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The Urgency and Mechanism for Halal Certification of MSME Products in E-Commerce Wirdyaningsih, Wirdyaningsih; Syahida, Aufi Qonitatus; Karimah, Iffah; Nabilah, Annisah Marwah
Jurnal Dinamika Hukum Vol 21, No 2 (2021)
Publisher : Faculty of Law, Universitas Jenderal Soedirman

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20884/1.jdh.2021.21.2.2865

Abstract

The current development of technology supports the use of e-commerce for fulfillment of public needs. Nowadays, more start-ups and digital companies in Indonesia, including Micro, Small and Medium Enterprises (MSME) are targeting sharia market through selling halal goods on e-commerce shop and provide sharia investment products for Muslims. However, the high usage of e-commerce in Indonesia, which has become a necessity for Muslim societies, is not comparable with halal certification on MSME products in e-commerce. Based on the problems, this paper examines the urgency and mechanism of halal certification in MSME products in e-commerce in Indonesia. This research uses juridical-normative research methods to address this issue. Based on the research result, researchers found that coordination with all parties is needed, ranging from the government to the industrial actors, so that all MSME products from e-commerce can easily carry out halal certification. The government needs to form a digital economic interconnection of sharia so that the sharia economy is also not left behind in terms of financial technology, Islamic financial institutions, online commerce, and social finance. Various parties including the Ministry of Trade, the National Sharia Council (DSN) MUI need to make regulations and fatwa in support of halal certification in e-commerce. Keywords: e-commerce; halal certification; Indonesian economy; MSME; products.
GENERAL WELFARE IMPROVEMENT THROUGH OPTIMIZATION OF HAJJ FUNDS WITH PRODUCTIVE WAQF Vidya Nurchaliza; Wirdyaningsih Wirdyaningsih
Proceedings of AICS - Social Sciences Vol 9 (2019): the 9th AIC on Social Sciences, Syiah Kuala University
Publisher : Proceedings of AICS - Social Sciences

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (152.165 KB)

Abstract

Productive waqf is a very strategic economic instrument to realize welfare. However, this potential has not been maximally utilized because waqf organizers have difficulties in finding funds to increase investment in waqf assets. On the other hand, the Hajj Financial Management Agency (BPKH) is given the mandate to manage hundreds of trillions of Hajj funds. Law No. 34 of 2014 regulates the financial management of Hajj based on sharia principles that aim to increase the welfare of the people. The Waqf Law also mandates the management of waqf assets to improve public welfare. So that, it is the right thing to do cooperation between BPKH and waqf organizer (nazhir). In this study, the approach method used is a juridical-normative method to study the management of Hajj funds with productive waqf in terms of law and concept. Therefore, the purposes of this research are to review the laws and schemes in the collaboration. The research concludes: first, the synergy between Hajj funds and productive waqf can be done legally and second, the method that can be used by BPKH in placing Hajj funds with productive waqf schemes is profit sharing collaboration contract (Mudharabah) or Sukuk waqf.
Implementation of Regional Sukuk (Islamic bonds) as a solution for Regional economic development in Indonesia Nurfahmi Islami Kaffah; Wirdyaningsih Wirdyaningsih
Proceedings of AICS - Social Sciences Vol 9 (2019): the 9th AIC on Social Sciences, Syiah Kuala University
Publisher : Proceedings of AICS - Social Sciences

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (167.48 KB)

Abstract

This research is a juridical and empirical study about the implementation of Regional Sukuk (Islamic bonds) in Indonesia.  Sukuk constitute the Islamic bonds that are issued as proof of ownership of assets or infrastructure projects both in rupiah and foreign currency based on sharia principles. sukuk represents one of the strategic sources of state infrastructure financing in addition to state bonds (SUN). The impact of the strengthening of regional autonomy in Indonesia has triggered regional demands that sukuk not only be issued by central government authorities but also by provincial governments. Regulatory, the implementation of regional sukuk has not been supported by the legal basis of the law governing the mechanism and regulation of regional Sukuk. However, as a form of commitment to regional autonomy and equitable development, the Government through the Financial Services Authority (OJK) has established a Regulation on the Issuance of Regional Sukuk in 2017. This study discusses the regulatory aspects of regional sukuk, sharia principle in the operation sukuk, mechanism for issuing sukuk regions, the stakeholders, and the benefits of implementing regional sukuk. The Regional Sukuk Law regulation represents highly necessitate by the regional governments anda communities. Regional Sukuk can encourage the growth of sharia industries in the region, encourage clean infrastructure project governance based on sharia, alternative investment in local communities, and can increase the local revenue capacity.
The Implementation of Waqf as ‘Urf in Indonesia Ani Yumarni; Gemala Dewi; Jaih Mubarok; Wirdyaningsih Wirdyaningsih; Anna Sardiana
Sriwijaya Law Review Volume 5 Issue 2, July 2021
Publisher : Faculty of Law, Sriwijaya University, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28946/slrev.Vol5.Iss2.1126.pp287-299

