengelolaan bisnis jasa dan persiapan kemampuan sesuai dengan bisnis jasa yang dipilih dan memahamkan literasi pengelolaan modal. Kegiatan pengabdian bermitra dengan UMKM setempat dan warga karang taruna di Yosowilangun Gresik. Metode pengabdian melalui sharing program, program pelatihan dan pengembangan. Hasil pengabdian masih kurangnya pemahaman UMKM dan karangtaruna dalam edukasi softskill dan hard skill dan kurangnya rasa percaya diri serta belum memiliki gambaran berwirausha. Sehingga melalui pemahaman usaha jasa kreatif minim modal merupakan alternatif untuk memperoleh tambahan pendapatan.
ANALISIS SISTEM PENGENDALIAN INTERNAL PIUTANG DALAM MEMINIMALKAN PIUTANG TAK LANCAR PADA RUMAH SAKIT XYZ DI GRESIK Anggita Lailatu Zalma; Wasti Reviandani
JEBIMAN : Jurnal Ekonomi, Bisnis, Managemen dan Akuntansi Vol. 2 No. 3 (2024): MEI
Publisher : CV. ADIBA AISHA AMIRA

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Abstract

This research discusses the analysis of the internal control system for receivables in minimizing non-current receivables at XYZ Hospital in Gresik. The purpose of this research is to find out and analyze the internal control system to minimize non-current receivables and the factors that influence non-current receivables at Insurance X at XYZ Hospital. The research method uses descriptive qualitative methods. Data analysis was carried out by means of observation and interviews. The results of this research show that the implementation of the internal control system for receivables is still less effective, as seen in the NPL calculation results from March 2023 - July 2023 of more than 12%, so it can be said that the risk profile level for non-current receivables at XYZ Hospital at Insurance X is within the criteria not healthy. Factors that influence receivables to become non-current are caused by internal and external factors.
PENGARUH RETURN ON ASSET DAN CURRENT RATIO TERHADAP NILAI PERUSAHAAN DENGAN FINANCIAL DISTRESS SEBAGAI VARIABEL INTERVENING PADA PERUSAHAAN SUB SEKTOR PERDAGANGAN ECERAN YANG TERDAFTAR DI BURSA EFEK INDONESIA (BEI) TAHUN 2016-2023 Fitriawati, Indah; Reviandani, Wasti
Neraca: Jurnal Ekonomi, Manajemen dan Akuntansi Vol. 3 No. 2 (2024): Neraca: Jurnal Ekonomi, Manajemen dan Akuntansi
Publisher : Neraca: Jurnal Ekonomi, Manajemen dan Akuntansi

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Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh Return On Asset dan Current Ratio Terhadap Nilai Perusahaan dengan Finacial Distress Sebagai Variabel Intervening Pada Perusahaan Sub Sektor Perdagangan Eceran Tahun 2016-2023. Metode penelitian ini menggunakan metode kuantitatif dengan data sekunder. Populasi dalam penelitian ini adalah perusahaan sub sektor perdagangan eceran yang terdaftar di Bursa Efek Indonesia. Penentuan sampel menggunakan metode purposive sampling. Pemilihan sampel berdasarkan kriteria menghasilkan sampel sebanyak 8 perusahaan dengan periode selama 8 tahun sehingga data yang digunakan yakni 64 data. Karena data tidak memenuhi beberapa uji asumsi klasik maka dilakukan uji Outlier sehingga data yang digunakan menjadi 39 data. Data yang diperoleh dianalisis dengan teknis analisis jalur mengguankan SPSS 26. Hasil penelitian ini menunjukkan bahwa return on asset berpengaruh terhadap financial distress sedangkan current ratio tidak berpengaruh terhadap financial distress. Return on asset dan current ratio berpengaruh terhadap Nilai Perusahaan. return on asset dan current ratio tidak berpengaruh terhadap Nilai Perusahaan melalui financial distress.
Pengaruh Literasi Keuangan, Manfaat, dan Pendapatan terhadap Minat Penggunaan Shopee Paylater di Platform Shopee pada Kabupaten Gresik Rizqiyah, Fatichatur; Reviandani, Wasti
Co-Value Jurnal Ekonomi Koperasi dan kewirausahaan Vol. 15 No. 8 (2025): Co-Value: Jurnal Ekonomi, Koperasi & Kewirausahaan
Publisher : Program Studi Manajemen Institut Manajemen Koperasi Indonesia Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59188/covalue.v15i8.5003

