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All Journal Journal of Economic, Bussines and Accounting (COSTING) Minda Baharu Jurnal Pengabdian Dharma Laksana INFOKUM Madaniya The World of Public Administration Journal The World of Financial Administration Journal The World of Business Administration Journal Jurnal Manajemen Bisnis dan Keuangan Jurnal Ekonomi Jurnal Informatika Ekonomi Bisnis
Titin Kartini
Fakultas Ilmu Administrasi Universitas Subang
Religion Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences Other

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Analisis Literasi Keuangan dan Akses Modal terhadap Kinerja Keuangan Pelaku UMKM di Kabupaten Subang Kartini, Titin; Wijaya, John Henry
Jurnal Manajemen Bisnis dan Keuangan Vol 5 No 2 (2024): Oktober 2024
Publisher : https://jurnal.binamandiri.ac.id/

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51805/jmbk.v5i2.215

Abstract

The MSME sector serves as a crucial pillar of the national economy. Despite facing various challenges in recent years that have affected its performance and growth, MSMEs have demonstrated a strong ability to recover and adapt to dynamic economic conditions. This study aims to analyze the impact of financial literacy and access to capital on the financial performance of MSMEs in Subang Regency. The case study explores the relationship between financial literacy and access to capital, with a particular focus on the influence of capital access. The research method includes surveys and analysis of primary data collected through questionnaires from MSME operators in Subang Regency. Statistical analysis reveals that among the two factors studied, only access to capital significantly influences the financial performance of MSMEs. These findings provide crucial insights for stakeholders involved in policy and support for MSME development in Subang Regency. By emphasizing the importance of adequate access to capital, whether through formal financial institutions or government support programs, it is expected that MSME financial performance and sustainability can be enhanced. The study also highlights the need to improve financial literacy among MSME operators as part of a comprehensive strategy to strengthen this sector.
PENGUKURAN LITERASI KEUANGAN DAN PERSEPSI KEMUDAHAN DAN DAMPAKNYA TERHADAP PENGGUNAAN PINJAMAN ONLINE PADA MAHASISWA UNIVERSITAS SUBANG Titin Kartini; John Henry Wijaya
Journal of Economic, Bussines and Accounting (COSTING) Vol. 8 No. 1 (2025): COSTING : Journal of Economic, Bussines and Accounting
Publisher : Institut Penelitian Matematika, Komputer, Keperawatan, Pendidikan dan Ekonomi (IPM2KPE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/costing.v8i1.14050

Abstract

Pemerintah mendorong inovasi pada pemerintah daerah. Keberhasilan inovasi organisasi tentunya tidak terlepas dari innovative work behaviour pegawainya. Untuk meningkatkan innovative work behaviour, banyak faktor yang memengaruhi. Tujuan penelitian ini untuk mengetahui peran organizational citizenship behaviour yang memediasi pengaruh transformational leadership terhadap innovative work behaviour. Pengumpulan sampel dilakukan dengan random sampling dan bersifat cross sectional. Dengan menggunakan rumus Slovin diperoleh sampel sebanyak 83 orang dari populasi sebesar 847. Berdasarkan hasil pengujian diperoleh hasil bahwa Transformational leadership (β = 0.632; t = 5.654; p-values = 0.000), berpengaruh positif dan signifikan terhadap innovative work behaviour, Transformational leadership (β = 0.734; t = 18.946; p-values = 0.000), berpengaruh positif dan signifikan terhadap organizational citizenship behaviour, Organizational citizenship behaviour (β = 0.761; t = 7.339; p-values = 0.000), berpengaruh positif dan signifikan terhadap innovative work behaviour dan Organizational citizenship behaviour (β = 0.558; t = 7.746; p-values = 0.000), sebagai variabel mediator berpengaruh positif dan signifikan terhadap hubungan kausal antara transformational leadership dengan innovative work behaviour. Besar kekuatan prediksi model dengan skor R-Square, yaitu 0.743 untuk innovative work behaviour dan 0.538 untuk organizational citizenship behaviour. Dengan demikian transformational leadership berpengaruh positif terhadap innovative work behaviour baik secara langsung dan melalui organizational citizenship behaviour
Co-Authors Agustin, Ely Aulia, Silvi Devi Komalasari Dinarwati, Sri Faradila, Firda Futri, Dilla Adinda Gadzali , Silvy Sondari Gadzali, Silvy Sondari Gumelar, Agung Tegar Hardiana, Anisa Iwan Henri Kusnadi John Henry Wijaya Komara, A. Moeslihat Komir Bastaman Kusman Yuhana Mariane, Ine Muhamad Yuga Firdan Irawan Patony, Tony Pibriani, Thalia Rakhamayudhi Rakhamayudhi Rakhmayudhi Rakhmayudhi Ramdhan, Angga Nur Shidik, Deddy As Silvy Sondari Gadzali Tepi Peirisal Wijaya, John Henry Zaenal Hirawan