Claim Missing Document
Check
Articles

Analisis Pembiayaan pada Koperasi Syariah XYZ Gresik Sayyidah Diana; Wasti Reviandani
MES Management Journal Vol. 3 No. 3 (2024): MES Management Journal 
Publisher : MES Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56709/mesman.v3i3.621

Abstract

This study aims to analyze financing at XYZ Syariah Cooperative Gresik, considering the high level of problematic financing reaching 22.77%. This topic is significant as effective financing is key to the sustainability of Islamic cooperatives in enhancing the welfare of their members. The research method used is qualitative descriptive, with data collection through interviews, observation, and document analysis. The study findings indicate that the causes of problematic financing stem from internal factors, such as non-compliance with standard operating procedures (SOP), as well as external factors, including the deteriorating economic conditions of members. The cooperative's efforts to address these issues include personal approaches, warning letters, and financing restructuring. The study concludes that strengthening creditworthiness analysis and stricter implementation of SOP are necessary to reduce the risk of problematic financing, thereby maintaining the financial stability of the cooperative. The findings of this study are expected to contribute to the development of risk management in Islamic cooperatives.
Analysis of Vat Payment Reporting Methods for Business Partners at PT X in Gresik Nuril Hidayah, Devita; Reviandani, Wasti
International Journal of Economics (IJEC) Vol. 4 No. 2 (2025): July-December
Publisher : PT Inovasi Pratama Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55299/ijec.v4i2.1711

Abstract

This study discusses the analysis of business partner payments without VAT deductions against overpayments at Company X. The purpose of this study is to analyze the impact of payments from business partners without VAT deductions that cause overpayments to Company X and increase understanding of efficient payment practices. This research method uses descriptive qualitative research methods. Data analysis was carried out by means of interviews and observations. The results of this study indicate that the verification and VAT deduction process has not been running optimally. This is indicated by the existence of business partner payment transactions in the periode from January to June 2025 which were carried out without VAT deductions, so that It can result In overpayments where company X eceives more funds than the inovices that have been issued, this has an impact on financial eficiency
Analisis Perputaran Piutang Pasien BPJS Ketenagakerjaan pada Rumah Sakit XY di Surabaya Iis Sugiati; Wasti Reviandani
Management Studies and Entrepreneurship Journal (MSEJ) Vol. 6 No. 3 (2025): Management Studies and Entrepreneurship Journal (MSEJ)
Publisher : Yayasan Pendidikan Riset dan Pengembangan Intelektual (YRPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/msej.v6i6.8702

Abstract

This study aims to analyze the accounts receivable turnover for BPJS Employment patients at a XY hospital in Surabaya. Efficient management of receivables is crucial in maintaining liquidity and the financial health of the hospital, as well as supporting the delivery of quality services. Data were collected through interviews, documentation, and purposive sampling of the hospital's finance head. The results indicate that the duration of converting receivables into cash and delays in payment accordance with the due date are primary factors influencing the BPJS Employment accounts receivable turnover. Additionally, complete administrative documentation and a rapid verification process play important roles in accelerating claim disbursement. This study recommends improvements in administrative management and collection strategies to optimize receivable turnover, thereby enhancing financial efficiency and service quality at the private hospital.
Analisis Kelayakan Nasabah dalam Pembiayaan Akad Murabahah pada PT. BPRS XYZ Nur Alfa Litasania; Wasti Reviandani
Jurnal Simki Economic Vol 8 No 1 (2025): Volume 8 Nomor 1 Tahun 2025
Publisher : Universitas Nusantara PGRI Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29407/jse.v8i1.933

Abstract

This research aims to analyze the feasibility of customers in financing murabahah contracts at PT. SRB XYZ. The method used is a qualitative approach with descriptive research type. Data was collected through interviews with employees, direct observation, and documentation of funding applications for 2023. Analysis was carried out by applying the 5C principles (Character, Capacity, Capital, Collateral, Conditions) as well as triangulation techniques to ensure data validity. The research results show that customer eligibility analysis is carried out through several stages, such as document inspection, field survey, credit history analysis using BI Checking, and assessment of customer business capacity. Of the total 897 funding applications in 2023, 79% were successfully disbursed, while the rest were rejected or canceled due to data discrepancies, completeness of documents, and failure to meet financing criteria. This research concludes that implementing strict feasibility analysis procedures can minimize the risk of financing problems.
ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI BURNOUT PADA KARYAWAN PERUM PERHUTANI KBM-IK GRESIK Shofiyatun Nisa; Wasti Reviandani
MANAJEMEN DEWANTARA Vol 10 No 2 (2026): MANAJEMEN DEWANTARA
Publisher : Universitas Sarjanawiyata Tamansiswa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30738/md.v10i1.22051

Abstract

This study aims to analyze the factors that influence burnout among employees at Perum Perhutani KBM-IK Gresik. The research used a qualitative method with a phenomenological approach. Data collection techniques were carried out through interviews and documentation. Research informants were selected using purposive sampling, taking into account their direct involvement in work activities. The data obtained were analyzed through data reduction, data presentation, and conclusion drawing stages. The results of the study show that employee burnout is influenced by high workloads and pressure due to limited staffing levels, as well as the difficulty of employees approaching retirement age in adapting to a digital-based work system. These conditions lead to physical and mental fatigue, as well as a decline in job satisfaction. This research is expected to serve as material for evaluation and consideration for companies in formulating human resource management policies that pay more attention to employee welfare
ANALISIS SELISIH PAJAK PERTAMBAHAN NILAI (PPN) MASUKAN DAN PPN KELUARAN DALAM PROSES REKONSILIASI PADA PT. XYZ Maulidatul Salsabila; Wasti Reviandani
MANAJEMEN DEWANTARA Vol 10 No 2 (2026): MANAJEMEN DEWANTARA
Publisher : Universitas Sarjanawiyata Tamansiswa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30738/md.v10i1.21767

Abstract

The purpose of this research is to identify and analyze in depth the causes of discrepancies between input VAT and output VAT during the tax reconciliation process at PT.XYZ. This study employs a descriptive qualitative research method. Data were collected through observation and interviews. The results indicate that discrepancies between input and output VAT occur due to several factors, including delays in receiving input VAT invoices, errors in transaction recording, and the existence of VAT invoices that have not yet been verified in the e-Faktur system
Determinants of Intention to Reuse Food Delivery Applications in Generation Z Wenti Krisnawati; Mohammad Jufriyanto; Wasti Reviandani
Journal of Economics and Social Sciences (JESS) Vol. 4 No. 2 (2025): Journal of Economics and Social Sciences (JESS)
Publisher : CV. Civiliza Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59525/jess.1380

Abstract

This study aims to answer the question of why someone uses FDA by using independent variables, namely special benefits, time saving, delivery experience, reviews and price value for reusing applications mediated by customer satisfaction. Total of 179 Generation Z respondents participated in this study. The design in this study uses quantitative and analytical techniques using PLS tools. Interesting findings in this study were successfully identified. This study found that time saving that is considered to be able to make people satisfied and return to reuse the FDA proved unacceptable, which means that in Generation Z there is perceived dissatisfaction with the time given by the FDA, and Generation Z does not need to save time in ordering food online, time saving is not a reason for them to reuse the FDA. In this case, online application food delivery service providers  must consider other causes that make them satisfied and willing to use the FDA application again, for example,  the special benefits offered, and the experience in ordering food, reviews and price values that are highly regarded by consumers, especially in generation Z which has an effect on customer satisfaction which in the end satisfaction affects the reuse of the application.