Abstract

Perkembangan E-Commerce telah mempengaruhi pola perilaku belanja masyarakat, termasuk generasi Z di Kabupaten Gresik. Penelitian ini bertujuan untuk menganalisis pengaruh literasi keuangan, manfaat yang dirasakan, dan pendapatan terhadap minat penggunaan Shopee Paylater di Platform Shopee pada Generasi Z di Kabupaten Gresik. Metode penelitian yang digunakan adalah kuantitatif dengan teknik pengumpulan data berupa kuesioner. Sampel penelitian terdiri dari 168 responden yang dipilih menggunakan metode purposive sampling. Data dianalisis menggunakan teknik statistik deskriptif dan regresi dengan perangkat lunak WarpPLS. Hasil penelitian menunjukkan bahwa literasi keuangan memiliki pengaruh positif namun tidak signifikan terhadap minat penggunaan Shopee Paylater. Sebaliknya, manfaat yang dirasakan dan pendapatan memberikan pengaruh positif dan signifikan terhadap minat tersebut. Faktor pendapatan menjadi determinan utama yang memengaruhi keputusan Generasi Z untuk menggunakan layanan Shopee Paylater, terutama karena memberikan fleksibilitas keuangan dalam memenuhi kebutuhan konsumtif. Penelitian ini menyimpulkan bahwa manfaat merupakan faktor kunci dalam meningkatkan minat terhadap layanan keuangan digital seperti Shopee Paylater. Implikasi penelitian ini mencakup pentingnya pengembangan fitur layanan yang relevan dengan kebutuhan pengguna, serta perlunya edukasi literasi keuangan untuk mendukung penggunaan layanan keuangan digital secara bijak.
Analisis Kelayakan Nasabah dalam Pembiayaan Akad Murabahah pada PT. BPRS XYZ Litasania, Nur Alfa; Reviandani, Wasti
Jurnal Simki Economic Vol 8 No 1 (2025): Volume 8 Nomor 1 Tahun 2025
Publisher : Universitas Nusantara PGRI Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29407/jse.v8i1.933

Abstract

This research aims to analyze the feasibility of customers in financing murabahah contracts at PT. SRB XYZ. The method used is a qualitative approach with descriptive research type. Data was collected through interviews with employees, direct observation, and documentation of funding applications for 2023. Analysis was carried out by applying the 5C principles (Character, Capacity, Capital, Collateral, Conditions) as well as triangulation techniques to ensure data validity. The research results show that customer eligibility analysis is carried out through several stages, such as document inspection, field survey, credit history analysis using BI Checking, and assessment of customer business capacity. Of the total 897 funding applications in 2023, 79% were successfully disbursed, while the rest were rejected or canceled due to data discrepancies, completeness of documents, and failure to meet financing criteria. This research concludes that implementing strict feasibility analysis procedures can minimize the risk of financing problems.
Analysis of Direct Marketing and Personal Selling Strategy at PT. Duta Merpati Indonesia Nisa, Maghfirotun; Reviandani, Wasti
Dinasti International Journal of Digital Business Management Vol. 6 No. 1 (2024): Dinasti International Journal of Digital Business Management (December 2024 - J
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/dijdbm.v6i1.3814