Abstract

As a tradition that has been practised for a long time, waqf or endowment is clear evidence that Muslims in Indonesia are developing through this worship. However, what if the waqf is in the form of a mosque, Islamic school, and grave (3M’s waqf). It is an unusual thing in the contemporary Islamic tradition, but its existence persists. Meanwhile, 'Urf as one of the legal propositions in establishing Islamic law has known the concept and has been practised for generations in suburban areas where most of the population is Muslim. This tradition is then accommodated in Law Number 41 of 2004 concerning endowment, which contains land endowment and endowment organiser (nazhir). This paper examines the tradition of endowment in Indonesian society to benefit mosques, Islamic schools, and graves. By using the historical and analytical-conceptual approaches, this paper will analyse waqf in these three forms. The results of this study can be taken into consideration by stakeholders in developing strategies for strengthening and empowering 3M's donated land to create benefits for the Indonesian since 3M’s endowment is commonly found in Indonesian society. 
Kebatalan Surat Kesepakatan Perdamaian Tentang Nafkah Hadhanah yang Dilegalisasi Oleh Notaris (Analisis Putusan Pengadilan Agama Padang Nomor: 677/Pdt.G/2019/Pa.Pdg) Adinda Indah Rahayu; Wirdyaningsih Wirdyaningsih
Al-Mashlahah: Jurnal Hukum Islam dan Pranata Sosial Vol 10, No 01 (2022): Al-Mashlahah: Jurnal Hukum Islam dan Pranata Sosial Islam
Publisher : Sekolah Tinggi Agama Islam Al Hidayah Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30868/am.v10i01.2355

Abstract

Bapak dan Ibu dapat melakukan kesepakatan perdamaian mengenai kewajiban untuk membiayai dan memelihara anak dikarenakan perkawinan telah berakhir karena perceraian. Kesepakatan perdamaian yang dibuat oleh para pihak dihadapan notaris merupakan salah satu perjanjian yang diharapkan mampu melahirkan kepastian hukum dan menjadi dasar pertimbangan hakim dalam menjatuhkan putusan. Oleh karena itu perlu untuk meneliti dan menganalisis kekuatan pembuktian surat kesepakatan perdamaian serta kedudukan hukum di Pengadilan. Bentuk penelitian yang digunakan yuridis normatif yaitu penelitian yang secara khusus meneliti hukum dan mengadakan sistematisasi terhadap bahan-bahan hukum tertulis pada data sekunder untuk menjawab permasalahan. Hasil analisis adalah surat kesepakatan perdamaian yang legalisasi oleh notaris, mempuyai kepastian tanggal dan tanda tangan para pihak dan isi akta tersebut dan surat kesepakatan perdamaian batal demi hukum karena tidak sesuai dengan syarat-syarat sah perjanjian
AKIBAT HUKUM PENGGABUNGAN BEBERAPA BANK SYARI’AH TERHADAP AKAD DAN JAMINAN Muhammad Ricky Ilham Chalid; Wirdyaningsih .
PALAR (Pakuan Law review) Vol 8, No 2 (2022): Volume 8, Nomor 2 April-JunI 2022
Publisher : UNIVERSITAS PAKUAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1159.471 KB) | DOI: 10.33751/palar.v8i1.5071

Abstract

AbstrakTulisan ini untuk mengkaji akad-akad yang telah mengikat dan masih berlaku di antara nasabah dengan bank-bank syari’ah yang menggabungkan diri terhadap bank penerima penggabungan (survivor) serta penguasaan perjanjian jaminan akibat penggabungan dari beberapa bank syari’ah tersebut. Studi ini menggunakan metode penelitian hukum normatif dengan pendekatan perundang-undangan dan konseptual. Hasil studi menunjukkan bahwa penggabungan bank syari’ah mengakibatkan beralihnya aktiva dan passiva, termasuk juga didalamnya mengenai akad-akad dan juga berkaitan dengan perjanjian jaminan yang akan ikut beralih mengikuti akad-akad pokoknya. Kata Kunci: Akad, Jaminan, Penggabungan, Bank Syari’ah AbstractThe purpose of this study is to examine the contracts that have been binding and are still valid between customers and the merging Islamic banks against the surviving bank and the domination of guarantee agreements resulting from the merger of the several islamic banks. This study uses a normative legal research method with a statutory and conceptual approach. The results of the study show that the merger of Islamic banks results in the transfer of assets and liabilities, including also concerning contracts and also relating to guarantee agreements that will also switch to follow the main contracts. Keywords: Contracts, Collateral, Merger, Islamic Bank
KEDUDUKAN PENYELIA HALAL DALAM SERTIFIKASI HALAL SETELAH BERLAKUNYA UNDANG-UNDANG CIPTA KERJA PADA SEKTOR UMK Maghfirotun ,; Wirdyaningsih ,
PALAR (Pakuan Law review) Vol 8, No 2 (2022): Volume 8, Nomor 2 April-JunI 2022
Publisher : UNIVERSITAS PAKUAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1100.532 KB) | DOI: 10.33751/palar.v8i1.5073

Abstract

AbstrakPelaksanaan sertifikasi halal di Indonesia adalah amanat dari Undang-Undang Jaminan Produk Halal dan perubahannya pada Undang-Undang Cipta Kerja. Semua produk baik barang, makanan, minuman, kosmetik, obat maupun jasa yang dihasilkan dan beredar di Indonesia wajib harus berlabel halal. Jikapun tidak maka pelaku usaha harus menandai dengan label tidak halal, tak terkecuali untuk produk yang dihasilkan oleh UMK. Pelaksana sertifikasi halal di Indonesia yang awalnya dilaksanakan oleh LPPOM Majelis Ulama Indonesia, saat ini dilaksanakan oleh Badan Penyelenggara Jaminan Produk Halal (BPJPH) Kementerian Agama Republik Indonesia. Dengan berlakunya Undang-Undang Cipta Kerja dan Peraturan Pemerintah Nomor 39 Tahun 2021 tentang Jaminan Produk Halal dapat dikatakan banyak insentif yang diberikan berkaitan dengan sertifikasi halal kepada UMK. Penelitian ini menggunakan metode yuridis normatif serta deskriptif dan preskriptif.. Meskipun baru, saat ini pun peraturan tersebut sudah mulai terimplementasi. Sejak Agustus 2021, Pemerintah telah mensinkronisasi pelaksanaan sertifikasi halal dengan sistem perizinan elektronik satu pintu yaitu OSS-RBA. Salah satu insentif untuk UMK adalah dengan pendaftaran sertifikasi halal gratis sesuai dengan kemampuan keuangan negara. Akan tetapi dalam pelakanaannya terdapat beberapa kendala yang dihadapi oleh UMK terutama terkait dengan pelaksanaan program gratis tersebut dan terkait dengan penyelia halal. Banyak UMK yang produknya belum mempunyai sertifikasi halal karena permasalahan tersebut dan permasalahan legalitas UMK. Kata Kunci: Sertifikasi Halal UMK, Halal UMK, Penyelia Halal                                                                     Abstract        The implementation of halal certification in Indonesia is a mandate from the Halal Product Guarantee Act and its amendments to the Job Creation Act. All products, whether goods, food, beverages, cosmetics, drugs and services produced and circulated in Indonesia, must be labeled halal. if not, then the business actor must mark it with a non-halal label, not least for products produced by small micro business sector. The implementation of halal certification in Indonesia, which was initially carried out by the Indonesian Ulema Council LPPOM, is currently carried out by the Halal Product Guarantee Agency (BPJPH) of the Ministry of Religion of the Republic of Indonesia. With the enactment of the Job Creation Law and Government Regulation Number 39 of 2021 concerning Guaranteed Halal Products, it can be said that there are many incentives given related to halal certification to small micro business sector. This study uses a normative juridical method as well as descriptive and prescriptive. Even though it is new, currently the regulation has begun to be implemented. Since August 2021, the Government has synchronized the implementation of halal certification with the one-stop electronic licensing system, namely OSS-RBA. One of the incentives for small micro business sector is to register for free halal certification in accordance with the state's financial capacity. However, in its implementation there are several obstacles faced by small micro business sector, especially related to the implementation of the free program and related to halal supervisors. Many MSEs whose products do not have halal certification because of these problems and MSE legality problems. Keywords: UMK Halal Certification, UMK Halal, Halal Supervisor
ANALYSIS OF THE USE OF SHARIA FINANCIAL TECHNOLOGY (FINTEK) SERVICES STUDY ON APPLICATION SERVICES AT PT. AMMANA FINTECH SHARI'AH ACCORDING TO THE FATWA OF DSN MUI AND ISLAMIC LAW Yudha Prakarsa Karya Wiguna; Wirdyaningsih Wirdyaningsih
JHSS (JOURNAL OF HUMANITIES AND SOCIAL STUDIES) Vol 6, No 2 (2022): JHSS (Journal of Humanities and Social Studies)
Publisher : UNIVERSITAS PAKUAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33751/jhss.v6i2.5406