Abstract

This study analyzes the Direct Marketing and Personal Selling strategies at PT. Duta Merpati Indonesia and their impact on sales and customer relationships. Using a qualitative approach, data were collected through in-depth interviews, direct observation, and document analysis. The results showed that Direct Marketing through email and social media is effective in reaching customers and increasing responses, despite challenges such as the perception of messages as spam. Personal Selling has been shown to build strong customer relationships, but is constrained by the lack of an accurate customer database, making it difficult to measure the success of the strategy. Both strategies contribute significantly to increasing sales and customer loyalty. The challenges identified, such as the need for improved digital infrastructure and sales force training, require special attention. Optimal implementation of both strategies can create more value for customers and drive the company's sales growth.
Peningkatan Literasi Analisa Laporan Keuangan: Analisis Pemberian Pinjaman Nuha, Sukma Uli; Reviandani, Wasti; Vilantika, Elok
Jurnal Pengabdian Manajemen Vol 4 No 1 (2024): Jurnal Pengabdian Manajemen
Publisher : Program Studi Manajemen Universitas Muhammadiyah Gresik

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30587/jpm.v4i1.9301

Abstract

Community Service was held for students of the Faculty of Economics and Business, Universitas Muhammadiyah Gresik who taught the Financial Report Analysis course entitled "Improving Financial Report Analysis Literacy: Loan Analysis". This activity aims to improve students' understanding and ability in analyzing financial reports regarding loan / credit analysis. This community service activity was carried out at the Sang Pencerah Hall, Universitas Muhammadiyah Gresik which is located at Jl. Sumatera No. 101, Gn. Malang, Randuagung, Kec. Kebomas, Kab. Gresik, East Java. This community service activity was carried out on June 27, 2024. This activity was attended by approximately 100 students by presenting expert speakers in the field of finance who were also members of the FEB UMG Community Service Team. The material presented included the concept of preparing financial reports, the basic nature of financial reports, the purpose of preparing financial reports, financial report analysis, credit / loan analysis and calculation of credit / loan analysis. Participants showed enthusiasm and positive responses and felt that this material was very relevant and useful to support student knowledges
Analisis Strategi Pemasaran dalam Meningkatkan Penjualan Pestisida (insektisida) pada PT Kimika Usaha Prima Iqbal Asyraf Dzaky; Wasti Reviandani
Jurnal Akutansi Manajemen Ekonomi Kewirausahaan (JAMEK) Vol 5 No 1 (2025): Edisi Januari 2025
Publisher : Forum Kerjasama Pendidikan Tinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/jamek.v5i1.1761

Abstract

The research focuses on analyzing the sales marketing strategy of PT Kimika Usaha Prima company to find alternative marketing strategies to the problems faced. The research uses a qualitative descriptive method to describe the problem and the information obtained during the research process. The research analysis tool uses SWOT Analysis to identify internal factors (strengths and weakness) and external factors (opportunities, and threat) in PT Kimika Usaha Prima. The results of the SWOT analysis will be in the form of several alternative options for marketing strategies that aim to increase sales of insecticide pesticides. The results of the study show that the company PT Kimika Usaha Prima needs to plan and implement alternative marketing strategies by conducting seasonal promotions on superior products, expanding online promotion efforts, organizing product trials, and product diversification to customers.
PENGARUH RETURN ON EQUITY, COMPANY SIZE DAN FINANCIAL DISTRESS TERHADAP NILAI PERUSAHAAN PADA PERUSAHAAN SEKTOR KEUANGAN YANG TERDAFTAR DI BURSA EFEK INDONESIA TAHUN 2018-2023 Wulandari, Dwi Agustin; Reviandani, Wasti
Musytari : Jurnal Manajemen, Akuntansi, dan Ekonomi Vol. 15 No. 11 (2025): Musytari : Jurnal Manajemen, Akuntansi, dan Ekonomi
Publisher : Cahaya Ilmu Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.8734/musytari.v15i11.11697