Abstract

The birth of Islamic financial service technology innovation (Shari'ah Fintech) has provided a lot of convenience. In practice, the community can carry out the financing collaboration process without having to meet face-to-face. However, behind all these conveniences, it is not widely known to what extent this sharia fintech application service is in accordance with the provisions of the DSN MUI Fatwa No. 117/DSN-MUI/II/2018 and also Islamic law, or is not in accordance with the legal provisions stipulated apply. This study aims to analyze the provisions of the MUI DSN Fatwa and Islamic Law on the fintech application services of PT. Ammana Fintek Syari'ah. The research method used in this study is normative juridical using a qualitative descriptive approach, namely research that aims to analyze the provisions of the Fatwa of DSN MUI and Islamic Law in theory and practice in the field. Based on the results of the study, it was found that the fintech services at PT. Ammana Fintek Syari'ah as a whole has conformity, as stated in the DSN-MUI Fatwa No. 117/DSNMUI/II/2018, including for points of general provisions, legal provisions, legal subjects, provisions related to general service guidelines and provisions related to mechanisms. contract. Meanwhile, according to Islamic law, the presence of fintech services at PT. Ammana Fintech Syari'ah has provided benefits for many people. There are two things from the five points of maqashid sharia that are maintained by the existence of PT. Ammana Fintech Syari'ah, namely, hifz al-mal (protection of property), and hifz al-nafs (protection of the soul).
Analisis Akibat Pembatalan Perkawinan Sedarah Terhadap Harta Bersama dan Kedudukan Anak (Studi Kasus Putusan Pengadilan Agama Lubuklinggau Nomor 80/Pdt.G/2017/PA.LLG) Pricillia Putri; Wirdyaningsih .
Indonesian Notary Vol 4, No 1 (2022): Indonesian Notary
Publisher : Universitas Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (342.201 KB)

Abstract

Perkawinan dapat dikatakan sah jika memenuhi syarat dan ketentuan yang terdapat dalam peraturan perundang-undangan. Salah satunya ialah larangan perkawinan. Apabila perkawinan telah berlangsung dan larangan perkawinan tersebut dilanggar maka akibat hukum yang terjadi adalah pembatalan perkawinan. Pembatalan perkawinan tidak hanya berakibat hukum bagi suami dan istri tetapi juga anak yang telah lahir dari perkawinan tersebut. Hal ini menimbulkan permasalahan terhadap harta bersama suami dan istri juga kedudukan anak yang lahir. Maka dari itu, penelitian ini membahas mengenai analisis akibat pembatalan perkawinan sedarah dalam kaitannya dengan harta bersama dan kedudukan anak berdasarkan studi kasus Putusan Pengadilan Agama Lubuklinggau Nomor 80/Pdt.G/2017/PA.LLG. Untuk menjawab permasalahan tersebut digunakan metode penelitian hukum normatif dan analisa dilakukan secara deskriptif analitis. Analisis didasarkan pada pengaturan Hukum Perkawinan dan Kewarisan terutama dalam Hukum Perkawinan dan Kewarisan Islam mengenai harta bersama dan kedudukan anak pasca terjadinya pembatalan perkawinan. Hasil analisa mengungkapkan bahwa tidak adanya pengaturan secara eksplisit mengenai harta bersama setelah terjadinya pembatalan perkawinan menyebabkan pengaturan pembagian harta bersama dilakukan menurut prinsip keadilan dan musyawarah untuk mufakat. Selain itu, anak juga tetap berkedudukan sebagai anak sah dengan adanya pengecualian keberlakuan pembatalan perkawinan terhadap kedudukan anak pada Undang-Undang Perkawinan dan Kompilasi Hukum Islam. Tidak adanya perubahan kedudukan anak mengakibatkan anak tetap memiliki hak untuk mendapatkan pemeliharaan dari orang tua serta memperoleh hak warisnya sebesar bagian yang telah ditentukan dalam Kompilasi Hukum Islam. Kata kunci: perkawinan sedarah; harta bersama; kedudukan anak
PENGATURAN HAK KEKAYAAN INTELEKTUAL SEBAGAI JAMINAN UTANG MENURUT PP NOMOR 24 TAHUN 2022 Gerid Williem Karlosa Reskin; Wirdyaningsih .
PALAR (Pakuan Law review) Vol 8, No 4 (2022): Volume 8, Nomor 4 Oktober-Desember 2022
Publisher : UNIVERSITAS PAKUAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (791.517 KB) | DOI: 10.33751/palar.v8i4.6857

Abstract

     AbstrakTujuan Penelitian ini ialah untuk menjelaskan bahwa Makin banyaknya kemunculan ekonomi kreatif (Ekraf) di era ini, semakin tinggi pula niat para pelaku ekonomi kreatif untuk memanfaatkan produk mereka. Salah satu cara pemanfaatan yang dilakukan adalah menjadikan produk mereka sebagai jaminan untuk memperoleh pembiayaan tertentu. Untuk mendukung pelaku ekonomi kreatif mengatasi masalah pembiayaan, pemerintah telah mengeluarkan PP No. 24 Tahun 2022 tentang Ekonomi Kreatif (PP Ekraf) yang memungkinkan kekayaan intelektual dijadikan jaminan utang. Tulisan inib ertujuan untuk mengetahui dan menganalisa mengenai bagaimana pengaturannya jika hak kekayaan intelektual dijadikan jaminan utang menurut PP Nomor 24 tahun 2022 serta kendala yang akan ditemukan dalam prosesnya mengingat hak kekayaan intelektual merupakan aset yang tidak berwujud. Penelitian ini menggunakan metode literature review atau tinjauan pustaka. Pengaturan hak kekayaan intelektual sebagai jaminan utang menurut PP Nomor 24 tahun 2022. Kekayaan Intelektual adalah kekayaan yang timbul atau lahir karena kemampuan intelektual manusia melalui daya cipta, rasa, dan karsanya yang dapat berupa karya di bidang teknologi, ilmu pengetahuan, seni, dan sastra. Hak Kekayaan Intelektual (HKI) penting untuk melindungi kekayaan intelektual dari pencurian dan pelanggaran. Objek yang dijadikan jaminan utang dalam skema pembiayaan berbasis kekayaan intelektual adalah kekayaan intelektual. Sehingga dibentuklah pengaturan hak kekayaan intelektual sebagai jaminan utang menurut Peraturan Pemerintah Nomor 24 tahun 2022. Terdapat 4 (empat) syarat yang harus dipenuhi, yaitu memiliki proposal pembiayaan usaha ekonomi kreatif, bukti kepemilikan kekayaan intelektual produk ekonomi kreatif, dan memiliki bukti kepemilikan usaha ekonomi kreatif dan sertifikat kekayaan intelektual. Dalam pelaksanaannyapun Pemerintah diharapkan terus hadir dalam memberikan sosialisasi kepada masyarakat awam dan meyakinkan pihak lembaga keuangan agar terciptanya kepercayaan terhadap nilai ekonomi dari produk-produk para pelaku ekonomi kreatif Kata kunci : Hak Kekayaan Intelektual, Jaminan Utang, PP Nomor 24 Tahun 2022 AbstractThe purpose of this study is to explain that the more creative economy (Ekraf) emerges in this era, the higher the intention of creative economy actors to utilize their products. One of the ways they are utilized is to use their products as collateral to obtain certain financing. To support creative economy players in overcoming financing problems, the government has issued PP no. 24 of 2022 concerning the Creative Economy (PP Ekraf) which allows intellectual property to be used as collateral for debt. This paper aims to find out and analyze how it is regulated if intellectual property rights are used as collateral for debt according to Government Regulation Number 24 of 2022 and the obstacles that will be found in the process considering that intellectual property rights are intangible assets. This study uses the literature review method or literature review. Regulation of intellectual property rights as collateral for debt according to Government Regulation Number 24 of 2022. Intellectual Property is property that arises or is born due to human intellectual abilities through creativity, taste and initiative which can be in the form of works in the fields of technology, science, art and literature. Intellectual Property Rights (IPR) are important to protect intellectual property from theft and infringement. The object used as collateral for debt in an intellectual property-based financing scheme is intellectual property. So that an arrangement for intellectual property rights was formed as collateral for debt according to Government Regulation Number 24 of 2022. There are 4 (four) conditions that must be met, namely having a proposal for financing creative economy businesses, proof of ownership of intellectual property for creative economy products, and having proof of ownership of creative economy businesses and intellectual property certificates. In its implementation, it is hoped that the Government will continue to be present in providing outreach to the general public and convincing financial institutions to create confidence in the economic value of the products of creative economy actors. Keywords: Intellectual Property Rights, Debt Guarantee, Government Regulation Number 24 of 2022