Abstract

Sektor keuangan memiliki peran penting untuk meningkatkan pertumbuhan ekonomi suatu negara karena dapat mendorong kegiatan perekonomian dan memacu pertumbuhan ekonomi Indonesia. Penelitian ini bertujuan untuk mengetahui pengaruh Retun On Equity, Company Size dan Financial Distress terhadap Nilai Perusahaan pada perusahaan Sektor Keuangan yang terdaftar di Bursa Efek Indonesia. Metode penelitian menggunakan metode penelitian kuantitatif dengan sampel sebanyak 21 perusahaan dengan periode 2018-2023. Data yang diperoleh dianalisis dengan teknik analisis Regresi Linier Berganda menggunakan program SPSS 26. Hasil penelitian menunjukkan bahwa Return On Equity berpengaruh secara positif dan signifikan terhadap Nilai Perusahaan, sedangkan Company Size dan Financial Distress berpengaruh secara negatif dan signifikan terhadap Nilai Perusahaan. Kata kunci: Return On Equity; Company Size; Financial Distress; dan Nilai Perusahaan. Abstract The financial sector has an important role in increasing the economic growth of a country because it can encourage economic activities and spur economic growth in Indonesia. This study aims to determine the effect of Return on Equity, Company Size and Financial Distress on Company Value in Financial Sector companies listed on the Indonesia Stock Exchange. The research method uses a quantitative research method with a sample of 21 companies with a period of 2018-2023. The data obtained were analyzed using Multiple Linear Regression analysis techniques using the SPSS 26 program. The results of the study indicate that Return on Equity has a positive and significant effect on Company Value, while Company Size and Financial Distress have a negative and significant effect on Company Value. Keywords: Return On Equity; Company Size; Financial Distress; and Company Value
Analysis Of Compliance With SAK ETAP Implementation In The Preparation Of Financial Statements KSPPS BMT Rumah Elsyarif Nurul Maghfiroh; Wasti Reviandani
Management Studies and Entrepreneurship Journal (MSEJ) Vol. 6 No. 1 (2025): Management Studies and Entrepreneurship Journal (MSEJ)
Publisher : Yayasan Pendidikan Riset dan Pengembangan Intelektual (YRPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/msej.v6i1.6960

Abstract

This study analyzes the application of the Financial Accounting Standards for Entities Without Public Accountability (SAK ETAP) in the financial statements of KSPPS BMT Rumah Elsyarif. This research uses a descriptive qualitative approach with primary data from interviews and observations, as well as secondary data in the form of financial reports in 2023. Analysis was carried out descriptively and comparatively, with validity testing through member checks. The results showed that the cooperative's financial records were accrual-based, but the recognition, measurement, and presentation of financial statements were not fully in accordance with SAK ETAP, with a level of conformity of only 43%. The financial statements presented are limited to the income statement and balance sheet, and are still simple. The main obstacles are the limited knowledge of administrative staff, lack of training, and low understanding of SAK ETAP. Efforts are needed to improve the quality of reporting through training, socialization, and adjusting the reporting system to comply with SAK ETAP. This is important to create reports that are accurate, transparent and support better decision-making
Co-Authors Abidatul Khoiroh Alkusani, Alkusani Amelia Amelia Anggita Lailatu Zalma Anita Handayani Ardiansyah, Muhammad Bagus Ayyunda Mahabbah Kasih Chofifah Agustin Dewi Safitri Dewi Elin Nurfina Fanani, Muhammad Nizar Fauziah, Rahmatul Febriyanti, Berliana Fitriawati, Indah Ilmia Rahmawati Indah Dwi Yanti Iqbal Asyraf Dzaky Latifah Nur Rohmah Litasania, Nur Alfa Luluk Fatimawati Lusia Novita Ningsih Maulidyah Amalina Rizqi Maya Fita Suwahyuni Mega Kusuma Prakoso Meylinda Haryati Putri Ningsih, Lusia Novita Nisa, Maghfirotun Nuha, Sukma Uli Nurul Maghfiroh Putri Lestari Rafilah Maulidiya Ahmad Rahmatul Fauziah Rindani, Dwi Rizqiyah, Fatichatur Safitri, Annisa Nur Sari, Meyristiana Sayyidah Diana Sholekhah, Zumrotus Sindi Kurnia Safitri Suaibatul Aslamiyah Suaibatul Aslamiyah Sugiati, Iis Tiara Adinata Umattul Khoiriyah, Julaikha Vilantika, Elok Wulandari, Dwi Agustin Yanti, Indah Dwi Yuliani, Kartika Putri Yunita Dewi Nurjanah